DHI vs STC vs KBH Stock Comparison

Horton D R, Stewart Information Services and Kb Home Prices as of Oct 28, 2026 Peers: Industry group
DHI Horton D R Inc /De/
$143.01 +2.6% 1M -7.0% 1Y
Market cap
$40.72B
P/E
13.3x
Revenue (TTM)
$33.35B
Div. yield
0.01%
Homebuilders Consumer Discretionary
7 wins
KBH Kb Home
$46.15 -3.6% 1M -27.7% 1Y
Market cap
$2.84B
P/E
12.5x
Revenue (TTM)
$5.18B
Div. yield
0.02%
Homebuilders Consumer Discretionary
2 wins

Head to Head

12 decided of 12

Horton D R leads on 7 of the 12 questions below (Horton D R 7, Stewart Information Services 3, Kb Home 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionDHISTCKBHLeader
Larger companyMarket capitalisation $40.72B $1.38B $2.84B DHI
Cheaper on earningsLower P/E, profitable companies only 13.3x 12.8x 12.5x KBH
Cheaper on forward earningsLower price / next fiscal year consensus EPS 13.4x 9.1x 15.2x STC
Faster revenue growthRevenue growth, trailing twelve months -3.5% +20.6% -20.8% STC
More profitableNet margin, trailing twelve months 9.2% — 4.4% DHI
Better return on capitalReturn on invested capital 9.2% — 2.3% DHI
Less leveragedLower net debt / EBITDA 1.3x — 8.1x DHI
Higher dividend yieldTrailing dividend yield 0.01% 0.00% 0.02% KBH
Better 1-year returnPrice return, last 12 months -7.0% -38.3% -27.7% DHI
Better 5-year returnAnnualised price return, 5 years +9.9%/yr -9.1%/yr +2.8%/yr DHI
Less volatileAnnualised volatility, 1 year 35.6% 35.6% 39.3% STC
Higher overall scoreMean of the five percentile scores vs peers 62/100 — 31/100 DHI

Percentile Scorecard

DHISTCKBH

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisDHISTCKBH
Valuation 55 #10 of 21 80 #25 of 119 30 #15 of 21
Growth 72 #6 of 19 – 6 #18 of 19
Profitability 60 #7 of 16 – 7 #15 of 16
Financial Health 53 #8 of 16 – 20 #13 of 16
Shareholder Returns 69 #6 of 17 88 #14 of 105 94 #2 of 17
Overall 62 – 31
  • DHI ranked among 24 companies in Homebuilding
  • STC ranked among 126 companies in Insurance
  • KBH ranked among 24 companies in Homebuilding

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodDHISTCKBHSPY
1 month +2.6%-23.1%-3.6% +0.9%
3 months -2.8%-37.1%-19.1% +5.9%
6 months -5.7%-36.8%-11.8% +8.5%
Year to date -0.7%-37.0%-18.2% +13.3%
1 year -7.0%-38.3%-27.7% +12.4%
3 years +40.6%+3.4%+7.0% +88.1%
3 years, per year +12.0%+1.1%+2.3% +23.5%
5 years +60.2%-37.8%+14.9% +68.2%
5 years, per year +9.9%-9.1%+2.8% +11.0%
10 years +399.3%-0.3%+220.9% +263.4%
10 years, per year +17.4%0.0%+12.4% +13.8%

Risk

MeasureDHISTCKBHSPY
Volatility, 1Y 35.6%35.6%39.3% 12.7%
Downside volatility, 1Y 31.5%40.3%35.1% 12.7%
Beta vs S&P 500, 1Y 0.890.470.84 1.00
Return / volatility, 1Y -0.20-1.08-0.70 0.98
Max drawdown, 5Y -44.8%-54.6%-53.6% -25.4%
From 52-week high -14.8%-42.6%-30.5% -0.9%
52-week high $167.78$77.17$66.36 $779.14
52-week low $132.53$42.86$41.63 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleDHISTCKBH
P/E now vs peer median 13.2xmedian 13.2x 12.8xmedian 10.9x 12.3xmedian 13.2x
P/S now vs peer median 1.2xmedian 0.6x 0.4xmedian 1.4x 0.5xmedian 0.6x
EV/EBITDA now vs peer median 11.5xmedian 9.6x —median 7.5x 19.8xmedian 9.6x
P/FCF now vs peer median 12.5xmedian 15.9x 11.5xmedian 8.5x 97.8xmedian 15.9x
P/B now vs peer median 1.6xmedian 1.1x —median 1.5x 0.7xmedian 1.1x
PEG now vs peer median -1.50median 1.91 —median 0.59 -0.55median 1.91

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsDHISTCKBH
Revenue $33.35B $3.37B $5.18B
Gross profit $7.54B – -$3.44B
Operating income $3.81B – $194.41M
Net income $3.09B – $227.57M
Free cash flow $3.20B – $28.66M
EPS (diluted) $10.79 – $3.68
Cash & equivalents $2.13B $152.31M $160.06M
Total debt $7.11B – $2.11B
Shares (diluted) 283.00M 30.85M 61.76M
Enterprise value $31.02B $1.38B $2.05B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricDHISTCKBH
P/E 13.2x 12.8x 12.3x
P/FCF 12.5x 11.5x 97.8x
P/Operating cash flow 12.0x – 37.4x
P/S 1.2x 0.4x 0.5x
P/B 1.6x – 0.7x
P/Tangible book 1.6x – 0.7x
EV/EBITDA 11.5x – 19.8x
EV/EBIT 11.8x – 24.4x
EV/Revenue 1.4x 0.4x 0.9x
EV/FCF 14.1x – 165.8x
EV/Operating cash flow 13.5x – 63.4x
PEG (3Y EPS CAGR) -1.50 – -0.55

Growth

14 metrics
MetricDHISTCKBH
Revenue growth (1Y) -3.5% 20.6% -20.8%
Revenue CAGR (3Y) -1.2% 13.1% -8.1%
Gross profit growth (1Y) -12.0% – 55.7%
Gross profit CAGR (3Y) -7.1% – -63.2%
Operating income growth (1Y) -22.1% – -69.4%
Operating income CAGR (3Y) -15.0% – -38.6%
Net income growth (1Y) -22.7% – -56.1%
Net income CAGR (3Y) -14.3% – -29.7%
EPS growth (1Y) -17.0% – -51.8%
EPS CAGR (3Y) -8.8% – -22.6%
Operating cash flow growth (1Y) 15.2% – -81.0%
Operating cash flow CAGR (3Y) -0.3% – -60.1%
Free cash flow growth (1Y) 15.0% – -91.8%
Free cash flow CAGR (3Y) -0.4% – -70.7%

Profitability

14 metrics
MetricDHISTCKBH
Gross margin 22.6% – -66.5%
EBITDA margin 11.8% – 4.6%
Operating margin 11.4% – 3.8%
Pretax margin 12.3% – 3.8%
Net margin 9.2% – 4.4%
FCF margin 9.6% – 0.6%
Operating cash flow margin 10.1% – 1.4%
Return on equity 12.7% – 3.6%
Return on assets 8.6% – 2.0%
Return on invested capital 9.2% – 2.3%
Return on capital employed – – –
Asset turnover 0.9x 1.0x 0.8x
Cash conversion (OCF / net income) 1.1x – 0.3x
Stock comp / revenue 0.4% – 0.6%

Financial Health

11 metrics
MetricDHISTCKBH
Debt / assets 19.5% – 30.3%
Debt / equity 0.3x – 0.6x
Net debt / EBITDA 1.3x – 8.1x
Debt / FCF 2.2x – 73.6x
Liabilities / assets 33.2% 48.9% 45.5%
Equity / assets 66.8% – 54.5%
Interest coverage – – –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricDHISTCKBH
Dividend yield 1.3% 4.8% 2.2%
Net buyback yield 7.2% – 9.9%
Shareholder yield 8.5% 4.8% 12.0%
Payout ratio (earnings) 16.4% – 27.9%
Payout ratio (FCF) 15.8% – 221.6%
Dividend growth (1Y) 6.9% – -10.3%
Dividend CAGR (3Y) 14.8% – 5.4%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusDHISTCKBH
Forward P/E 13.4xFY2026 9.1xFY2026 15.2xFY2026
EPS, next fiscal year $10.71FY2026 $4.86FY2026 $3.03FY2026
EPS growth, next FY -7.4%FY2026 -0.6%FY2026 -50.7%FY2026
EPS growth, the year after +1.2% +11.7% +24.4%
Revenue, next fiscal year $30.74BFY2026 $3.64BFY2026 $5.35BFY2026
Revenue growth, next FY -10.3%FY2026 +24.6%FY2026 -14.2%FY2026
Revenue growth, the year after +2.4% +2.9% -10.7%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersDHISTCKBH
Held by institutions 85.7% 97.9% 100.0%
Institutions holding 1,229 253 380
Change in shares held, QoQ +0.2% +1.9% +4.2%
Institutions buying 656 139 185
Institutions selling 402 78 141
Buyers to sellers 1.63 1.78 1.31

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

DHISTCKBH
DHI 1.00 0.31 0.86
STC 0.31 1.00 0.27
KBH 0.86 0.27 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, DHI, STC and KBH?

Horton D R (DHI) is the largest by market capitalisation: Horton D R (DHI) $40.72B, Stewart Information Services (STC) $1.38B, Kb Home (KBH) $2.84B.

Which stock is cheaper, DHI, STC and KBH?

Kb Home (KBH) trades on the lowest price-to-earnings ratio (Horton D R (DHI) 13.3x, Stewart Information Services (STC) 12.8x, Kb Home (KBH) 12.5x). On next year's consensus earnings, Stewart Information Services (STC) is cheapest (Horton D R (DHI) 13.4x, Stewart Information Services (STC) 9.1x, Kb Home (KBH) 15.2x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Stewart Information Services (STC) grew revenue fastest over the trailing twelve months: Horton D R (DHI) -3.5%, Stewart Information Services (STC) +20.6%, Kb Home (KBH) -20.8%.

Which company is more profitable?

Horton D R (DHI) has the highest net margin (Horton D R (DHI) 9.2%, Kb Home (KBH) 4.4%). On return on invested capital, Horton D R (DHI) leads (Horton D R (DHI) 9.2%, Kb Home (KBH) 2.3%).

Which stock has performed better?

Over the past year Horton D R (DHI) returned the most: Horton D R (DHI) -7.0%, Stewart Information Services (STC) -38.3%, Kb Home (KBH) -27.7%. Over five years, Horton D R (DHI) compounded fastest (Horton D R (DHI) +9.9%/yr, Stewart Information Services (STC) -9.1%/yr, Kb Home (KBH) +2.8%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Kb Home (KBH) has the highest dividend yield: Horton D R (DHI) 0.01%, Stewart Information Services (STC) 0.00%, Kb Home (KBH) 0.02%. Stewart Information Services (STC) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Stewart Information Services (STC) has been the steadiest (Horton D R (DHI) 35.6%, Stewart Information Services (STC) 35.6%, Kb Home (KBH) 39.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, DHI, STC and KBH?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Horton D R (DHI) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.