BNY vs SCHW vs BSBR Stock Comparison

Bank of New York Mellon, Schwab Charles and Banco Santander (Brasil) Prices as of Oct 27, 2026 Peers: Industry group
BNY Bank of New York Mellon Corp
$147.58 -1.7% 1M +37.2% 1Y
Market cap
$102.14B
P/E
16.7x
Revenue (TTM)
—
Div. yield
–
Custody and Fund Services Financial Services
3 wins
SCHW Schwab Charles Corp
$89.30 -9.8% 1M -5.8% 1Y
Market cap
$154.31B
P/E
15.0x
Revenue (TTM)
$27.06B
Div. yield
–
Money Center Banks Financial Services
2 wins

Head to Head

6 decided of 12

Bank of New York Mellon leads on 3 of the 12 questions below (Bank of New York Mellon 3, Schwab Charles 2, Banco Santander (Brasil) 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionBNYSCHWBSBRLeader
Larger companyMarket capitalisation $102.14B $154.31B $17.33B SCHW
Cheaper on earningsLower P/E, profitable companies only 16.7x 15.0x — SCHW
Cheaper on forward earningsLower price / next fiscal year consensus EPS 16.9x 13.4x 7.1x BSBR
Faster revenue growthRevenue growth, trailing twelve months — +18.1% — –
More profitableNet margin, trailing twelve months — — — –
Better return on capitalReturn on invested capital — — — –
Less leveragedLower net debt / EBITDA — — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +37.2% -5.8% -12.5% BNY
Better 5-year returnAnnualised price return, 5 years +20.0%/yr +1.7%/yr -4.9%/yr BNY
Less volatileAnnualised volatility, 1 year 21.9% 25.8% 37.9% BNY
Higher overall scoreMean of the five percentile scores vs peers — 43/100 — –

Percentile Scorecard

BNYSCHWBSBR

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisBNYSCHWBSBR
Valuation 75 #25 of 96 17 #300 of 360 –
Growth – 97 #7 of 191 –
Profitability – – –
Financial Health – – 26 #130 of 175
Shareholder Returns 30 #27 of 38 15 #291 of 341 99 #3 of 341
Overall – 43 –
  • BNY ranked among 110 companies in Capital Markets
  • SCHW ranked among 368 companies in Banking
  • BSBR ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodBNYSCHWBSBRSPY
1 month -1.7%-9.8%-15.7% -0.2%
3 months -5.7%-15.7%-12.0% +3.9%
6 months +10.5%-1.7%-18.0% +8.2%
Year to date +27.1%-10.6%-20.8% +12.9%
1 year +37.2%-5.8%-12.5% +12.3%
3 years +254.5%+78.2%-10.4% +87.4%
3 years, per year +52.5%+21.2%-3.6% +23.3%
5 years +148.3%+8.9%-22.3% +67.9%
5 years, per year +20.0%+1.7%-4.9% +10.9%
10 years +237.7%+177.7%-39.0% +261.1%
10 years, per year +12.9%+10.8%-4.8% +13.7%

Risk

MeasureBNYSCHWBSBRSPY
Volatility, 1Y 21.9%25.8%37.9% 12.7%
Downside volatility, 1Y 22.7%29.2%39.3% 12.7%
Beta vs S&P 500, 1Y 0.750.421.23 1.00
Return / volatility, 1Y 1.70-0.23-0.33 0.97
Max drawdown, 5Y -41.4%-50.4%-52.2% -25.4%
From 52-week high -10.5%-21.4%-32.8% -1.2%
52-week high $164.85$113.68$7.20 $779.14
52-week low $106.43$85.35$4.82 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleBNYSCHWBSBR
P/E now vs peer median 16.7xmedian 28.3x 15.1xmedian 12.1x —median 12.1x
P/S now vs peer median 4.7xmedian 2.9x 5.7xmedian 3.4x —median 3.4x
EV/EBITDA now vs peer median —median 13.5x —median 5.0x —median 5.0x
P/FCF now vs peer median 62.6xmedian 16.0x 15.9xmedian 10.9x —median 10.9x
P/B now vs peer median 2.3xmedian 2.4x —median 1.2x 1.5xmedian 1.2x
PEG now vs peer median —median 0.54 0.58median 1.34 —median 1.34

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsBNYSCHWBSBR
Revenue – $27.06B –
Net income $6.58B – –
EPS (diluted) – $5.90 –
Cash & equivalents – – $5.42B
Total debt – – $55.96B
Shares (diluted) 692.22M 1.74B 3.93B
Enterprise value $102.14B $154.31B -$330.70B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricBNYSCHWBSBR
P/E 16.7x 15.1x –
P/FCF 62.6x 15.9x –
P/Operating cash flow – – –
P/S 4.7x 5.7x –
P/B 2.3x – 1.5x
P/Tangible book 2.4x – 2.0x
EV/EBITDA – – –
EV/EBIT – – –
EV/Revenue – 5.7x –
EV/FCF – – –
EV/Operating cash flow – – –
PEG (3Y EPS CAGR) – 0.58 –

Growth

14 metrics
MetricBNYSCHWBSBR
Revenue growth (1Y) – 18.1% –
Revenue CAGR (3Y) – 10.8% –
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – –
Operating income CAGR (3Y) – – –
Net income growth (1Y) 24.8% – –
Net income CAGR (3Y) 21.8% – –
EPS growth (1Y) – 175.0% –
EPS CAGR (3Y) – 25.9% –
Operating cash flow growth (1Y) – – –
Operating cash flow CAGR (3Y) – – –
Free cash flow growth (1Y) – – –
Free cash flow CAGR (3Y) – – –

Profitability

14 metrics
MetricBNYSCHWBSBR
Gross margin – – –
EBITDA margin – – –
Operating margin – – –
Pretax margin – – –
Net margin – – –
FCF margin – – –
Operating cash flow margin – – –
Return on equity 14.7% – –
Return on assets 1.3% – –
Return on invested capital – – –
Return on capital employed – – –
Asset turnover – – –
Cash conversion (OCF / net income) – – –
Stock comp / revenue – – –

Financial Health

11 metrics
MetricBNYSCHWBSBR
Debt / assets – – 6.3%
Debt / equity – – 0.6x
Net debt / EBITDA – – –
Debt / FCF – – –
Liabilities / assets 91.1% – 90.1%
Equity / assets 8.9% – 9.9%
Interest coverage – – –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricBNYSCHWBSBR
Dividend yield 1.0% 1.4% 8.7%
Net buyback yield – – –
Shareholder yield 1.0% 1.4% 8.7%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusBNYSCHWBSBR
Forward P/E 16.9xFY2026 13.4xFY2026 7.1xFY2026
EPS, next fiscal year $8.73FY2026 $6.66FY2026 $0.68FY2026
EPS growth, next FY +18.0%FY2026 +36.8%FY2026 -18.1%FY2026
EPS growth, the year after +23.9% +13.1% +30.9%
Revenue, next fiscal year $23.23BFY2026 $30.04BFY2026 $16.93BFY2026
Revenue growth, next FY +16.0%FY2026 +25.6%FY2026 +6.4%FY2026
Revenue growth, the year after -2.4% +3.1% +9.6%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersBNYSCHWBSBR
Held by institutions 83.8% 83.0% 14.6%
Institutions holding 1,880 2,314 88
Change in shares held, QoQ +0.5% +2.1% +1.3%
Institutions buying 904 1,078 52
Institutions selling 699 951 24
Buyers to sellers 1.29 1.13 2.17

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

BNYSCHWBSBR
BNY 1.00 0.38 0.23
SCHW 0.38 1.00 0.16
BSBR 0.23 0.16 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, BNY, SCHW and BSBR?

Schwab Charles (SCHW) is the largest by market capitalisation: Bank of New York Mellon (BNY) $102.14B, Schwab Charles (SCHW) $154.31B, Banco Santander (Brasil) (BSBR) $17.33B.

Which stock is cheaper, BNY, SCHW and BSBR?

Schwab Charles (SCHW) trades on the lowest price-to-earnings ratio (Bank of New York Mellon (BNY) 16.7x, Schwab Charles (SCHW) 15.0x). On next year's consensus earnings, Banco Santander (Brasil) (BSBR) is cheapest (Bank of New York Mellon (BNY) 16.9x, Schwab Charles (SCHW) 13.4x, Banco Santander (Brasil) (BSBR) 7.1x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which stock has performed better?

Over the past year Bank of New York Mellon (BNY) returned the most: Bank of New York Mellon (BNY) +37.2%, Schwab Charles (SCHW) -5.8%, Banco Santander (Brasil) (BSBR) -12.5%. Over five years, Bank of New York Mellon (BNY) compounded fastest (Bank of New York Mellon (BNY) +20.0%/yr, Schwab Charles (SCHW) +1.7%/yr, Banco Santander (Brasil) (BSBR) -4.9%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Bank of New York Mellon (BNY) has been the steadiest (Bank of New York Mellon (BNY) 21.9%, Schwab Charles (SCHW) 25.8%, Banco Santander (Brasil) (BSBR) 37.9%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, BNY, SCHW and BSBR?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Bank of New York Mellon (BNY) leads on 3. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.