ANTA vs VBNK vs PYPL Stock Comparison

Antalpha Platform Holding, VersaBank and PayPal Holdings Prices as of Oct 26, 2026 Peers: Industry group
VBNK VersaBank
$23.32 -0.4% 1M +97.1% 1Y
Market cap
$744.97M
P/E
30.1x
Revenue (TTM)
$107.38M
Div. yield
0.46%
Money Center Banks Financial Services
4 wins
PYPL PayPal Holdings, Inc.
$54.99 -0.1% 1M -21.2% 1Y
Market cap
$47.40B
P/E
9.8x
Revenue (TTM)
$34.13B
Div. yield
1.02%
Payment Processing Technology
3 wins

Head to Head

11 decided of 12

Antalpha Platform Holding leads on 4 of the 12 questions below (Antalpha Platform Holding 4, VersaBank 4, PayPal Holdings 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionANTAVBNKPYPLLeader
Larger companyMarket capitalisation $41.49M $744.97M $47.40B PYPL
Cheaper on earningsLower P/E, profitable companies only 0.0x 30.1x 9.8x ANTA
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 19.4x 9.9x PYPL
Faster revenue growthRevenue growth, trailing twelve months +52.4% +28.2% +5.7% ANTA
More profitableNet margin, trailing twelve months 13.6% 22.8% 14.4% VBNK
Better return on capitalReturn on invested capital 1,248,909.7% 25.0% 15.9% ANTA
Less leveragedLower net debt / EBITDA — — 0.3x –
Higher dividend yieldTrailing dividend yield — 0.46% 1.02% PYPL
Better 1-year returnPrice return, last 12 months -85.1% +97.1% -21.2% VBNK
Better 5-year returnAnnualised price return, 5 years — +14.1%/yr -25.2%/yr VBNK
Less volatileAnnualised volatility, 1 year 88.0% 39.3% 44.0% VBNK
Higher overall scoreMean of the five percentile scores vs peers 77/100 22/100 71/100 ANTA

Percentile Scorecard

ANTAVBNKPYPL

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisANTAVBNKPYPL
Valuation 96 #3 of 50 12 #83 of 94 86 #8 of 50
Growth 98 #2 of 46 8 #75 of 81 73 #13 of 46
Profitability 100 #1 of 42 27 #62 of 85 88 #6 of 42
Financial Health 15 #46 of 54 41 #50 of 84 38 #34 of 54
Shareholder Returns – 20 #70 of 87 68 #8 of 23
Overall 77 22 71
  • ANTA ranked among 57 companies in Fintech
  • VBNK ranked among 99 companies in Banking
  • PYPL ranked among 57 companies in Fintech

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodANTAVBNKPYPLSPY
1 month -40.1%-0.4%-0.1% -0.8%
3 months -52.6%+19.0%-1.9% +3.5%
6 months -81.5%+27.2%+10.5% +7.0%
Year to date -80.5%+55.7%-5.8% +12.2%
1 year -85.1%+97.1%-21.2% +13.0%
3 years —+216.0%+9.1% +86.3%
3 years, per year —+46.8%+3.0% +23.1%
5 years —+93.5%-76.6% +68.6%
5 years, per year —+14.1%-25.2% +11.0%
10 years ——+29.9% +258.0%
10 years, per year ——+2.7% +13.6%

Risk

MeasureANTAVBNKPYPLSPY
Volatility, 1Y 88.0%39.3%44.0% 12.7%
Downside volatility, 1Y 88.7%34.9%48.4% 12.7%
Beta vs S&P 500, 1Y 0.660.791.01 1.00
Return / volatility, 1Y -0.972.47-0.48 1.02
Max drawdown, 5Y -89.4%-51.4%-83.5% -25.4%
From 52-week high -85.4%-1.7%-24.7% -1.8%
52-week high $11.87$23.72$73.02 $779.14
52-week low $1.73$11.26$39.08 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleANTAVBNKPYPL
P/E now vs peer median 0.0xmedian 9.8x 30.1xmedian 13.1x 9.8xmedian 9.8x
P/S now vs peer median 0.0xmedian 1.8x 6.9xmedian 3.4x 1.4xmedian 1.8x
EV/EBITDA now vs peer median —median 11.7x —median 6.0x 7.2xmedian 11.7x
P/FCF now vs peer median —median 11.5x 108.9xmedian 12.3x 7.2xmedian 11.5x
P/B now vs peer median 0.2xmedian 0.9x 1.8xmedian 1.2x 2.4xmedian 0.9x
PEG now vs peer median —median 1.21 —median 1.40 0.66median 1.21

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsANTAVBNKPYPL
Revenue $20.72T $107.38M $34.13B
Operating income $6.63T – $5.95B
Net income $8.34T $24.43M $4.90B
Free cash flow – $6.84M $6.59B
R&D $2.54T – $3.25B
EPS (diluted) $113,711.38 – $5.56
Cash & equivalents $4.31M $349.76M $8.31B
Total debt $268.01M $74.08M $13.40B
Shares (diluted) 24.78M – 882.00M
Enterprise value $94.05M -$901.90M $5.63B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricANTAVBNKPYPL
P/E 0.0x 30.1x 9.8x
P/FCF – 108.9x 7.2x
P/Operating cash flow – 65.9x 6.3x
P/S 0.0x 6.9x 1.4x
P/B 0.2x 1.8x 2.4x
P/Tangible book 0.2x 1.9x 2.4x
EV/EBITDA – – 7.2x
EV/EBIT 0.0x 2.7x 8.3x
EV/Revenue 0.0x 4.4x 1.5x
EV/FCF – 68.6x 7.5x
EV/Operating cash flow – 41.5x 6.6x
PEG (3Y EPS CAGR) – – 0.66

Growth

14 metrics
MetricANTAVBNKPYPL
Revenue growth (1Y) 52.4% 28.2% 5.7%
Revenue CAGR (3Y) – 11.6% 6.1%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) 463.1% – 1.4%
Operating income CAGR (3Y) – – 9.8%
Net income growth (1Y) 384.3% 18.8% 4.8%
Net income CAGR (3Y) – -3.2% 6.4%
EPS growth (1Y) 51.7% – 16.1%
EPS CAGR (3Y) – – 15.0%
Operating cash flow growth (1Y) – -90.0% 23.2%
Operating cash flow CAGR (3Y) – -58.5% 20.1%
Free cash flow growth (1Y) – -93.9% 24.5%
Free cash flow CAGR (3Y) – -64.9% 21.7%

Profitability

14 metrics
MetricANTAVBNKPYPL
Gross margin – – –
EBITDA margin – – 20.2%
Operating margin 32.0% – 17.4%
Pretax margin 38.1% 33.2% 17.2%
Net margin 13.6% 22.8% 14.4%
FCF margin – 6.4% 19.3%
Operating cash flow margin – 10.5% 21.9%
Return on equity 4,215,306% 6.1% 24.6%
Return on assets 768,495% 0.5% 6.0%
Return on invested capital 1,248,910% 25.0% 15.9%
Return on capital employed 1,597,827% – 17.9%
Asset turnover 19,087x 0.0x 0.4x
Cash conversion (OCF / net income) – 0.5x 1.5x
Stock comp / revenue – 0.0% 2.9%

Financial Health

11 metrics
MetricANTAVBNKPYPL
Debt / assets 27.9% 1.5% 16.2%
Debt / equity 1.5x 0.2x 0.7x
Net debt / EBITDA – – 0.3x
Debt / FCF – 10.8x 2.0x
Liabilities / assets 80.9% 91.8% 76.0%
Equity / assets 19.1% 8.2% 24.0%
Interest coverage 0.6x 1.3x –
Current ratio 1.3x – 1.3x
Quick ratio 0.0x – 0.4x
Cash ratio 0.0x – 0.2x
Altman Z-score 44,317 – 1.89

Shareholder Returns

7 metrics
MetricANTAVBNKPYPL
Dividend yield – 0.5% 1.0%
Net buyback yield – -0.8% 12.7%
Shareholder yield – -0.3% 13.7%
Payout ratio (earnings) – 9.5% –
Payout ratio (FCF) – 33.9% –
Dividend growth (1Y) – -2.9% –
Dividend CAGR (3Y) – -5.0% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusANTAVBNKPYPL
Forward P/E – 19.4xFY2026 9.9xFY2026
EPS, next fiscal year $-0.21FY2026 $1.20FY2026 $5.55FY2026
EPS growth, next FY -128.0%FY2026 +44.6%FY2026 +4.5%FY2026
EPS growth, the year after – +69.2% -3.1%
Revenue, next fiscal year $53.44MFY2026 $114.67MFY2026 $33.55BFY2026
Revenue growth, next FY -32.9%FY2026 +29.0%FY2026 +1.1%FY2026
Revenue growth, the year after +57.8% +41.9% +5.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersANTAVBNKPYPL
Held by institutions 0.2% 36.8% 74.2%
Institutions holding 4 51 1,378
Change in shares held, QoQ +0.1% +0.8% +0.8%
Institutions buying 2 29 521
Institutions selling 1 13 671
Buyers to sellers 2.00 2.23 0.78

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

ANTAVBNKPYPL
ANTA 1.00 0.06 0.07
VBNK 0.06 1.00 0.02
PYPL 0.07 0.02 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, ANTA, VBNK and PYPL?

PayPal Holdings (PYPL) is the largest by market capitalisation: Antalpha Platform Holding (ANTA) $41.49M, VersaBank (VBNK) $744.97M, PayPal Holdings (PYPL) $47.40B.

Which stock is cheaper, ANTA, VBNK and PYPL?

Antalpha Platform Holding (ANTA) trades on the lowest price-to-earnings ratio (Antalpha Platform Holding (ANTA) 0.0x, VersaBank (VBNK) 30.1x, PayPal Holdings (PYPL) 9.8x). On next year's consensus earnings, PayPal Holdings (PYPL) is cheapest (VersaBank (VBNK) 19.4x, PayPal Holdings (PYPL) 9.9x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Antalpha Platform Holding (ANTA) grew revenue fastest over the trailing twelve months: Antalpha Platform Holding (ANTA) +52.4%, VersaBank (VBNK) +28.2%, PayPal Holdings (PYPL) +5.7%.

Which company is more profitable?

VersaBank (VBNK) has the highest net margin (Antalpha Platform Holding (ANTA) 13.6%, VersaBank (VBNK) 22.8%, PayPal Holdings (PYPL) 14.4%). On return on invested capital, Antalpha Platform Holding (ANTA) leads (Antalpha Platform Holding (ANTA) 1,248,909.7%, VersaBank (VBNK) 25.0%, PayPal Holdings (PYPL) 15.9%).

Which stock has performed better?

Over the past year VersaBank (VBNK) returned the most: Antalpha Platform Holding (ANTA) -85.1%, VersaBank (VBNK) +97.1%, PayPal Holdings (PYPL) -21.2%. Over five years, VersaBank (VBNK) compounded fastest (VersaBank (VBNK) +14.1%/yr, PayPal Holdings (PYPL) -25.2%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

PayPal Holdings (PYPL) has the highest dividend yield: VersaBank (VBNK) 0.46%, PayPal Holdings (PYPL) 1.02%. Antalpha Platform Holding (ANTA) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, VersaBank (VBNK) has been the steadiest (Antalpha Platform Holding (ANTA) 88.0%, VersaBank (VBNK) 39.3%, PayPal Holdings (PYPL) 44.0%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, ANTA, VBNK and PYPL?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Antalpha Platform Holding (ANTA) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.