AZ vs VYX vs PAR Stock Comparison

A2Z Cust2Mate Solutions, NCR Voyix and Par Technology Prices as of Oct 27, 2026 Peers: Industry group
AZ A2Z Cust2Mate Solutions Corp.
$6.27 +15.0% 1M -15.6% 1Y
Market cap
$275.18M
P/E
–
Revenue (TTM)
$14.42M
Div. yield
–
Restaurant and Retail Software Technology
3 wins
VYX NCR Voyix Corp
$7.72 +9.3% 1M -35.2% 1Y
Market cap
$1.06B
P/E
18.3x
Revenue (TTM)
$2.53B
Div. yield
–
Restaurant and Retail Software Technology
5 wins
PAR Par Technology Corp
$16.87 +20.0% 1M -53.4% 1Y
Market cap
$697.79M
P/E
–
Revenue (TTM)
$496.67M
Div. yield
–
Restaurant and Retail Software Technology
2 wins

Head to Head

10 decided of 12

NCR Voyix leads on 5 of the 12 questions below (NCR Voyix 5, A2Z Cust2Mate Solutions 3, Par Technology 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAZVYXPARLeader
Larger companyMarket capitalisation $275.18M $1.06B $697.79M VYX
Cheaper on earningsLower P/E, profitable companies only -6.8x 18.3x -9.7x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 8.9x 23.1x VYX
Faster revenue growthRevenue growth, trailing twelve months +153.0% -4.8% +18.8% AZ
More profitableNet margin, trailing twelve months -236.1% 2.3% -14.5% VYX
Better return on capitalReturn on invested capital — 0.0% -5.0% VYX
Less leveragedLower net debt / EBITDA 0.3x 3.5x -26.6x PAR
Higher dividend yieldTrailing dividend yield 0.00% — 0.00% –
Better 1-year returnPrice return, last 12 months -15.6% -35.2% -53.4% AZ
Better 5-year returnAnnualised price return, 5 years -20.2%/yr -20.6%/yr -23.0%/yr AZ
Less volatileAnnualised volatility, 1 year 73.1% 59.9% 71.3% VYX
Higher overall scoreMean of the five percentile scores vs peers 32/100 46/100 51/100 PAR

Percentile Scorecard

AZVYXPAR

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAZVYXPAR
Valuation 3 #86 of 89 86 #13 of 89 46 #49 of 89
Growth 21 #64 of 81 20 #65 of 81 56 #36 of 81
Profitability 4 #73 of 76 48 #40 of 76 32 #52 of 76
Financial Health 94 #7 of 94 22 #74 of 94 46 #51 of 94
Shareholder Returns 36 #33 of 51 56 #23 of 51 74 #14 of 51
Overall 32 46 51
  • AZ ranked among 98 companies in Vertical Software
  • VYX ranked among 98 companies in Vertical Software
  • PAR ranked among 98 companies in Vertical Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAZVYXPARSPY
1 month +15.0%+9.3%+20.0% -0.2%
3 months +6.3%-10.2%-1.6% +3.9%
6 months -13.0%+9.2%+22.2% +8.2%
Year to date -3.7%-24.3%-53.5% +12.9%
1 year -15.6%-35.2%-53.4% +12.3%
3 years +67.2%-48.0%-40.9% +87.4%
3 years, per year +18.7%-19.6%-16.1% +23.3%
5 years -67.6%-68.3%-73.0% +67.9%
5 years, per year -20.2%-20.6%-23.0% +10.9%
10 years —-64.4%+208.4% +261.1%
10 years, per year —-9.8%+11.9% +13.7%

Risk

MeasureAZVYXPARSPY
Volatility, 1Y 73.1%59.9%71.3% 12.7%
Downside volatility, 1Y 71.2%65.0%79.2% 12.7%
Beta vs S&P 500, 1Y 2.441.221.19 1.00
Return / volatility, 1Y -0.21-0.59-0.75 0.97
Max drawdown, 5Y -96.9%-77.4%-85.4% -25.4%
From 52-week high -27.1%-35.2%-57.5% -1.2%
52-week high $8.60$11.91$39.72 $779.14
52-week low $5.12$6.15$11.82 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAZVYXPAR
P/E now vs peer median -6.8xmedian 40.1x 18.3xmedian 40.1x -9.7xmedian 40.1x
P/S now vs peer median 19.1xmedian 2.5x 0.4xmedian 2.5x 1.4xmedian 2.5x
EV/EBITDA now vs peer median -7.0xmedian 18.5x 7.8xmedian 18.5x -80.6xmedian 18.5x
P/FCF now vs peer median -7.9xmedian 20.1x -37.9xmedian 20.1x -44.5xmedian 20.1x
P/B now vs peer median 4.2xmedian 1.8x 1.1xmedian 1.8x 0.9xmedian 1.8x
PEG now vs peer median -0.32median 1.73 -26.16median 1.73 -0.80median 1.73

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAZVYXPAR
Revenue $14.42M $2.53B $496.67M
Gross profit $2.90M $632.00M $209.78M
Operating income -$38.70M $27.00M -$62.50M
Net income -$34.76M $76.00M -$72.14M
Free cash flow -$34.81M -$28.00M -$15.69M
R&D $11.64M $152.00M $85.55M
EPS (diluted) $-0.92 $0.42 $-1.75
Cash & equivalents $14.78M $237.00M $77.37M
Total debt $2.22M $1.10B $422.35M
Shares (diluted) 36.96M 137.80M 41.28M
Enterprise value $182.07M $80.27M $368.89M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAZVYXPAR
P/E -6.8x 18.3x -9.7x
P/FCF -7.9x -37.9x -44.5x
P/Operating cash flow -7.9x 8.0x -54.6x
P/S 19.1x 0.4x 1.4x
P/B 4.2x 1.1x 0.9x
P/Tangible book 4.3x 1.2x 1.1x
EV/EBITDA -7.0x 7.8x -80.6x
EV/EBIT -6.8x 71.3x -16.7x
EV/Revenue 18.2x 0.8x 2.1x
EV/FCF -7.5x -68.8x -66.4x
EV/Operating cash flow -7.5x 14.5x -81.5x
PEG (3Y EPS CAGR) -0.32 -26.16 -0.80

Growth

14 metrics
MetricAZVYXPAR
Revenue growth (1Y) 153.0% -4.8% 18.8%
Revenue CAGR (3Y) 7.1% -10.2% 23.0%
Gross profit growth (1Y) 24.2% 5.2% 12.0%
Gross profit CAGR (3Y) -1.2% -32.5% 36.6%
Operating income growth (1Y) -95.5% 170.0% 3.4%
Operating income CAGR (3Y) -25.9% -39.5% 5.4%
Net income growth (1Y) 0.8% -92.8% 16.4%
Net income CAGR (3Y) -13.9% 0.4% -0.8%
EPS growth (1Y) 41.8% -94.4% 17.9%
EPS CAGR (3Y) 21.2% -0.7% 12.1%
Operating cash flow growth (1Y) -154.2% 130.0% -10.0%
Operating cash flow CAGR (3Y) -58.4% -46.1% 31.6%
Free cash flow growth (1Y) -148.3% 96.1% -17.2%
Free cash flow CAGR (3Y) -54.3% -26.8% 28.9%

Profitability

14 metrics
MetricAZVYXPAR
Gross margin 20.1% 25.0% 42.2%
EBITDA margin -260.5% 9.7% -2.6%
Operating margin -268.5% 1.1% -12.6%
Pretax margin -259.7% -1.7% -13.8%
Net margin -236.1% 2.3% -14.5%
FCF margin -241.5% -1.1% -3.2%
Operating cash flow margin -242.8% 5.3% -2.6%
Return on equity -51.4% 8.2% -8.8%
Return on assets -46.0% 2.0% -5.2%
Return on invested capital – 0.0% -5.0%
Return on capital employed -57.7% 0.9% -4.9%
Asset turnover 0.2x 0.7x 0.4x
Cash conversion (OCF / net income) 1.0x 1.8x 0.2x
Stock comp / revenue 117.6% 1.4% 5.9%

Financial Health

11 metrics
MetricAZVYXPAR
Debt / assets 3.0% 28.6% 30.8%
Debt / equity 0.0x 1.2x 0.5x
Net debt / EBITDA 0.3x 3.5x -26.6x
Debt / FCF -0.1x -39.3x -26.9x
Liabilities / assets 12.6% 76.0% 40.6%
Equity / assets 87.4% 24.0% 59.4%
Interest coverage – 0.4x –
Current ratio 7.5x 1.1x 2.2x
Quick ratio 2.5x 0.7x 1.5x
Cash ratio 1.7x 0.2x 0.7x
Altman Z-score 14.11 1.12 0.67

Shareholder Returns

7 metrics
MetricAZVYXPAR
Dividend yield – – –
Net buyback yield 0.0% 1.4% 4.5%
Shareholder yield 0.0% 1.4% 4.5%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAZVYXPAR
Forward P/E – 8.9xFY2026 23.1xFY2026
EPS, next fiscal year $-0.48FY2026 $0.87FY2026 $0.73FY2026
EPS growth, next FY – -3.3%FY2026 +386.7%FY2026
EPS growth, the year after – +25.3% +91.8%
Revenue, next fiscal year $36.64MFY2026 $2.33BFY2026 $536.83MFY2026
Revenue growth, next FY +363.9%FY2026 -13.3%FY2026 +17.8%FY2026
Revenue growth, the year after +215.6% -4.5% +11.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAZVYXPAR
Held by institutions 52.6% 100.0% 100.0%
Institutions holding 49 296 207
Change in shares held, QoQ +17.1% +17.2% -1.7%
Institutions buying 25 156 125
Institutions selling 13 65 54
Buyers to sellers 1.92 2.40 2.31

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AZVYXPAR
AZ 1.00 0.22 0.17
VYX 0.22 1.00 0.56
PAR 0.17 0.56 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, AZ, VYX and PAR?

NCR Voyix (VYX) is the largest by market capitalisation: A2Z Cust2Mate Solutions (AZ) $275.18M, NCR Voyix (VYX) $1.06B, Par Technology (PAR) $697.79M.

Which company is growing faster?

A2Z Cust2Mate Solutions (AZ) grew revenue fastest over the trailing twelve months: A2Z Cust2Mate Solutions (AZ) +153.0%, NCR Voyix (VYX) -4.8%, Par Technology (PAR) +18.8%.

Which company is more profitable?

NCR Voyix (VYX) has the highest net margin (A2Z Cust2Mate Solutions (AZ) -236.1%, NCR Voyix (VYX) 2.3%, Par Technology (PAR) -14.5%). On return on invested capital, NCR Voyix (VYX) leads (NCR Voyix (VYX) 0.0%, Par Technology (PAR) -5.0%).

Which stock has performed better?

Over the past year A2Z Cust2Mate Solutions (AZ) returned the most: A2Z Cust2Mate Solutions (AZ) -15.6%, NCR Voyix (VYX) -35.2%, Par Technology (PAR) -53.4%. Over five years, A2Z Cust2Mate Solutions (AZ) compounded fastest (A2Z Cust2Mate Solutions (AZ) -20.2%/yr, NCR Voyix (VYX) -20.6%/yr, Par Technology (PAR) -23.0%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, NCR Voyix (VYX) has been the steadiest (A2Z Cust2Mate Solutions (AZ) 73.1%, NCR Voyix (VYX) 59.9%, Par Technology (PAR) 71.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, AZ, VYX and PAR?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, NCR Voyix (VYX) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.