BSAC vs IBKR vs KEY Stock Comparison

Banco Santander Chile, Interactive Brokers and Keycorp Prices as of Nov 4, 2026 Peers: Industry group
BSAC Banco Santander Chile
$33.08 +1.2% 1M +16.6% 1Y
Market cap
$415.59B
P/E
0.0x
Revenue (TTM)
—
Div. yield
4.47%
Regional Banks Financial Services
3 wins
KEY Keycorp /New/
$21.56 +6.9% 1M +24.6% 1Y
Market cap
$22.77B
P/E
11.5x
Revenue (TTM)
$7.94B
Div. yield
3.73%
Regional Banks Financial Services
5 wins

Head to Head

12 decided of 12

Keycorp leads on 5 of the 12 questions below (Keycorp 5, Interactive Brokers 4, Banco Santander Chile 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionBSACIBKRKEYLeader
Larger companyMarket capitalisation $415.59B $35.09B $22.77B BSAC
Cheaper on earningsLower P/E, profitable companies only 0.0x 31.0x 11.5x BSAC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 11.6x 30.2x 10.9x KEY
Faster revenue growthRevenue growth, trailing twelve months — +21.3% +25.3% KEY
More profitableNet margin, trailing twelve months — 16.4% 24.8% KEY
Better return on capitalReturn on invested capital — 41.2% 13.7% IBKR
Less leveragedLower net debt / EBITDA 0.0x -0.8x 0.6x IBKR
Higher dividend yieldTrailing dividend yield 4.47% 0.44% 3.73% BSAC
Better 1-year returnPrice return, last 12 months +16.6% +10.2% +24.6% KEY
Better 5-year returnAnnualised price return, 5 years +12.1%/yr +33.4%/yr -1.9%/yr IBKR
Less volatileAnnualised volatility, 1 year 29.4% 39.9% 23.0% KEY
Higher overall scoreMean of the five percentile scores vs peers 33/100 82/100 40/100 IBKR

Percentile Scorecard

BSACIBKRKEY

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisBSACIBKRKEY
Valuation 10 #323 of 360 93 #8 of 103 50 #179 of 360
Growth 18 #281 of 344 61 #28 of 70 50 #174 of 344
Profitability – 88 #10 of 74 25 #258 of 345
Financial Health 9 #308 of 339 83 #18 of 99 18 #279 of 339
Shareholder Returns 94 #23 of 352 87 #6 of 40 56 #154 of 352
Overall 33 82 40
  • BSAC ranked among 368 companies in Banking
  • IBKR ranked among 110 companies in Capital Markets
  • KEY ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodBSACIBKRKEYSPY
1 month +1.2%-12.5%+6.9% -1.0%
3 months -6.2%-12.2%-6.6% -0.4%
6 months +4.9%-10.5%-3.0% +4.5%
Year to date +6.3%+21.1%+4.5% +12.4%
1 year +16.6%+10.2%+24.6% +13.6%
3 years +78.8%+291.8%+89.3% +76.4%
3 years, per year +21.4%+57.7%+23.7% +20.8%
5 years +77.0%+322.1%-9.0% +63.7%
5 years, per year +12.1%+33.4%-1.9% +10.4%
10 years +47.0%+866.3%+53.5% +267.7%
10 years, per year +3.9%+25.5%+4.4% +13.9%

Risk

MeasureBSACIBKRKEYSPY
Volatility, 1Y 29.4%39.9%23.0% 12.8%
Downside volatility, 1Y 30.8%38.1%23.7% 12.7%
Beta vs S&P 500, 1Y 1.132.080.72 1.00
Return / volatility, 1Y 0.560.261.07 1.06
Max drawdown, 5Y -40.5%-38.7%-66.9% -25.4%
From 52-week high -11.7%-20.7%-10.1% -1.6%
52-week high $37.46$98.19$23.98 $779.14
52-week low $28.38$61.05$17.12 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleBSACIBKRKEY
P/E now vs peer median 0.0xmedian 12.7x 31.0xmedian 29.7x 11.5xmedian 12.7x
P/S now vs peer median 78.5xmedian 3.5x 5.1xmedian 3.0x 2.9xmedian 3.5x
EV/EBITDA now vs peer median 0.3xmedian 4.9x 2.8xmedian 13.6x 4.4xmedian 4.9x
P/FCF now vs peer median -13,482xmedian 11.0x 2.2xmedian 15.1x 15.0xmedian 11.0x
P/B now vs peer median 66.6xmedian 1.3x 1.6xmedian 2.4x 1.3xmedian 1.3x
PEG now vs peer median 0.00median 1.33 1.14median 0.55 0.80median 1.33

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsBSACIBKRKEY
Revenue – $6.86B $7.94B
Operating income $278.26B – –
Net income -$1.70T $4.90B $2.12B
Free cash flow – $15.83B $1.52B
EPS (diluted) $1,126.89 $2.50 $1.85
Cash & equivalents $2.20B $7.71B –
Total debt $47.85B $13.00M $16.66B
Shares (diluted) 471.12M 450.09M 1.06B
Enterprise value -$7.10T $28.55B -$24.57B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricBSACIBKRKEY
P/E 0.0x 31.0x 11.5x
P/FCF -13,482x 2.2x 15.0x
P/Operating cash flow – 2.2x 13.9x
P/S 78.5x 5.1x 2.9x
P/B 66.6x 1.6x 1.3x
P/Tangible book -4.9x 1.6x 1.3x
EV/EBITDA 0.3x 2.8x 4.4x
EV/EBIT 1.6x 2.8x 4.4x
EV/Revenue – 4.0x 3.3x
EV/FCF – 1.7x 17.4x
EV/Operating cash flow – 1.7x 16.2x
PEG (3Y EPS CAGR) 0.00 1.14 0.80

Growth

14 metrics
MetricBSACIBKRKEY
Revenue growth (1Y) – 21.3% 25.3%
Revenue CAGR (3Y) – 21.5% 5.6%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) -85.8% – –
Operating income CAGR (3Y) 44.6% – –
Net income growth (1Y) -229.4% 29.8% 97.2%
Net income CAGR (3Y) -114.2% 26.5% 17.8%
EPS growth (1Y) -18.5% 31.8% 120.7%
EPS CAGR (3Y) 48.4% 27.2% 14.5%
Operating cash flow growth (1Y) – 5.1% -49.1%
Operating cash flow CAGR (3Y) – 64.4% -22.0%
Free cash flow growth (1Y) – 5.0% -51.6%
Free cash flow CAGR (3Y) – 65.2% -23.0%

Profitability

14 metrics
MetricBSACIBKRKEY
Gross margin – – –
EBITDA margin – 144.0% 75.1%
Operating margin – – –
Pretax margin – 78.0% 33.9%
Net margin – 16.4% 24.8%
FCF margin – 230.7% 19.1%
Operating cash flow margin – 231.9% 20.6%
Return on equity – 22.5% 11.3%
Return on assets 2,022% 2.1% 1.1%
Return on invested capital – 41.2% 13.7%
Return on capital employed – – –
Asset turnover – 0.0x 0.0x
Cash conversion (OCF / net income) – 3.3x 0.8x
Stock comp / revenue – 1.8% 1.7%

Financial Health

11 metrics
MetricBSACIBKRKEY
Debt / assets 63.2% 0.0% 8.6%
Debt / equity 7.7x 0.0x 0.9x
Net debt / EBITDA 0.0x -0.8x 0.6x
Debt / FCF – 0.0x 11.0x
Liabilities / assets 91.8% 91.0% 90.8%
Equity / assets 8.2% 9.0% 9.2%
Interest coverage – 2.2x 1.8x
Current ratio – – –
Quick ratio 0.1x – –
Cash ratio 0.1x – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricBSACIBKRKEY
Dividend yield 4.5% 0.4% 3.7%
Net buyback yield – – -0.1%
Shareholder yield 4.5% 0.4% 3.7%
Payout ratio (earnings) – 3.0% –
Payout ratio (FCF) – 0.9% –
Dividend growth (1Y) – 26.7% –
Dividend CAGR (3Y) – 53.1% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusBSACIBKRKEY
Forward P/E 11.6xFY2026 30.2xFY2026 10.9xFY2026
EPS, next fiscal year $2.84FY2026 $2.58FY2026 $1.97FY2026
EPS growth, next FY +9.7%FY2026 +17.8%FY2026 +29.6%FY2026
EPS growth, the year after +2.5% +32.6% +15.7%
Revenue, next fiscal year $3.07BFY2026 $7.62BFY2026 $7.55BFY2026
Revenue growth, next FY -7.8%FY2026 +22.7%FY2026 +0.5%FY2026
Revenue growth, the year after +19.1% +23.2% +11.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersBSACIBKRKEY
Held by institutions 0.2% 86.0% 88.1%
Institutions holding 157 1,111 945
Change in shares held, QoQ +1.7% +2.3% +1.1%
Institutions buying 82 593 470
Institutions selling 51 377 301
Buyers to sellers 1.61 1.57 1.56

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

BSACIBKRKEY
BSAC 1.00 0.40 0.37
IBKR 0.40 1.00 0.41
KEY 0.37 0.41 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, BSAC, IBKR and KEY?

Banco Santander Chile (BSAC) is the largest by market capitalisation: Banco Santander Chile (BSAC) $415.59B, Interactive Brokers (IBKR) $35.09B, Keycorp (KEY) $22.77B.

Which stock is cheaper, BSAC, IBKR and KEY?

Banco Santander Chile (BSAC) trades on the lowest price-to-earnings ratio (Banco Santander Chile (BSAC) 0.0x, Interactive Brokers (IBKR) 31.0x, Keycorp (KEY) 11.5x). On next year's consensus earnings, Keycorp (KEY) is cheapest (Banco Santander Chile (BSAC) 11.6x, Interactive Brokers (IBKR) 30.2x, Keycorp (KEY) 10.9x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Keycorp (KEY) grew revenue fastest over the trailing twelve months: Interactive Brokers (IBKR) +21.3%, Keycorp (KEY) +25.3%.

Which company is more profitable?

Keycorp (KEY) has the highest net margin (Interactive Brokers (IBKR) 16.4%, Keycorp (KEY) 24.8%). On return on invested capital, Interactive Brokers (IBKR) leads (Interactive Brokers (IBKR) 41.2%, Keycorp (KEY) 13.7%).

Which stock has performed better?

Over the past year Keycorp (KEY) returned the most: Banco Santander Chile (BSAC) +16.6%, Interactive Brokers (IBKR) +10.2%, Keycorp (KEY) +24.6%. Over five years, Interactive Brokers (IBKR) compounded fastest (Banco Santander Chile (BSAC) +12.1%/yr, Interactive Brokers (IBKR) +33.4%/yr, Keycorp (KEY) -1.9%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Banco Santander Chile (BSAC) has the highest dividend yield: Banco Santander Chile (BSAC) 4.47%, Interactive Brokers (IBKR) 0.44%, Keycorp (KEY) 3.73%.

Which stock is riskier?

By one-year price volatility, Keycorp (KEY) has been the steadiest (Banco Santander Chile (BSAC) 29.4%, Interactive Brokers (IBKR) 39.9%, Keycorp (KEY) 23.0%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, BSAC, IBKR and KEY?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Keycorp (KEY) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.