CXAI vs PAYX vs ADP Stock Comparison

CXApp, Paychex and Automatic Data Processing Prices as of Oct 28, 2026 Peers: Industry group
CXAI CXApp Inc.
$1.56 -38.3% 1M +113.7% 1Y
Market cap
$2.61M
P/E
–
Revenue (TTM)
$2.92M
Div. yield
–
HR Software Technology
1 win
PAYX Paychex Inc
$108.21 +9.0% 1M -12.8% 1Y
Market cap
$38.52B
P/E
21.3x
Revenue (TTM)
$6.60B
Div. yield
5.30%
HR Software Technology
5 wins

Head to Head

9 decided of 12

Paychex leads on 5 of the 12 questions below (Paychex 5, Automatic Data Processing 3, CXApp 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionCXAIPAYXADPLeader
Larger companyMarket capitalisation $2.61M $38.52B $113.52B ADP
Cheaper on earningsLower P/E, profitable companies only — 21.3x 23.9x PAYX
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 17.2x 22.2x PAYX
Faster revenue growthRevenue growth, trailing twelve months -51.4% +14.0% — PAYX
More profitableNet margin, trailing twelve months — 27.4% — –
Better return on capitalReturn on invested capital — 23.7% — –
Less leveragedLower net debt / EBITDA — 1.2x — –
Higher dividend yieldTrailing dividend yield — 5.30% 2.38% PAYX
Better 1-year returnPrice return, last 12 months +113.7% -12.8% +2.1% CXAI
Better 5-year returnAnnualised price return, 5 years -31.0%/yr -2.6%/yr +4.9%/yr ADP
Less volatileAnnualised volatility, 1 year 412.4% 31.4% 28.6% ADP
Higher overall scoreMean of the five percentile scores vs peers — 58/100 43/100 PAYX

Percentile Scorecard

CXAIPAYXADP

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisCXAIPAYXADP
Valuation – 48 #53 of 101 38 #63 of 101
Growth – 34 #64 of 97 30 #68 of 97
Profitability – 97 #4 of 94 75 #24 of 94
Financial Health – 40 #65 of 108 20 #87 of 108
Shareholder Returns – 68 #21 of 64 52 #31 of 64
Overall – 58 43
  • CXAI ranked among 114 companies in Business Applications
  • PAYX ranked among 114 companies in Business Applications
  • ADP ranked among 114 companies in Business Applications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodCXAIPAYXADPSPY
1 month -38.3%+9.0%+9.0% +0.9%
3 months +1,200.0%-11.4%+4.4% +5.9%
6 months +940.0%+15.1%+32.7% +8.5%
Year to date +372.7%-3.5%+10.9% +13.3%
1 year +113.7%-12.8%+2.1% +12.4%
3 years +27.9%-1.2%+32.8% +88.1%
3 years, per year +8.5%-0.4%+9.9% +23.5%
5 years -84.4%-12.2%+27.1% +68.2%
5 years, per year -31.0%-2.6%+4.9% +11.0%
10 years —+96.6%+227.4% +263.4%
10 years, per year —+7.0%+12.6% +13.8%

Risk

MeasureCXAIPAYXADPSPY
Volatility, 1Y 412.4%31.4%28.6% 12.7%
Downside volatility, 1Y 151.4%33.0%27.5% 12.7%
Beta vs S&P 500, 1Y 0.92-0.04-0.09 1.00
Return / volatility, 1Y 0.28-0.410.07 0.98
Max drawdown, 5Y -99.4%-46.4%-42.2% -25.4%
From 52-week high -66.0%-15.0%-7.3% -0.9%
52-week high $4.59$127.34$307.94 $779.14
52-week low $0.09$85.57$188.79 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleCXAIPAYXADP
P/E now vs peer median —median 27.6x 21.3xmedian 27.6x 23.9xmedian 27.6x
P/S now vs peer median 0.9xmedian 2.7x 5.8xmedian 2.7x 4.7xmedian 2.7x
EV/EBITDA now vs peer median —median 17.4x 12.9xmedian 17.4x —median 17.4x
P/FCF now vs peer median —median 15.8x 19.4xmedian 15.8x 19.9xmedian 15.8x
P/B now vs peer median —median 3.2x 10.4xmedian 3.2x 22.3xmedian 3.2x
PEG now vs peer median —median 0.84 4.46median 0.84 —median 0.84

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsCXAIPAYXADP
Revenue $2.92M $6.60B –
Gross profit – $4.91B –
Operating income – $2.59B –
Net income – $1.81B $4.53B
Free cash flow – $1.98B –
R&D – – $1.03B
EPS (diluted) – $5.06 –
Cash & equivalents – $600.90M $3.28B
Total debt – $4.56B –
Shares (diluted) 1.67M 356.60M 403.30M
Enterprise value $2.61M $33.61B $113.52B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricCXAIPAYXADP
P/E – 21.3x 23.9x
P/FCF – 19.4x 19.9x
P/Operating cash flow – 17.1x 20.8x
P/S 0.9x 5.8x 4.7x
P/B – 10.4x 22.3x
P/Tangible book – 18.5x 33.0x
EV/EBITDA – 12.9x –
EV/EBIT – 16.4x –
EV/Revenue 0.9x 6.4x –
EV/FCF – 21.4x –
EV/Operating cash flow – 18.9x 20.8x
PEG (3Y EPS CAGR) – 4.46 –

Growth

14 metrics
MetricCXAIPAYXADP
Revenue growth (1Y) -51.4% 14.0% –
Revenue CAGR (3Y) -27.4% 9.1% –
Gross profit growth (1Y) – 16.4% –
Gross profit CAGR (3Y) – 10.7% –
Operating income growth (1Y) – 17.5% –
Operating income CAGR (3Y) – 7.7% –
Net income growth (1Y) – 11.9% 9.4%
Net income CAGR (3Y) – 4.2% 9.0%
EPS growth (1Y) – 13.6% –
EPS CAGR (3Y) – 4.8% –
Operating cash flow growth (1Y) – 8.6% 14.6%
Operating cash flow CAGR (3Y) – 3.4% 12.6%
Free cash flow growth (1Y) – 8.4% –
Free cash flow CAGR (3Y) – 1.9% –

Profitability

14 metrics
MetricCXAIPAYXADP
Gross margin – 74.4% –
EBITDA margin – 49.8% –
Operating margin – 39.2% –
Pretax margin – 36.0% –
Net margin – 27.4% –
FCF margin – 30.0% –
Operating cash flow margin – 34.1% –
Return on equity – 48.5% 81.4%
Return on assets – 11.3% 7.1%
Return on invested capital – 23.7% –
Return on capital employed – 27.0% –
Asset turnover – 0.4x –
Cash conversion (OCF / net income) – 1.2x 1.2x
Stock comp / revenue 76.0% 1.3% –

Financial Health

11 metrics
MetricCXAIPAYXADP
Debt / assets – 29.1% –
Debt / equity – 1.2x –
Net debt / EBITDA – 1.2x –
Debt / FCF – 2.3x –
Liabilities / assets – 76.3% 92.0%
Equity / assets – 23.7% 8.0%
Interest coverage – 9.7x –
Current ratio – 1.3x 1.0x
Quick ratio – 0.5x –
Cash ratio – 0.1x –
Altman Z-score – 3.19 –

Shareholder Returns

7 metrics
MetricCXAIPAYXADP
Dividend yield – 5.3% 2.4%
Net buyback yield – 1.2% –
Shareholder yield – 6.5% 2.4%
Payout ratio (earnings) – 90.0% –
Payout ratio (FCF) – 82.0% –
Dividend growth (1Y) – 9.5% –
Dividend CAGR (3Y) – 10.3% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusCXAIPAYXADP
Forward P/E – 17.2xFY2026 22.2xFY2027
EPS, next fiscal year $-10.60FY2026 $6.28FY2026 $12.87FY2027
EPS growth, next FY – +14.0%FY2026 +15.7%FY2027
EPS growth, the year after – -1.6% +6.8%
Revenue, next fiscal year $8.25MFY2026 $6.60BFY2026 $22.14BFY2027
Revenue growth, next FY +80.1%FY2026 +1.4%FY2026 +0.9%FY2027
Revenue growth, the year after +89.8% +12.2% +18.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersCXAIPAYXADP
Held by institutions 14.8% 82.5% 88.1%
Institutions holding 34 1,529 2,291
Change in shares held, QoQ +313.6% +3.4% +4.4%
Institutions buying 21 786 1,085
Institutions selling 6 531 874
Buyers to sellers 3.50 1.48 1.24

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

CXAIPAYXADP
CXAI 1.00 0.06 0.05
PAYX 0.06 1.00 0.86
ADP 0.05 0.86 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, CXAI, PAYX and ADP?

Automatic Data Processing (ADP) is the largest by market capitalisation: CXApp (CXAI) $2.61M, Paychex (PAYX) $38.52B, Automatic Data Processing (ADP) $113.52B.

Which stock is cheaper, CXAI, PAYX and ADP?

Paychex (PAYX) trades on the lowest price-to-earnings ratio (Paychex (PAYX) 21.3x, Automatic Data Processing (ADP) 23.9x). On next year's consensus earnings, Paychex (PAYX) is cheapest (Paychex (PAYX) 17.2x, Automatic Data Processing (ADP) 22.2x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Paychex (PAYX) grew revenue fastest over the trailing twelve months: CXApp (CXAI) -51.4%, Paychex (PAYX) +14.0%.

Which stock has performed better?

Over the past year CXApp (CXAI) returned the most: CXApp (CXAI) +113.7%, Paychex (PAYX) -12.8%, Automatic Data Processing (ADP) +2.1%. Over five years, Automatic Data Processing (ADP) compounded fastest (CXApp (CXAI) -31.0%/yr, Paychex (PAYX) -2.6%/yr, Automatic Data Processing (ADP) +4.9%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Paychex (PAYX) has the highest dividend yield: Paychex (PAYX) 5.30%, Automatic Data Processing (ADP) 2.38%. CXApp (CXAI) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Automatic Data Processing (ADP) has been the steadiest (CXApp (CXAI) 412.4%, Paychex (PAYX) 31.4%, Automatic Data Processing (ADP) 28.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, CXAI, PAYX and ADP?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Paychex (PAYX) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.