CFG vs HBAN vs EWBC Stock Comparison

Citizens Financial, Huntington Bancshares and East West Bancorp Prices as of Oct 28, 2026 Peers: Industry group
EWBC East West Bancorp Inc
$131.28 +3.6% 1M +30.3% 1Y
Market cap
$18.26B
P/E
11.9x
Revenue (TTM)
—
Div. yield
–
Regional Banks Financial Services
5 wins

Head to Head

12 decided of 12

Huntington Bancshares leads on 5 of the 12 questions below (Huntington Bancshares 5, East West Bancorp 5, Citizens Financial 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionCFGHBANEWBCLeader
Larger companyMarket capitalisation $27.66B $32.16B $18.26B HBAN
Cheaper on earningsLower P/E, profitable companies only 13.0x 13.8x 11.9x EWBC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 12.0x 12.5x 11.5x EWBC
Faster revenue growthRevenue growth, trailing twelve months +10.6% +30.6% — HBAN
More profitableNet margin, trailing twelve months 23.8% 22.4% — CFG
Better return on capitalReturn on invested capital 12.0% 11.9% — CFG
Less leveragedLower net debt / EBITDA 2.6x 2.5x — HBAN
Higher dividend yieldTrailing dividend yield 0.03% 0.03% 0.00% HBAN
Better 1-year returnPrice return, last 12 months +27.2% +1.0% +30.3% EWBC
Better 5-year returnAnnualised price return, 5 years +6.6%/yr -0.1%/yr +10.6%/yr EWBC
Less volatileAnnualised volatility, 1 year 25.2% 25.9% 22.7% EWBC
Higher overall scoreMean of the five percentile scores vs peers 30/100 44/100 — HBAN

Percentile Scorecard

CFGHBANEWBC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisCFGHBANEWBC
Valuation 19 #293 of 361 46 #196 of 361 40 #217 of 361
Growth 19 #139 of 172 37 #109 of 172 –
Profitability 28 #108 of 149 42 #87 of 149 –
Financial Health 29 #113 of 158 32 #108 of 158 –
Shareholder Returns 54 #157 of 338 65 #119 of 338 37 #214 of 338
Overall 30 44 –
  • CFG ranked among 368 companies in Banking
  • HBAN ranked among 368 companies in Banking
  • EWBC ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodCFGHBANEWBCSPY
1 month +0.8%+2.6%+3.6% +0.9%
3 months -8.5%-6.8%+0.8% +5.9%
6 months +1.4%-3.7%+5.3% +8.5%
Year to date +11.8%-9.5%+16.8% +13.3%
1 year +27.2%+1.0%+30.3% +12.4%
3 years +185.5%+66.3%+149.4% +88.1%
3 years, per year +41.9%+18.5%+35.6% +23.5%
5 years +37.8%-0.3%+65.2% +68.2%
5 years, per year +6.6%-0.1%+10.6% +11.0%
10 years +147.8%+48.7%+233.5% +263.4%
10 years, per year +9.5%+4.0%+12.8% +13.8%

Risk

MeasureCFGHBANEWBCSPY
Volatility, 1Y 25.2%25.9%22.7% 12.7%
Downside volatility, 1Y 25.4%28.7%22.7% 12.7%
Beta vs S&P 500, 1Y 0.870.780.73 1.00
Return / volatility, 1Y 1.080.041.33 0.98
Max drawdown, 5Y -59.4%-47.4%-55.5% -25.4%
From 52-week high -12.6%-18.5%-3.9% -0.9%
52-week high $74.73$19.27$136.60 $779.14
52-week low $49.71$15.02$99.52 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleCFGHBANEWBC
P/E now vs peer median 12.9xmedian 12.1x 13.6xmedian 12.1x 11.9xmedian 12.1x
P/S now vs peer median 3.1xmedian 3.4x 3.0xmedian 3.4x 5.5xmedian 3.4x
EV/EBITDA now vs peer median 6.5xmedian 5.1x 6.1xmedian 5.1x —median 5.1x
P/FCF now vs peer median 25.2xmedian 10.8x 10.8xmedian 10.8x 9.2xmedian 10.8x
P/B now vs peer median 1.1xmedian 1.2x 1.0xmedian 1.2x —median 1.2x
PEG now vs peer median 2.02median 1.32 -1.50median 1.32 —median 1.32

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsCFGHBANEWBC
Revenue $8.93B $10.38B –
Net income $2.27B $2.51B –
Free cash flow $1.09B $2.92B –
EPS (diluted) $4.99 $1.14 –
Total debt $17.83B $23.41B –
Shares (diluted) 425.66M 2.05B 138.30M
Enterprise value $27.66B $27.07B $18.26B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricCFGHBANEWBC
P/E 12.9x 13.6x 11.9x
P/FCF 25.2x 10.8x 9.2x
P/Operating cash flow 21.9x 9.5x –
P/S 3.1x 3.0x 5.5x
P/B 1.1x 1.0x –
P/Tangible book 1.1x 1.0x –
EV/EBITDA 6.5x 6.1x –
EV/EBIT 7.0x 6.7x –
EV/Revenue 5.1x 5.2x –
EV/FCF 41.5x 18.4x –
EV/Operating cash flow 36.0x 16.0x –
PEG (3Y EPS CAGR) 2.02 -1.50 –

Growth

14 metrics
MetricCFGHBANEWBC
Revenue growth (1Y) 10.6% 30.6% –
Revenue CAGR (3Y) 1.9% 10.9% –
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – –
Operating income CAGR (3Y) – – –
Net income growth (1Y) 33.1% 11.8% –
Net income CAGR (3Y) 3.1% 1.8% –
EPS growth (1Y) 38.9% -20.1% –
EPS CAGR (3Y) 6.4% -9.1% –
Operating cash flow growth (1Y) -55.9% 25.4% –
Operating cash flow CAGR (3Y) -30.4% 2.4% –
Free cash flow growth (1Y) -59.8% 17.1% –
Free cash flow CAGR (3Y) -32.9% -0.8% –

Profitability

14 metrics
MetricCFGHBANEWBC
Gross margin – – –
EBITDA margin 77.7% 84.1% –
Operating margin – – –
Pretax margin 32.3% 29.5% –
Net margin 23.8% 22.4% –
FCF margin 12.2% 28.1% –
Operating cash flow margin 14.1% 32.3% –
Return on equity 8.8% 7.7% –
Return on assets 1.0% 0.9% –
Return on invested capital 12.0% 11.9% –
Return on capital employed – – –
Asset turnover 0.0x 0.0x –
Cash conversion (OCF / net income) 0.6x 1.3x –
Stock comp / revenue 1.5% 1.7% –

Financial Health

11 metrics
MetricCFGHBANEWBC
Debt / assets 7.6% 8.1% –
Debt / equity 0.7x 0.7x –
Net debt / EBITDA 2.6x 2.5x –
Debt / FCF 16.3x 8.0x –
Liabilities / assets 89.3% 88.8% 89.5%
Equity / assets 10.7% 11.2% –
Interest coverage 1.8x 1.6x –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricCFGHBANEWBC
Dividend yield 2.8% 3.9% 2.3%
Net buyback yield 4.3% 1.3% –
Shareholder yield 7.1% 5.1% 2.3%
Payout ratio (earnings) 35.0% 44.1% –
Payout ratio (FCF) 72.6% 37.8% –
Dividend growth (1Y) 6.7% 22.0% –
Dividend CAGR (3Y) -1.1% 7.2% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusCFGHBANEWBC
Forward P/E 12.0xFY2026 12.5xFY2026 11.5xFY2026
EPS, next fiscal year $5.42FY2026 $1.26FY2026 $11.43FY2026
EPS growth, next FY +40.4%FY2026 -9.4%FY2026 +20.1%FY2026
EPS growth, the year after +27.1% +48.4% -2.4%
Revenue, next fiscal year $8.59BFY2026 $10.37BFY2026 $3.02BFY2026
Revenue growth, next FY +4.1%FY2026 +26.0%FY2026 +2.8%FY2026
Revenue growth, the year after +11.4% +12.5% +22.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersCFGHBANEWBC
Held by institutions 96.7% 86.7% 92.0%
Institutions holding 1,097 1,150 648
Change in shares held, QoQ +2.9% +1.4% +1.4%
Institutions buying 633 574 352
Institutions selling 314 380 199
Buyers to sellers 2.02 1.51 1.77

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

CFGHBANEWBC
CFG 1.00 0.83 0.81
HBAN 0.83 1.00 0.75
EWBC 0.81 0.75 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, CFG, HBAN and EWBC?

Huntington Bancshares (HBAN) is the largest by market capitalisation: Citizens Financial (CFG) $27.66B, Huntington Bancshares (HBAN) $32.16B, East West Bancorp (EWBC) $18.26B.

Which stock is cheaper, CFG, HBAN and EWBC?

East West Bancorp (EWBC) trades on the lowest price-to-earnings ratio (Citizens Financial (CFG) 13.0x, Huntington Bancshares (HBAN) 13.8x, East West Bancorp (EWBC) 11.9x). On next year's consensus earnings, East West Bancorp (EWBC) is cheapest (Citizens Financial (CFG) 12.0x, Huntington Bancshares (HBAN) 12.5x, East West Bancorp (EWBC) 11.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Huntington Bancshares (HBAN) grew revenue fastest over the trailing twelve months: Citizens Financial (CFG) +10.6%, Huntington Bancshares (HBAN) +30.6%.

Which company is more profitable?

Citizens Financial (CFG) has the highest net margin (Citizens Financial (CFG) 23.8%, Huntington Bancshares (HBAN) 22.4%). On return on invested capital, Citizens Financial (CFG) leads (Citizens Financial (CFG) 12.0%, Huntington Bancshares (HBAN) 11.9%).

Which stock has performed better?

Over the past year East West Bancorp (EWBC) returned the most: Citizens Financial (CFG) +27.2%, Huntington Bancshares (HBAN) +1.0%, East West Bancorp (EWBC) +30.3%. Over five years, East West Bancorp (EWBC) compounded fastest (Citizens Financial (CFG) +6.6%/yr, Huntington Bancshares (HBAN) -0.1%/yr, East West Bancorp (EWBC) +10.6%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Huntington Bancshares (HBAN) has the highest dividend yield: Citizens Financial (CFG) 0.03%, Huntington Bancshares (HBAN) 0.03%, East West Bancorp (EWBC) 0.00%. East West Bancorp (EWBC) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, East West Bancorp (EWBC) has been the steadiest (Citizens Financial (CFG) 25.2%, Huntington Bancshares (HBAN) 25.9%, East West Bancorp (EWBC) 22.7%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, CFG, HBAN and EWBC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Huntington Bancshares (HBAN) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.