EBAY vs NP vs SE Stock Comparison

Ebay, Neptune Insurance Holdings and Sea Prices as of Oct 26, 2026 Peers: Industry group
EBAY Ebay Inc
$118.62 +9.9% 1M +22.0% 1Y
Market cap
$52.42B
P/E
23.6x
Revenue (TTM)
$12.01B
Div. yield
–
Digital Marketplaces Technology
5 wins
SE Sea Ltd
$74.01 -25.7% 1M -52.1% 1Y
Market cap
$44.51B
P/E
26.5x
Revenue (TTM)
$26.55B
Div. yield
–
Digital Marketplaces Technology
3 wins

Head to Head

10 decided of 12

Ebay leads on 5 of the 12 questions below (Ebay 5, Sea 3, Neptune Insurance Holdings 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionEBAYNPSELeader
Larger companyMarket capitalisation $52.42B $4.04B $44.51B EBAY
Cheaper on earningsLower P/E, profitable companies only 23.6x 90.5x 26.5x EBAY
Cheaper on forward earningsLower price / next fiscal year consensus EPS 20.7x 48.9x 19.5x SE
Faster revenue growthRevenue growth, trailing twelve months +14.7% +33.8% +43.5% SE
More profitableNet margin, trailing twelve months 18.5% 22.7% 6.3% NP
Better return on capitalReturn on invested capital 19.3% 512.4% — NP
Less leveragedLower net debt / EBITDA 1.2x — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +22.0% +7.6% -52.1% EBAY
Better 5-year returnAnnualised price return, 5 years +8.8%/yr — -26.3%/yr EBAY
Less volatileAnnualised volatility, 1 year 36.8% 60.7% 52.3% EBAY
Higher overall scoreMean of the five percentile scores vs peers 50/100 39/100 71/100 SE

Percentile Scorecard

EBAYNPSE

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisEBAYNPSE
Valuation 37 #105 of 167 3 #115 of 119 78 #37 of 167
Growth 50 #77 of 153 78 #26 of 115 68 #49 of 153
Profitability 87 #21 of 153 99 #2 of 113 68 #50 of 153
Financial Health 38 #111 of 179 10 #103 of 114 70 #54 of 179
Shareholder Returns 40 #57 of 94 4 #103 of 107 –
Overall 50 39 71
  • EBAY ranked among 185 companies in Internet Platforms
  • NP ranked among 126 companies in Insurance
  • SE ranked among 185 companies in Internet Platforms

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodEBAYNPSESPY
1 month +9.9%+3.1%-25.7% -0.8%
3 months +4.8%-8.0%-29.1% +3.5%
6 months +18.3%+7.1%-13.4% +7.0%
Year to date +36.2%-2.7%-42.0% +12.2%
1 year +22.0%+7.6%-52.1% +13.0%
3 years +212.2%—+85.2% +86.3%
3 years, per year +46.2%—+22.8% +23.1%
5 years +52.7%—-78.2% +68.6%
5 years, per year +8.8%—-26.3% +11.0%
10 years +311.6%—— +258.0%
10 years, per year +15.2%—— +13.6%

Risk

MeasureEBAYNPSESPY
Volatility, 1Y 36.8%60.7%52.3% 12.7%
Downside volatility, 1Y 43.2%56.0%54.9% 12.7%
Beta vs S&P 500, 1Y 0.700.111.28 1.00
Return / volatility, 1Y 0.600.13-1.00 1.02
Max drawdown, 5Y -52.6%-43.8%-90.3% -25.4%
From 52-week high -3.5%-19.0%-53.8% -1.8%
52-week high $122.91$35.05$160.10 $779.14
52-week low $79.41$17.14$74.01 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleEBAYNPSE
P/E now vs peer median 23.8xmedian 17.5x 87.1xmedian 10.6x 26.2xmedian 17.5x
P/S now vs peer median 4.4xmedian 1.4x 19.8xmedian 1.4x 1.7xmedian 1.4x
EV/EBITDA now vs peer median 19.2xmedian 14.5x —median 7.6x —median 14.5x
P/FCF now vs peer median 21.1xmedian 12.1x 47.5xmedian 8.6x 8.7xmedian 12.1x
P/B now vs peer median 11.3xmedian 1.7x -18.4xmedian 1.5x —median 1.7x
PEG now vs peer median 0.95median 0.41 —median 0.52 0.36median 0.41

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsEBAYNPSE
Revenue $12.01B $197.00M $26.55B
Gross profit $8.70B – $12.29B
Operating income $2.46B $81.30M $2.28B
Net income $2.22B $44.74M $3.91B
Free cash flow $2.51B $82.04M $5.22B
R&D $1.79B – $1.17B
EPS (diluted) $4.88 $0.31 $2.64
Cash & equivalents $2.31B $17.43M $3.53B
Total debt $6.74B $922.00M $2.37B
Shares (diluted) 455.00M 146.39M 638.23M
Enterprise value $38.96B $3.99B $4.39B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricEBAYNPSE
P/E 23.8x 87.1x 26.2x
P/FCF 21.1x 47.5x 8.7x
P/Operating cash flow 17.0x 47.5x 8.7x
P/S 4.4x 19.8x 1.7x
P/B 11.3x -18.4x –
P/Tangible book 11.3x -18.4x –
EV/EBITDA 19.2x – –
EV/EBIT 22.8x 50.4x 16.0x
EV/Revenue 4.7x 20.8x 1.4x
EV/FCF 22.4x 49.9x 7.0x
EV/Operating cash flow 18.1x 49.9x 7.0x
PEG (3Y EPS CAGR) 0.95 – 0.36

Growth

14 metrics
MetricEBAYNPSE
Revenue growth (1Y) 14.7% 33.8% 43.5%
Revenue CAGR (3Y) 6.5% – 27.7%
Gross profit growth (1Y) 14.9% – 41.1%
Gross profit CAGR (3Y) 6.6% – -83.4%
Operating income growth (1Y) 10.6% 7.0% 57.3%
Operating income CAGR (3Y) 3.7% – 26.1%
Net income growth (1Y) 2.1% 0.1% -97.5%
Net income CAGR (3Y) 18.3% – 26.3%
EPS growth (1Y) 5.5% 197.9% 31.1%
EPS CAGR (3Y) 25.1% – 73.7%
Operating cash flow growth (1Y) 68.5% 53.1% 14.3%
Operating cash flow CAGR (3Y) 2.8% – 56.7%
Free cash flow growth (1Y) 77.8% 53.1% 14.3%
Free cash flow CAGR (3Y) 1.9% – 56.7%

Profitability

14 metrics
MetricEBAYNPSE
Gross margin 72.5% – 46.3%
EBITDA margin 24.4% – –
Operating margin 20.5% 41.3% 8.6%
Pretax margin 20.6% 34.1% 11.6%
Net margin 18.5% 22.7% 6.3%
FCF margin 20.9% 41.6% 19.6%
Operating cash flow margin 25.9% 41.6% 19.6%
Return on equity 49.0% – –
Return on assets 12.4% 43.4% 12.5%
Return on invested capital 19.3% 512.4% –
Return on capital employed 20.5% 3,191% 15.0%
Asset turnover 0.7x 1.9x 0.8x
Cash conversion (OCF / net income) 1.4x 1.8x 1.3x
Stock comp / revenue 5.4% 16.2% –

Financial Health

11 metrics
MetricEBAYNPSE
Debt / assets 37.6% 206.9% 1.0%
Debt / equity 1.4x -1.0x –
Net debt / EBITDA 1.2x – –
Debt / FCF 2.7x 2.6x 0.1x
Liabilities / assets 74.0% 303.6% 59.2%
Equity / assets 26.0% -203.6% –
Interest coverage 9.9x 5.4x 123.4x
Current ratio 1.0x 0.9x 1.5x
Quick ratio 0.9x 0.3x 0.6x
Cash ratio 0.6x 0.2x 0.6x
Altman Z-score 6.65 5.39 –

Shareholder Returns

7 metrics
MetricEBAYNPSE
Dividend yield 1.0% – –
Net buyback yield 3.7% 0.0% –
Shareholder yield 4.7% 0.0% –
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusEBAYNPSE
Forward P/E 20.7xFY2026 48.9xFY2026 19.5xFY2026
EPS, next fiscal year $5.73FY2026 $0.58FY2026 $3.79FY2026
EPS growth, next FY +3.8%FY2026 +41.5%FY2026 +8.3%FY2026
EPS growth, the year after +14.1% +25.9% +14.2%
Revenue, next fiscal year $11.92BFY2026 $195.39MFY2026 $30.91BFY2026
Revenue growth, next FY +7.4%FY2026 +22.5%FY2026 +34.7%FY2026
Revenue growth, the year after +7.6% +18.6% +21.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersEBAYNPSE
Held by institutions 92.4% 48.8% 63.6%
Institutions holding 1,293 136 773
Change in shares held, QoQ +0.3% +3.3% +0.6%
Institutions buying 616 105 436
Institutions selling 485 24 223
Buyers to sellers 1.27 4.38 1.96

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

EBAYNPSE
EBAY 1.00 0.17 0.13
NP 0.17 1.00 0.08
SE 0.13 0.08 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, EBAY, NP and SE?

Ebay (EBAY) is the largest by market capitalisation: Ebay (EBAY) $52.42B, Neptune Insurance Holdings (NP) $4.04B, Sea (SE) $44.51B.

Which stock is cheaper, EBAY, NP and SE?

Ebay (EBAY) trades on the lowest price-to-earnings ratio (Ebay (EBAY) 23.6x, Neptune Insurance Holdings (NP) 90.5x, Sea (SE) 26.5x). On next year's consensus earnings, Sea (SE) is cheapest (Ebay (EBAY) 20.7x, Neptune Insurance Holdings (NP) 48.9x, Sea (SE) 19.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Sea (SE) grew revenue fastest over the trailing twelve months: Ebay (EBAY) +14.7%, Neptune Insurance Holdings (NP) +33.8%, Sea (SE) +43.5%.

Which company is more profitable?

Neptune Insurance Holdings (NP) has the highest net margin (Ebay (EBAY) 18.5%, Neptune Insurance Holdings (NP) 22.7%, Sea (SE) 6.3%). On return on invested capital, Neptune Insurance Holdings (NP) leads (Ebay (EBAY) 19.3%, Neptune Insurance Holdings (NP) 512.4%).

Which stock has performed better?

Over the past year Ebay (EBAY) returned the most: Ebay (EBAY) +22.0%, Neptune Insurance Holdings (NP) +7.6%, Sea (SE) -52.1%. Over five years, Ebay (EBAY) compounded fastest (Ebay (EBAY) +8.8%/yr, Sea (SE) -26.3%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Ebay (EBAY) has been the steadiest (Ebay (EBAY) 36.8%, Neptune Insurance Holdings (NP) 60.7%, Sea (SE) 52.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, EBAY, NP and SE?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Ebay (EBAY) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.