CCG vs VRSK vs NP Stock Comparison

Cheche, Verisk Analytics and Neptune Insurance Holdings Prices as of Oct 29, 2026 Peers: Industry group
CCG Cheche Group Inc.
$7.51 -1.4% 1M +615.2% 1Y
Market cap
$107.59M
P/E
–
Revenue (TTM)
—
Div. yield
–
Insurtech Technology
1 win
VRSK Verisk Analytics, Inc.
$190.71 +14.9% 1M -8.3% 1Y
Market cap
$24.82B
P/E
28.2x
Revenue (TTM)
$3.14B
Div. yield
1.02%
Financial Data and Analytics Financial Services
6 wins

Head to Head

9 decided of 12

Verisk Analytics leads on 6 of the 12 questions below (Verisk Analytics 6, Neptune Insurance Holdings 2, Cheche 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionCCGVRSKNPLeader
Larger companyMarket capitalisation $107.59M $24.82B $3.95B VRSK
Cheaper on earningsLower P/E, profitable companies only — 28.2x 88.4x VRSK
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 23.9x 49.6x VRSK
Faster revenue growthRevenue growth, trailing twelve months — +5.0% +33.8% NP
More profitableNet margin, trailing twelve months — 28.2% 22.7% VRSK
Better return on capitalReturn on invested capital — 31.9% 512.4% NP
Less leveragedLower net debt / EBITDA — 2.3x — –
Higher dividend yieldTrailing dividend yield 0.00% 1.02% 0.00% –
Better 1-year returnPrice return, last 12 months +615.2% -8.3% +13.9% CCG
Better 5-year returnAnnualised price return, 5 years — -1.9%/yr — –
Less volatileAnnualised volatility, 1 year 364.7% 35.8% 60.7% VRSK
Higher overall scoreMean of the five percentile scores vs peers — 56/100 39/100 VRSK

Percentile Scorecard

CCGVRSKNP

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisCCGVRSKNP
Valuation – 32 #640 of 941 3 #115 of 119
Growth – 47 #328 of 615 81 #22 of 114
Profitability – 97 #21 of 586 99 #2 of 106
Financial Health 43 #60 of 105 33 #447 of 667 5 #99 of 104
Shareholder Returns – 72 #197 of 704 4 #101 of 105
Overall – 56 39
  • CCG ranked among 109 companies in Fintech
  • VRSK ranked among 1,003 companies in Financial Services
  • NP ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodCCGVRSKNPSPY
1 month -1.4%+14.9%+3.9% +0.7%
3 months -42.7%-4.8%-9.1% +3.7%
6 months +1,004.4%+3.4%+14.6% +7.1%
Year to date +804.8%-14.7%-1.3% +12.8%
1 year +615.2%-8.3%+13.9% +11.9%
3 years +34.6%-15.0%— +85.2%
3 years, per year +10.4%-5.3%— +22.8%
5 years —-9.3%— +67.6%
5 years, per year —-1.9%— +10.9%
10 years —+134.4%— +262.0%
10 years, per year —+8.9%— +13.7%

Risk

MeasureCCGVRSKNPSPY
Volatility, 1Y 364.7%35.8%60.7% 12.7%
Downside volatility, 1Y 105.7%36.3%56.1% 12.6%
Beta vs S&P 500, 1Y 0.01-0.480.12 1.00
Return / volatility, 1Y 1.69-0.230.23 0.94
Max drawdown, 5Y -99.5%-51.2%-43.8% -25.4%
From 52-week high -56.4%-15.3%-17.9% -1.2%
52-week high $17.21$225.07$35.05 $779.14
52-week low $0.37$156.84$17.14 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleCCGVRSKNP
P/E now vs peer median —median 19.5x 28.2xmedian 13.0x 88.4xmedian 10.7x
P/S now vs peer median —median 2.2x 7.9xmedian 3.2x 20.1xmedian 1.4x
EV/EBITDA now vs peer median —median 17.8x 16.7xmedian 7.7x —median 7.5x
P/FCF now vs peer median —median 16.1x 20.1xmedian 10.7x 48.2xmedian 8.5x
P/B now vs peer median 2.4xmedian 2.0x -20.9xmedian 1.2x -18.7xmedian 1.5x
PEG now vs peer median —median 0.98 1.12median 0.90 —median 0.60

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsCCGVRSKNP
Revenue – $3.14B $197.00M
Gross profit – $2.20B –
Operating income – $1.38B $81.30M
Net income – $885.50M $44.74M
Free cash flow – $1.24B $82.04M
EPS (diluted) – $6.77 $0.31
Cash & equivalents $19.39M $551.40M $17.43M
Total debt $15.13M $11.77B $922.00M
Shares (diluted) 2.36M 130.85M 146.39M
Enterprise value $4.72M $19.46B $3.90B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricCCGVRSKNP
P/E – 28.2x 88.4x
P/FCF – 20.1x 48.2x
P/Operating cash flow – 16.5x 48.2x
P/S – 7.9x 20.1x
P/B 2.4x -20.9x -18.7x
P/Tangible book 2.4x -16.5x -18.6x
EV/EBITDA – 16.7x –
EV/EBIT – 20.9x 51.0x
EV/Revenue – 9.2x 21.1x
EV/FCF – 23.2x 50.6x
EV/Operating cash flow – 19.1x 50.6x
PEG (3Y EPS CAGR) – 1.12 –

Growth

14 metrics
MetricCCGVRSKNP
Revenue growth (1Y) – 5.0% 33.8%
Revenue CAGR (3Y) – 6.9% –
Gross profit growth (1Y) – 6.2% –
Gross profit CAGR (3Y) – 8.3% –
Operating income growth (1Y) – 4.8% 7.0%
Operating income CAGR (3Y) – 6.6% –
Net income growth (1Y) – -3.3% 0.1%
Net income CAGR (3Y) – 20.7% –
EPS growth (1Y) – 3.7% 197.9%
EPS CAGR (3Y) – 25.0% –
Operating cash flow growth (1Y) – 21.1% 53.1%
Operating cash flow CAGR (3Y) – 11.4% –
Free cash flow growth (1Y) – 21.2% 53.1%
Free cash flow CAGR (3Y) – 14.6% –

Profitability

14 metrics
MetricCCGVRSKNP
Gross margin – 70.2% –
EBITDA margin – 55.0% –
Operating margin – 43.9% 41.3%
Pretax margin – 37.0% 34.1%
Net margin – 28.2% 22.7%
FCF margin – 39.4% 41.6%
Operating cash flow margin – 47.9% 41.6%
Return on equity – – –
Return on assets – 19.5% 43.4%
Return on invested capital – 31.9% 512.4%
Return on capital employed – 40.1% 3,191%
Asset turnover – 0.7x 1.9x
Cash conversion (OCF / net income) – 1.7x 1.8x
Stock comp / revenue – 1.8% 16.2%

Financial Health

11 metrics
MetricCCGVRSKNP
Debt / assets 10.1% 99.5% 206.9%
Debt / equity 0.3x -3.8x -1.0x
Net debt / EBITDA – 2.3x –
Debt / FCF – 3.6x 2.6x
Liabilities / assets 69.9% 126.4% 303.6%
Equity / assets 30.1% -26.4% -203.6%
Interest coverage – 7.0x 5.4x
Current ratio 1.3x 1.0x 0.9x
Quick ratio 1.2x 0.9x 0.3x
Cash ratio 0.2x 0.5x 0.2x
Altman Z-score – 6.86 5.50

Shareholder Returns

7 metrics
MetricCCGVRSKNP
Dividend yield – 1.0% –
Net buyback yield – 7.5% 0.0%
Shareholder yield 0.0% 8.6% 0.0%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusCCGVRSKNP
Forward P/E – 23.9xFY2026 49.6xFY2026
EPS, next fiscal year $-3.67FY2026 $7.97FY2026 $0.58FY2026
EPS growth, next FY – +11.3%FY2026 +41.5%FY2026
EPS growth, the year after – +5.1% +25.9%
Revenue, next fiscal year $259.30MFY2026 $3.33BFY2026 $195.39MFY2026
Revenue growth, next FY -40.6%FY2026 +8.6%FY2026 +22.5%FY2026
Revenue growth, the year after -5.3% +6.7% +18.6%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersCCGVRSKNP
Held by institutions – 97.6% 71.7%
Institutions holding – 954 136
Change in shares held, QoQ – -0.4% +3.3%
Institutions buying – 488 105
Institutions selling – 349 24
Buyers to sellers – 1.40 4.38

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

CCGVRSKNP
CCG 1.00 0.04 0.06
VRSK 0.04 1.00 0.13
NP 0.06 0.13 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, CCG, VRSK and NP?

Verisk Analytics (VRSK) is the largest by market capitalisation: Cheche (CCG) $107.59M, Verisk Analytics (VRSK) $24.82B, Neptune Insurance Holdings (NP) $3.95B.

Which stock is cheaper, CCG, VRSK and NP?

Verisk Analytics (VRSK) trades on the lowest price-to-earnings ratio (Verisk Analytics (VRSK) 28.2x, Neptune Insurance Holdings (NP) 88.4x). On next year's consensus earnings, Verisk Analytics (VRSK) is cheapest (Verisk Analytics (VRSK) 23.9x, Neptune Insurance Holdings (NP) 49.6x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Neptune Insurance Holdings (NP) grew revenue fastest over the trailing twelve months: Verisk Analytics (VRSK) +5.0%, Neptune Insurance Holdings (NP) +33.8%.

Which company is more profitable?

Verisk Analytics (VRSK) has the highest net margin (Verisk Analytics (VRSK) 28.2%, Neptune Insurance Holdings (NP) 22.7%). On return on invested capital, Neptune Insurance Holdings (NP) leads (Verisk Analytics (VRSK) 31.9%, Neptune Insurance Holdings (NP) 512.4%).

Which stock has performed better?

Over the past year Cheche (CCG) returned the most: Cheche (CCG) +615.2%, Verisk Analytics (VRSK) -8.3%, Neptune Insurance Holdings (NP) +13.9%. Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Cheche (CCG) 0.00%, Verisk Analytics (VRSK) 1.02%, Neptune Insurance Holdings (NP) 0.00%. Cheche (CCG) and Neptune Insurance Holdings (NP) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Verisk Analytics (VRSK) has been the steadiest (Cheche (CCG) 364.7%, Verisk Analytics (VRSK) 35.8%, Neptune Insurance Holdings (NP) 60.7%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, CCG, VRSK and NP?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Verisk Analytics (VRSK) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.