FITB vs BSAC vs BMA Stock Comparison

Fifth Third Bancorp, Banco Santander Chile and Macro Bank Prices as of Oct 27, 2026 Peers: Industry group
FITB Fifth Third Bancorp
$53.58 +2.9% 1M +26.2% 1Y
Market cap
$48.57B
P/E
18.4x
Revenue (TTM)
$10.16B
Div. yield
3.02%
Regional Banks Financial Services
4 wins
BSAC Banco Santander Chile
$31.82 -7.4% 1M +12.3% 1Y
Market cap
$14.99B
P/E
0.0x
Revenue (TTM)
—
Div. yield
4.65%
Regional Banks Financial Services
1 win
BMA Macro Bank Inc.
$61.89 -10.0% 1M -21.8% 1Y
Market cap
$5.18B
P/E
39.7x
Revenue (TTM)
—
Div. yield
6.22%
Regional Banks Financial Services
3 wins

Head to Head

8 decided of 12

Fifth Third Bancorp leads on 4 of the 12 questions below (Fifth Third Bancorp 4, Macro Bank 3, Banco Santander Chile 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionFITBBSACBMALeader
Larger companyMarket capitalisation $48.57B $14.99B $5.18B FITB
Cheaper on earningsLower P/E, profitable companies only 18.4x 0.0x 39.7x BSAC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 17.0x 11.2x 7.3x BMA
Faster revenue growthRevenue growth, trailing twelve months +17.1% — — –
More profitableNet margin, trailing twelve months 26.2% — — –
Better return on capitalReturn on invested capital 12.9% — — –
Less leveragedLower net debt / EBITDA — 0.0x — –
Higher dividend yieldTrailing dividend yield 3.02% 4.65% 6.22% BMA
Better 1-year returnPrice return, last 12 months +26.2% +12.3% -21.8% FITB
Better 5-year returnAnnualised price return, 5 years +4.0%/yr +11.9%/yr +30.1%/yr BMA
Less volatileAnnualised volatility, 1 year 24.9% 28.9% 50.7% FITB
Higher overall scoreMean of the five percentile scores vs peers 40/100 33/100 — FITB

Percentile Scorecard

FITBBSACBMA

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisFITBBSACBMA
Valuation 12 #318 of 360 11 #319 of 360 21 #286 of 360
Growth 23 #148 of 191 21 #152 of 191 –
Profitability 46 #92 of 168 – –
Financial Health 50 #88 of 175 8 #161 of 175 –
Shareholder Returns 72 #98 of 341 93 #25 of 341 98 #7 of 341
Overall 40 33 –
  • FITB ranked among 368 companies in Banking
  • BSAC ranked among 368 companies in Banking
  • BMA ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodFITBBSACBMASPY
1 month +2.9%-7.4%-10.0% -0.2%
3 months -7.3%-6.2%-31.8% +3.9%
6 months +6.5%-3.8%-18.0% +8.2%
Year to date +14.5%+2.3%-31.4% +12.9%
1 year +26.2%+12.3%-21.8% +12.3%
3 years +134.1%+82.0%+218.5% +87.4%
3 years, per year +32.8%+22.1%+47.2% +23.3%
5 years +21.8%+75.4%+272.4% +67.9%
5 years, per year +4.0%+11.9%+30.1% +10.9%
10 years +145.6%+44.2%-19.6% +261.1%
10 years, per year +9.4%+3.7%-2.2% +13.7%

Risk

MeasureFITBBSACBMASPY
Volatility, 1Y 24.9%28.9%50.7% 12.7%
Downside volatility, 1Y 24.7%30.5%45.1% 12.7%
Beta vs S&P 500, 1Y 0.701.091.85 1.00
Return / volatility, 1Y 1.050.43-0.43 0.97
Max drawdown, 5Y -54.6%-40.5%-66.1% -25.4%
From 52-week high -9.7%-15.1%-40.9% -1.2%
52-week high $59.36$37.46$104.70 $779.14
52-week low $41.12$28.22$61.59 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleFITBBSACBMA
P/E now vs peer median 18.4xmedian 12.1x 0.0xmedian 12.1x 39.7xmedian 12.1x
P/S now vs peer median 4.8xmedian 3.4x 2.8xmedian 3.4x 1.9xmedian 3.4x
EV/EBITDA now vs peer median —median 5.0x 0.0xmedian 5.0x —median 5.0x
P/FCF now vs peer median —median 10.9x -486.3xmedian 10.9x 19.6xmedian 10.9x
P/B now vs peer median 1.4xmedian 1.2x 2.4xmedian 1.2x 1.4xmedian 1.2x
PEG now vs peer median -2.90median 1.34 0.00median 1.34 —median 1.34

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsFITBBSACBMA
Revenue $10.16B – –
Operating income – $278.26B –
Net income $2.81B -$1.70T –
EPS (diluted) $2.91 $1,126.89 –
Cash & equivalents $4.37B $2.20B $2.10B
Total debt $22.27B $47.85B –
Shares (diluted) 916.00M 471.12M 1.27B
Enterprise value -$33.66B -$10.86T -$2.72B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricFITBBSACBMA
P/E 18.4x 0.0x 39.7x
P/FCF – -486.3x 19.6x
P/Operating cash flow – – –
P/S 4.8x 2.8x 1.9x
P/B 1.4x 2.4x 1.4x
P/Tangible book 1.5x -0.2x 1.4x
EV/EBITDA – 0.0x –
EV/EBIT 6.1x 0.2x –
EV/Revenue 4.6x – –
EV/FCF – – –
EV/Operating cash flow – – –
PEG (3Y EPS CAGR) -2.90 0.00 –

Growth

14 metrics
MetricFITBBSACBMA
Revenue growth (1Y) 17.1% – –
Revenue CAGR (3Y) 4.6% – –
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – -85.8% –
Operating income CAGR (3Y) – 44.6% –
Net income growth (1Y) 20.2% -229.4% –
Net income CAGR (3Y) 3.3% -114.2% –
EPS growth (1Y) -10.3% -18.5% –
EPS CAGR (3Y) -6.3% 48.4% –
Operating cash flow growth (1Y) – – –
Operating cash flow CAGR (3Y) – – –
Free cash flow growth (1Y) – – –
Free cash flow CAGR (3Y) – – –

Profitability

14 metrics
MetricFITBBSACBMA
Gross margin – – –
EBITDA margin – – –
Operating margin – – –
Pretax margin 35.4% – –
Net margin 26.2% – –
FCF margin – – –
Operating cash flow margin – – –
Return on equity 10.0% – –
Return on assets 1.1% 2,022% –
Return on invested capital 12.9% – –
Return on capital employed – – –
Asset turnover 0.0x – –
Cash conversion (OCF / net income) – – –
Stock comp / revenue – – –

Financial Health

11 metrics
MetricFITBBSACBMA
Debt / assets 7.4% 63.2% –
Debt / equity 0.6x 7.7x –
Net debt / EBITDA – 0.0x –
Debt / FCF – – –
Liabilities / assets 88.5% 91.8% 77.5%
Equity / assets 11.5% 8.2% 22.5%
Interest coverage 1.9x – –
Current ratio – – –
Quick ratio – 0.1x –
Cash ratio – 0.1x –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricFITBBSACBMA
Dividend yield 3.0% 4.7% 6.2%
Net buyback yield – – –
Shareholder yield 3.0% 4.7% 6.2%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusFITBBSACBMA
Forward P/E 17.0xFY2026 11.2xFY2026 7.3xFY2026
EPS, next fiscal year $3.15FY2026 $2.84FY2026 $8.46FY2026
EPS growth, next FY -10.8%FY2026 +9.7%FY2026 +159.5%FY2026
EPS growth, the year after +61.3% +2.5% +50.5%
Revenue, next fiscal year $12.18BFY2026 $3.07BFY2026 $3.93BFY2026
Revenue growth, next FY +34.7%FY2026 -7.8%FY2026 +25.0%FY2026
Revenue growth, the year after +23.3% +19.1% +25.8%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersFITBBSACBMA
Held by institutions 90.8% 4.7% 9.3%
Institutions holding 1,303 157 94
Change in shares held, QoQ +3.9% +1.7% +5.0%
Institutions buying 691 82 51
Institutions selling 406 51 27
Buyers to sellers 1.70 1.61 1.89

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

FITBBSACBMA
FITB 1.00 0.30 0.26
BSAC 0.30 1.00 0.50
BMA 0.26 0.50 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, FITB, BSAC and BMA?

Fifth Third Bancorp (FITB) is the largest by market capitalisation: Fifth Third Bancorp (FITB) $48.57B, Banco Santander Chile (BSAC) $14.99B, Macro Bank (BMA) $5.18B.

Which stock is cheaper, FITB, BSAC and BMA?

Banco Santander Chile (BSAC) trades on the lowest price-to-earnings ratio (Fifth Third Bancorp (FITB) 18.4x, Banco Santander Chile (BSAC) 0.0x, Macro Bank (BMA) 39.7x). On next year's consensus earnings, Macro Bank (BMA) is cheapest (Fifth Third Bancorp (FITB) 17.0x, Banco Santander Chile (BSAC) 11.2x, Macro Bank (BMA) 7.3x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which stock has performed better?

Over the past year Fifth Third Bancorp (FITB) returned the most: Fifth Third Bancorp (FITB) +26.2%, Banco Santander Chile (BSAC) +12.3%, Macro Bank (BMA) -21.8%. Over five years, Macro Bank (BMA) compounded fastest (Fifth Third Bancorp (FITB) +4.0%/yr, Banco Santander Chile (BSAC) +11.9%/yr, Macro Bank (BMA) +30.1%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Macro Bank (BMA) has the highest dividend yield: Fifth Third Bancorp (FITB) 3.02%, Banco Santander Chile (BSAC) 4.65%, Macro Bank (BMA) 6.22%.

Which stock is riskier?

By one-year price volatility, Fifth Third Bancorp (FITB) has been the steadiest (Fifth Third Bancorp (FITB) 24.9%, Banco Santander Chile (BSAC) 28.9%, Macro Bank (BMA) 50.7%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, FITB, BSAC and BMA?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Fifth Third Bancorp (FITB) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.