CB vs TD vs FRFHF Stock Comparison

Chubb, Toronto Dominion Bank and Fairfax Financial Holdings Prices as of Oct 28, 2026 Peers: Industry group
CB Chubb Ltd
$355.62 +7.3% 1M +29.0% 1Y
Market cap
$138.56B
P/E
12.3x
Revenue (TTM)
$61.85B
Div. yield
0.01%
Property and Casualty Insurance Financial Services
1 win
TD Toronto Dominion Bank
$126.44 +5.7% 1M +52.9% 1Y
Market cap
$220.26B
P/E
19.6x
Revenue (TTM)
$46.75B
Div. yield
0.03%
Money Center Banks Financial Services
5 wins

Head to Head

10 decided of 12

Toronto Dominion Bank leads on 5 of the 12 questions below (Toronto Dominion Bank 5, Fairfax Financial Holdings 4, Chubb 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionCBTDFRFHFLeader
Larger companyMarket capitalisation $138.56B $220.26B $38.46B TD
Cheaper on earningsLower P/E, profitable companies only 12.3x 19.6x 7.7x FRFHF
Cheaper on forward earningsLower price / next fiscal year consensus EPS 11.5x 18.5x 9.7x FRFHF
Faster revenue growthRevenue growth, trailing twelve months +5.7% -3.6% +10.0% FRFHF
More profitableNet margin, trailing twelve months 18.2% 24.1% 3.7% TD
Better return on capitalReturn on invested capital 12.0% — — –
Less leveragedLower net debt / EBITDA — — — –
Higher dividend yieldTrailing dividend yield 0.01% 0.03% 0.01% TD
Better 1-year returnPrice return, last 12 months +29.0% +52.9% +5.9% TD
Better 5-year returnAnnualised price return, 5 years +12.7%/yr +11.8%/yr +34.3%/yr FRFHF
Less volatileAnnualised volatility, 1 year 19.3% 18.2% 22.6% TD
Higher overall scoreMean of the five percentile scores vs peers 62/100 22/100 41/100 CB

Percentile Scorecard

CBTDFRFHF

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisCBTDFRFHF
Valuation 44 #67 of 119 13 #316 of 361 39 #73 of 119
Growth 55 #51 of 113 35 #112 of 172 42 #66 of 113
Profitability 78 #24 of 107 10 #135 of 149 28 #77 of 107
Financial Health 71 #32 of 107 1 #156 of 158 78 #24 of 107
Shareholder Returns 61 #42 of 105 50 #168 of 338 17 #87 of 105
Overall 62 22 41
  • CB ranked among 126 companies in Insurance
  • TD ranked among 368 companies in Banking
  • FRFHF ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodCBTDFRFHFSPY
1 month +7.3%+5.7%+12.8% +0.9%
3 months -1.7%+8.1%+3.2% +5.9%
6 months +9.2%+21.2%+3.2% +8.5%
Year to date +13.9%+34.2%-7.4% +13.3%
1 year +29.0%+52.9%+5.9% +12.4%
3 years +70.5%+130.3%+118.3% +88.1%
3 years, per year +19.5%+32.1%+29.8% +23.5%
5 years +82.0%+74.4%+335.9% +68.2%
5 years, per year +12.7%+11.8%+34.3% +11.0%
10 years +178.9%+179.5%+239.7% +263.4%
10 years, per year +10.8%+10.8%+13.0% +13.8%

Risk

MeasureCBTDFRFHFSPY
Volatility, 1Y 19.3%18.2%22.6% 12.7%
Downside volatility, 1Y 17.7%19.0%23.8% 12.7%
Beta vs S&P 500, 1Y -0.410.750.24 1.00
Return / volatility, 1Y 1.502.900.26 0.98
Max drawdown, 5Y -20.0%-39.3%-20.9% -25.4%
From 52-week high -2.3%0.0%-7.8% -0.9%
52-week high $364.00$126.44$1,916.53 $779.14
52-week low $275.58$80.43$1,529.40 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleCBTDFRFHF
P/E now vs peer median 12.2xmedian 10.9x 19.4xmedian 12.1x 7.6xmedian 10.9x
P/S now vs peer median 2.2xmedian 1.4x 4.6xmedian 3.4x 0.4xmedian 1.4x
EV/EBITDA now vs peer median —median 7.5x 10.4xmedian 5.1x 5.9xmedian 7.5x
P/FCF now vs peer median 7.6xmedian 8.5x 38.5xmedian 10.8x -2,062xmedian 8.5x
P/B now vs peer median 1.7xmedian 1.5x 2.4xmedian 1.2x 1.7xmedian 1.5x
PEG now vs peer median 0.64median 0.59 4.60median 1.32 5.65median 0.59

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsCBTDFRFHF
Revenue $61.85B $46.75B $134.78B
Gross profit $35.22B – –
Operating income $14.60B $3.46B –
Net income $11.25B $11.69B $5.03B
Free cash flow $17.81B $5.55B -$26.00M
EPS (diluted) $28.84 $6.52 $217.11
Cash & equivalents $3.01B $4.86B –
Total debt $19.09B – –
Shares (diluted) 389.37M 1.73B 23.08M
Enterprise value $84.20B -$455.62B $38.46B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricCBTDFRFHF
P/E 12.2x 19.4x 7.6x
P/FCF 7.6x 38.5x -2,062x
P/Operating cash flow 7.6x 38.5x -1,645x
P/S 2.2x 4.6x 0.4x
P/B 1.7x 2.4x 1.7x
P/Tangible book 1.9x 2.4x 1.7x
EV/EBITDA – 10.4x 5.9x
EV/EBIT 9.7x 15.3x 6.2x
EV/Revenue 2.3x 1.1x 0.4x
EV/FCF 7.9x 9.6x -2,062x
EV/Operating cash flow 7.9x 9.6x -1,645x
PEG (3Y EPS CAGR) 0.64 4.60 5.65

Growth

14 metrics
MetricCBTDFRFHF
Revenue growth (1Y) 5.7% -3.6% 10.0%
Revenue CAGR (3Y) 8.7% 5.7% 75.1%
Gross profit growth (1Y) 11.4% – –
Gross profit CAGR (3Y) 12.8% – –
Operating income growth (1Y) 11.1% 17.4% –
Operating income CAGR (3Y) 16.6% 47.6% –
Net income growth (1Y) 11.5% -21.4% 0.7%
Net income CAGR (3Y) 16.9% 2.7% -1.7%
EPS growth (1Y) 19.5% -20.7% 5.4%
EPS CAGR (3Y) 19.1% 4.2% 1.3%
Operating cash flow growth (1Y) 33.7% -64.0% -100.9%
Operating cash flow CAGR (3Y) 13.7% 28.0% 73.3%
Free cash flow growth (1Y) 33.7% -64.0% -100.8%
Free cash flow CAGR (3Y) 13.7% 28.0% 75.1%

Profitability

14 metrics
MetricCBTDFRFHF
Gross margin 56.9% – –
EBITDA margin – 10.9% 6.7%
Operating margin 23.6% 7.4% –
Pretax margin 22.3% -66.0% 4.7%
Net margin 18.2% 24.1% 3.7%
FCF margin 28.8% 11.9% 0.0%
Operating cash flow margin 28.8% 11.9% 0.0%
Return on equity 14.0% 12.9% 24.7%
Return on assets 3.9% 0.8% 7.0%
Return on invested capital 12.0% – –
Return on capital employed – – –
Asset turnover 0.2x 0.0x 1.2x
Cash conversion (OCF / net income) 1.6x 0.5x 0.0x
Stock comp / revenue – – –

Financial Health

11 metrics
MetricCBTDFRFHF
Debt / assets 6.7% – –
Debt / equity 0.2x – –
Net debt / EBITDA – – –
Debt / FCF 1.1x – –
Liabilities / assets 72.3% 94.0% 71.6%
Equity / assets 27.7% 6.0% 28.4%
Interest coverage 18.1x 0.1x 10.0x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricCBTDFRFHF
Dividend yield 1.1% 3.5% 0.8%
Net buyback yield 3.0% 2.4% 0.0%
Shareholder yield 4.1% 5.9% 0.8%
Payout ratio (earnings) 13.7% 48.3% 10.7%
Payout ratio (FCF) 8.7% 101.8% -2,077%
Dividend growth (1Y) 3.6% 4.6% -18.8%
Dividend CAGR (3Y) 3.5% 6.8% 1.9%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusCBTDFRFHF
Forward P/E 11.5xFY2026 18.5xFY2026 9.7xFY2026
EPS, next fiscal year $30.86FY2026 $6.83FY2026 $182.77FY2026
EPS growth, next FY +24.5%FY2026 +14.4%FY2026 -14.5%FY2026
EPS growth, the year after +2.1% +9.4% +10.4%
Revenue, next fiscal year $61.37BFY2026 $45.67BFY2026 $33.74BFY2026
Revenue growth, next FY +11.9%FY2026 +14.9%FY2026 +0.3%FY2026
Revenue growth, the year after +6.9% +3.1% -5.8%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersCBTDFRFHF
Held by institutions 89.7% 45.9% –
Institutions holding 2,149 900 –
Change in shares held, QoQ -0.8% -1.2% –
Institutions buying 1,014 385 –
Institutions selling 803 304 –
Buyers to sellers 1.26 1.27 –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

CBTDFRFHF
CB 1.00 -0.03 0.24
TD -0.03 1.00 0.25
FRFHF 0.24 0.25 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, CB, TD and FRFHF?

Toronto Dominion Bank (TD) is the largest by market capitalisation: Chubb (CB) $138.56B, Toronto Dominion Bank (TD) $220.26B, Fairfax Financial Holdings (FRFHF) $38.46B.

Which stock is cheaper, CB, TD and FRFHF?

Fairfax Financial Holdings (FRFHF) trades on the lowest price-to-earnings ratio (Chubb (CB) 12.3x, Toronto Dominion Bank (TD) 19.6x, Fairfax Financial Holdings (FRFHF) 7.7x). On next year's consensus earnings, Fairfax Financial Holdings (FRFHF) is cheapest (Chubb (CB) 11.5x, Toronto Dominion Bank (TD) 18.5x, Fairfax Financial Holdings (FRFHF) 9.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Fairfax Financial Holdings (FRFHF) grew revenue fastest over the trailing twelve months: Chubb (CB) +5.7%, Toronto Dominion Bank (TD) -3.6%, Fairfax Financial Holdings (FRFHF) +10.0%.

Which company is more profitable?

Toronto Dominion Bank (TD) has the highest net margin (Chubb (CB) 18.2%, Toronto Dominion Bank (TD) 24.1%, Fairfax Financial Holdings (FRFHF) 3.7%).

Which stock has performed better?

Over the past year Toronto Dominion Bank (TD) returned the most: Chubb (CB) +29.0%, Toronto Dominion Bank (TD) +52.9%, Fairfax Financial Holdings (FRFHF) +5.9%. Over five years, Fairfax Financial Holdings (FRFHF) compounded fastest (Chubb (CB) +12.7%/yr, Toronto Dominion Bank (TD) +11.8%/yr, Fairfax Financial Holdings (FRFHF) +34.3%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Toronto Dominion Bank (TD) has the highest dividend yield: Chubb (CB) 0.01%, Toronto Dominion Bank (TD) 0.03%, Fairfax Financial Holdings (FRFHF) 0.01%.

Which stock is riskier?

By one-year price volatility, Toronto Dominion Bank (TD) has been the steadiest (Chubb (CB) 19.3%, Toronto Dominion Bank (TD) 18.2%, Fairfax Financial Holdings (FRFHF) 22.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, CB, TD and FRFHF?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Toronto Dominion Bank (TD) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.