CHGA vs PERF vs ISPR Stock Comparison

Change Agents Corporation, Perfect and Ispire Technology Prices as of Oct 26, 2026 Peers: Industry group
PERF Perfect Corp.
$2.00 +4.2% 1M +1.0% 1Y
Market cap
$170.12M
P/E
35.3x
Revenue (TTM)
$71.07M
Div. yield
–
Creative Software Technology
7 wins
ISPR Ispire Technology Inc.
$1.35 0.0% 1M -43.0% 1Y
Market cap
$77.08M
P/E
–
Revenue (TTM)
$96.01M
Div. yield
–
Consumer Electronics Consumer Discretionary

Head to Head

7 decided of 12

Perfect leads on 7 of the 12 questions below (Perfect 7). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionCHGAPERFISPRLeader
Larger companyMarket capitalisation $1.21M $170.12M $77.08M PERF
Cheaper on earningsLower P/E, profitable companies only -0.1x 35.3x -2.3x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 28.6x — –
Faster revenue growthRevenue growth, trailing twelve months — +10.4% -24.7% PERF
More profitableNet margin, trailing twelve months — 8.1% -34.6% PERF
Better return on capitalReturn on invested capital — 0.8% — –
Less leveragedLower net debt / EBITDA -0.2x -67.9x 0.6x PERF
Higher dividend yieldTrailing dividend yield 0.00% — 0.00% –
Better 1-year returnPrice return, last 12 months -34.2% +1.0% -43.0% PERF
Better 5-year returnAnnualised price return, 5 years -60.4%/yr — — –
Less volatileAnnualised volatility, 1 year 341.7% 47.8% 110.2% PERF
Higher overall scoreMean of the five percentile scores vs peers 28/100 61/100 16/100 PERF

Percentile Scorecard

CHGAPERFISPR

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisCHGAPERFISPR
Valuation 5 #40 of 42 82 #6 of 29 10 #38 of 42
Growth 56 #19 of 42 35 #18 of 27 24 #32 of 42
Profitability 5 #38 of 40 36 #17 of 26 8 #37 of 40
Financial Health 48 #23 of 43 90 #4 of 31 21 #34 of 43
Shareholder Returns – – –
Overall 28 61 16
  • CHGA ranked among 45 companies in Household Durables
  • PERF ranked among 32 companies in Workplace Software
  • ISPR ranked among 45 companies in Household Durables

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodCHGAPERFISPRSPY
1 month -30.5%+4.2%0.0% -0.8%
3 months +534.8%+4.2%-16.7% +3.5%
6 months +256.1%+22.0%-2.2% +7.0%
Year to date +21.7%+10.5%-51.8% +12.2%
1 year -34.2%+1.0%-43.0% +13.0%
3 years -84.4%-27.3%-82.8% +86.3%
3 years, per year -46.2%-10.1%-44.4% +23.1%
5 years -99.0%—— +68.6%
5 years, per year -60.4%—— +11.0%

Risk

MeasureCHGAPERFISPRSPY
Volatility, 1Y 341.7%47.8%110.2% 12.7%
Downside volatility, 1Y 149.0%47.4%103.0% 12.7%
Beta vs S&P 500, 1Y 0.060.220.31 1.00
Return / volatility, 1Y -0.100.02-0.39 1.02
Max drawdown, 5Y -99.9%-88.2%-93.3% -25.4%
From 52-week high -49.5%-4.3%-63.3% -1.8%
52-week high $2.89$2.09$3.68 $779.14
52-week low $0.13$1.30$1.10 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleCHGAPERFISPR
P/E now vs peer median -0.1xmedian 16.1x 35.3xmedian 31.9x -2.3xmedian 16.1x
P/S now vs peer median —median 0.7x 2.4xmedian 2.4x 0.8xmedian 0.7x
EV/EBITDA now vs peer median -1.1xmedian 12.1x 7.0xmedian 11.5x -1.9xmedian 12.1x
P/FCF now vs peer median -0.8xmedian 11.9x 15.6xmedian 14.2x -89.1xmedian 11.9x
P/B now vs peer median 0.4xmedian 1.2x 1.1xmedian 3.0x -2.7xmedian 1.2x
PEG now vs peer median -0.01median 0.64 1.33median 0.77 0.03median 0.64

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsCHGAPERFISPR
Revenue – $71.07M $96.01M
Gross profit – $56.66M $12.30M
Operating income -$6.67M $1.26M -$32.59M
Net income -$8.98M $8.43M -$33.20M
Free cash flow -$5.35M $10.88M -$875.37K
R&D – $14.93M –
EPS (diluted) $-11.37 $0.06 $-0.58
Cash & equivalents $39.22K $125.62M $19.33M
Total debt $8.87M $7.81M $805.36K
Shares (diluted) 789.62K 101.85M 57.31M
Enterprise value -$50.12K -$417.85M -$509.55K

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricCHGAPERFISPR
P/E -0.1x 35.3x -2.3x
P/FCF -0.8x 15.6x -89.1x
P/Operating cash flow -0.8x 16.2x -136.9x
P/S – 2.4x 0.8x
P/B 0.4x 1.1x -2.7x
P/Tangible book 0.5x 1.1x -2.5x
EV/EBITDA -1.1x 7.0x -1.9x
EV/EBIT -0.8x 12.6x -1.8x
EV/Revenue – 0.2x 0.6x
EV/FCF -1.0x 1.5x -67.9x
EV/Operating cash flow -1.0x 1.5x -104.4x
PEG (3Y EPS CAGR) -0.01 1.33 0.03

Growth

14 metrics
MetricCHGAPERFISPR
Revenue growth (1Y) – 10.4% -24.7%
Revenue CAGR (3Y) – 13.4% -6.0%
Gross profit growth (1Y) – 14.5% -45.7%
Gross profit CAGR (3Y) – 12.4% -16.3%
Operating income growth (1Y) 18.5% 157.8% 13.9%
Operating income CAGR (3Y) 8.3% 26.4% -93.9%
Net income growth (1Y) 55.9% 37.7% 15.4%
Net income CAGR (3Y) 12.7% 26.9% -77.3%
EPS growth (1Y) 93.9% -1.4% 16.1%
EPS CAGR (3Y) 24.0% 26.4% -69.3%
Operating cash flow growth (1Y) 2.0% -32.0% 92.3%
Operating cash flow CAGR (3Y) 15.0% – 59.3%
Free cash flow growth (1Y) 2.0% -31.0% 89.7%
Free cash flow CAGR (3Y) 15.1% – 54.8%

Profitability

14 metrics
MetricCHGAPERFISPR
Gross margin – 79.7% 12.8%
EBITDA margin – 3.2% -32.6%
Operating margin – 1.8% -33.9%
Pretax margin – 10.0% -33.4%
Net margin – 8.1% -34.6%
FCF margin – 15.3% -0.9%
Operating cash flow margin – 14.8% -0.6%
Return on equity -82.4% 5.4% –
Return on assets -58.0% 4.3% -47.4%
Return on invested capital – 0.8% –
Return on capital employed -61.2% 0.8% -128.0%
Asset turnover – 0.4x 1.4x
Cash conversion (OCF / net income) 0.6x 1.2x 0.0x
Stock comp / revenue – 1.1% 3.6%

Financial Health

11 metrics
MetricCHGAPERFISPR
Debt / assets 8.1% 4.0% 1.3%
Debt / equity 0.1x 0.0x 0.0x
Net debt / EBITDA -0.2x -67.9x 0.6x
Debt / FCF -0.2x 0.7x -0.9x
Liabilities / assets 31.6% 19.4% 145.5%
Equity / assets 68.4% 80.6% -45.5%
Interest coverage – 66.4x -87.1x
Current ratio 0.1x 4.6x 1.0x
Quick ratio 0.0x 4.6x 0.9x
Cash ratio 0.0x 4.4x 0.4x
Altman Z-score – 1.28 -1.43

Shareholder Returns

7 metrics
MetricCHGAPERFISPR
Dividend yield – – –
Net buyback yield – – –
Shareholder yield – – –
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusCHGAPERFISPR
Forward P/E – 28.6xFY2026 –
EPS, next fiscal year – $0.07FY2026 $-0.09FY2027
EPS growth, next FY – +40.0%FY2026 –
EPS growth, the year after – +14.3% –
Revenue, next fiscal year – $76.52MFY2026 $106.54MFY2027
Revenue growth, next FY – +10.7%FY2026 +11.0%FY2027
Revenue growth, the year after – +8.1% +11.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersCHGAPERFISPR
Held by institutions – – 7.3%
Institutions holding – – 48
Change in shares held, QoQ – – -14.0%
Institutions buying – – 29
Institutions selling – – 18
Buyers to sellers – – 1.61

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

CHGAPERFISPR
CHGA 1.00 0.01 0.06
PERF 0.01 1.00 -0.09
ISPR 0.06 -0.09 1.00

Add a Peer

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Frequently Asked Questions

Which is bigger, CHGA, PERF and ISPR?

Perfect (PERF) is the largest by market capitalisation: Change Agents Corporation (CHGA) $1.21M, Perfect (PERF) $170.12M, Ispire Technology (ISPR) $77.08M.

Which company is growing faster?

Perfect (PERF) grew revenue fastest over the trailing twelve months: Perfect (PERF) +10.4%, Ispire Technology (ISPR) -24.7%.

Which company is more profitable?

Perfect (PERF) has the highest net margin (Perfect (PERF) 8.1%, Ispire Technology (ISPR) -34.6%).

Which stock has performed better?

Over the past year Perfect (PERF) returned the most: Change Agents Corporation (CHGA) -34.2%, Perfect (PERF) +1.0%, Ispire Technology (ISPR) -43.0%. Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Perfect (PERF) has been the steadiest (Change Agents Corporation (CHGA) 341.7%, Perfect (PERF) 47.8%, Ispire Technology (ISPR) 110.2%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, CHGA, PERF and ISPR?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Perfect (PERF) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.