APPF vs CSGP vs ABX Stock Comparison

Appfolio, Costar and Abacus Global Management Prices as of Oct 26, 2026 Peers: Industry group
APPF Appfolio Inc
$214.32 +4.9% 1M -11.7% 1Y
Market cap
$7.13B
P/E
41.9x
Revenue (TTM)
$1.09B
Div. yield
–
Real Estate Software Technology
4 wins
CSGP Costar Group, Inc.
$33.70 +20.0% 1M -56.7% 1Y
Market cap
$13.00B
P/E
176.7x
Revenue (TTM)
$3.56B
Div. yield
–
Real Estate Software Technology
2 wins

Head to Head

11 decided of 12

Abacus Global Management leads on 5 of the 12 questions below (Abacus Global Management 5, Appfolio 4, Costar 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAPPFCSGPABXLeader
Larger companyMarket capitalisation $7.13B $13.00B $790.20M CSGP
Cheaper on earningsLower P/E, profitable companies only 41.9x 176.7x 28.0x ABX
Cheaper on forward earningsLower price / next fiscal year consensus EPS 32.1x 23.9x 8.5x ABX
Faster revenue growthRevenue growth, trailing twelve months +20.0% +22.0% +65.3% ABX
More profitableNet margin, trailing twelve months 15.6% 2.1% 10.5% APPF
Better return on capitalReturn on invested capital — 0.6% 7.0% ABX
Less leveragedLower net debt / EBITDA — -0.5x 2.9x CSGP
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -11.7% -56.7% +40.2% ABX
Better 5-year returnAnnualised price return, 5 years +10.6%/yr -17.8%/yr -3.6%/yr APPF
Less volatileAnnualised volatility, 1 year 44.8% 47.8% 55.9% APPF
Higher overall scoreMean of the five percentile scores vs peers 75/100 64/100 69/100 APPF

Percentile Scorecard

APPFCSGPABX

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAPPFCSGPABX
Valuation 46 #49 of 90 51 #45 of 90 85 #28 of 184
Growth 91 #8 of 82 46 #45 of 82 94 #8 of 113
Profitability 92 #7 of 77 57 #34 of 77 73 #36 of 130
Financial Health 90 #11 of 96 79 #21 of 96 40 #101 of 167
Shareholder Returns 57 #24 of 54 87 #8 of 54 53 #36 of 76
Overall 75 64 69
  • APPF ranked among 99 companies in Vertical Software
  • CSGP ranked among 99 companies in Vertical Software
  • ABX ranked among 212 companies in Asset and Wealth Management

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAPPFCSGPABXSPY
1 month +4.9%+20.0%-1.1% -0.8%
3 months +27.0%+15.5%-21.8% +3.5%
6 months +26.3%-7.0%-12.0% +7.0%
Year to date -7.9%-49.9%-4.1% +12.2%
1 year -11.7%-56.7%+40.2% +13.0%
3 years +14.0%-52.3%+33.1% +86.3%
3 years, per year +4.5%-21.9%+10.0% +23.1%
5 years +65.2%-62.5%-16.9% +68.6%
5 years, per year +10.6%-17.8%-3.6% +11.0%
10 years +1,022.7%+61.2%— +258.0%
10 years, per year +27.4%+4.9%— +13.6%

Risk

MeasureAPPFCSGPABXSPY
Volatility, 1Y 44.8%47.8%55.9% 12.7%
Downside volatility, 1Y 43.1%51.5%51.2% 12.7%
Beta vs S&P 500, 1Y 0.460.171.14 1.00
Return / volatility, 1Y -0.26-1.190.72 1.02
Max drawdown, 5Y -55.4%-72.4%-62.8% -25.4%
From 52-week high -18.3%-56.9%-31.7% -1.8%
52-week high $262.26$78.23$12.00 $779.14
52-week low $143.34$26.95$5.02 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAPPFCSGPABX
P/E now vs peer median 44.7xmedian 42.4x 185.0xmedian 42.4x 27.7xmedian 33.6x
P/S now vs peer median 7.0xmedian 2.7x 3.8xmedian 2.7x 3.0xmedian 4.9x
EV/EBITDA now vs peer median 30.7xmedian 19.0x 25.3xmedian 19.0x 10.6xmedian 11.5x
P/FCF now vs peer median 26.9xmedian 19.4x 48.8xmedian 19.4x 9.0xmedian 13.2x
P/B now vs peer median 13.0xmedian 1.8x 1.7xmedian 1.8x 1.8xmedian 1.8x
PEG now vs peer median 0.57median 1.75 -4.38median 1.75 -1.09median 0.91

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAPPFCSGPABX
Revenue $1.09B $3.56B $267.28M
Gross profit $693.53M $2.80B $236.22M
Operating income $204.71M $77.00M $85.02M
Net income $169.86M $73.60M $28.20M
Free cash flow $282.10M $280.00M $89.47M
R&D $199.70M $435.40M –
EPS (diluted) $4.77 $0.18 $0.29
Cash & equivalents $258.54M $1.27B $23.39M
Total debt – $994.00M $330.61M
Shares (diluted) 35.58M 404.40M 98.46M
Enterprise value $6.19B $6.95B $605.07M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAPPFCSGPABX
P/E 44.7x 185.0x 27.7x
P/FCF 26.9x 48.8x 9.0x
P/Operating cash flow 26.8x 27.5x 8.8x
P/S 7.0x 3.8x 3.0x
P/B 13.0x 1.7x 1.8x
P/Tangible book 13.8x 2.2x 2.1x
EV/EBITDA 30.7x 25.3x 10.6x
EV/EBIT 35.6x 173.8x 13.0x
EV/Revenue 6.7x 3.8x 4.1x
EV/FCF 25.8x 47.8x 12.4x
EV/Operating cash flow 25.7x 26.9x 12.2x
PEG (3Y EPS CAGR) 0.57 -4.38 -1.09

Growth

14 metrics
MetricAPPFCSGPABX
Revenue growth (1Y) 20.0% 22.0% 65.3%
Revenue CAGR (3Y) 23.8% 15.3% 77.1%
Gross profit growth (1Y) 20.6% 21.0% 65.6%
Gross profit CAGR (3Y) 26.1% 14.3% 76.7%
Operating income growth (1Y) 54.7% 1,383% 152.8%
Operating income CAGR (3Y) 85.0% -40.4% 31.8%
Net income growth (1Y) -16.6% -29.3% 2,295%
Net income CAGR (3Y) 77.5% -42.4% -6.8%
EPS growth (1Y) -15.0% -25.8% 2,506%
EPS CAGR (3Y) 78.5% -42.2% -25.5%
Operating cash flow growth (1Y) 32.7% 25.7% 169.9%
Operating cash flow CAGR (3Y) 100.5% -4.2% 81.3%
Free cash flow growth (1Y) 33.3% 201.7% 168.4%
Free cash flow CAGR (3Y) 114.3% -18.1% 80.8%

Profitability

14 metrics
MetricAPPFCSGPABX
Gross margin 63.8% 78.7% 88.4%
EBITDA margin 21.9% 14.9% 39.0%
Operating margin 18.8% 2.2% 31.8%
Pretax margin 19.6% 2.8% 17.0%
Net margin 15.6% 2.1% 10.5%
FCF margin 25.9% 7.9% 33.5%
Operating cash flow margin 26.1% 14.0% 34.0%
Return on equity 30.6% 0.9% 6.6%
Return on assets 24.9% 0.7% 3.3%
Return on invested capital – 0.6% 7.0%
Return on capital employed 35.3% 0.8% 11.2%
Asset turnover 1.6x 0.4x 0.3x
Cash conversion (OCF / net income) 1.7x 6.8x 3.2x
Stock comp / revenue 6.8% 5.4% 8.6%

Financial Health

11 metrics
MetricAPPFCSGPABX
Debt / assets – 9.8% 38.1%
Debt / equity – 0.1x 0.8x
Net debt / EBITDA – -0.5x 2.9x
Debt / FCF – 3.6x 3.7x
Liabilities / assets 18.6% 21.6% 49.9%
Equity / assets 81.4% 78.4% 50.1%
Interest coverage – – 2.2x
Current ratio 4.0x 2.2x 0.7x
Quick ratio 3.5x 2.0x 0.6x
Cash ratio 3.0x 1.7x 0.3x
Altman Z-score 38.29 – 1.66

Shareholder Returns

7 metrics
MetricAPPFCSGPABX
Dividend yield – – 2.4%
Net buyback yield 1.7% 7.3% 4.1%
Shareholder yield 1.7% 7.3% 6.6%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAPPFCSGPABX
Forward P/E 32.1xFY2026 23.9xFY2026 8.5xFY2026
EPS, next fiscal year $6.68FY2026 $1.41FY2026 $0.97FY2026
EPS growth, next FY +26.3%FY2026 +62.1%FY2026 +12.8%FY2026
EPS growth, the year after +17.4% +29.8% +26.8%
Revenue, next fiscal year $1.19BFY2026 $3.92BFY2026 $269.54MFY2026
Revenue growth, next FY +25.2%FY2026 +20.8%FY2026 +14.6%FY2026
Revenue growth, the year after +18.3% +0.8% +21.0%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAPPFCSGPABX
Held by institutions 96.0% 100.0% 28.7%
Institutions holding 391 751 149
Change in shares held, QoQ +9.3% +2.0% +1.0%
Institutions buying 225 415 79
Institutions selling 130 257 48
Buyers to sellers 1.73 1.61 1.65

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

APPFCSGPABX
APPF 1.00 0.51 0.21
CSGP 0.51 1.00 0.19
ABX 0.21 0.19 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, APPF, CSGP and ABX?

Costar (CSGP) is the largest by market capitalisation: Appfolio (APPF) $7.13B, Costar (CSGP) $13.00B, Abacus Global Management (ABX) $790.20M.

Which stock is cheaper, APPF, CSGP and ABX?

Abacus Global Management (ABX) trades on the lowest price-to-earnings ratio (Appfolio (APPF) 41.9x, Costar (CSGP) 176.7x, Abacus Global Management (ABX) 28.0x). On next year's consensus earnings, Abacus Global Management (ABX) is cheapest (Appfolio (APPF) 32.1x, Costar (CSGP) 23.9x, Abacus Global Management (ABX) 8.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Abacus Global Management (ABX) grew revenue fastest over the trailing twelve months: Appfolio (APPF) +20.0%, Costar (CSGP) +22.0%, Abacus Global Management (ABX) +65.3%.

Which company is more profitable?

Appfolio (APPF) has the highest net margin (Appfolio (APPF) 15.6%, Costar (CSGP) 2.1%, Abacus Global Management (ABX) 10.5%). On return on invested capital, Abacus Global Management (ABX) leads (Costar (CSGP) 0.6%, Abacus Global Management (ABX) 7.0%).

Which stock has performed better?

Over the past year Abacus Global Management (ABX) returned the most: Appfolio (APPF) -11.7%, Costar (CSGP) -56.7%, Abacus Global Management (ABX) +40.2%. Over five years, Appfolio (APPF) compounded fastest (Appfolio (APPF) +10.6%/yr, Costar (CSGP) -17.8%/yr, Abacus Global Management (ABX) -3.6%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Appfolio (APPF) has been the steadiest (Appfolio (APPF) 44.8%, Costar (CSGP) 47.8%, Abacus Global Management (ABX) 55.9%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, APPF, CSGP and ABX?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Abacus Global Management (ABX) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.