BCS vs HBAN vs SYF Stock Comparison

Barclays, Huntington Bancshares and Synchrony Financial Prices as of Oct 26, 2026 Peers: Industry group
BCS Barclays Plc
$22.26 -10.3% 1M +7.6% 1Y
Market cap
$79.24B
P/E
7.4x
Revenue (TTM)
$41.50B
Div. yield
–
Money Center Banks Financial Services
5 wins
SYF Synchrony Financial
$74.86 +2.7% 1M +0.0% 1Y
Market cap
$24.02B
P/E
7.4x
Revenue (TTM)
$19.31B
Div. yield
0.02%
Consumer Lending Financial Services
4 wins

Head to Head

12 decided of 12

Barclays leads on 5 of the 12 questions below (Barclays 5, Synchrony Financial 4, Huntington Bancshares 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionBCSHBANSYFLeader
Larger companyMarket capitalisation $79.24B $31.78B $24.02B BCS
Cheaper on earningsLower P/E, profitable companies only 7.4x 14.1x 7.4x BCS
Cheaper on forward earningsLower price / next fiscal year consensus EPS 7.6x 12.5x 7.6x SYF
Faster revenue growthRevenue growth, trailing twelve months +9.5% +26.4% +2.6% HBAN
More profitableNet margin, trailing twelve months 26.0% 23.1% 16.8% BCS
Better return on capitalReturn on invested capital — 11.3% 25.7% SYF
Less leveragedLower net debt / EBITDA — 2.4x -0.9x SYF
Higher dividend yieldTrailing dividend yield 0.00% 0.03% 0.02% HBAN
Better 1-year returnPrice return, last 12 months +7.6% -2.1% +0.0% BCS
Better 5-year returnAnnualised price return, 5 years +15.0%/yr -0.3%/yr +9.9%/yr BCS
Less volatileAnnualised volatility, 1 year 31.0% 26.0% 31.7% HBAN
Higher overall scoreMean of the five percentile scores vs peers 51/100 41/100 80/100 SYF

Percentile Scorecard

BCSHBANSYF

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisBCSHBANSYF
Valuation 99 #5 of 362 39 #223 of 362 94 #12 of 170
Growth 70 #67 of 221 37 #139 of 221 51 #79 of 160
Profitability 20 #161 of 200 38 #125 of 200 91 #15 of 149
Financial Health 1 #201 of 203 29 #144 of 203 78 #35 of 158
Shareholder Returns 63 #127 of 342 61 #135 of 342 84 #22 of 135
Overall 51 41 80
  • BCS ranked among 370 companies in Banking
  • HBAN ranked among 370 companies in Banking
  • SYF ranked among 175 companies in Lending and Credit

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodBCSHBANSYFSPY
1 month -10.3%+0.6%+2.7% -0.8%
3 months -22.1%-8.3%-0.6% +3.5%
6 months -3.6%-4.8%-2.5% +7.0%
Year to date -12.5%-9.3%-10.3% +12.2%
1 year +7.6%-2.1%+0.0% +13.0%
3 years +256.7%+66.6%+166.5% +86.3%
3 years, per year +52.8%+18.6%+38.7% +23.1%
5 years +100.9%-1.5%+60.4% +68.6%
5 years, per year +15.0%-0.3%+9.9% +11.0%
10 years +151.5%+47.0%+160.8% +258.0%
10 years, per year +9.7%+3.9%+10.1% +13.6%

Risk

MeasureBCSHBANSYFSPY
Volatility, 1Y 31.0%26.0%31.7% 12.7%
Downside volatility, 1Y 31.8%28.8%36.1% 12.7%
Beta vs S&P 500, 1Y 1.600.781.18 1.00
Return / volatility, 1Y 0.25-0.080.00 1.02
Max drawdown, 5Y -50.0%-47.4%-46.7% -25.4%
From 52-week high -22.1%-18.4%-15.4% -1.8%
52-week high $28.56$19.27$88.47 $779.14
52-week low $20.07$15.02$63.78 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleBCSHBANSYF
P/E now vs peer median 7.3xmedian 12.1x 14.2xmedian 12.1x 7.4xmedian 11.0x
P/S now vs peer median 1.9xmedian 3.4x 3.3xmedian 3.4x 1.2xmedian 2.6x
EV/EBITDA now vs peer median —median 5.0x 6.2xmedian 5.0x 1.8xmedian 13.1x
P/FCF now vs peer median —median 11.0x 11.8xmedian 11.0x 2.4xmedian 6.9x
P/B now vs peer median 0.8xmedian 1.2x 1.0xmedian 1.2x 1.4xmedian 0.7x
PEG now vs peer median 0.41median 1.36 -1.30median 1.36 0.34median 0.32

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsBCSHBANSYF
Revenue $41.50B $9.72B $19.31B
Net income $10.83B $2.41B $3.33B
Free cash flow – $2.68B $9.56B
EPS (diluted) $2.95 $1.10 $10.06
Cash & equivalents $335.17B – $15.90B
Total debt $302.10B $21.85B $8.11B
Shares (diluted) 3.65B 2.05B 322.40M
Enterprise value -$1.63T $27.25B -$43.60B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricBCSHBANSYF
P/E 7.3x 14.2x 7.4x
P/FCF – 11.8x 2.4x
P/Operating cash flow – 10.4x 2.4x
P/S 1.9x 3.3x 1.2x
P/B 0.8x 1.0x 1.4x
P/Tangible book 0.8x 1.0x 1.4x
EV/EBITDA – 6.2x 1.8x
EV/EBIT 17.0x 6.9x 1.9x
EV/Revenue -1.6x 5.4x 0.8x
EV/FCF – 19.5x 1.6x
EV/Operating cash flow – 17.1x 1.6x
PEG (3Y EPS CAGR) 0.41 -1.30 0.34

Growth

14 metrics
MetricBCSHBANSYF
Revenue growth (1Y) 9.5% 26.4% 2.6%
Revenue CAGR (3Y) 9.8% 8.4% 4.6%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – –
Operating income CAGR (3Y) – – –
Net income growth (1Y) 19.1% 13.4% -6.8%
Net income CAGR (3Y) 10.5% 0.0% 12.0%
EPS growth (1Y) 29.0% -18.3% 6.5%
EPS CAGR (3Y) 17.8% -10.9% 21.7%
Operating cash flow growth (1Y) – 44.2% -2.0%
Operating cash flow CAGR (3Y) – 1.1% 5.6%
Free cash flow growth (1Y) – 37.8% -2.0%
Free cash flow CAGR (3Y) – -1.6% 5.6%

Profitability

14 metrics
MetricBCSHBANSYF
Gross margin – – –
EBITDA margin – 86.2% 45.8%
Operating margin – – –
Pretax margin 33.1% 30.2% 22.6%
Net margin 26.0% 23.1% 16.8%
FCF margin – 27.6% 49.5%
Operating cash flow margin – 31.5% 49.5%
Return on equity 10.4% 7.4% 19.9%
Return on assets 0.5% 0.8% 2.7%
Return on invested capital – 11.3% 25.7%
Return on capital employed – – –
Asset turnover 0.0x 0.0x 0.2x
Cash conversion (OCF / net income) – 1.3x 2.9x
Stock comp / revenue – 1.6% –

Financial Health

11 metrics
MetricBCSHBANSYF
Debt / assets 13.1% 7.7% 6.6%
Debt / equity 2.9x 0.7x 0.5x
Net debt / EBITDA – 2.4x -0.9x
Debt / FCF – 8.1x 0.8x
Liabilities / assets 95.5% 88.5% 86.5%
Equity / assets 4.5% 11.5% 13.5%
Interest coverage – 1.6x 2.1x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricBCSHBANSYF
Dividend yield 2.8% 3.8% 1.7%
Net buyback yield – 1.0% 16.5%
Shareholder yield 2.8% 4.8% 18.2%
Payout ratio (earnings) – 42.2% 12.6%
Payout ratio (FCF) – 38.0% 4.4%
Dividend growth (1Y) – 12.6% 0.5%
Dividend CAGR (3Y) – 4.3% 1.1%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusBCSHBANSYF
Forward P/E 7.6xFY2026 12.5xFY2026 7.6xFY2026
EPS, next fiscal year $2.91FY2026 $1.26FY2026 $9.82FY2026
EPS growth, next FY +26.0%FY2026 -9.4%FY2026 +5.8%FY2026
EPS growth, the year after +12.7% +48.4% +10.3%
Revenue, next fiscal year $42.91BFY2026 $10.37BFY2026 $15.69BFY2026
Revenue growth, next FY +7.7%FY2026 +26.0%FY2026 +4.7%FY2026
Revenue growth, the year after -4.3% +12.5% +7.5%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersBCSHBANSYF
Held by institutions 8.5% 86.7% 100.0%
Institutions holding 556 1,150 1,002
Change in shares held, QoQ +2.9% +1.4% -0.8%
Institutions buying 306 574 526
Institutions selling 161 380 345
Buyers to sellers 1.90 1.51 1.52

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

BCSHBANSYF
BCS 1.00 0.48 0.50
HBAN 0.48 1.00 0.59
SYF 0.50 0.59 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, BCS, HBAN and SYF?

Barclays (BCS) is the largest by market capitalisation: Barclays (BCS) $79.24B, Huntington Bancshares (HBAN) $31.78B, Synchrony Financial (SYF) $24.02B.

Which stock is cheaper, BCS, HBAN and SYF?

Barclays (BCS) trades on the lowest price-to-earnings ratio (Barclays (BCS) 7.4x, Huntington Bancshares (HBAN) 14.1x, Synchrony Financial (SYF) 7.4x). On next year's consensus earnings, Synchrony Financial (SYF) is cheapest (Barclays (BCS) 7.6x, Huntington Bancshares (HBAN) 12.5x, Synchrony Financial (SYF) 7.6x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Huntington Bancshares (HBAN) grew revenue fastest over the trailing twelve months: Barclays (BCS) +9.5%, Huntington Bancshares (HBAN) +26.4%, Synchrony Financial (SYF) +2.6%.

Which company is more profitable?

Barclays (BCS) has the highest net margin (Barclays (BCS) 26.0%, Huntington Bancshares (HBAN) 23.1%, Synchrony Financial (SYF) 16.8%). On return on invested capital, Synchrony Financial (SYF) leads (Huntington Bancshares (HBAN) 11.3%, Synchrony Financial (SYF) 25.7%).

Which stock has performed better?

Over the past year Barclays (BCS) returned the most: Barclays (BCS) +7.6%, Huntington Bancshares (HBAN) -2.1%, Synchrony Financial (SYF) +0.0%. Over five years, Barclays (BCS) compounded fastest (Barclays (BCS) +15.0%/yr, Huntington Bancshares (HBAN) -0.3%/yr, Synchrony Financial (SYF) +9.9%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Huntington Bancshares (HBAN) has the highest dividend yield: Barclays (BCS) 0.00%, Huntington Bancshares (HBAN) 0.03%, Synchrony Financial (SYF) 0.02%. Barclays (BCS) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Huntington Bancshares (HBAN) has been the steadiest (Barclays (BCS) 31.0%, Huntington Bancshares (HBAN) 26.0%, Synchrony Financial (SYF) 31.7%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, BCS, HBAN and SYF?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Barclays (BCS) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.