CHGG vs IH vs COE Stock Comparison

Chegg, iHuman and 51Talk Online Education Prices as of Oct 26, 2026 Peers: Industry group
CHGG Chegg, Inc
$0.72 -1.4% 1M -48.2% 1Y
Market cap
$82.33M
P/E
–
Revenue (TTM)
$265.51M
Div. yield
–
Education Technology Technology
1 win
IH iHuman Inc.
$1.18 +2.6% 1M -57.6% 1Y
Market cap
$60.65M
P/E
18.0x
Revenue (TTM)
$108.18M
Div. yield
–
Education Technology Technology
3 wins

Head to Head

7 decided of 12

51Talk Online Education leads on 3 of the 12 questions below (51Talk Online Education 3, iHuman 3, Chegg 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionCHGGIHCOELeader
Larger companyMarket capitalisation $82.33M $60.65M $270.98M COE
Cheaper on earningsLower P/E, profitable companies only -1.6x 18.0x -15.9x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 7.9x — –
Faster revenue growthRevenue growth, trailing twelve months -47.6% -12.0% +74.9% COE
More profitableNet margin, trailing twelve months -20.0% 3.1% -14.1% IH
Better return on capitalReturn on invested capital -36.2% — — –
Less leveragedLower net debt / EBITDA 3.4x — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -48.2% -57.6% -75.7% CHGG
Better 5-year returnAnnualised price return, 5 years -58.5%/yr -24.9%/yr +3.5%/yr COE
Less volatileAnnualised volatility, 1 year 104.4% 51.4% 72.4% IH
Higher overall scoreMean of the five percentile scores vs peers 35/100 64/100 43/100 IH

Percentile Scorecard

CHGGIHCOE

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisCHGGIHCOE
Valuation 70 #28 of 90 96 #5 of 90 48 #47 of 90
Growth 9 #75 of 82 3 #80 of 82 61 #33 of 82
Profitability 34 #51 of 77 59 #32 of 77 54 #36 of 77
Financial Health 28 #69 of 96 73 #27 of 96 11 #86 of 96
Shareholder Returns – 89 #7 of 54 –
Overall 35 64 43
  • CHGG ranked among 99 companies in Vertical Software
  • IH ranked among 99 companies in Vertical Software
  • COE ranked among 99 companies in Vertical Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodCHGGIHCOESPY
1 month -1.4%+2.6%-0.3% -0.8%
3 months -27.3%-12.6%-32.6% +3.5%
6 months -31.4%-32.1%-56.2% +7.0%
Year to date -22.6%-43.8%-63.9% +12.2%
1 year -48.2%-57.6%-75.7% +13.0%
3 years -91.5%-55.5%+44.1% +86.3%
3 years, per year -56.1%-23.7%+13.0% +23.1%
5 years -98.8%-76.1%+18.6% +68.6%
5 years, per year -58.5%-24.9%+3.5% +11.0%
10 years -89.3%—-84.0% +258.0%
10 years, per year -20.0%—-16.7% +13.6%

Risk

MeasureCHGGIHCOESPY
Volatility, 1Y 104.4%51.4%72.4% 12.7%
Downside volatility, 1Y 95.9%54.7%76.1% 12.7%
Beta vs S&P 500, 1Y 2.450.030.85 1.00
Return / volatility, 1Y -0.46-1.12-1.05 1.02
Max drawdown, 5Y -99.3%-78.8%-82.0% -25.4%
From 52-week high -53.5%-60.1%-77.5% -1.8%
52-week high $1.55$2.96$51.18 $779.14
52-week low $0.45$1.11$10.01 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleCHGGIHCOE
P/E now vs peer median -1.5xmedian 42.4x 18.0xmedian 42.4x -16.0xmedian 42.4x
P/S now vs peer median 0.3xmedian 2.7x 1.1xmedian 2.7x 2.3xmedian 2.7x
EV/EBITDA now vs peer median 46.8xmedian 19.0x —median 19.0x —median 19.0x
P/FCF now vs peer median -11.5xmedian 19.4x —median 19.4x —median 19.4x
P/B now vs peer median 0.7xmedian 1.8x 1.0xmedian 1.8x -7.5xmedian 1.8x
PEG now vs peer median 0.05median 1.75 -0.37median 1.75 1.00median 1.75

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsCHGGIHCOE
Revenue $265.51M $108.18M $120.53M
Gross profit $153.87M $72.05M $88.35M
Operating income -$55.61M -$898.00K -$13.29M
Net income -$53.00M $3.58M -$11.57M
Free cash flow -$6.96M – –
R&D $51.85M $30.69M $7.56M
EPS (diluted) $-0.48 $0.06 $-0.72
Cash & equivalents – $117.33M $39.98M
Total debt $33.85M – –
Shares (diluted) 111.42M 53.52M 23.67M
Enterprise value -$77.63M -$158.88B $134.28M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricCHGGIHCOE
P/E -1.5x 18.0x -16.0x
P/FCF -11.5x – –
P/Operating cash flow 8.0x – –
P/S 0.3x 1.1x 2.3x
P/B 0.7x 1.0x -7.5x
P/Tangible book 0.7x 1.0x -7.5x
EV/EBITDA 46.8x – –
EV/EBIT -1.5x 31.0x -17.8x
EV/Revenue 0.3x -0.3x 2.0x
EV/FCF -12.4x – –
EV/Operating cash flow 8.6x – –
PEG (3Y EPS CAGR) 0.05 -0.37 1.00

Growth

14 metrics
MetricCHGGIHCOE
Revenue growth (1Y) -47.6% -12.0% 74.9%
Revenue CAGR (3Y) -29.0% -9.3% 77.8%
Gross profit growth (1Y) -53.1% -13.8% 67.1%
Gross profit CAGR (3Y) -34.5% -10.9% 73.8%
Operating income growth (1Y) 82.4% -108.4% -110.8%
Operating income CAGR (3Y) -27.4% -26.7% -9.0%
Net income growth (1Y) 80.5% -80.1% -114.9%
Net income CAGR (3Y) -29.8% -52.7% 35.6%
EPS growth (1Y) 81.3% -78.0% -132.4%
EPS CAGR (3Y) -30.6% -48.5% -16.0%
Operating cash flow growth (1Y) -87.1% – –
Operating cash flow CAGR (3Y) -65.7% – –
Free cash flow growth (1Y) -121.5% – –
Free cash flow CAGR (3Y) -26.9% – –

Profitability

14 metrics
MetricCHGGIHCOE
Gross margin 58.0% 66.6% 73.3%
EBITDA margin 0.7% – –
Operating margin -20.9% -0.8% -11.0%
Pretax margin -19.5% 3.2% -12.5%
Net margin -20.0% 3.1% -14.1%
FCF margin -2.6% – –
Operating cash flow margin 3.8% – –
Return on equity -44.2% 2.7% –
Return on assets -22.5% 1.9% -17.1%
Return on invested capital -36.2% – –
Return on capital employed -38.9% -0.7% –
Asset turnover 1.1x 0.6x 1.8x
Cash conversion (OCF / net income) -0.2x – –
Stock comp / revenue 6.7% 0.1% –

Financial Health

11 metrics
MetricCHGGIHCOE
Debt / assets 14.9% – –
Debt / equity 0.3x – –
Net debt / EBITDA 3.4x – –
Debt / FCF -4.9x – –
Liabilities / assets 47.9% 33.1% 153.1%
Equity / assets 52.1% 66.9% -53.1%
Interest coverage -411.9x – –
Current ratio 1.2x 2.9x 0.6x
Quick ratio 0.5x 2.6x 0.4x
Cash ratio 0.3x 2.5x 0.4x
Altman Z-score -5.24 2.46 –

Shareholder Returns

7 metrics
MetricCHGGIHCOE
Dividend yield – 8.5% –
Net buyback yield – – –
Shareholder yield – 8.5% 0.0%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusCHGGIHCOE
Forward P/E – 7.9xFY2026 –
EPS, next fiscal year $-0.13FY2026 $0.15FY2026 $-0.06FY2027
EPS growth, next FY -533.3%FY2026 -43.9%FY2026 –
Revenue, next fiscal year $193.98MFY2026 $108.44MFY2026 $179.19MFY2026
Revenue growth, next FY -48.5%FY2026 -6.0%FY2026 +89.7%FY2026
Revenue growth, the year after -29.8% – +56.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersCHGGIHCOE
Held by institutions 36.4% 0.1% –
Institutions holding 98 1 –
Change in shares held, QoQ +1.0% – –
Institutions buying 44 0 –
Institutions selling 31 0 –
Buyers to sellers 1.42 – –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

CHGGIHCOE
CHGG 1.00 -0.01 0.09
IH -0.01 1.00 0.00
COE 0.09 0.00 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, CHGG, IH and COE?

51Talk Online Education (COE) is the largest by market capitalisation: Chegg (CHGG) $82.33M, iHuman (IH) $60.65M, 51Talk Online Education (COE) $270.98M.

Which company is growing faster?

51Talk Online Education (COE) grew revenue fastest over the trailing twelve months: Chegg (CHGG) -47.6%, iHuman (IH) -12.0%, 51Talk Online Education (COE) +74.9%.

Which company is more profitable?

iHuman (IH) has the highest net margin (Chegg (CHGG) -20.0%, iHuman (IH) 3.1%, 51Talk Online Education (COE) -14.1%).

Which stock has performed better?

Over the past year Chegg (CHGG) returned the most: Chegg (CHGG) -48.2%, iHuman (IH) -57.6%, 51Talk Online Education (COE) -75.7%. Over five years, 51Talk Online Education (COE) compounded fastest (Chegg (CHGG) -58.5%/yr, iHuman (IH) -24.9%/yr, 51Talk Online Education (COE) +3.5%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, iHuman (IH) has been the steadiest (Chegg (CHGG) 104.4%, iHuman (IH) 51.4%, 51Talk Online Education (COE) 72.4%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, CHGG, IH and COE?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, 51Talk Online Education (COE) leads on 3. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.