AMP vs PNC vs MFC Stock Comparison

Ameriprise Financial, Pnc Financial Services and Manulife Financial Prices as of Oct 23, 2026 Peers: Industry group
AMP Ameriprise Financial Inc
$492.15 -2.2% 1M +2.9% 1Y
Market cap
$45.24B
P/E
11.5x
Revenue (TTM)
$19.84B
Div. yield
–
Financial Advisory Financial Services
5 wins
MFC Manulife Financial Corp
$44.26 +1.5% 1M +37.5% 1Y
Market cap
$76.04B
P/E
16.0x
Revenue (TTM)
$47.47B
Div. yield
-0.03%
Life Insurance Financial Services
4 wins

Head to Head

11 decided of 12

Ameriprise Financial leads on 5 of the 12 questions below (Ameriprise Financial 5, Manulife Financial 4, Pnc Financial Services 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAMPPNCMFCLeader
Larger companyMarket capitalisation $45.24B $91.00B $76.04B PNC
Cheaper on earningsLower P/E, profitable companies only 11.5x 12.5x 16.0x AMP
Cheaper on forward earningsLower price / next fiscal year consensus EPS 10.2x 11.5x 13.5x AMP
Faster revenue growthRevenue growth, trailing twelve months +9.1% +13.2% +19.7% MFC
More profitableNet margin, trailing twelve months 19.9% 29.2% 10.0% PNC
Better return on capitalReturn on invested capital 25.8% 11.7% — AMP
Less leveragedLower net debt / EBITDA -0.9x 4.2x — AMP
Higher dividend yieldTrailing dividend yield 0.00% 0.03% -0.03% –
Better 1-year returnPrice return, last 12 months +2.9% +23.3% +37.5% MFC
Better 5-year returnAnnualised price return, 5 years +10.5%/yr +0.8%/yr +16.9%/yr MFC
Less volatileAnnualised volatility, 1 year 26.2% 21.4% 20.2% MFC
Higher overall scoreMean of the five percentile scores vs peers 75/100 34/100 50/100 AMP

Percentile Scorecard

AMPPNCMFC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAMPPNCMFC
Valuation 87 #25 of 183 13 #314 of 361 63 #45 of 119
Growth 73 #31 of 113 31 #237 of 344 82 #22 of 117
Profitability 82 #24 of 131 51 #171 of 348 53 #56 of 117
Financial Health 62 #65 of 168 14 #294 of 340 15 #101 of 118
Shareholder Returns 69 #24 of 76 59 #145 of 352 38 #67 of 108
Overall 75 34 50
  • AMP ranked among 212 companies in Asset and Wealth Management
  • PNC ranked among 370 companies in Banking
  • MFC ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAMPPNCMFCSPY
1 month -2.2%+0.2%+1.5% -1.0%
3 months -7.0%-10.6%+1.4% +2.9%
6 months +6.0%+2.1%+14.2% +6.4%
Year to date +0.4%+7.5%+22.0% +11.4%
1 year +2.9%+23.3%+37.5% +13.1%
3 years +57.0%+101.7%+154.2% +79.4%
3 years, per year +16.2%+26.4%+36.5% +21.5%
5 years +65.0%+3.9%+118.1% +67.7%
5 years, per year +10.5%+0.8%+16.9% +10.9%
10 years +404.4%+141.5%+202.7% +255.2%
10 years, per year +17.6%+9.2%+11.7% +13.5%

Risk

MeasureAMPPNCMFCSPY
Volatility, 1Y 26.2%21.4%20.2% 12.7%
Downside volatility, 1Y 28.8%22.2%21.3% 12.7%
Beta vs S&P 500, 1Y 0.740.530.74 1.00
Return / volatility, 1Y 0.111.091.85 1.03
Max drawdown, 5Y -32.1%-51.6%-29.9% -25.4%
From 52-week high -13.8%-12.7%-2.9% -2.5%
52-week high $570.61$256.97$45.60 $779.14
52-week low $430.40$179.04$32.15 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAMPPNCMFC
P/E now vs peer median 11.4xmedian 33.6x 12.4xmedian 12.5x 15.9xmedian 10.5x
P/S now vs peer median 2.2xmedian 4.6x 3.6xmedian 3.5x 1.6xmedian 1.4x
EV/EBITDA now vs peer median 9.8xmedian 12.0x 8.6xmedian 4.8x —median 8.0x
P/FCF now vs peer median 5.4xmedian 13.4x 12.0xmedian 11.4x 3.2xmedian 8.4x
P/B now vs peer median 6.8xmedian 1.9x 1.4xmedian 1.2x 1.9xmedian 1.5x
PEG now vs peer median 0.76median 0.91 1.75median 1.48 0.71median 0.47

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAMPPNCMFC
Revenue $19.84B $25.03B $47.47B
Gross profit $18.56B – –
Operating income $4.11B – –
Net income $3.95B $7.68B $4.76B
Free cash flow $8.06B $7.49B $23.26B
EPS (diluted) $42.50 $18.13 $2.78
Cash & equivalents $10.25B – –
Total debt $6.53B $85.72B $185.03B
Shares (diluted) 92.90M 403.00M 1.71B
Enterprise value $6.66B $91.00B -$18.84B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAMPPNCMFC
P/E 11.4x 12.4x 15.9x
P/FCF 5.4x 12.0x 3.2x
P/Operating cash flow 5.3x 12.0x 3.2x
P/S 2.2x 3.6x 1.6x
P/B 6.8x 1.4x 1.9x
P/Tangible book 6.8x 1.5x 1.9x
EV/EBITDA 9.8x 8.6x –
EV/EBIT 9.7x 8.8x 14.4x
EV/Revenue 2.0x 7.0x 2.2x
EV/FCF 4.9x 23.4x 4.4x
EV/Operating cash flow 4.8x 23.4x 4.4x
PEG (3Y EPS CAGR) 0.76 1.75 0.71

Growth

14 metrics
MetricAMPPNCMFC
Revenue growth (1Y) 9.1% 13.2% 19.7%
Revenue CAGR (3Y) 9.8% 4.1% 13.5%
Gross profit growth (1Y) 10.0% – –
Gross profit CAGR (3Y) 9.5% – –
Operating income growth (1Y) 25.5% – –
Operating income CAGR (3Y) 9.4% – –
Net income growth (1Y) 22.4% 22.4% -19.1%
Net income CAGR (3Y) 9.4% 6.4% 68.2%
EPS growth (1Y) 30.2% 22.6% 14.8%
EPS CAGR (3Y) 15.2% 7.1% 22.3%
Operating cash flow growth (1Y) 19.4% 23.6% 139.4%
Operating cash flow CAGR (3Y) 25.0% -15.9% 40.5%
Free cash flow growth (1Y) 20.4% 23.6% 139.4%
Free cash flow CAGR (3Y) 26.1% -15.9% 40.5%

Profitability

14 metrics
MetricAMPPNCMFC
Gross margin 93.6% – –
EBITDA margin 20.5% 81.4% –
Operating margin 20.7% – –
Pretax margin 25.5% 37.5% 12.8%
Net margin 19.9% 29.2% 10.0%
FCF margin 40.6% 29.9% 49.0%
Operating cash flow margin 41.4% 29.9% 49.0%
Return on equity 62.8% 12.0% 9.2%
Return on assets 2.1% 1.3% 0.5%
Return on invested capital 25.8% 11.7% –
Return on capital employed – – –
Asset turnover 0.1x 0.0x 0.1x
Cash conversion (OCF / net income) 2.1x 1.0x 4.9x
Stock comp / revenue 1.0% – –

Financial Health

11 metrics
MetricAMPPNCMFC
Debt / assets 3.3% 13.9% 6.0%
Debt / equity 1.0x 1.3x 1.2x
Net debt / EBITDA -0.9x 4.2x –
Debt / FCF 0.8x 11.4x 2.0x
Liabilities / assets 96.8% 89.6% 95.0%
Equity / assets 3.2% 10.4% 5.0%
Interest coverage 7.3x 1.9x 6.7x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricAMPPNCMFC
Dividend yield 1.3% 3.3% 4.2%
Net buyback yield 7.5% 2.3% 2.2%
Shareholder yield 8.8% 5.6% 6.4%
Payout ratio (earnings) – 35.7% 46.9%
Payout ratio (FCF) – 36.6% 9.6%
Dividend growth (1Y) – 6.6% -181.7%
Dividend CAGR (3Y) – 3.9% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAMPPNCMFC
Forward P/E 10.2xFY2026 11.5xFY2026 13.5xFY2026
EPS, next fiscal year $48.16FY2026 $19.53FY2026 $3.28FY2026
EPS growth, next FY +22.6%FY2026 +17.7%FY2026 +6.8%FY2026
EPS growth, the year after -0.3% +7.0% +3.7%
Revenue, next fiscal year $21.20BFY2026 $27.19BFY2026 $32.15BFY2026
Revenue growth, next FY +15.9%FY2026 +17.7%FY2026 +11.0%FY2026
Revenue growth, the year after +4.9% +6.9% +5.6%
AMP estimates →PNC estimates →MFC estimates →

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAMPPNCMFC
Held by institutions 85.0% 82.8% 44.4%
Institutions holding 1,374 2,040 810
Change in shares held, QoQ -0.3% +2.1% 0.0%
Institutions buying 573 1,047 383
Institutions selling 525 666 227
Buyers to sellers 1.09 1.57 1.69
AMP holders →PNC holders →MFC holders →

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AMPPNCMFC
AMP 1.00 0.53 0.41
PNC 0.53 1.00 0.44
MFC 0.41 0.44 1.00

Add a Peer

Largest companies in the same industry
AMP · Financial Advisory
+SANBanco Santander +SCHWSchwab Charles +BMOBank Of Montreal +BNYBank of New York Mellon +MRSHMarsh & Mclennan Companies +AONAon +TFCTruist Financial +SLFSun Life Financial
Plot all 72 Financial Advisory stocks → Plot all 68 Money Center Banks stocks → Plot all 56 Life Insurance stocks →

Related Comparisons

AMP vs SANBanco Santander AMP vs SCHWSchwab Charles AMP vs BMOBank Of Montreal AMP vs BNYBank of New York Mellon

Frequently Asked Questions

Which is bigger, AMP, PNC and MFC?

Pnc Financial Services (PNC) is the largest by market capitalisation: Ameriprise Financial (AMP) $45.24B, Pnc Financial Services (PNC) $91.00B, Manulife Financial (MFC) $76.04B.

Which stock is cheaper, AMP, PNC and MFC?

Ameriprise Financial (AMP) trades on the lowest price-to-earnings ratio (Ameriprise Financial (AMP) 11.5x, Pnc Financial Services (PNC) 12.5x, Manulife Financial (MFC) 16.0x). On next year's consensus earnings, Ameriprise Financial (AMP) is cheapest (Ameriprise Financial (AMP) 10.2x, Pnc Financial Services (PNC) 11.5x, Manulife Financial (MFC) 13.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Manulife Financial (MFC) grew revenue fastest over the trailing twelve months: Ameriprise Financial (AMP) +9.1%, Pnc Financial Services (PNC) +13.2%, Manulife Financial (MFC) +19.7%.

Which company is more profitable?

Pnc Financial Services (PNC) has the highest net margin (Ameriprise Financial (AMP) 19.9%, Pnc Financial Services (PNC) 29.2%, Manulife Financial (MFC) 10.0%). On return on invested capital, Ameriprise Financial (AMP) leads (Ameriprise Financial (AMP) 25.8%, Pnc Financial Services (PNC) 11.7%).

Which stock has performed better?

Over the past year Manulife Financial (MFC) returned the most: Ameriprise Financial (AMP) +2.9%, Pnc Financial Services (PNC) +23.3%, Manulife Financial (MFC) +37.5%. Over five years, Manulife Financial (MFC) compounded fastest (Ameriprise Financial (AMP) +10.5%/yr, Pnc Financial Services (PNC) +0.8%/yr, Manulife Financial (MFC) +16.9%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Ameriprise Financial (AMP) 0.00%, Pnc Financial Services (PNC) 0.03%, Manulife Financial (MFC) -0.03%. Ameriprise Financial (AMP) and Manulife Financial (MFC) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Manulife Financial (MFC) has been the steadiest (Ameriprise Financial (AMP) 26.2%, Pnc Financial Services (PNC) 21.4%, Manulife Financial (MFC) 20.2%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, AMP, PNC and MFC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Ameriprise Financial (AMP) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.