CWH vs PAG vs LAD Stock Comparison

Camping World Holdings, Penske Automotive and Lithia Motors Prices as of Oct 28, 2026 Peers: Industry group
LAD Lithia Motors Inc
$288.81 -4.6% 1M -9.3% 1Y
Market cap
$6.27B
P/E
8.0x
Revenue (TTM)
$38.21B
Div. yield
0.82%
Auto Dealerships Consumer Discretionary
6 wins

Head to Head

12 decided of 12

Lithia Motors leads on 6 of the 12 questions below (Lithia Motors 6, Penske Automotive 5, Camping World Holdings 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionCWHPAGLADLeader
Larger companyMarket capitalisation $473.09M $13.92B $6.27B PAG
Cheaper on earningsLower P/E, profitable companies only -3.0x 14.6x 8.0x LAD
Cheaper on forward earningsLower price / next fiscal year consensus EPS 26.9x 17.0x 8.5x LAD
Faster revenue growthRevenue growth, trailing twelve months -0.8% — +1.6% LAD
More profitableNet margin, trailing twelve months -1.6% — 2.1% LAD
Better return on capitalReturn on invested capital 0.0% — 6.3% LAD
Less leveragedLower net debt / EBITDA 10.5x — 6.0x LAD
Higher dividend yieldTrailing dividend yield 2.73% 2.66% 0.82% CWH
Better 1-year returnPrice return, last 12 months -72.8% +30.0% -9.3% PAG
Better 5-year returnAnnualised price return, 5 years -34.3%/yr +14.9%/yr -2.0%/yr PAG
Less volatileAnnualised volatility, 1 year 74.7% 27.5% 41.3% PAG
Higher overall scoreMean of the five percentile scores vs peers 34/100 47/100 43/100 PAG

Percentile Scorecard

CWHPAGLAD

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisCWHPAGLAD
Valuation 73 #29 of 104 59 #43 of 104 54 #48 of 104
Growth 14 #84 of 98 – 29 #70 of 98
Profitability 28 #69 of 96 – 38 #60 of 96
Financial Health 7 #102 of 110 37 #70 of 110 23 #85 of 110
Shareholder Returns 49 #37 of 71 46 #39 of 71 70 #22 of 71
Overall 34 47 43
  • CWH ranked among 115 companies in Retail
  • PAG ranked among 115 companies in Retail
  • LAD ranked among 115 companies in Retail

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodCWHPAGLADSPY
1 month -11.2%+2.2%-4.6% +0.9%
3 months -24.4%-5.3%-32.4% +5.9%
6 months -33.9%+23.5%-0.8% +8.5%
Year to date -52.9%+33.9%-13.1% +13.3%
1 year -72.8%+30.0%-9.3% +12.4%
3 years -72.4%+46.4%+21.9% +88.1%
3 years, per year -34.9%+13.6%+6.8% +23.5%
5 years -87.7%+99.8%-9.5% +68.2%
5 years, per year -34.3%+14.9%-2.0% +11.0%
10 years -79.5%+380.1%+238.4% +263.4%
10 years, per year -14.7%+17.0%+13.0% +13.8%

Risk

MeasureCWHPAGLADSPY
Volatility, 1Y 74.7%27.5%41.3% 12.7%
Downside volatility, 1Y 75.9%22.4%39.9% 12.7%
Beta vs S&P 500, 1Y 2.210.560.53 1.00
Return / volatility, 1Y -0.971.09-0.22 0.98
Max drawdown, 5Y -90.8%-25.3%-47.1% -25.4%
From 52-week high -72.8%-5.3%-32.4% -0.9%
52-week high $16.82$223.90$427.48 $779.14
52-week low $4.20$140.60$243.00 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleCWHPAGLAD
P/E now vs peer median -3.0xmedian 16.7x 14.6xmedian 16.7x 8.0xmedian 16.7x
P/S now vs peer median 0.1xmedian 0.4x 0.4xmedian 0.4x 0.2xmedian 0.4x
EV/EBITDA now vs peer median 12.4xmedian 9.2x —median 9.2x 9.3xmedian 9.2x
P/FCF now vs peer median 9.5xmedian 16.0x 22.8xmedian 16.0x -14.7xmedian 16.0x
P/B now vs peer median 1.2xmedian 1.6x 2.3xmedian 1.6x 0.9xmedian 1.6x
PEG now vs peer median 0.05median 0.73 —median 0.73 -5.34median 0.73

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsCWHPAGLAD
Revenue $6.27B – $38.21B
Gross profit $1.80B – $5.79B
Operating income $143.03M – $1.55B
Net income -$121.43M – $794.40M
Free cash flow $50.00M – -$426.70M
EPS (diluted) $-1.52 – $35.84
Cash & equivalents $224.07M $68.30M $374.00M
Total debt $2.73B – $11.75B
Shares (diluted) 64.18M 65.73M 22.00M
Enterprise value -$243.26M $13.92B $4.79B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricCWHPAGLAD
P/E -3.0x 14.6x 8.0x
P/FCF 9.5x 22.8x -14.7x
P/Operating cash flow 1.9x – -77.2x
P/S 0.1x 0.4x 0.2x
P/B 1.2x 2.3x 0.9x
P/Tangible book 1.2x 2.3x 1.7x
EV/EBITDA 12.4x – 9.3x
EV/EBIT 20.8x – 11.4x
EV/Revenue 0.5x – 0.5x
EV/FCF 59.6x – -41.4x
EV/Operating cash flow 12.1x – -217.3x
PEG (3Y EPS CAGR) 0.05 – -5.34

Growth

14 metrics
MetricCWHPAGLAD
Revenue growth (1Y) -0.8% – 1.6%
Revenue CAGR (3Y) -1.3% – 8.0%
Gross profit growth (1Y) -5.3% – 0.9%
Gross profit CAGR (3Y) -3.5% – 3.8%
Operating income growth (1Y) -28.5% – -7.2%
Operating income CAGR (3Y) -26.3% – -3.5%
Net income growth (1Y) -551.2% – -11.9%
Net income CAGR (3Y) -47.2% – -8.7%
EPS growth (1Y) -1,065% – 0.9%
EPS CAGR (3Y) -65.8% – -1.5%
Operating cash flow growth (1Y) 111.5% – -127.5%
Operating cash flow CAGR (3Y) 1.7% – 33.0%
Free cash flow growth (1Y) 188.5% – -906.4%
Free cash flow CAGR (3Y) 18.3% – 6.8%

Profitability

14 metrics
MetricCWHPAGLAD
Gross margin 28.7% – 15.1%
EBITDA margin 3.8% – 5.0%
Operating margin 2.3% – 4.0%
Pretax margin 1.4% – 2.8%
Net margin -1.6% – 2.1%
FCF margin 0.8% – -1.1%
Operating cash flow margin 3.9% – -0.2%
Return on equity -32.5% – 12.2%
Return on assets -2.4% – 3.0%
Return on invested capital 0.0% – 6.3%
Return on capital employed 4.8% – 8.5%
Asset turnover 1.3x – 1.4x
Cash conversion (OCF / net income) -2.0x – -0.1x
Stock comp / revenue 0.6% – 0.1%

Financial Health

11 metrics
MetricCWHPAGLAD
Debt / assets 56.2% – 43.8%
Debt / equity 6.8x – 1.8x
Net debt / EBITDA 10.5x – 6.0x
Debt / FCF 54.6x – -27.5x
Liabilities / assets 91.8% 67.6% 75.3%
Equity / assets 8.2% 32.4% 24.7%
Interest coverage – – 7.2x
Current ratio 1.2x 1.0x 1.0x
Quick ratio 0.2x – 0.2x
Cash ratio 0.1x – 0.0x
Altman Z-score 1.57 – 2.14

Shareholder Returns

7 metrics
MetricCWHPAGLAD
Dividend yield 2.7% 2.7% 0.8%
Net buyback yield – – 14.3%
Shareholder yield 2.7% 2.7% 15.1%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusCWHPAGLAD
Forward P/E 26.9xFY2026 17.0xFY2026 8.5xFY2026
EPS, next fiscal year $0.17FY2026 $12.45FY2026 $34.04FY2026
EPS growth, next FY -10.5%FY2026 -6.6%FY2026 +1.7%FY2026
EPS growth, the year after +223.5% +18.0% +15.7%
Revenue, next fiscal year $6.35BFY2026 $34.43BFY2026 $37.52BFY2026
Revenue growth, next FY -0.3%FY2026 +8.2%FY2026 -0.3%FY2026
Revenue growth, the year after -3.2% -9.1% +8.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersCWHPAGLAD
Held by institutions 96.7% 27.8% 100.0%
Institutions holding 209 393 445
Change in shares held, QoQ -4.1% +4.0% +0.2%
Institutions buying 118 209 223
Institutions selling 57 105 160
Buyers to sellers 2.07 1.99 1.39

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

CWHPAGLAD
CWH 1.00 0.39 0.36
PAG 0.39 1.00 0.56
LAD 0.36 0.56 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, CWH, PAG and LAD?

Penske Automotive (PAG) is the largest by market capitalisation: Camping World Holdings (CWH) $473.09M, Penske Automotive (PAG) $13.92B, Lithia Motors (LAD) $6.27B.

Which stock is cheaper, CWH, PAG and LAD?

Lithia Motors (LAD) trades on the lowest price-to-earnings ratio (Camping World Holdings (CWH) -3.0x, Penske Automotive (PAG) 14.6x, Lithia Motors (LAD) 8.0x). On next year's consensus earnings, Lithia Motors (LAD) is cheapest (Camping World Holdings (CWH) 26.9x, Penske Automotive (PAG) 17.0x, Lithia Motors (LAD) 8.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Lithia Motors (LAD) grew revenue fastest over the trailing twelve months: Camping World Holdings (CWH) -0.8%, Lithia Motors (LAD) +1.6%.

Which company is more profitable?

Lithia Motors (LAD) has the highest net margin (Camping World Holdings (CWH) -1.6%, Lithia Motors (LAD) 2.1%). On return on invested capital, Lithia Motors (LAD) leads (Camping World Holdings (CWH) 0.0%, Lithia Motors (LAD) 6.3%).

Which stock has performed better?

Over the past year Penske Automotive (PAG) returned the most: Camping World Holdings (CWH) -72.8%, Penske Automotive (PAG) +30.0%, Lithia Motors (LAD) -9.3%. Over five years, Penske Automotive (PAG) compounded fastest (Camping World Holdings (CWH) -34.3%/yr, Penske Automotive (PAG) +14.9%/yr, Lithia Motors (LAD) -2.0%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Camping World Holdings (CWH) has the highest dividend yield: Camping World Holdings (CWH) 2.73%, Penske Automotive (PAG) 2.66%, Lithia Motors (LAD) 0.82%.

Which stock is riskier?

By one-year price volatility, Penske Automotive (PAG) has been the steadiest (Camping World Holdings (CWH) 74.7%, Penske Automotive (PAG) 27.5%, Lithia Motors (LAD) 41.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, CWH, PAG and LAD?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Lithia Motors (LAD) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.