CCG vs SE vs HCI Stock Comparison

Cheche, Sea and Hci Prices as of Oct 28, 2026 Peers: Industry group
CCG Cheche Group Inc.
$7.85 -20.9% 1M +640.6% 1Y
Market cap
$112.47M
P/E
–
Revenue (TTM)
—
Div. yield
–
Insurtech Technology
1 win
SE Sea Ltd
$75.19 -24.0% 1M -52.9% 1Y
Market cap
$46.01B
P/E
26.6x
Revenue (TTM)
$26.55B
Div. yield
–
Digital Marketplaces Technology
2 wins
HCI HCI Group, Inc.
$195.00 +11.2% 1M -3.3% 1Y
Market cap
$2.43B
P/E
8.0x
Revenue (TTM)
$952.13M
Div. yield
0.82%
Property and Casualty Insurance Financial Services
6 wins

Head to Head

9 decided of 12

Hci leads on 6 of the 12 questions below (Hci 6, Sea 2, Cheche 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionCCGSEHCILeader
Larger companyMarket capitalisation $112.47M $46.01B $2.43B SE
Cheaper on earningsLower P/E, profitable companies only — 26.6x 8.0x HCI
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 19.8x 8.8x HCI
Faster revenue growthRevenue growth, trailing twelve months — +43.5% +22.8% SE
More profitableNet margin, trailing twelve months — 6.3% 31.3% HCI
Better return on capitalReturn on invested capital — — 28.7% –
Less leveragedLower net debt / EBITDA — — -1.9x –
Higher dividend yieldTrailing dividend yield 0.00% — 0.82% –
Better 1-year returnPrice return, last 12 months +640.6% -52.9% -3.3% CCG
Better 5-year returnAnnualised price return, 5 years — -26.2%/yr +7.8%/yr HCI
Less volatileAnnualised volatility, 1 year 364.7% 52.2% 29.3% HCI
Higher overall scoreMean of the five percentile scores vs peers — 71/100 87/100 HCI

Percentile Scorecard

CCGSEHCI

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisCCGSEHCI
Valuation – 78 #37 of 166 77 #28 of 119
Growth – 68 #49 of 152 98 #3 of 113
Profitability – 70 #47 of 152 99 #2 of 107
Financial Health 43 #60 of 105 70 #55 of 179 97 #4 of 107
Shareholder Returns – – 65 #37 of 105
Overall – 71 87
  • CCG ranked among 109 companies in Fintech
  • SE ranked among 185 companies in Internet Platforms
  • HCI ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodCCGSEHCISPY
1 month -20.9%-24.0%+11.2% +0.9%
3 months -40.0%-30.7%+6.4% +5.9%
6 months +1,089.4%-9.6%+25.7% +8.5%
Year to date +845.8%-41.1%+1.7% +13.3%
1 year +640.6%-52.9%-3.3% +12.4%
3 years +43.8%+88.1%+243.7% +88.1%
3 years, per year +12.9%+23.5%+51.0% +23.5%
5 years —-78.1%+45.5% +68.2%
5 years, per year —-26.2%+7.8% +11.0%
10 years ——+637.0% +263.4%
10 years, per year ——+22.1% +13.8%

Risk

MeasureCCGSEHCISPY
Volatility, 1Y 364.7%52.2%29.3% 12.7%
Downside volatility, 1Y 105.5%55.1%28.8% 12.7%
Beta vs S&P 500, 1Y 0.001.280.04 1.00
Return / volatility, 1Y 1.76-1.01-0.11 0.98
Max drawdown, 5Y -99.5%-90.3%-79.2% -25.4%
From 52-week high -54.4%-52.9%-5.7% -0.9%
52-week high $17.21$159.71$206.71 $779.14
52-week low $0.37$74.01$148.98 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleCCGSEHCI
P/E now vs peer median —median 19.6x 26.6xmedian 16.8x 8.0xmedian 10.9x
P/S now vs peer median —median 2.3x 1.7xmedian 1.4x 2.6xmedian 1.4x
EV/EBITDA now vs peer median —median 17.5x —median 13.9x 3.2xmedian 7.5x
P/FCF now vs peer median —median 15.9x 8.8xmedian 11.4x 6.3xmedian 8.5x
P/B now vs peer median 2.5xmedian 2.0x —median 1.8x 2.1xmedian 1.5x
PEG now vs peer median —median 1.01 0.36median 0.36 0.05median 0.59

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsCCGSEHCI
Revenue – $26.55B $952.13M
Gross profit – $12.29B $697.37M
Operating income – $2.28B $464.99M
Net income – $3.91B $343.83M
Free cash flow – $5.22B $388.86M
R&D – $1.17B –
EPS (diluted) – $2.64 $23.55
Cash & equivalents $19.39M $3.53B $872.34M
Total debt $15.13M $2.37B $36.00M
Shares (diluted) 2.36M 638.23M 12.66M
Enterprise value $9.59M $5.89B -$1.81B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricCCGSEHCI
P/E – 26.6x 8.0x
P/FCF – 8.8x 6.3x
P/Operating cash flow – 8.8x 5.9x
P/S – 1.7x 2.6x
P/B 2.5x – 2.1x
P/Tangible book 2.5x – 2.1x
EV/EBITDA – – 3.2x
EV/EBIT – 16.3x 3.3x
EV/Revenue – 1.4x 1.6x
EV/FCF – 7.1x 4.0x
EV/Operating cash flow – 7.1x 3.7x
PEG (3Y EPS CAGR) – 0.36 0.05

Growth

14 metrics
MetricCCGSEHCI
Revenue growth (1Y) – 43.5% 22.8%
Revenue CAGR (3Y) – 27.7% 23.7%
Gross profit growth (1Y) – 41.1% 60.2%
Gross profit CAGR (3Y) – -83.4% 60.5%
Operating income growth (1Y) – 57.3% 103.4%
Operating income CAGR (3Y) – 26.1% 322.4%
Net income growth (1Y) – -97.5% 117.6%
Net income CAGR (3Y) – 26.3% 185.4%
EPS growth (1Y) – 31.1% 109.9%
EPS CAGR (3Y) – 73.7% 162.9%
Operating cash flow growth (1Y) – 14.3% -15.3%
Operating cash flow CAGR (3Y) – 56.7% 204.4%
Free cash flow growth (1Y) – 14.3% -16.7%
Free cash flow CAGR (3Y) – 56.7% 169.8%

Profitability

14 metrics
MetricCCGSEHCI
Gross margin – 46.3% 73.2%
EBITDA margin – – 49.8%
Operating margin – 8.6% 48.8%
Pretax margin – 11.6% 48.4%
Net margin – 6.3% 31.3%
FCF margin – 19.6% 40.8%
Operating cash flow margin – 19.6% 43.2%
Return on equity – – 29.3%
Return on assets – 12.5% 13.1%
Return on invested capital – – 28.7%
Return on capital employed – 15.0% –
Asset turnover – 0.8x 0.4x
Cash conversion (OCF / net income) – 1.3x 1.2x
Stock comp / revenue – – 1.3%

Financial Health

11 metrics
MetricCCGSEHCI
Debt / assets 10.1% 1.0% 1.4%
Debt / equity 0.3x – 0.0x
Net debt / EBITDA – – -1.9x
Debt / FCF – 0.1x 0.1x
Liabilities / assets 69.9% 59.2% 55.7%
Equity / assets 30.1% – 44.3%
Interest coverage – 123.4x 115.2x
Current ratio 1.3x 1.5x –
Quick ratio 1.2x 0.6x –
Cash ratio 0.2x 0.6x –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricCCGSEHCI
Dividend yield – – 0.8%
Net buyback yield – – 3.1%
Shareholder yield 0.0% – 3.9%
Payout ratio (earnings) – – 5.6%
Payout ratio (FCF) – – 4.9%
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusCCGSEHCI
Forward P/E – 19.8xFY2026 8.8xFY2026
EPS, next fiscal year $-3.67FY2026 $3.79FY2026 $22.21FY2026
EPS growth, next FY – +8.3%FY2026 -2.2%FY2026
EPS growth, the year after – +14.2% -15.2%
Revenue, next fiscal year $259.30MFY2026 $30.91BFY2026 $1.02BFY2026
Revenue growth, next FY -40.6%FY2026 +34.7%FY2026 +13.2%FY2026
Revenue growth, the year after -5.3% +21.1% +7.0%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersCCGSEHCI
Held by institutions – 63.6% 75.5%
Institutions holding – 773 287
Change in shares held, QoQ – +0.6% +7.6%
Institutions buying – 436 163
Institutions selling – 223 83
Buyers to sellers – 1.96 1.96

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

CCGSEHCI
CCG 1.00 0.05 0.04
SE 0.05 1.00 0.03
HCI 0.04 0.03 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, CCG, SE and HCI?

Sea (SE) is the largest by market capitalisation: Cheche (CCG) $112.47M, Sea (SE) $46.01B, Hci (HCI) $2.43B.

Which stock is cheaper, CCG, SE and HCI?

Hci (HCI) trades on the lowest price-to-earnings ratio (Sea (SE) 26.6x, Hci (HCI) 8.0x). On next year's consensus earnings, Hci (HCI) is cheapest (Sea (SE) 19.8x, Hci (HCI) 8.8x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Sea (SE) grew revenue fastest over the trailing twelve months: Sea (SE) +43.5%, Hci (HCI) +22.8%.

Which company is more profitable?

Hci (HCI) has the highest net margin (Sea (SE) 6.3%, Hci (HCI) 31.3%).

Which stock has performed better?

Over the past year Cheche (CCG) returned the most: Cheche (CCG) +640.6%, Sea (SE) -52.9%, Hci (HCI) -3.3%. Over five years, Hci (HCI) compounded fastest (Sea (SE) -26.2%/yr, Hci (HCI) +7.8%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Cheche (CCG) 0.00%, Hci (HCI) 0.82%. Cheche (CCG) and Sea (SE) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Hci (HCI) has been the steadiest (Cheche (CCG) 364.7%, Sea (SE) 52.2%, Hci (HCI) 29.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, CCG, SE and HCI?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Hci (HCI) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.