AZ vs TACT vs AGYS Stock Comparison

A2Z Cust2Mate Solutions, Transact Technologies and Agilysys Prices as of Oct 26, 2026 Peers: Industry group
TACT Transact Technologies Inc
$5.33 +9.4% 1M +12.4% 1Y
Market cap
$56.80M
P/E
–
Revenue (TTM)
$52.99M
Div. yield
–
Restaurant and Retail Software Technology
3 wins
AGYS Agilysys Inc
$123.45 +23.9% 1M +5.9% 1Y
Market cap
$3.26B
P/E
73.4x
Revenue (TTM)
$344.37M
Div. yield
–
Restaurant and Retail Software Technology
4 wins

Head to Head

8 decided of 12

Agilysys leads on 4 of the 12 questions below (Agilysys 4, Transact Technologies 3, A2Z Cust2Mate Solutions 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAZTACTAGYSLeader
Larger companyMarket capitalisation $232.10M $56.80M $3.26B AGYS
Cheaper on earningsLower P/E, profitable companies only -6.8x -142.0x 73.4x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS — — 52.8x –
Faster revenue growthRevenue growth, trailing twelve months +153.0% +10.5% +14.9% AZ
More profitableNet margin, trailing twelve months -236.1% -0.8% 12.9% AGYS
Better return on capitalReturn on invested capital — -1.2% — –
Less leveragedLower net debt / EBITDA 0.3x -82.3x — TACT
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -21.4% +12.4% +5.9% TACT
Better 5-year returnAnnualised price return, 5 years -21.1%/yr -17.7%/yr +24.1%/yr AGYS
Less volatileAnnualised volatility, 1 year 72.8% 51.2% 55.7% TACT
Higher overall scoreMean of the five percentile scores vs peers 31/100 60/100 69/100 AGYS

Percentile Scorecard

AZTACTAGYS

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAZTACTAGYS
Valuation 3 #87 of 90 83 #16 of 90 32 #62 of 90
Growth 21 #65 of 82 31 #57 of 82 90 #9 of 82
Profitability 4 #74 of 77 49 #40 of 77 76 #19 of 77
Financial Health 93 #8 of 96 78 #22 of 96 77 #23 of 96
Shareholder Returns 36 #35 of 54 – –
Overall 31 60 69
  • AZ ranked among 99 companies in Vertical Software
  • TACT ranked among 99 companies in Vertical Software
  • AGYS ranked among 99 companies in Vertical Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAZTACTAGYSSPY
1 month +7.2%+9.4%+23.9% -0.8%
3 months +1.6%+6.0%+19.6% +3.5%
6 months -20.8%+59.1%+87.1% +7.0%
Year to date -10.3%+33.3%+3.9% +12.2%
1 year -21.4%+12.4%+5.9% +13.0%
3 years +55.7%-11.3%+53.4% +86.3%
3 years, per year +15.9%-3.9%+15.3% +23.1%
5 years -69.3%-62.2%+194.5% +68.6%
5 years, per year -21.1%-17.7%+24.1% +11.0%
10 years —-23.9%+1,171.4% +258.0%
10 years, per year —-2.7%+29.0% +13.6%

Risk

MeasureAZTACTAGYSSPY
Volatility, 1Y 72.8%51.2%55.7% 12.7%
Downside volatility, 1Y 71.2%48.5%56.6% 12.7%
Beta vs S&P 500, 1Y 2.420.610.48 1.00
Return / volatility, 1Y -0.290.240.11 1.02
Max drawdown, 5Y -96.9%-78.0%-56.1% -25.4%
From 52-week high -32.1%-8.7%-12.5% -1.8%
52-week high $8.60$5.84$141.12 $779.14
52-week low $5.12$3.21$62.19 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAZTACTAGYS
P/E now vs peer median -6.3xmedian 42.4x -137.1xmedian 42.4x 78.3xmedian 42.4x
P/S now vs peer median 17.8xmedian 2.7x 1.0xmedian 2.7x 10.1xmedian 2.7x
EV/EBITDA now vs peer median -6.5xmedian 19.0x 194.2xmedian 19.0x 59.3xmedian 19.0x
P/FCF now vs peer median -7.4xmedian 19.4x 10.5xmedian 19.4x 43.4xmedian 19.4x
P/B now vs peer median 4.0xmedian 1.8x 1.7xmedian 1.8x 9.7xmedian 1.8x
PEG now vs peer median -0.30median 1.75 4.95median 1.75 1.59median 1.75

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAZTACTAGYS
Revenue $14.42M $52.99M $344.37M
Gross profit $2.90M $26.26M $219.63M
Operating income -$38.70M -$425.00K $49.33M
Net income -$34.76M -$400.00K $44.36M
Free cash flow -$34.81M $5.23M $80.26M
R&D $11.64M $5.95M $77.56M
EPS (diluted) $-0.92 $-0.04 $1.55
Cash & equivalents $14.78M $19.39M $137.56M
Total debt $2.22M $3.00M –
Shares (diluted) 36.96M 10.29M 28.58M
Enterprise value $140.93M -$21.91M $2.80B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAZTACTAGYS
P/E -6.3x -137.1x 78.3x
P/FCF -7.4x 10.5x 43.4x
P/Operating cash flow -7.3x 10.1x 42.4x
P/S 17.8x 1.0x 10.1x
P/B 4.0x 1.7x 9.7x
P/Tangible book 4.0x 1.9x 11.8x
EV/EBITDA -6.5x 194.2x 59.3x
EV/EBIT -6.3x -90.9x 67.8x
EV/Revenue 16.9x 0.7x 9.7x
EV/FCF -7.0x 7.4x 41.7x
EV/Operating cash flow -7.0x 7.1x 40.7x
PEG (3Y EPS CAGR) -0.30 4.95 1.59

Growth

14 metrics
MetricAZTACTAGYS
Revenue growth (1Y) 153.0% 10.5% 14.9%
Revenue CAGR (3Y) 7.1% -12.1% 16.6%
Gross profit growth (1Y) 24.2% 15.4% 18.6%
Gross profit CAGR (3Y) -1.2% -12.7% 18.8%
Operating income growth (1Y) -95.5% 80.3% 57.2%
Operating income CAGR (3Y) -25.9% -27.5% 62.8%
Net income growth (1Y) 0.8% 95.4% 82.1%
Net income CAGR (3Y) -13.9% -27.8% 46.7%
EPS growth (1Y) 41.8% 95.5% 81.0%
EPS CAGR (3Y) 21.2% -27.7% 49.1%
Operating cash flow growth (1Y) -154.2% -11.4% 40.9%
Operating cash flow CAGR (3Y) -58.4% -3.5% 30.7%
Free cash flow growth (1Y) -148.3% -13.4% 42.8%
Free cash flow CAGR (3Y) -54.3% 2.8% 48.8%

Profitability

14 metrics
MetricAZTACTAGYS
Gross margin 20.1% 49.6% 63.8%
EBITDA margin -260.5% 0.4% 16.4%
Operating margin -268.5% -0.8% 14.3%
Pretax margin -259.7% -0.5% 16.1%
Net margin -236.1% -0.8% 12.9%
FCF margin -241.5% 9.9% 23.3%
Operating cash flow margin -242.8% 10.3% 23.9%
Return on equity -51.4% -1.2% 12.7%
Return on assets -46.0% -0.8% 9.2%
Return on invested capital – -1.2% –
Return on capital employed -57.7% -1.2% 13.1%
Asset turnover 0.2x 1.1x 0.7x
Cash conversion (OCF / net income) 1.0x -13.6x 1.9x
Stock comp / revenue 117.6% 3.8% 7.0%

Financial Health

11 metrics
MetricAZTACTAGYS
Debt / assets 3.0% 5.9% –
Debt / equity 0.0x 0.1x –
Net debt / EBITDA 0.3x -82.3x –
Debt / FCF -0.1x 0.6x –
Liabilities / assets 12.6% 36.0% 27.8%
Equity / assets 87.4% 64.0% 72.2%
Interest coverage – -1.3x 135.9x
Current ratio 7.5x 2.7x 1.9x
Quick ratio 2.5x 1.9x 1.7x
Cash ratio 1.7x 1.3x 1.3x
Altman Z-score 12.90 3.51 17.06

Shareholder Returns

7 metrics
MetricAZTACTAGYS
Dividend yield – – –
Net buyback yield 0.0% – –
Shareholder yield 0.0% 0.0% 0.0%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAZTACTAGYS
Forward P/E – – 52.8xFY2026
EPS, next fiscal year $-0.48FY2026 $-0.04FY2026 $2.34FY2026
EPS growth, next FY – – +30.7%FY2026
EPS growth, the year after – – +32.1%
Revenue, next fiscal year $36.64MFY2026 $59.30MFY2026 $387.61MFY2026
Revenue growth, next FY +363.9%FY2026 +15.2%FY2026 +21.4%FY2026
Revenue growth, the year after +215.6% -7.3% +4.5%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAZTACTAGYS
Held by institutions 52.6% 38.0% 100.0%
Institutions holding 49 37 288
Change in shares held, QoQ +17.1% -14.2% +5.5%
Institutions buying 25 13 178
Institutions selling 13 8 71
Buyers to sellers 1.92 1.63 2.51

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AZTACTAGYS
AZ 1.00 0.03 0.12
TACT 0.03 1.00 0.11
AGYS 0.12 0.11 1.00

Add a Peer

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Frequently Asked Questions

Which is bigger, AZ, TACT and AGYS?

Agilysys (AGYS) is the largest by market capitalisation: A2Z Cust2Mate Solutions (AZ) $232.10M, Transact Technologies (TACT) $56.80M, Agilysys (AGYS) $3.26B.

Which company is growing faster?

A2Z Cust2Mate Solutions (AZ) grew revenue fastest over the trailing twelve months: A2Z Cust2Mate Solutions (AZ) +153.0%, Transact Technologies (TACT) +10.5%, Agilysys (AGYS) +14.9%.

Which company is more profitable?

Agilysys (AGYS) has the highest net margin (A2Z Cust2Mate Solutions (AZ) -236.1%, Transact Technologies (TACT) -0.8%, Agilysys (AGYS) 12.9%).

Which stock has performed better?

Over the past year Transact Technologies (TACT) returned the most: A2Z Cust2Mate Solutions (AZ) -21.4%, Transact Technologies (TACT) +12.4%, Agilysys (AGYS) +5.9%. Over five years, Agilysys (AGYS) compounded fastest (A2Z Cust2Mate Solutions (AZ) -21.1%/yr, Transact Technologies (TACT) -17.7%/yr, Agilysys (AGYS) +24.1%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Transact Technologies (TACT) has been the steadiest (A2Z Cust2Mate Solutions (AZ) 72.8%, Transact Technologies (TACT) 51.2%, Agilysys (AGYS) 55.7%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, AZ, TACT and AGYS?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Agilysys (AGYS) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.