BZ vs ADP vs PAYC Stock Comparison

Kanzhun, Automatic Data Processing and Paycom Software Prices as of Oct 26, 2026 Peers: Industry group
BZ Kanzhun Ltd
$16.66 +18.1% 1M -24.8% 1Y
Market cap
$7.50B
P/E
11.2x
Revenue (TTM)
$1.25B
Div. yield
–
HR Software Technology
5 wins
PAYC Paycom Software, Inc.
$268.16 +21.6% 1M +34.4% 1Y
Market cap
$11.96B
P/E
24.5x
Revenue (TTM)
$2.14B
Div. yield
–
HR Software Technology
2 wins

Head to Head

11 decided of 12

Kanzhun leads on 5 of the 12 questions below (Kanzhun 5, Automatic Data Processing 4, Paycom Software 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionBZADPPAYCLeader
Larger companyMarket capitalisation $7.50B $117.83B $11.96B ADP
Cheaper on earningsLower P/E, profitable companies only 11.2x 26.7x 24.5x BZ
Cheaper on forward earningsLower price / next fiscal year consensus EPS 12.4x 23.4x 22.8x BZ
Faster revenue growthRevenue growth, trailing twelve months +51.0% +6.7% +9.2% BZ
More profitableNet margin, trailing twelve months 53.2% 20.1% 22.8% BZ
Better return on capitalReturn on invested capital — -46.5% 31.3% PAYC
Less leveragedLower net debt / EBITDA — -0.2x 0.8x ADP
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -24.8% +7.2% +34.4% PAYC
Better 5-year returnAnnualised price return, 5 years -14.3%/yr +6.3%/yr -12.8%/yr ADP
Less volatileAnnualised volatility, 1 year 39.6% 28.4% 47.3% ADP
Higher overall scoreMean of the five percentile scores vs peers 87/100 40/100 63/100 BZ

Percentile Scorecard

BZADPPAYC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisBZADPPAYC
Valuation 88 #13 of 102 36 #66 of 102 52 #50 of 102
Growth 96 #5 of 98 27 #72 of 98 59 #41 of 98
Profitability 95 #6 of 95 54 #44 of 95 98 #3 of 95
Financial Health 96 #5 of 109 36 #70 of 109 40 #66 of 109
Shareholder Returns 59 #27 of 64 48 #34 of 64 65 #23 of 64
Overall 87 40 63
  • BZ ranked among 115 companies in Business Applications
  • ADP ranked among 115 companies in Business Applications
  • PAYC ranked among 115 companies in Business Applications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodBZADPPAYCSPY
1 month +18.1%+14.2%+21.6% -0.8%
3 months +5.9%+18.1%+77.2% +3.5%
6 months +22.1%+52.7%+116.4% +7.0%
Year to date -18.3%+17.1%+68.3% +12.2%
1 year -24.8%+7.2%+34.4% +13.0%
3 years +12.1%+40.2%+11.6% +86.3%
3 years, per year +3.9%+11.9%+3.7% +23.1%
5 years -53.8%+35.7%-49.5% +68.6%
5 years, per year -14.3%+6.3%-12.8% +11.0%
10 years —+245.4%+418.4% +258.0%
10 years, per year —+13.2%+17.9% +13.6%

Risk

MeasureBZADPPAYCSPY
Volatility, 1Y 39.6%28.4%47.3% 12.7%
Downside volatility, 1Y 38.6%27.0%42.9% 12.7%
Beta vs S&P 500, 1Y 0.67-0.080.07 1.00
Return / volatility, 1Y -0.630.250.73 1.02
Max drawdown, 5Y -73.6%-42.2%-79.5% -25.4%
From 52-week high -26.3%-2.2%-2.3% -1.8%
52-week high $22.60$307.94$274.60 $779.14
52-week low $12.65$188.79$113.59 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleBZADPPAYC
P/E now vs peer median 11.3xmedian 28.8x 27.4xmedian 28.8x 25.2xmedian 28.8x
P/S now vs peer median 6.2xmedian 2.8x 5.5xmedian 2.8x 5.5xmedian 2.8x
EV/EBITDA now vs peer median —median 17.7x -25.9xmedian 17.7x 14.9xmedian 17.7x
P/FCF now vs peer median 11.6xmedian 15.8x 22.8xmedian 15.8x 20.7xmedian 15.8x
P/B now vs peer median 2.5xmedian 3.2x 19.9xmedian 3.2x 20.8xmedian 3.2x
PEG now vs peer median 0.09median 0.85 2.73median 0.85 1.01median 0.85

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsBZADPPAYC
Revenue $1.25B $21.95B $2.14B
Gross profit $1.21B $10.19B $1.79B
Operating income $412.25M -$6.44B $648.40M
Net income $657.32M $4.41B $487.60M
Free cash flow $665.92M $5.24B $575.10M
R&D $58.24M $1.03B $258.90M
EPS (diluted) $1.44 $10.94 $10.62
Cash & equivalents $380.29M $4.23B $198.00M
Total debt – $4.96B $900.00M
Shares (diluted) 463.50M 403.30M 45.91M
Enterprise value -$822.70M $99.96B $10.86B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricBZADPPAYC
P/E 11.3x 27.4x 25.2x
P/FCF 11.6x 22.8x 20.7x
P/Operating cash flow 11.6x 22.0x 14.8x
P/S 6.2x 5.5x 5.5x
P/B 2.5x 19.9x 20.8x
P/Tangible book 2.5x 27.4x 22.0x
EV/EBITDA – -25.9x 14.9x
EV/EBIT 13.2x -18.7x 19.4x
EV/Revenue 4.3x 5.5x 5.9x
EV/FCF 8.2x 23.0x 21.9x
EV/Operating cash flow 8.2x 22.1x 15.7x
PEG (3Y EPS CAGR) 0.09 2.73 1.01

Growth

14 metrics
MetricBZADPPAYC
Revenue growth (1Y) 51.0% 6.7% 9.2%
Revenue CAGR (3Y) 20.9% 6.8% 11.2%
Gross profit growth (1Y) 21.2% 7.6% 10.9%
Gross profit CAGR (3Y) 22.9% 8.1% 11.0%
Operating income growth (1Y) 64.4% -4.9% 17.7%
Operating income CAGR (3Y) 236.9% -4.2% 14.9%
Net income growth (1Y) 121.6% 8.2% 17.3%
Net income CAGR (3Y) 132.3% 9.0% 15.6%
EPS growth (1Y) 118.2% 9.6% 44.3%
EPS CAGR (3Y) 131.7% 10.1% 25.0%
Operating cash flow growth (1Y) 25.2% 10.2% 43.6%
Operating cash flow CAGR (3Y) 37.2% 8.9% 21.4%
Free cash flow growth (1Y) 24.1% 9.9% 60.1%
Free cash flow CAGR (3Y) 41.7% 9.4% 24.3%

Profitability

14 metrics
MetricBZADPPAYC
Gross margin 96.5% 46.4% 83.7%
EBITDA margin – -21.2% 39.5%
Operating margin 32.9% -29.3% 30.3%
Pretax margin 66.1% 26.1% 32.0%
Net margin 53.2% 20.1% 22.8%
FCF margin 53.1% 23.9% 26.9%
Operating cash flow margin 53.1% 24.8% 37.4%
Return on equity 21.6% 71.3% 70.5%
Return on assets 17.1% 6.9% 9.7%
Return on invested capital – -46.5% 31.3%
Return on capital employed 13.4% -46.6% 36.7%
Asset turnover 0.3x 0.3x 0.4x
Cash conversion (OCF / net income) 1.0x 1.2x 1.6x
Stock comp / revenue – 1.1% 4.2%

Financial Health

11 metrics
MetricBZADPPAYC
Debt / assets – 7.9% 17.3%
Debt / equity – 0.8x 1.6x
Net debt / EBITDA – -0.2x 0.8x
Debt / FCF – 0.9x 1.6x
Liabilities / assets 21.7% 90.5% 89.0%
Equity / assets 78.3% 9.5% 11.0%
Interest coverage – -14.0x 39.8x
Current ratio 4.2x 1.1x 1.1x
Quick ratio 3.1x 0.2x 0.1x
Cash ratio 3.0x 0.1x 0.1x
Altman Z-score – 1.91 3.09

Shareholder Returns

7 metrics
MetricBZADPPAYC
Dividend yield 3.1% 2.3% 0.6%
Net buyback yield – 1.7% 12.5%
Shareholder yield 3.1% 4.0% 13.1%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusBZADPPAYC
Forward P/E 12.4xFY2026 23.4xFY2027 22.8xFY2026
EPS, next fiscal year $1.34FY2026 $12.87FY2027 $11.74FY2026
EPS growth, next FY +18.6%FY2026 +15.7%FY2027 +27.1%FY2026
EPS growth, the year after +3.0% +6.8% +14.6%
Revenue, next fiscal year $1.42BFY2026 $22.14BFY2027 $2.08BFY2026
Revenue growth, next FY +20.7%FY2026 +0.9%FY2027 +1.5%FY2026
Revenue growth, the year after +7.0% +18.1% +11.2%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersBZADPPAYC
Held by institutions 66.1% 88.1% 90.3%
Institutions holding 254 2,290 594
Change in shares held, QoQ -1.6% +4.4% -8.5%
Institutions buying 129 1,084 294
Institutions selling 94 874 222
Buyers to sellers 1.37 1.24 1.32

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

BZADPPAYC
BZ 1.00 0.10 0.07
ADP 0.10 1.00 0.68
PAYC 0.07 0.68 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, BZ, ADP and PAYC?

Automatic Data Processing (ADP) is the largest by market capitalisation: Kanzhun (BZ) $7.50B, Automatic Data Processing (ADP) $117.83B, Paycom Software (PAYC) $11.96B.

Which stock is cheaper, BZ, ADP and PAYC?

Kanzhun (BZ) trades on the lowest price-to-earnings ratio (Kanzhun (BZ) 11.2x, Automatic Data Processing (ADP) 26.7x, Paycom Software (PAYC) 24.5x). On next year's consensus earnings, Kanzhun (BZ) is cheapest (Kanzhun (BZ) 12.4x, Automatic Data Processing (ADP) 23.4x, Paycom Software (PAYC) 22.8x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Kanzhun (BZ) grew revenue fastest over the trailing twelve months: Kanzhun (BZ) +51.0%, Automatic Data Processing (ADP) +6.7%, Paycom Software (PAYC) +9.2%.

Which company is more profitable?

Kanzhun (BZ) has the highest net margin (Kanzhun (BZ) 53.2%, Automatic Data Processing (ADP) 20.1%, Paycom Software (PAYC) 22.8%). On return on invested capital, Paycom Software (PAYC) leads (Automatic Data Processing (ADP) -46.5%, Paycom Software (PAYC) 31.3%).

Which stock has performed better?

Over the past year Paycom Software (PAYC) returned the most: Kanzhun (BZ) -24.8%, Automatic Data Processing (ADP) +7.2%, Paycom Software (PAYC) +34.4%. Over five years, Automatic Data Processing (ADP) compounded fastest (Kanzhun (BZ) -14.3%/yr, Automatic Data Processing (ADP) +6.3%/yr, Paycom Software (PAYC) -12.8%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Automatic Data Processing (ADP) has been the steadiest (Kanzhun (BZ) 39.6%, Automatic Data Processing (ADP) 28.4%, Paycom Software (PAYC) 47.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, BZ, ADP and PAYC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Kanzhun (BZ) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.