DHI vs DOUG vs FNF Stock Comparison

Horton D R, Douglas Elliman and Fidelity National Financial Prices as of Oct 27, 2026 Peers: Industry group
DHI Horton D R Inc /De/
$146.96 +3.9% 1M -7.5% 1Y
Market cap
$40.75B
P/E
13.3x
Revenue (TTM)
$33.35B
Div. yield
0.01%
Homebuilders Consumer Discretionary
6 wins
DOUG Douglas Elliman Inc.
$1.61 +3.2% 1M -41.9% 1Y
Market cap
$134.57M
P/E
5.4x
Revenue (TTM)
$1.01B
Div. yield
–
Residential Brokerage Real Estate
1 win

Head to Head

12 decided of 12

Horton D R leads on 6 of the 12 questions below (Horton D R 6, Fidelity National Financial 5, Douglas Elliman 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionDHIDOUGFNFLeader
Larger companyMarket capitalisation $40.75B $134.57M $10.39B DHI
Cheaper on earningsLower P/E, profitable companies only 13.3x 5.4x 13.5x DOUG
Cheaper on forward earningsLower price / next fiscal year consensus EPS 13.7x — 8.2x FNF
Faster revenue growthRevenue growth, trailing twelve months -3.5% -2.7% +13.0% FNF
More profitableNet margin, trailing twelve months 9.2% 2.5% 5.0% DHI
Better return on capitalReturn on invested capital 9.2% — 5.6% DHI
Less leveragedLower net debt / EBITDA 1.3x — -0.1x FNF
Higher dividend yieldTrailing dividend yield 0.01% 0.00% 0.05% FNF
Better 1-year returnPrice return, last 12 months -7.5% -41.9% -28.2% DHI
Better 5-year returnAnnualised price return, 5 years +10.5%/yr — -2.3%/yr DHI
Less volatileAnnualised volatility, 1 year 35.7% 61.8% 27.6% FNF
Higher overall scoreMean of the five percentile scores vs peers 62/100 61/100 57/100 DHI

Percentile Scorecard

DHIDOUGFNF

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisDHIDOUGFNF
Valuation 55 #10 of 21 88 #3 of 18 88 #15 of 119
Growth 74 #6 of 20 47 #9 of 16 35 #74 of 114
Profitability 65 #7 of 18 47 #9 of 16 63 #41 of 110
Financial Health 59 #8 of 18 63 #7 of 17 39 #68 of 110
Shareholder Returns 56 #8 of 17 – 62 #41 of 106
Overall 62 61 57
  • DHI ranked among 24 companies in Homebuilding
  • DOUG ranked among 19 companies in Real Estate Services
  • FNF ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodDHIDOUGFNFSPY
1 month +3.9%+3.2%-4.8% -0.2%
3 months -2.8%-8.5%-27.1% +3.9%
6 months -6.0%-21.1%-25.1% +8.2%
Year to date +2.0%-32.1%-27.7% +12.9%
1 year -7.5%-41.9%-28.2% +12.3%
3 years +44.5%-9.0%+6.8% +87.4%
3 years, per year +13.1%-3.1%+2.2% +23.3%
5 years +64.5%—-11.1% +67.9%
5 years, per year +10.5%—-2.3% +10.9%
10 years +423.7%—+65.3% +261.1%
10 years, per year +18.0%—+5.2% +13.7%

Risk

MeasureDHIDOUGFNFSPY
Volatility, 1Y 35.7%61.8%27.6% 12.7%
Downside volatility, 1Y 31.6%69.2%29.4% 12.7%
Beta vs S&P 500, 1Y 0.891.290.29 1.00
Return / volatility, 1Y -0.21-0.68-1.02 0.97
Max drawdown, 5Y -44.8%-91.0%-40.2% -25.4%
From 52-week high -12.4%-43.5%-31.5% -1.2%
52-week high $167.78$2.85$57.61 $779.14
52-week low $132.53$1.40$38.66 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleDHIDOUGFNF
P/E now vs peer median 13.6xmedian 12.7x 5.5xmedian 21.2x 13.6xmedian 10.5x
P/S now vs peer median 1.2xmedian 0.6x 0.1xmedian 0.7x 0.7xmedian 1.4x
EV/EBITDA now vs peer median 11.8xmedian 9.5x 0.9xmedian 9.8x 4.4xmedian 7.6x
P/FCF now vs peer median 12.9xmedian 15.9x -7.8xmedian 12.3x 1.9xmedian 8.5x
P/B now vs peer median 1.7xmedian 1.1x 0.9xmedian 1.8x 1.2xmedian 1.5x
PEG now vs peer median -1.54median 1.06 0.15median 0.52 0.92median 0.53

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsDHIDOUGFNF
Revenue $33.35B $1.01B $15.36B
Gross profit $7.54B $175.64M $15.08B
Operating income $3.81B $35.43M $1.46B
Net income $3.09B $25.12M $912.00M
Free cash flow $3.20B -$18.69M $5.43B
EPS (diluted) $10.79 $0.29 $2.89
Cash & equivalents $2.13B $105.23M $3.58B
Total debt $7.11B – $4.38B
Shares (diluted) 283.00M 85.71M 267.00M
Enterprise value $31.05B -$325.14M -$8.01B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricDHIDOUGFNF
P/E 13.6x 5.5x 13.6x
P/FCF 12.9x -7.8x 1.9x
P/Operating cash flow 12.3x -8.8x 1.9x
P/S 1.2x 0.1x 0.7x
P/B 1.7x 0.9x 1.2x
P/Tangible book 1.7x 1.5x 1.2x
EV/EBITDA 11.8x 0.9x 4.4x
EV/EBIT 12.1x 1.2x 7.1x
EV/Revenue 1.4x 0.0x 0.7x
EV/FCF 14.4x -2.2x 1.9x
EV/Operating cash flow 13.8x -2.5x 1.9x
PEG (3Y EPS CAGR) -1.54 0.15 0.92

Growth

14 metrics
MetricDHIDOUGFNF
Revenue growth (1Y) -3.5% -2.7% 13.0%
Revenue CAGR (3Y) -1.2% 1.2% 10.8%
Gross profit growth (1Y) -12.0% -15.2% 13.0%
Gross profit CAGR (3Y) -7.1% 1.6% 14.8%
Operating income growth (1Y) -22.1% 202.5% 21.4%
Operating income CAGR (3Y) -15.0% 37.5% 61.9%
Net income growth (1Y) -22.7% 140.2% -21.0%
Net income CAGR (3Y) -14.3% 36.4% 20.9%
EPS growth (1Y) -17.0% 139.6% -26.7%
EPS CAGR (3Y) -8.8% 36.2% 14.9%
Operating cash flow growth (1Y) 15.2% -235.3% -19.0%
Operating cash flow CAGR (3Y) -0.3% 18.8% -2.5%
Free cash flow growth (1Y) 15.0% -91.1% -19.3%
Free cash flow CAGR (3Y) -0.4% 24.5% -2.6%

Profitability

14 metrics
MetricDHIDOUGFNF
Gross margin 22.6% 17.5% 98.2%
EBITDA margin 11.8% 4.3% 15.2%
Operating margin 11.4% 3.5% 9.5%
Pretax margin 12.3% 2.8% 11.3%
Net margin 9.2% 2.5% 5.0%
FCF margin 9.6% -1.9% 35.3%
Operating cash flow margin 10.1% -1.7% 36.2%
Return on equity 12.7% 14.5% 10.3%
Return on assets 8.6% 5.5% 0.8%
Return on invested capital 9.2% – 5.6%
Return on capital employed – 10.6% –
Asset turnover 0.9x 2.3x 0.1x
Cash conversion (OCF / net income) 1.1x -0.7x 6.1x
Stock comp / revenue 0.4% 0.7% 0.6%

Financial Health

11 metrics
MetricDHIDOUGFNF
Debt / assets 19.5% – 3.8%
Debt / equity 0.3x – 0.5x
Net debt / EBITDA 1.3x – -0.1x
Debt / FCF 2.2x – 0.8x
Liabilities / assets 33.2% 62.4% 92.3%
Equity / assets 66.8% 37.6% 7.7%
Interest coverage – 17.7x 6.0x
Current ratio – 1.5x –
Quick ratio – 1.3x –
Cash ratio – 1.0x –
Altman Z-score – 2.59 –

Shareholder Returns

7 metrics
MetricDHIDOUGFNF
Dividend yield 1.2% – 5.3%
Net buyback yield 7.0% – 2.0%
Shareholder yield 8.3% 0.0% 7.2%
Payout ratio (earnings) 16.4% – 60.6%
Payout ratio (FCF) 15.8% – 10.2%
Dividend growth (1Y) 6.9% – 2.0%
Dividend CAGR (3Y) 14.8% – 4.3%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusDHIDOUGFNF
Forward P/E 13.7xFY2026 – 8.2xFY2026
EPS, next fiscal year $10.71FY2026 $-0.24FY2026 $4.82FY2026
EPS growth, next FY -7.4%FY2026 – -3.0%FY2026
EPS growth, the year after +1.2% – +16.6%
Revenue, next fiscal year $30.74BFY2026 $1.09BFY2026 $14.25BFY2026
Revenue growth, next FY -10.3%FY2026 +6.2%FY2026 -1.4%FY2026
Revenue growth, the year after +2.4% +7.7% +3.0%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersDHIDOUGFNF
Held by institutions 85.7% 51.2% 83.3%
Institutions holding 1,229 132 711
Change in shares held, QoQ +0.2% +0.5% +1.9%
Institutions buying 656 67 320
Institutions selling 402 41 257
Buyers to sellers 1.63 1.63 1.25

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

DHIDOUGFNF
DHI 1.00 0.27 0.34
DOUG 0.27 1.00 0.18
FNF 0.34 0.18 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, DHI, DOUG and FNF?

Horton D R (DHI) is the largest by market capitalisation: Horton D R (DHI) $40.75B, Douglas Elliman (DOUG) $134.57M, Fidelity National Financial (FNF) $10.39B.

Which stock is cheaper, DHI, DOUG and FNF?

Douglas Elliman (DOUG) trades on the lowest price-to-earnings ratio (Horton D R (DHI) 13.3x, Douglas Elliman (DOUG) 5.4x, Fidelity National Financial (FNF) 13.5x). On next year's consensus earnings, Fidelity National Financial (FNF) is cheapest (Horton D R (DHI) 13.7x, Fidelity National Financial (FNF) 8.2x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Fidelity National Financial (FNF) grew revenue fastest over the trailing twelve months: Horton D R (DHI) -3.5%, Douglas Elliman (DOUG) -2.7%, Fidelity National Financial (FNF) +13.0%.

Which company is more profitable?

Horton D R (DHI) has the highest net margin (Horton D R (DHI) 9.2%, Douglas Elliman (DOUG) 2.5%, Fidelity National Financial (FNF) 5.0%). On return on invested capital, Horton D R (DHI) leads (Horton D R (DHI) 9.2%, Fidelity National Financial (FNF) 5.6%).

Which stock has performed better?

Over the past year Horton D R (DHI) returned the most: Horton D R (DHI) -7.5%, Douglas Elliman (DOUG) -41.9%, Fidelity National Financial (FNF) -28.2%. Over five years, Horton D R (DHI) compounded fastest (Horton D R (DHI) +10.5%/yr, Fidelity National Financial (FNF) -2.3%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Fidelity National Financial (FNF) has the highest dividend yield: Horton D R (DHI) 0.01%, Douglas Elliman (DOUG) 0.00%, Fidelity National Financial (FNF) 0.05%. Douglas Elliman (DOUG) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Fidelity National Financial (FNF) has been the steadiest (Horton D R (DHI) 35.7%, Douglas Elliman (DOUG) 61.8%, Fidelity National Financial (FNF) 27.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, DHI, DOUG and FNF?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Horton D R (DHI) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.