EXR vs FNMA vs UWMC Stock Comparison

Extra Space Storage, Federal National Mortgage Association Fannie Mae and UWM Holdings Prices as of Oct 26, 2026 Peers: Industry group
EXR Extra Space Storage Inc.
$143.44 +7.6% 1M -4.5% 1Y
Market cap
$30.70B
P/E
32.0x
Revenue (TTM)
$3.45B
Div. yield
0.04%
Self-Storage REITs Real Estate
7 wins
UWMC UWM Holdings Corp
$1.40 +13.8% 1M -76.1% 1Y
Market cap
$497.85M
P/E
–
Revenue (TTM)
$3.58B
Div. yield
–
Mortgage Lending Financial Services
2 wins

Head to Head

11 decided of 12

Extra Space Storage leads on 7 of the 12 questions below (Extra Space Storage 7, Federal National Mortgage Association Fannie Mae 2, UWM Holdings 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionEXRFNMAUWMCLeader
Larger companyMarket capitalisation $30.70B $24.82B $497.85M EXR
Cheaper on earningsLower P/E, profitable companies only 32.0x 109.3x -13.4x EXR
Cheaper on forward earningsLower price / next fiscal year consensus EPS 29.8x 1.5x 6.7x FNMA
Faster revenue growthRevenue growth, trailing twelve months +4.2% -3.1% +26.1% UWMC
More profitableNet margin, trailing twelve months 27.8% 0.8% -1.0% EXR
Better return on capitalReturn on invested capital 4.9% 2.8% 6.3% UWMC
Less leveragedLower net debt / EBITDA 5.9x — 10.6x EXR
Higher dividend yieldTrailing dividend yield 0.04% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -4.5% -62.9% -76.1% EXR
Better 5-year returnAnnualised price return, 5 years -4.8%/yr +36.9%/yr -27.4%/yr FNMA
Less volatileAnnualised volatility, 1 year 23.1% 85.8% 79.6% EXR
Higher overall scoreMean of the five percentile scores vs peers 55/100 54/100 37/100 EXR

Percentile Scorecard

EXRFNMAUWMC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisEXRFNMAUWMC
Valuation 24 #111 of 145 54 #78 of 170 21 #135 of 170
Growth 63 #53 of 142 86 #24 of 160 16 #135 of 160
Profitability 82 #25 of 136 69 #47 of 149 32 #102 of 149
Financial Health 54 #65 of 139 6 #149 of 158 18 #130 of 158
Shareholder Returns 53 #62 of 131 – 97 #5 of 135
Overall 55 54 37
  • EXR ranked among 149 companies in Property REITs
  • FNMA ranked among 175 companies in Lending and Credit
  • UWMC ranked among 175 companies in Lending and Credit

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodEXRFNMAUWMCSPY
1 month +7.6%-10.2%+13.8% -0.8%
3 months -3.3%-30.4%-24.3% +3.5%
6 months +2.8%-41.1%-62.6% +7.0%
Year to date +10.2%-60.7%-68.0% +12.2%
1 year -4.5%-62.9%-76.1% +13.0%
3 years +37.4%+478.1%-71.9% +86.3%
3 years, per year +11.2%+79.5%-34.6% +23.1%
5 years -22.0%+379.5%-79.7% +68.6%
5 years, per year -4.8%+36.9%-27.4% +11.0%
10 years +88.2%+145.3%— +258.0%
10 years, per year +6.5%+9.4%— +13.6%

Risk

MeasureEXRFNMAUWMCSPY
Volatility, 1Y 23.1%85.8%79.6% 12.7%
Downside volatility, 1Y 23.6%74.3%89.8% 12.7%
Beta vs S&P 500, 1Y 0.341.301.44 1.00
Return / volatility, 1Y -0.20-0.73-0.96 1.02
Max drawdown, 5Y -54.5%-78.7%-89.5% -25.4%
From 52-week high -6.1%-64.7%-77.0% -1.8%
52-week high $152.75$11.95$6.10 $779.14
52-week low $126.69$3.26$1.00 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleEXRFNMAUWMC
P/E now vs peer median 31.6xmedian 27.4x 109.1xmedian 11.0x -12.7xmedian 11.0x
P/S now vs peer median 8.8xmedian 4.2x 0.8xmedian 2.6x 0.6xmedian 2.6x
EV/EBITDA now vs peer median 19.8xmedian 14.2x —median 13.1x 14.9xmedian 13.1x
P/FCF now vs peer median 28.5xmedian 23.2x 0.6xmedian 6.9x -0.5xmedian 6.9x
P/B now vs peer median 2.1xmedian 1.3x 0.2xmedian 0.7x 2.3xmedian 0.7x
PEG now vs peer median -3.57median 2.11 0.54median 0.32 0.25median 0.32

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsEXRFNMAUWMC
Revenue $3.45B $29.17B $3.58B
Gross profit $2.51B – –
Operating income $1.41B – –
Net income $1.00B $15.09B -$104.96M
Free cash flow $1.06B $41.31B -$4.92B
EPS (diluted) $4.35 $0.04 $-0.11
Cash & equivalents $695.17M – $498.41M
Total debt $52.95B $4.19T $19.23B
Shares (diluted) 220.36M 5.89B 337.53M
Enterprise value $29.61B $24.82B -$1.80B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricEXRFNMAUWMC
P/E 31.6x 109.1x -12.7x
P/FCF 28.5x 0.6x -0.5x
P/Operating cash flow 15.9x 0.6x -0.5x
P/S 8.8x 0.8x 0.6x
P/B 2.1x 0.2x 2.3x
P/Tangible book 2.1x 0.2x -0.5x
EV/EBITDA 19.8x – 14.9x
EV/EBIT 30.7x 27.9x 16.8x
EV/Revenue 12.6x 144.4x 2.2x
EV/FCF 40.7x 102.0x -1.6x
EV/Operating cash flow 22.8x 102.0x -1.6x
PEG (3Y EPS CAGR) -3.57 0.54 0.25

Growth

14 metrics
MetricEXRFNMAUWMC
Revenue growth (1Y) 4.2% -3.1% 26.1%
Revenue CAGR (3Y) 19.5% 0.2% 27.3%
Gross profit growth (1Y) 3.4% – –
Gross profit CAGR (3Y) 17.1% – –
Operating income growth (1Y) -2.5% – –
Operating income CAGR (3Y) 9.4% – –
Net income growth (1Y) -2.4% -0.4% -175.0%
Net income CAGR (3Y) 4.5% 6.1% -31.9%
EPS growth (1Y) -5.6% 22,700% -287.6%
EPS CAGR (3Y) -8.8% 200.4% -51.2%
Operating cash flow growth (1Y) 0.0% 485.1% -103.1%
Operating cash flow CAGR (3Y) 15.7% 16.8% -18.2%
Free cash flow growth (1Y) 35.3% 485.1% -100.4%
Free cash flow CAGR (3Y) 89.0% 16.8% -18.4%

Profitability

14 metrics
MetricEXRFNMAUWMC
Gross margin 72.8% – –
EBITDA margin 63.5% – 14.6%
Operating margin 40.9% – –
Pretax margin 26.9% 64.8% -3.2%
Net margin 27.8% 0.8% -1.0%
FCF margin 30.9% 141.6% -137.6%
Operating cash flow margin 55.2% 141.6% -135.9%
Return on equity 7.1% 13.2% -8.1%
Return on assets 3.4% 0.3% -0.6%
Return on invested capital 4.9% 2.8% 6.3%
Return on capital employed – – –
Asset turnover 0.1x 0.0x 0.2x
Cash conversion (OCF / net income) 1.9x 2.7x 46.3x
Stock comp / revenue 1.1% – 1.6%

Financial Health

11 metrics
MetricEXRFNMAUWMC
Debt / assets 46.0% 96.7% 33.5%
Debt / equity 1.0x 36.0x 6.1x
Net debt / EBITDA 5.9x – 10.6x
Debt / FCF 12.8x 101.4x -1.2x
Liabilities / assets 52.2% 97.3% 94.5%
Equity / assets 47.8% 2.7% 5.5%
Interest coverage – 1.1x 0.8x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricEXRFNMAUWMC
Dividend yield 4.5% – 21.4%
Net buyback yield 0.5% – –
Shareholder yield 5.0% 0.0% 21.4%
Payout ratio (earnings) 136.7% – –
Payout ratio (FCF) 128.9% – –
Dividend growth (1Y) -0.3% – –
Dividend CAGR (3Y) 17.7% – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusEXRFNMAUWMC
Forward P/E 29.8xFY2026 1.5xFY2026 6.7xFY2026
EPS, next fiscal year $4.82FY2026 $2.78FY2026 $0.21FY2026
EPS growth, next FY +5.0%FY2026 +13.9%FY2026 +75.0%FY2026
EPS growth, the year after -2.1% -7.9% +19.0%
Revenue, next fiscal year $3.38BFY2026 $31.10BFY2026 $2.23BFY2026
Revenue growth, next FY +0.1%FY2026 +7.4%FY2026 -7.0%FY2026
Revenue growth, the year after +11.4% -7.3% +30.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersEXRFNMAUWMC
Held by institutions 97.5% 0.0% 79.7%
Institutions holding 795 25 290
Change in shares held, QoQ +2.2% +58.6% +31.8%
Institutions buying 386 13 213
Institutions selling 266 2 50
Buyers to sellers 1.45 6.50 4.26

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

EXRFNMAUWMC
EXR 1.00 0.03 0.20
FNMA 0.03 1.00 0.04
UWMC 0.20 0.04 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, EXR, FNMA and UWMC?

Extra Space Storage (EXR) is the largest by market capitalisation: Extra Space Storage (EXR) $30.70B, Federal National Mortgage Association Fannie Mae (FNMA) $24.82B, UWM Holdings (UWMC) $497.85M.

Which stock is cheaper, EXR, FNMA and UWMC?

Extra Space Storage (EXR) trades on the lowest price-to-earnings ratio (Extra Space Storage (EXR) 32.0x, Federal National Mortgage Association Fannie Mae (FNMA) 109.3x, UWM Holdings (UWMC) -13.4x). On next year's consensus earnings, Federal National Mortgage Association Fannie Mae (FNMA) is cheapest (Extra Space Storage (EXR) 29.8x, Federal National Mortgage Association Fannie Mae (FNMA) 1.5x, UWM Holdings (UWMC) 6.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

UWM Holdings (UWMC) grew revenue fastest over the trailing twelve months: Extra Space Storage (EXR) +4.2%, Federal National Mortgage Association Fannie Mae (FNMA) -3.1%, UWM Holdings (UWMC) +26.1%.

Which company is more profitable?

Extra Space Storage (EXR) has the highest net margin (Extra Space Storage (EXR) 27.8%, Federal National Mortgage Association Fannie Mae (FNMA) 0.8%, UWM Holdings (UWMC) -1.0%). On return on invested capital, UWM Holdings (UWMC) leads (Extra Space Storage (EXR) 4.9%, Federal National Mortgage Association Fannie Mae (FNMA) 2.8%, UWM Holdings (UWMC) 6.3%).

Which stock has performed better?

Over the past year Extra Space Storage (EXR) returned the most: Extra Space Storage (EXR) -4.5%, Federal National Mortgage Association Fannie Mae (FNMA) -62.9%, UWM Holdings (UWMC) -76.1%. Over five years, Federal National Mortgage Association Fannie Mae (FNMA) compounded fastest (Extra Space Storage (EXR) -4.8%/yr, Federal National Mortgage Association Fannie Mae (FNMA) +36.9%/yr, UWM Holdings (UWMC) -27.4%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Extra Space Storage (EXR) 0.04%, Federal National Mortgage Association Fannie Mae (FNMA) 0.00%, UWM Holdings (UWMC) 0.00%. Federal National Mortgage Association Fannie Mae (FNMA) and UWM Holdings (UWMC) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Extra Space Storage (EXR) has been the steadiest (Extra Space Storage (EXR) 23.1%, Federal National Mortgage Association Fannie Mae (FNMA) 85.8%, UWM Holdings (UWMC) 79.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, EXR, FNMA and UWMC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Extra Space Storage (EXR) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.