CXAI vs ADP vs PAYX Stock Comparison

CXApp, Automatic Data Processing and Paychex Prices as of Oct 27, 2026 Peers: Industry group
CXAI CXApp Inc.
$1.75 -29.7% 1M +127.3% 1Y
Market cap
$2.63M
P/E
–
Revenue (TTM)
$2.92M
Div. yield
–
HR Software Technology
1 win
PAYX Paychex Inc
$109.26 +7.8% 1M -12.6% 1Y
Market cap
$38.43B
P/E
21.3x
Revenue (TTM)
$6.60B
Div. yield
0.04%
HR Software Technology
6 wins

Head to Head

11 decided of 12

Paychex leads on 6 of the 12 questions below (Paychex 6, Automatic Data Processing 4, CXApp 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionCXAIADPPAYXLeader
Larger companyMarket capitalisation $2.63M $114.60B $38.43B ADP
Cheaper on earningsLower P/E, profitable companies only — 26.0x 21.3x PAYX
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 22.8x 17.4x PAYX
Faster revenue growthRevenue growth, trailing twelve months -51.4% +6.7% +14.0% PAYX
More profitableNet margin, trailing twelve months — 20.1% 27.4% PAYX
Better return on capitalReturn on invested capital — -46.5% 23.7% PAYX
Less leveragedLower net debt / EBITDA — -0.2x 1.2x ADP
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.04% –
Better 1-year returnPrice return, last 12 months +127.3% +4.5% -12.6% CXAI
Better 5-year returnAnnualised price return, 5 years -29.4%/yr +5.6%/yr -2.4%/yr ADP
Less volatileAnnualised volatility, 1 year 412.3% 28.5% 31.4% ADP
Higher overall scoreMean of the five percentile scores vs peers — 39/100 58/100 PAYX

Percentile Scorecard

CXAIADPPAYX

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisCXAIADPPAYX
Valuation – 32 #69 of 101 48 #53 of 101
Growth – 27 #71 of 97 34 #64 of 97
Profitability – 54 #44 of 94 97 #4 of 94
Financial Health – 36 #70 of 108 40 #65 of 108
Shareholder Returns – 48 #34 of 64 68 #21 of 64
Overall – 39 58
  • CXAI ranked among 114 companies in Business Applications
  • ADP ranked among 114 companies in Business Applications
  • PAYX ranked among 114 companies in Business Applications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodCXAIADPPAYXSPY
1 month -29.7%+11.2%+7.8% -0.2%
3 months +1,246.2%+11.0%-8.1% +3.9%
6 months +993.8%+47.2%+20.1% +8.2%
Year to date +430.3%+13.9%-2.6% +12.9%
1 year +127.3%+4.5%-12.6% +12.3%
3 years +43.4%+36.4%-0.3% +87.4%
3 years, per year +12.8%+10.9%-0.1% +23.3%
5 years -82.4%+31.5%-11.4% +67.9%
5 years, per year -29.4%+5.6%-2.4% +10.9%
10 years —+238.2%+97.8% +261.1%
10 years, per year —+13.0%+7.1% +13.7%

Risk

MeasureCXAIADPPAYXSPY
Volatility, 1Y 412.3%28.5%31.4% 12.7%
Downside volatility, 1Y 150.6%27.2%33.0% 12.7%
Beta vs S&P 500, 1Y 0.93-0.09-0.04 1.00
Return / volatility, 1Y 0.310.16-0.40 0.97
Max drawdown, 5Y -99.4%-42.2%-46.4% -25.4%
From 52-week high -61.9%-4.8%-14.2% -1.2%
52-week high $4.59$307.94$127.34 $779.14
52-week low $0.09$188.79$85.57 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleCXAIADPPAYX
P/E now vs peer median —median 28.3x 26.7xmedian 28.3x 21.5xmedian 28.3x
P/S now vs peer median 1.0xmedian 2.8x 5.3xmedian 2.8x 5.9xmedian 2.8x
EV/EBITDA now vs peer median —median 17.3x -25.2xmedian 17.3x 13.0xmedian 17.3x
P/FCF now vs peer median —median 15.8x 22.2xmedian 15.8x 19.6xmedian 15.8x
P/B now vs peer median —median 3.2x 19.3xmedian 3.2x 10.5xmedian 3.2x
PEG now vs peer median —median 0.85 2.65median 0.85 4.50median 0.85

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsCXAIADPPAYX
Revenue $2.92M $21.95B $6.60B
Gross profit – $10.19B $4.91B
Operating income – -$6.44B $2.59B
Net income – $4.41B $1.81B
Free cash flow – $5.24B $1.98B
R&D – $1.03B –
EPS (diluted) – $10.94 $5.06
Cash & equivalents – $4.23B $600.90M
Total debt – $4.96B $4.56B
Shares (diluted) 1.67M 403.30M 356.60M
Enterprise value $2.63M $96.72B $33.52B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricCXAIADPPAYX
P/E – 26.7x 21.5x
P/FCF – 22.2x 19.6x
P/Operating cash flow – 21.4x 17.3x
P/S 1.0x 5.3x 5.9x
P/B – 19.3x 10.5x
P/Tangible book – 26.6x 18.7x
EV/EBITDA – -25.2x 13.0x
EV/EBIT – -18.2x 16.6x
EV/Revenue 1.0x 5.3x 6.5x
EV/FCF – 22.4x 21.6x
EV/Operating cash flow – 21.6x 19.0x
PEG (3Y EPS CAGR) – 2.65 4.50

Growth

14 metrics
MetricCXAIADPPAYX
Revenue growth (1Y) -51.4% 6.7% 14.0%
Revenue CAGR (3Y) -27.4% 6.8% 9.1%
Gross profit growth (1Y) – 7.6% 16.4%
Gross profit CAGR (3Y) – 8.1% 10.7%
Operating income growth (1Y) – -4.9% 17.5%
Operating income CAGR (3Y) – -4.2% 7.7%
Net income growth (1Y) – 8.2% 11.9%
Net income CAGR (3Y) – 9.0% 4.2%
EPS growth (1Y) – 9.6% 13.6%
EPS CAGR (3Y) – 10.1% 4.8%
Operating cash flow growth (1Y) – 10.2% 8.6%
Operating cash flow CAGR (3Y) – 8.9% 3.4%
Free cash flow growth (1Y) – 9.9% 8.4%
Free cash flow CAGR (3Y) – 9.4% 1.9%

Profitability

14 metrics
MetricCXAIADPPAYX
Gross margin – 46.4% 74.4%
EBITDA margin – -21.2% 49.8%
Operating margin – -29.3% 39.2%
Pretax margin – 26.1% 36.0%
Net margin – 20.1% 27.4%
FCF margin – 23.9% 30.0%
Operating cash flow margin – 24.8% 34.1%
Return on equity – 71.3% 48.5%
Return on assets – 6.9% 11.3%
Return on invested capital – -46.5% 23.7%
Return on capital employed – -46.6% 27.0%
Asset turnover – 0.3x 0.4x
Cash conversion (OCF / net income) – 1.2x 1.2x
Stock comp / revenue 76.0% 1.1% 1.3%

Financial Health

11 metrics
MetricCXAIADPPAYX
Debt / assets – 7.9% 29.1%
Debt / equity – 0.8x 1.2x
Net debt / EBITDA – -0.2x 1.2x
Debt / FCF – 0.9x 2.3x
Liabilities / assets – 90.5% 76.3%
Equity / assets – 9.5% 23.7%
Interest coverage – -14.0x 9.7x
Current ratio – 1.1x 1.3x
Quick ratio – 0.2x 0.5x
Cash ratio – 0.1x 0.1x
Altman Z-score – 1.88 3.21

Shareholder Returns

7 metrics
MetricCXAIADPPAYX
Dividend yield – 2.3% 5.2%
Net buyback yield – 1.8% 1.2%
Shareholder yield – 4.1% 6.4%
Payout ratio (earnings) – – 90.0%
Payout ratio (FCF) – – 82.0%
Dividend growth (1Y) – – 9.5%
Dividend CAGR (3Y) – – 10.3%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusCXAIADPPAYX
Forward P/E – 22.8xFY2027 17.4xFY2026
EPS, next fiscal year $-10.60FY2026 $12.87FY2027 $6.28FY2026
EPS growth, next FY – +15.7%FY2027 +14.0%FY2026
EPS growth, the year after – +6.8% -1.6%
Revenue, next fiscal year $8.25MFY2026 $22.14BFY2027 $6.60BFY2026
Revenue growth, next FY +80.1%FY2026 +0.9%FY2027 +1.4%FY2026
Revenue growth, the year after +89.8% +18.1% +12.2%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersCXAIADPPAYX
Held by institutions 14.8% 88.1% 82.5%
Institutions holding 34 2,290 1,528
Change in shares held, QoQ +313.6% +4.4% +3.4%
Institutions buying 21 1,084 785
Institutions selling 6 874 531
Buyers to sellers 3.50 1.24 1.48

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

CXAIADPPAYX
CXAI 1.00 0.05 0.06
ADP 0.05 1.00 0.87
PAYX 0.06 0.87 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, CXAI, ADP and PAYX?

Automatic Data Processing (ADP) is the largest by market capitalisation: CXApp (CXAI) $2.63M, Automatic Data Processing (ADP) $114.60B, Paychex (PAYX) $38.43B.

Which stock is cheaper, CXAI, ADP and PAYX?

Paychex (PAYX) trades on the lowest price-to-earnings ratio (Automatic Data Processing (ADP) 26.0x, Paychex (PAYX) 21.3x). On next year's consensus earnings, Paychex (PAYX) is cheapest (Automatic Data Processing (ADP) 22.8x, Paychex (PAYX) 17.4x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Paychex (PAYX) grew revenue fastest over the trailing twelve months: CXApp (CXAI) -51.4%, Automatic Data Processing (ADP) +6.7%, Paychex (PAYX) +14.0%.

Which company is more profitable?

Paychex (PAYX) has the highest net margin (Automatic Data Processing (ADP) 20.1%, Paychex (PAYX) 27.4%). On return on invested capital, Paychex (PAYX) leads (Automatic Data Processing (ADP) -46.5%, Paychex (PAYX) 23.7%).

Which stock has performed better?

Over the past year CXApp (CXAI) returned the most: CXApp (CXAI) +127.3%, Automatic Data Processing (ADP) +4.5%, Paychex (PAYX) -12.6%. Over five years, Automatic Data Processing (ADP) compounded fastest (CXApp (CXAI) -29.4%/yr, Automatic Data Processing (ADP) +5.6%/yr, Paychex (PAYX) -2.4%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: CXApp (CXAI) 0.00%, Automatic Data Processing (ADP) 0.00%, Paychex (PAYX) 0.04%. CXApp (CXAI) and Automatic Data Processing (ADP) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Automatic Data Processing (ADP) has been the steadiest (CXApp (CXAI) 412.3%, Automatic Data Processing (ADP) 28.5%, Paychex (PAYX) 31.4%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, CXAI, ADP and PAYX?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Paychex (PAYX) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.