FFLO vs MNRO vs GPI Stock Comparison

Free Flow USA, Monro and Group 1 Automotive Prices as of Oct 23, 2026 Peers: Industry group
FFLO Free Flow USA, Inc.
$0.31 +29.2% 1M +55.0% 1Y
Market cap
$9.61M
P/E
–
Revenue (TTM)
$33.90K
Div. yield
–
Auto Parts Retail Consumer Discretionary
3 wins
MNRO Monro, Inc.
$13.41 -2.4% 1M -25.6% 1Y
Market cap
$426.01M
P/E
–
Revenue (TTM)
—
Div. yield
–
Auto Parts Retail Consumer Discretionary
GPI Group 1 Automotive Inc
$244.03 -3.4% 1M -42.4% 1Y
Market cap
$3.02B
P/E
10.4x
Revenue (TTM)
$22.15B
Div. yield
0.01%
Auto Dealerships Consumer Discretionary
5 wins

Head to Head

8 decided of 12

Group 1 Automotive leads on 5 of the 12 questions below (Group 1 Automotive 5, Free Flow USA 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionFFLOMNROGPILeader
Larger companyMarket capitalisation $9.61M $426.01M $3.02B GPI
Cheaper on earningsLower P/E, profitable companies only -50.7x — 10.4x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 111.7x 6.3x GPI
Faster revenue growthRevenue growth, trailing twelve months +1,020.7% — +0.8% FFLO
More profitableNet margin, trailing twelve months -558.8% — 1.3% GPI
Better return on capitalReturn on invested capital — — 8.1% –
Less leveragedLower net debt / EBITDA — — 3.9x –
Higher dividend yieldTrailing dividend yield — 0.00% 0.01% –
Better 1-year returnPrice return, last 12 months +55.0% -25.6% -42.4% FFLO
Better 5-year returnAnnualised price return, 5 years +10.3%/yr -26.3%/yr +6.3%/yr FFLO
Less volatileAnnualised volatility, 1 year 224.7% 62.3% 43.2% GPI
Higher overall scoreMean of the five percentile scores vs peers 23/100 — 46/100 GPI

Percentile Scorecard

FFLOMNROGPI

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisFFLOMNROGPI
Valuation 3 #101 of 104 – 80 #22 of 104
Growth 77 #24 of 99 – 13 #86 of 99
Profitability 9 #90 of 99 – 48 #52 of 99
Financial Health 4 #109 of 113 38 #71 of 113 21 #89 of 113
Shareholder Returns – 94 #5 of 73 65 #26 of 73
Overall 23 – 46
  • FFLO ranked among 115 companies in Retail
  • MNRO ranked among 115 companies in Retail
  • GPI ranked among 115 companies in Retail

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodFFLOMNROGPISPY
1 month +29.2%-2.4%-3.4% -0.8%
3 months +287.5%-20.8%-27.6% +3.5%
6 months +520.0%-23.4%-28.1% +7.0%
Year to date +675.0%-33.1%-38.0% +12.2%
1 year +55.0%-25.6%-42.4% +13.0%
3 years +24.0%-48.5%-2.1% +86.3%
3 years, per year +7.4%-19.8%-0.7% +23.1%
5 years +63.2%-78.3%+35.4% +68.6%
5 years, per year +10.3%-26.3%+6.3% +11.0%
10 years -69.0%-75.6%+311.3% +258.0%
10 years, per year -11.1%-13.2%+15.2% +13.6%

Risk

MeasureFFLOMNROGPISPY
Volatility, 1Y 224.7%62.3%43.2% 12.7%
Downside volatility, 1Y —70.3%48.2% 12.7%
Beta vs S&P 500, 1Y -0.241.920.33 1.00
Return / volatility, 1Y 0.24-0.41-0.98 1.02
Max drawdown, 5Y -96.9%-82.5%-53.9% -25.4%
From 52-week high -11.4%-43.7%-42.8% -1.8%
52-week high $0.35$23.81$426.91 $779.14
52-week low $0.04$11.27$224.95 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleFFLOMNROGPI
P/E now vs peer median -50.7xmedian 16.7x —median 16.7x 9.9xmedian 16.7x
P/S now vs peer median 283.5xmedian 0.5x —median 0.5x 0.1xmedian 0.5x
EV/EBITDA now vs peer median —median 9.0x —median 9.0x 7.4xmedian 9.0x
P/FCF now vs peer median —median 16.5x —median 16.5x 17.5xmedian 16.5x
P/B now vs peer median -8.1xmedian 1.7x 0.7xmedian 1.7x 1.0xmedian 1.7x
PEG now vs peer median —median 0.72 —median 0.72 -0.48median 0.72

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsFFLOMNROGPI
Revenue $33.90K – $22.15B
Gross profit $33.90K – $3.53B
Operating income -$92.19K – $692.80M
Net income -$189.44K – $290.10M
Free cash flow – – $166.30M
EPS (diluted) – – $24.50
Cash & equivalents $4.19K $14.63M $164.50M
Total debt $2.00M $387.59M $3.36B
Shares (diluted) – 31.40M 11.84M
Enterprise value $9.51M $388.20M $2.75B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricFFLOMNROGPI
P/E -50.7x – 9.9x
P/FCF – – 17.5x
P/Operating cash flow – – 6.6x
P/S 283.5x – 0.1x
P/B -8.1x 0.7x 1.0x
P/Tangible book -8.1x 0.7x 1.5x
EV/EBITDA – – 7.4x
EV/EBIT -109.6x – 8.8x
EV/Revenue 298.1x – 0.3x
EV/FCF – – 36.7x
EV/Operating cash flow – – 13.9x
PEG (3Y EPS CAGR) – – -0.48

Growth

14 metrics
MetricFFLOMNROGPI
Revenue growth (1Y) 1,021% – 0.8%
Revenue CAGR (3Y) -21.6% – 9.4%
Gross profit growth (1Y) 1,412% – -0.8%
Gross profit CAGR (3Y) 57.5% – 5.9%
Operating income growth (1Y) 57.1% – -24.1%
Operating income CAGR (3Y) 23.6% – -12.5%
Net income growth (1Y) 7.1% – -39.7%
Net income CAGR (3Y) -24.6% – -24.8%
EPS growth (1Y) – – -34.5%
EPS CAGR (3Y) – – -20.8%
Operating cash flow growth (1Y) – – -49.3%
Operating cash flow CAGR (3Y) – – -1.9%
Free cash flow growth (1Y) – – -72.3%
Free cash flow CAGR (3Y) – – -16.5%

Profitability

14 metrics
MetricFFLOMNROGPI
Gross margin 100.0% – 15.9%
EBITDA margin – – 3.7%
Operating margin -272.0% – 3.1%
Pretax margin -228.5% – 1.8%
Net margin -558.8% – 1.3%
FCF margin – – 0.8%
Operating cash flow margin – – 2.0%
Return on equity – – 10.0%
Return on assets -38.2% – 2.9%
Return on invested capital – – 8.1%
Return on capital employed -714.6% – 10.5%
Asset turnover 0.2x – 2.2x
Cash conversion (OCF / net income) – – 1.5x
Stock comp / revenue – – 0.1%

Financial Health

11 metrics
MetricFFLOMNROGPI
Debt / assets 252.6% 6.2% 32.7%
Debt / equity -0.4x 0.2x 1.1x
Net debt / EBITDA – – 3.9x
Debt / FCF – – 20.2x
Liabilities / assets 702.7% 62.3% 71.3%
Equity / assets -602.7% 37.7% 28.7%
Interest coverage – – –
Current ratio 1.0x 0.5x 1.0x
Quick ratio 0.0x 0.1x 0.2x
Cash ratio 0.0x 0.0x 0.0x
Altman Z-score -9.24 – 3.25

Shareholder Returns

7 metrics
MetricFFLOMNROGPI
Dividend yield – 8.4% 0.9%
Net buyback yield – – 14.8%
Shareholder yield – 8.4% 15.7%
Payout ratio (earnings) – – 8.8%
Payout ratio (FCF) – – 15.4%
Dividend growth (1Y) – – 0.0%
Dividend CAGR (3Y) – – 1.8%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusFFLOMNROGPI
Forward P/E – 111.7xFY2026 6.3xFY2026
EPS, next fiscal year – $0.12FY2026 $38.71FY2026
EPS growth, next FY – -71.4%FY2026 -4.9%FY2026
EPS growth, the year after – +275.0% +8.1%
Revenue, next fiscal year – $1.18BFY2026 $20.66BFY2026
Revenue growth, next FY – +1.9%FY2026 -8.5%FY2026
Revenue growth, the year after – -2.6% +5.6%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersFFLOMNROGPI
Held by institutions – 100.0% 99.9%
Institutions holding – 182 385
Change in shares held, QoQ – -7.2% +3.7%
Institutions buying – 96 202
Institutions selling – 65 125
Buyers to sellers – 1.48 1.62

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

FFLOMNROGPI
FFLO 1.00 -0.05 -0.06
MNRO -0.05 1.00 0.26
GPI -0.06 0.26 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, FFLO, MNRO and GPI?

Group 1 Automotive (GPI) is the largest by market capitalisation: Free Flow USA (FFLO) $9.61M, Monro (MNRO) $426.01M, Group 1 Automotive (GPI) $3.02B.

Which company is growing faster?

Free Flow USA (FFLO) grew revenue fastest over the trailing twelve months: Free Flow USA (FFLO) +1,020.7%, Group 1 Automotive (GPI) +0.8%.

Which company is more profitable?

Group 1 Automotive (GPI) has the highest net margin (Free Flow USA (FFLO) -558.8%, Group 1 Automotive (GPI) 1.3%).

Which stock has performed better?

Over the past year Free Flow USA (FFLO) returned the most: Free Flow USA (FFLO) +55.0%, Monro (MNRO) -25.6%, Group 1 Automotive (GPI) -42.4%. Over five years, Free Flow USA (FFLO) compounded fastest (Free Flow USA (FFLO) +10.3%/yr, Monro (MNRO) -26.3%/yr, Group 1 Automotive (GPI) +6.3%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Monro (MNRO) 0.00%, Group 1 Automotive (GPI) 0.01%. Free Flow USA (FFLO) and Monro (MNRO) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Group 1 Automotive (GPI) has been the steadiest (Free Flow USA (FFLO) 224.7%, Monro (MNRO) 62.3%, Group 1 Automotive (GPI) 43.2%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, FFLO, MNRO and GPI?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Group 1 Automotive (GPI) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.