DHI vs RKT vs STC Stock Comparison

Horton D R, Rocket Companies and Stewart Information Services Prices as of Oct 28, 2026 Peers: Industry group
DHI Horton D R Inc /De/
$143.01 +2.6% 1M -7.0% 1Y
Market cap
$40.15B
P/E
13.2x
Revenue (TTM)
$33.35B
Div. yield
1.26%
Homebuilders Consumer Discretionary
6 wins
RKT Rocket Companies, Inc.
$11.57 -0.5% 1M -33.9% 1Y
Market cap
$43.45B
P/E
69.6x
Revenue (TTM)
$10.02B
Div. yield
–
Mortgage Lending Financial Services
2 wins

Head to Head

12 decided of 12

Horton D R leads on 6 of the 12 questions below (Horton D R 6, Stewart Information Services 4, Rocket Companies 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionDHIRKTSTCLeader
Larger companyMarket capitalisation $40.15B $43.45B $1.35B RKT
Cheaper on earningsLower P/E, profitable companies only 13.2x 69.6x 12.8x STC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 13.4x 19.3x 9.1x STC
Faster revenue growthRevenue growth, trailing twelve months -3.5% +101.7% +20.6% RKT
More profitableNet margin, trailing twelve months 9.2% 4.7% — DHI
Better return on capitalReturn on invested capital 9.2% 2.4% — DHI
Less leveragedLower net debt / EBITDA 1.3x 10.8x — DHI
Higher dividend yieldTrailing dividend yield 1.26% 0.00% 4.82% STC
Better 1-year returnPrice return, last 12 months -7.0% -33.9% -38.3% DHI
Better 5-year returnAnnualised price return, 5 years +9.9%/yr -6.8%/yr -9.1%/yr DHI
Less volatileAnnualised volatility, 1 year 35.6% 58.8% 35.6% STC
Higher overall scoreMean of the five percentile scores vs peers 62/100 40/100 — DHI

Percentile Scorecard

DHIRKTSTC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisDHIRKTSTC
Valuation 55 #10 of 21 16 #142 of 169 80 #25 of 119
Growth 72 #6 of 19 91 #16 of 162 –
Profitability 60 #7 of 16 33 #100 of 149 –
Financial Health 53 #8 of 16 45 #87 of 158 –
Shareholder Returns 69 #6 of 17 16 #115 of 136 88 #14 of 105
Overall 62 40 –
  • DHI ranked among 24 companies in Homebuilding
  • RKT ranked among 174 companies in Lending and Credit
  • STC ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodDHIRKTSTCSPY
1 month +2.6%-0.5%-23.1% +0.9%
3 months -2.8%-15.5%-37.1% +5.9%
6 months -5.7%-19.7%-36.8% +8.5%
Year to date -0.7%-40.2%-37.0% +13.3%
1 year -7.0%-33.9%-38.3% +12.4%
3 years +40.6%+58.5%+3.4% +88.1%
3 years, per year +12.0%+16.6%+1.1% +23.5%
5 years +60.2%-29.8%-37.8% +68.2%
5 years, per year +9.9%-6.8%-9.1% +11.0%
10 years +399.3%—-0.3% +263.4%
10 years, per year +17.4%—0.0% +13.8%

Risk

MeasureDHIRKTSTCSPY
Volatility, 1Y 35.6%58.8%35.6% 12.7%
Downside volatility, 1Y 31.5%57.7%40.3% 12.7%
Beta vs S&P 500, 1Y 0.892.260.47 1.00
Return / volatility, 1Y -0.20-0.58-1.08 0.98
Max drawdown, 5Y -44.8%-64.8%-54.6% -25.4%
From 52-week high -14.8%-50.6%-42.6% -0.9%
52-week high $167.78$23.44$77.17 $779.14
52-week low $132.53$10.53$42.86 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleDHIRKTSTC
P/E now vs peer median 13.2xmedian 13.2x 69.6xmedian 11.4x 12.8xmedian 10.9x
P/S now vs peer median 1.2xmedian 0.6x 4.3xmedian 2.7x 0.4xmedian 1.4x
EV/EBITDA now vs peer median 11.5xmedian 9.6x 30.0xmedian 11.3x —median 7.5x
P/FCF now vs peer median 12.5xmedian 15.9x -56.3xmedian 6.9x 11.5xmedian 8.5x
P/B now vs peer median 1.6xmedian 1.1x 1.8xmedian 0.7x —median 1.5x
PEG now vs peer median -1.50median 1.91 0.44median 0.34 —median 0.59

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsDHIRKTSTC
Revenue $33.35B $10.02B $3.37B
Gross profit $7.54B – –
Operating income $3.81B – –
Net income $3.09B $471.36M –
Free cash flow $3.20B -$772.00M –
EPS (diluted) $10.79 $0.17 –
Cash & equivalents $2.13B $3.10B $152.31M
Total debt $7.11B $27.41B –
Shares (diluted) 283.00M 2.84B 30.85M
Enterprise value $31.04B $29.13B $1.36B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricDHIRKTSTC
P/E 13.2x 69.6x 12.8x
P/FCF 12.5x -56.3x 11.5x
P/Operating cash flow 12.0x -68.5x –
P/S 1.2x 4.3x 0.4x
P/B 1.6x 1.8x –
P/Tangible book 1.6x 9.4x –
EV/EBITDA 11.5x 30.0x –
EV/EBIT 11.8x 39.1x –
EV/Revenue 1.4x 6.8x 0.4x
EV/FCF 14.1x -87.8x –
EV/Operating cash flow 13.5x -106.9x –
PEG (3Y EPS CAGR) -1.50 0.44 –

Growth

14 metrics
MetricDHIRKTSTC
Revenue growth (1Y) -3.5% 101.7% 20.6%
Revenue CAGR (3Y) -1.2% 39.7% 13.1%
Gross profit growth (1Y) -12.0% – –
Gross profit CAGR (3Y) -7.1% – –
Operating income growth (1Y) -22.1% – –
Operating income CAGR (3Y) -15.0% – –
Net income growth (1Y) -22.7% 4,530% –
Net income CAGR (3Y) -14.3% 39.3% –
EPS growth (1Y) -17.0% 5,670% –
EPS CAGR (3Y) -8.8% 157.4% –
Operating cash flow growth (1Y) 15.2% 70.4% –
Operating cash flow CAGR (3Y) -0.3% -30.9% –
Free cash flow growth (1Y) 15.0% 65.1% –
Free cash flow CAGR (3Y) -0.4% -32.0% –

Profitability

14 metrics
MetricDHIRKTSTC
Gross margin 22.6% – –
EBITDA margin 11.8% 22.5% –
Operating margin 11.4% – –
Pretax margin 12.3% 6.6% –
Net margin 9.2% 4.7% –
FCF margin 9.6% -7.7% –
Operating cash flow margin 10.1% -6.3% –
Return on equity 12.7% 2.0% –
Return on assets 8.6% 0.8% –
Return on invested capital 9.2% 2.4% –
Return on capital employed – – –
Asset turnover 0.9x 0.2x 1.0x
Cash conversion (OCF / net income) 1.1x -1.3x –
Stock comp / revenue 0.4% 4.3% –

Financial Health

11 metrics
MetricDHIRKTSTC
Debt / assets 19.5% 45.0% –
Debt / equity 0.3x 1.2x –
Net debt / EBITDA 1.3x 10.8x –
Debt / FCF 2.2x -35.5x –
Liabilities / assets 33.2% 61.4% 48.9%
Equity / assets 66.8% 38.6% –
Interest coverage – 1.6x –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricDHIRKTSTC
Dividend yield 1.3% – 4.8%
Net buyback yield 7.2% -0.2% –
Shareholder yield 8.5% -0.2% 4.8%
Payout ratio (earnings) 16.4% – –
Payout ratio (FCF) 15.8% – –
Dividend growth (1Y) 6.9% – –
Dividend CAGR (3Y) 14.8% – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusDHIRKTSTC
Forward P/E 13.4xFY2026 19.3xFY2026 9.1xFY2026
EPS, next fiscal year $10.71FY2026 $0.60FY2026 $4.86FY2026
EPS growth, next FY -7.4%FY2026 +114.3%FY2026 -0.6%FY2026
EPS growth, the year after +1.2% +21.7% +11.7%
Revenue, next fiscal year $30.74BFY2026 $11.31BFY2026 $3.64BFY2026
Revenue growth, next FY -10.3%FY2026 +68.8%FY2026 +24.6%FY2026
Revenue growth, the year after +2.4% +6.4% +2.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersDHIRKTSTC
Held by institutions 85.7% 50.4% 97.9%
Institutions holding 1,229 793 253
Change in shares held, QoQ +0.2% +16.2% +1.9%
Institutions buying 656 429 139
Institutions selling 402 259 78
Buyers to sellers 1.63 1.66 1.78

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

DHIRKTSTC
DHI 1.00 0.59 0.31
RKT 0.59 1.00 0.27
STC 0.31 0.27 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, DHI, RKT and STC?

Rocket Companies (RKT) is the largest by market capitalisation: Horton D R (DHI) $40.15B, Rocket Companies (RKT) $43.45B, Stewart Information Services (STC) $1.35B.

Which stock is cheaper, DHI, RKT and STC?

Stewart Information Services (STC) trades on the lowest price-to-earnings ratio (Horton D R (DHI) 13.2x, Rocket Companies (RKT) 69.6x, Stewart Information Services (STC) 12.8x). On next year's consensus earnings, Stewart Information Services (STC) is cheapest (Horton D R (DHI) 13.4x, Rocket Companies (RKT) 19.3x, Stewart Information Services (STC) 9.1x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Rocket Companies (RKT) grew revenue fastest over the trailing twelve months: Horton D R (DHI) -3.5%, Rocket Companies (RKT) +101.7%, Stewart Information Services (STC) +20.6%.

Which company is more profitable?

Horton D R (DHI) has the highest net margin (Horton D R (DHI) 9.2%, Rocket Companies (RKT) 4.7%). On return on invested capital, Horton D R (DHI) leads (Horton D R (DHI) 9.2%, Rocket Companies (RKT) 2.4%).

Which stock has performed better?

Over the past year Horton D R (DHI) returned the most: Horton D R (DHI) -7.0%, Rocket Companies (RKT) -33.9%, Stewart Information Services (STC) -38.3%. Over five years, Horton D R (DHI) compounded fastest (Horton D R (DHI) +9.9%/yr, Rocket Companies (RKT) -6.8%/yr, Stewart Information Services (STC) -9.1%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Stewart Information Services (STC) has the highest dividend yield: Horton D R (DHI) 1.26%, Rocket Companies (RKT) 0.00%, Stewart Information Services (STC) 4.82%. Rocket Companies (RKT) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Stewart Information Services (STC) has been the steadiest (Horton D R (DHI) 35.6%, Rocket Companies (RKT) 58.8%, Stewart Information Services (STC) 35.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, DHI, RKT and STC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Horton D R (DHI) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.