FCFS vs VGES Stock Comparison

FirstCash Holdings and Vanguard Green Investment Prices as of Oct 27, 2026 Peers: Industry group
FCFS FirstCash Holdings, Inc.
$185.35 -14.8% 1M +23.0% 1Y
Market cap
$8.20B
P/E
20.2x
Revenue (TTM)
$4.29B
Div. yield
–
Consumer Lending Financial Services
4 wins

Head to Head

5 decided of 12

FirstCash Holdings leads on 4 of the 12 questions below (FirstCash Holdings 4, Vanguard Green Investment 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionFCFSVGESLeader
Larger companyMarket capitalisation $8.20B $33.28M FCFS
Cheaper on earningsLower P/E, profitable companies only 20.2x -324.0x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS 16.2x — –
Faster revenue growthRevenue growth, trailing twelve months +22.9% — –
More profitableNet margin, trailing twelve months 9.5% — –
Better return on capitalReturn on invested capital 8.7% — –
Less leveragedLower net debt / EBITDA 3.3x — –
Higher dividend yieldTrailing dividend yield 0.00% — –
Better 1-year returnPrice return, last 12 months +23.0% +86.7% VGES
Better 5-year returnAnnualised price return, 5 years +15.3%/yr -10.6%/yr FCFS
Less volatileAnnualised volatility, 1 year 36.5% 57.6% FCFS
Higher overall scoreMean of the five percentile scores vs peers 59/100 5/100 FCFS

Percentile Scorecard

FCFSVGES

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisFCFSVGES
Valuation 46 #91 of 169 9 #30 of 33
Growth 74 #42 of 160 7 #28 of 30
Profitability 77 #35 of 149 –
Financial Health 66 #55 of 158 0 #39 of 39
Shareholder Returns 30 #96 of 136 –
Overall 59 5
  • FCFS ranked among 174 companies in Lending and Credit
  • VGES ranked among 39 companies in Consumer Services

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodFCFSVGESSPY
1 month -14.8%0.0% -0.2%
3 months -10.3%0.0% +3.9%
6 months -13.4%0.0% +8.2%
Year to date +16.3%+86.7% +12.9%
1 year +23.0%+86.7% +12.3%
3 years +73.1%-46.7% +87.4%
3 years, per year +20.1%-18.9% +23.3%
5 years +104.0%-42.9% +67.9%
5 years, per year +15.3%-10.6% +10.9%
10 years +273.3%— +261.1%
10 years, per year +14.1%— +13.7%

Risk

MeasureFCFSVGESSPY
Volatility, 1Y 36.5%57.6% 12.7%
Downside volatility, 1Y 40.6%— 12.7%
Beta vs S&P 500, 1Y 0.700.02 1.00
Return / volatility, 1Y 0.631.50 0.97
Max drawdown, 5Y -33.9%-88.2% -25.4%
From 52-week high -21.6%0.0% -1.2%
52-week high $236.43$0.56 $779.14
52-week low $148.05$0.30 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleFCFSVGES
P/E now vs peer median 19.6xmedian 11.1x -324.0xmedian 15.2x
P/S now vs peer median 1.9xmedian 2.6x —median 1.3x
EV/EBITDA now vs peer median 14.9xmedian 13.5x —median 9.8x
P/FCF now vs peer median 15.3xmedian 7.0x -378.8xmedian 14.5x
P/B now vs peer median 3.5xmedian 0.7x -42.1xmedian 2.0x
PEG now vs peer median 0.86median 0.32 -66.55median 0.35

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsFCFSVGES
Revenue $4.29B –
Gross profit $2.15B –
Operating income $553.59M –
Net income $406.49M -$102.72K
Free cash flow $518.18M -$87.86K
EPS (diluted) $9.38 $0.00
Cash & equivalents $203.16M $55.00
Total debt $2.45B $2.47M
Shares (diluted) 43.34M 59.43M
Enterprise value $7.57B $33.28M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricFCFSVGES
P/E 19.6x -324.0x
P/FCF 15.3x -378.8x
P/Operating cash flow 11.7x -378.8x
P/S 1.9x –
P/B 3.5x -42.1x
P/Tangible book 3.8x -42.1x
EV/EBITDA 14.9x –
EV/EBIT 18.4x -330.4x
EV/Revenue 2.4x –
EV/FCF 19.7x -386.3x
EV/Operating cash flow 15.0x -386.3x
PEG (3Y EPS CAGR) 0.86 -66.55

Growth

14 metrics
MetricFCFSVGES
Revenue growth (1Y) 22.9% –
Revenue CAGR (3Y) 12.0% –
Gross profit growth (1Y) 23.3% –
Gross profit CAGR (3Y) 14.4% –
Operating income growth (1Y) 33.6% –
Operating income CAGR (3Y) 22.3% –
Net income growth (1Y) 31.2% -85.9%
Net income CAGR (3Y) 20.9% 4.9%
EPS growth (1Y) 34.7% -1,269%
EPS CAGR (3Y) 22.8% 4.9%
Operating cash flow growth (1Y) 17.6% 2.6%
Operating cash flow CAGR (3Y) 13.8% -5.4%
Free cash flow growth (1Y) 14.7% 2.6%
Free cash flow CAGR (3Y) 8.8% -5.4%

Profitability

14 metrics
MetricFCFSVGES
Gross margin 50.2% –
EBITDA margin 16.0% –
Operating margin 12.9% –
Pretax margin 12.9% –
Net margin 9.5% –
FCF margin 12.1% –
Operating cash flow margin 15.8% –
Return on equity 17.7% –
Return on assets 7.4% -948.2%
Return on invested capital 8.7% –
Return on capital employed 10.9% –
Asset turnover 0.8x –
Cash conversion (OCF / net income) 1.7x 0.9x
Stock comp / revenue 0.5% –

Financial Health

11 metrics
MetricFCFSVGES
Debt / assets 44.0% 3,985%
Debt / equity 1.1x -0.8x
Net debt / EBITDA 3.3x –
Debt / FCF 4.7x -7.5x
Liabilities / assets 59.1% 4,877%
Equity / assets 40.9% -4,777%
Interest coverage 3.9x –
Current ratio 4.8x 0.0x
Quick ratio 0.5x 0.0x
Cash ratio 0.5x 0.0x
Altman Z-score 3.39 –

Shareholder Returns

7 metrics
MetricFCFSVGES
Dividend yield 0.9% –
Net buyback yield 3.5% –
Shareholder yield 4.4% –
Payout ratio (earnings) – –
Payout ratio (FCF) – –
Dividend growth (1Y) – –
Dividend CAGR (3Y) – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusFCFSVGES
Forward P/E 16.2xFY2026 –
EPS, next fiscal year $11.43FY2026 –
EPS growth, next FY +30.5%FY2026 –
EPS growth, the year after +8.7% –
Revenue, next fiscal year $4.25BFY2026 –
Revenue growth, next FY +16.2%FY2026 –
Revenue growth, the year after +2.9% –

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersFCFSVGES
Held by institutions 97.2% –
Institutions holding 500 –
Change in shares held, QoQ +2.9% –
Institutions buying 253 –
Institutions selling 166 –
Buyers to sellers 1.52 –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

FCFSVGES
FCFS 1.00 -0.07
VGES -0.07 1.00

Add a Peer

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Frequently Asked Questions

Which is bigger, FCFS and VGES?

FirstCash Holdings (FCFS) is the largest by market capitalisation: FirstCash Holdings (FCFS) $8.20B, Vanguard Green Investment (VGES) $33.28M.

Which stock has performed better?

Over the past year Vanguard Green Investment (VGES) returned the most: FirstCash Holdings (FCFS) +23.0%, Vanguard Green Investment (VGES) +86.7%. Over five years, FirstCash Holdings (FCFS) compounded fastest (FirstCash Holdings (FCFS) +15.3%/yr, Vanguard Green Investment (VGES) -10.6%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, FirstCash Holdings (FCFS) has been the steadiest (FirstCash Holdings (FCFS) 36.5%, Vanguard Green Investment (VGES) 57.6%). Volatility measures how widely the price swings, not the risk of the business.

Do FCFS and VGES move together?

Their daily returns over the past year have a correlation of -0.07, a negative relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, FCFS and VGES?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, FirstCash Holdings (FCFS) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.