AZ vs PAR vs DBD Stock Comparison

A2Z Cust2Mate Solutions, Par Technology and Diebold Nixdorf Prices as of Oct 26, 2026 Peers: Industry group
PAR Par Technology Corp
$17.19 +22.3% 1M -52.6% 1Y
Market cap
$693.11M
P/E
–
Revenue (TTM)
$496.67M
Div. yield
–
Restaurant and Retail Software Technology
1 win
DBD DIEBOLD NIXDORF, Inc
$68.85 +9.8% 1M +17.2% 1Y
Market cap
$2.31B
P/E
20.8x
Revenue (TTM)
$3.87B
Div. yield
–
Restaurant and Retail Software Technology
7 wins

Head to Head

10 decided of 12

Diebold Nixdorf leads on 7 of the 12 questions below (Diebold Nixdorf 7, A2Z Cust2Mate Solutions 2, Par Technology 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAZPARDBDLeader
Larger companyMarket capitalisation $226.00M $693.11M $2.31B DBD
Cheaper on earningsLower P/E, profitable companies only -6.6x -9.6x 20.8x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 23.5x 12.3x DBD
Faster revenue growthRevenue growth, trailing twelve months +153.0% +18.8% +5.4% AZ
More profitableNet margin, trailing twelve months -236.1% -14.5% 2.9% DBD
Better return on capitalReturn on invested capital — -5.0% 9.1% DBD
Less leveragedLower net debt / EBITDA 0.3x -26.6x 1.7x PAR
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -21.4% -52.6% +17.2% DBD
Better 5-year returnAnnualised price return, 5 years -21.1%/yr -22.4%/yr — AZ
Less volatileAnnualised volatility, 1 year 72.8% 71.4% 40.3% DBD
Higher overall scoreMean of the five percentile scores vs peers 31/100 51/100 71/100 DBD

Percentile Scorecard

AZPARDBD

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAZPARDBD
Valuation 3 #87 of 90 44 #51 of 90 91 #9 of 90
Growth 21 #65 of 82 57 #36 of 82 78 #19 of 82
Profitability 4 #74 of 77 32 #53 of 77 61 #31 of 77
Financial Health 93 #8 of 96 46 #52 of 96 35 #63 of 96
Shareholder Returns 36 #35 of 54 76 #14 of 54 93 #5 of 54
Overall 31 51 71
  • AZ ranked among 99 companies in Vertical Software
  • PAR ranked among 99 companies in Vertical Software
  • DBD ranked among 99 companies in Vertical Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAZPARDBDSPY
1 month +7.2%+22.3%+9.8% -0.8%
3 months +1.6%+4.1%-24.1% +3.5%
6 months -20.8%+22.3%-16.4% +7.0%
Year to date -10.3%-52.6%+1.4% +12.2%
1 year -21.4%-52.6%+17.2% +13.0%
3 years +55.7%-39.8%+274.6% +86.3%
3 years, per year +15.9%-15.6%+55.4% +23.1%
5 years -69.3%-71.9%— +68.6%
5 years, per year -21.1%-22.4%— +11.0%
10 years —+209.7%— +258.0%
10 years, per year —+12.0%— +13.6%

Risk

MeasureAZPARDBDSPY
Volatility, 1Y 72.8%71.4%40.3% 12.7%
Downside volatility, 1Y 71.2%79.5%44.6% 12.7%
Beta vs S&P 500, 1Y 2.421.191.11 1.00
Return / volatility, 1Y -0.29-0.740.43 1.02
Max drawdown, 5Y -96.9%-85.4%-33.6% -25.4%
From 52-week high -32.1%-56.7%-24.1% -1.8%
52-week high $8.60$39.72$90.73 $779.14
52-week low $5.12$11.82$56.24 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAZPARDBD
P/E now vs peer median -6.3xmedian 42.4x -9.8xmedian 42.4x 21.3xmedian 42.4x
P/S now vs peer median 17.8xmedian 2.7x 1.4xmedian 2.7x 0.6xmedian 2.7x
EV/EBITDA now vs peer median -6.5xmedian 19.0x -81.6xmedian 19.0x 8.0xmedian 19.0x
P/FCF now vs peer median -7.4xmedian 19.4x -45.3xmedian 19.4x 9.8xmedian 19.4x
P/B now vs peer median 4.0xmedian 1.8x 0.9xmedian 1.8x 2.4xmedian 1.8x
PEG now vs peer median -0.30median 1.75 -0.81median 1.75 0.68median 1.75

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAZPARDBD
Revenue $14.42M $496.67M $3.87B
Gross profit $2.90M $209.78M $977.60M
Operating income -$38.70M -$62.50M $246.30M
Net income -$34.76M -$72.14M $113.90M
Free cash flow -$34.81M -$15.69M $238.10M
R&D $11.64M $85.55M $84.30M
EPS (diluted) $-0.92 $-1.75 $3.15
Cash & equivalents $14.78M $77.37M $282.40M
Total debt $2.22M $422.35M $942.90M
Shares (diluted) 36.96M 41.28M 35.30M
Enterprise value $134.83M $364.21M $978.88M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAZPARDBD
P/E -6.3x -9.8x 21.3x
P/FCF -7.4x -45.3x 9.8x
P/Operating cash flow -7.3x -55.6x 8.6x
P/S 17.8x 1.4x 0.6x
P/B 4.0x 0.9x 2.4x
P/Tangible book 4.0x 1.2x 10.0x
EV/EBITDA -6.5x -81.6x 8.0x
EV/EBIT -6.3x -16.9x 12.2x
EV/Revenue 16.9x 2.1x 0.8x
EV/FCF -7.0x -67.3x 12.6x
EV/Operating cash flow -7.0x -82.6x 11.0x
PEG (3Y EPS CAGR) -0.30 -0.81 0.68

Growth

14 metrics
MetricAZPARDBD
Revenue growth (1Y) 153.0% 18.8% 5.4%
Revenue CAGR (3Y) 7.1% 23.0% 2.8%
Gross profit growth (1Y) 24.2% 12.0% 8.1%
Gross profit CAGR (3Y) -1.2% 36.6% 4.9%
Operating income growth (1Y) -95.5% 3.4% 42.0%
Operating income CAGR (3Y) -25.9% 5.4% 97.9%
Net income growth (1Y) 0.8% 16.4% 1,019%
Net income CAGR (3Y) -13.9% -0.8% 28.4%
EPS growth (1Y) 41.8% 17.9% 1,016%
EPS CAGR (3Y) 21.2% 12.1% 31.1%
Operating cash flow growth (1Y) -154.2% -10.0% 16.7%
Operating cash flow CAGR (3Y) -58.4% 31.6% –
Free cash flow growth (1Y) -148.3% -17.2% 12.7%
Free cash flow CAGR (3Y) -54.3% 28.9% –

Profitability

14 metrics
MetricAZPARDBD
Gross margin 20.1% 42.2% 25.2%
EBITDA margin -260.5% -2.6% 9.7%
Operating margin -268.5% -12.6% 6.4%
Pretax margin -259.7% -13.8% 4.2%
Net margin -236.1% -14.5% 2.9%
FCF margin -241.5% -3.2% 6.1%
Operating cash flow margin -242.8% -2.6% 7.1%
Return on equity -51.4% -8.8% 11.4%
Return on assets -46.0% -5.2% 3.0%
Return on invested capital – -5.0% 9.1%
Return on capital employed -57.7% -4.9% 10.1%
Asset turnover 0.2x 0.4x 1.0x
Cash conversion (OCF / net income) 1.0x 0.2x 2.4x
Stock comp / revenue 117.6% 5.9% 0.3%

Financial Health

11 metrics
MetricAZPARDBD
Debt / assets 3.0% 30.8% 25.2%
Debt / equity 0.0x 0.5x 1.0x
Net debt / EBITDA 0.3x -26.6x 1.7x
Debt / FCF -0.1x -26.9x 4.0x
Liabilities / assets 12.6% 40.6% 73.9%
Equity / assets 87.4% 59.4% 26.1%
Interest coverage – – 2.7x
Current ratio 7.5x 2.2x 1.3x
Quick ratio 2.5x 1.5x 0.6x
Cash ratio 1.7x 0.7x 0.2x
Altman Z-score 12.90 0.68 1.92

Shareholder Returns

7 metrics
MetricAZPARDBD
Dividend yield – – –
Net buyback yield 0.0% 4.4% 9.1%
Shareholder yield 0.0% 4.4% 9.1%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAZPARDBD
Forward P/E – 23.5xFY2026 12.3xFY2026
EPS, next fiscal year $-0.48FY2026 $0.73FY2026 $5.62FY2026
EPS growth, next FY – +386.7%FY2026 +0.5%FY2026
EPS growth, the year after – +91.8% +31.5%
Revenue, next fiscal year $36.64MFY2026 $536.83MFY2026 $4.14BFY2026
Revenue growth, next FY +363.9%FY2026 +17.8%FY2026 +8.6%FY2026
Revenue growth, the year after +215.6% +11.3% +3.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAZPARDBD
Held by institutions 52.6% 100.0% 100.0%
Institutions holding 49 207 213
Change in shares held, QoQ +17.1% -1.7% +8.6%
Institutions buying 25 125 129
Institutions selling 13 54 61
Buyers to sellers 1.92 2.31 2.11

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AZPARDBD
AZ 1.00 0.17 0.26
PAR 0.17 1.00 0.20
DBD 0.26 0.20 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, AZ, PAR and DBD?

Diebold Nixdorf (DBD) is the largest by market capitalisation: A2Z Cust2Mate Solutions (AZ) $226.00M, Par Technology (PAR) $693.11M, Diebold Nixdorf (DBD) $2.31B.

Which company is growing faster?

A2Z Cust2Mate Solutions (AZ) grew revenue fastest over the trailing twelve months: A2Z Cust2Mate Solutions (AZ) +153.0%, Par Technology (PAR) +18.8%, Diebold Nixdorf (DBD) +5.4%.

Which company is more profitable?

Diebold Nixdorf (DBD) has the highest net margin (A2Z Cust2Mate Solutions (AZ) -236.1%, Par Technology (PAR) -14.5%, Diebold Nixdorf (DBD) 2.9%). On return on invested capital, Diebold Nixdorf (DBD) leads (Par Technology (PAR) -5.0%, Diebold Nixdorf (DBD) 9.1%).

Which stock has performed better?

Over the past year Diebold Nixdorf (DBD) returned the most: A2Z Cust2Mate Solutions (AZ) -21.4%, Par Technology (PAR) -52.6%, Diebold Nixdorf (DBD) +17.2%. Over five years, A2Z Cust2Mate Solutions (AZ) compounded fastest (A2Z Cust2Mate Solutions (AZ) -21.1%/yr, Par Technology (PAR) -22.4%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Diebold Nixdorf (DBD) has been the steadiest (A2Z Cust2Mate Solutions (AZ) 72.8%, Par Technology (PAR) 71.4%, Diebold Nixdorf (DBD) 40.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, AZ, PAR and DBD?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Diebold Nixdorf (DBD) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.