BSAC vs ETOR Stock Comparison

Banco Santander Chile and eToro Prices as of Nov 4, 2026 Peers: Industry group
BSAC Banco Santander Chile
$33.08 +1.2% 1M +16.6% 1Y
Market cap
$415.59B
P/E
0.0x
Revenue (TTM)
—
Div. yield
4.47%
Regional Banks Financial Services
4 wins
ETOR eToro Group Ltd.
$23.72 -7.7% 1M -31.1% 1Y
Market cap
$1.98B
P/E
7.6x
Revenue (TTM)
$12.02B
Div. yield
–
Retail Brokerage Financial Services
2 wins

Head to Head

6 decided of 12

Banco Santander Chile leads on 4 of the 12 questions below (Banco Santander Chile 4, eToro 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionBSACETORLeader
Larger companyMarket capitalisation $415.59B $1.98B BSAC
Cheaper on earningsLower P/E, profitable companies only 0.0x 7.6x BSAC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 11.6x 9.8x ETOR
Faster revenue growthRevenue growth, trailing twelve months — -9.3% –
More profitableNet margin, trailing twelve months — 2.2% –
Better return on capitalReturn on invested capital — — –
Less leveragedLower net debt / EBITDA 0.0x — –
Higher dividend yieldTrailing dividend yield 4.47% — –
Better 1-year returnPrice return, last 12 months +16.6% -31.1% BSAC
Better 5-year returnAnnualised price return, 5 years +12.1%/yr — –
Less volatileAnnualised volatility, 1 year 29.4% 50.8% BSAC
Higher overall scoreMean of the five percentile scores vs peers 33/100 51/100 ETOR

Percentile Scorecard

BSACETOR

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisBSACETOR
Valuation 10 #323 of 360 95 #6 of 103
Growth 18 #281 of 344 30 #49 of 70
Profitability – 38 #46 of 74
Financial Health 9 #308 of 339 86 #15 of 99
Shareholder Returns 94 #23 of 352 5 #38 of 40
Overall 33 51
  • BSAC ranked among 368 companies in Banking
  • ETOR ranked among 110 companies in Capital Markets

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodBSACETORSPY
1 month +1.2%-7.7% -1.0%
3 months -6.2%-34.3% -0.4%
6 months +4.9%-38.6% +4.5%
Year to date +6.3%-32.5% +12.4%
1 year +16.6%-31.1% +13.6%
3 years +78.8%— +76.4%
3 years, per year +21.4%— +20.8%
5 years +77.0%— +63.7%
5 years, per year +12.1%— +10.4%
10 years +47.0%— +267.7%
10 years, per year +3.9%— +13.9%

Risk

MeasureBSACETORSPY
Volatility, 1Y 29.4%50.8% 12.8%
Downside volatility, 1Y 30.8%45.3% 12.7%
Beta vs S&P 500, 1Y 1.131.83 1.00
Return / volatility, 1Y 0.56-0.61 1.06
Max drawdown, 5Y -40.5%-70.4% -25.4%
From 52-week high -11.7%-46.0% -1.6%
52-week high $37.46$43.93 $779.14
52-week low $28.38$22.51 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleBSACETOR
P/E now vs peer median 0.0xmedian 12.7x 7.6xmedian 29.7x
P/S now vs peer median 78.5xmedian 3.5x 0.2xmedian 3.0x
EV/EBITDA now vs peer median 0.3xmedian 4.9x -12.0xmedian 13.6x
P/FCF now vs peer median -13,482xmedian 11.0x 6.2xmedian 15.1x
P/B now vs peer median 66.6xmedian 1.3x —median 2.4x
PEG now vs peer median 0.00median 1.33 —median 0.55

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsBSACETOR
Revenue – $12.02B
Gross profit – $309.93M
Operating income $278.26B -$77.44M
Net income -$1.70T $261.44M
Free cash flow – $317.92M
R&D – $150.69M
EPS (diluted) $1,126.89 $2.74
Cash & equivalents $2.20B $945.92M
Total debt $47.85B –
Shares (diluted) 471.12M 95.13M
Enterprise value -$7.10T -$2.97B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricBSACETOR
P/E 0.0x 7.6x
P/FCF -13,482x 6.2x
P/Operating cash flow – 6.4x
P/S 78.5x 0.2x
P/B 66.6x –
P/Tangible book -4.9x –
EV/EBITDA 0.3x -12.0x
EV/EBIT 1.6x -9.9x
EV/Revenue – 0.1x
EV/FCF – 2.4x
EV/Operating cash flow – 2.5x
PEG (3Y EPS CAGR) 0.00 –

Growth

14 metrics
MetricBSACETOR
Revenue growth (1Y) – -9.3%
Revenue CAGR (3Y) – –
Gross profit growth (1Y) – 28.1%
Gross profit CAGR (3Y) – –
Operating income growth (1Y) -85.8% 48.6%
Operating income CAGR (3Y) 44.6% –
Net income growth (1Y) -229.4% 39.2%
Net income CAGR (3Y) -114.2% –
EPS growth (1Y) -18.5% -99.7%
EPS CAGR (3Y) 48.4% –
Operating cash flow growth (1Y) – 4.8%
Operating cash flow CAGR (3Y) – –
Free cash flow growth (1Y) – 6.6%
Free cash flow CAGR (3Y) – –

Profitability

14 metrics
MetricBSACETOR
Gross margin – 2.6%
EBITDA margin – -0.5%
Operating margin – -0.6%
Pretax margin – 2.6%
Net margin – 2.2%
FCF margin – 2.6%
Operating cash flow margin – 2.6%
Return on equity – –
Return on assets 2,022% 14.2%
Return on invested capital – –
Return on capital employed – -4.2%
Asset turnover – 6.5x
Cash conversion (OCF / net income) – 1.2x
Stock comp / revenue – 0.2%

Financial Health

11 metrics
MetricBSACETOR
Debt / assets 63.2% –
Debt / equity 7.7x –
Net debt / EBITDA 0.0x –
Debt / FCF – –
Liabilities / assets 91.8% –
Equity / assets 8.2% –
Interest coverage – -1.9x
Current ratio – –
Quick ratio 0.1x 125.8x
Cash ratio 0.1x 125.1x
Altman Z-score – –

Shareholder Returns

7 metrics
MetricBSACETOR
Dividend yield 4.5% –
Net buyback yield – -13.2%
Shareholder yield 4.5% -13.2%
Payout ratio (earnings) – –
Payout ratio (FCF) – –
Dividend growth (1Y) – –
Dividend CAGR (3Y) – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusBSACETOR
Forward P/E 11.6xFY2026 9.8xFY2026
EPS, next fiscal year $2.84FY2026 $2.42FY2026
EPS growth, next FY +9.7%FY2026 +6.6%FY2026
EPS growth, the year after +2.5% +11.2%
Revenue, next fiscal year $3.07BFY2026 $948.94MFY2026
Revenue growth, next FY -7.8%FY2026 +9.3%FY2026
Revenue growth, the year after +19.1% +11.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersBSACETOR
Held by institutions 0.2% 39.1%
Institutions holding 157 149
Change in shares held, QoQ +1.7% +19.9%
Institutions buying 82 93
Institutions selling 51 43
Buyers to sellers 1.61 2.16

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

BSACETOR
BSAC 1.00 0.19
ETOR 0.19 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, BSAC and ETOR?

Banco Santander Chile (BSAC) is the largest by market capitalisation: Banco Santander Chile (BSAC) $415.59B, eToro (ETOR) $1.98B.

Which stock is cheaper, BSAC and ETOR?

Banco Santander Chile (BSAC) trades on the lowest price-to-earnings ratio (Banco Santander Chile (BSAC) 0.0x, eToro (ETOR) 7.6x). On next year's consensus earnings, eToro (ETOR) is cheapest (Banco Santander Chile (BSAC) 11.6x, eToro (ETOR) 9.8x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which stock has performed better?

Over the past year Banco Santander Chile (BSAC) returned the most: Banco Santander Chile (BSAC) +16.6%, eToro (ETOR) -31.1%. Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Banco Santander Chile (BSAC) 4.47%. eToro (ETOR) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Banco Santander Chile (BSAC) has been the steadiest (Banco Santander Chile (BSAC) 29.4%, eToro (ETOR) 50.8%). Volatility measures how widely the price swings, not the risk of the business.

Do BSAC and ETOR move together?

Their daily returns over the past year have a correlation of 0.19, a weak relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, BSAC and ETOR?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Banco Santander Chile (BSAC) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.