AMP vs PNC vs AON Stock Comparison

Ameriprise Financial, Pnc Financial Services and Aon Prices as of Oct 26, 2026 Peers: Industry group
AMP Ameriprise Financial Inc
$493.60 +0.1% 1M +3.0% 1Y
Market cap
$45.18B
P/E
11.4x
Revenue (TTM)
$19.84B
Div. yield
–
Financial Advisory Financial Services
6 wins
AON Aon plc
$302.08 +8.7% 1M -10.6% 1Y
Market cap
$63.33B
P/E
16.2x
Revenue (TTM)
$17.58B
Div. yield
0.01%
Insurance Brokers Financial Services

Head to Head

12 decided of 12

Pnc Financial Services leads on 6 of the 12 questions below (Pnc Financial Services 6, Ameriprise Financial 6). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAMPPNCAONLeader
Larger companyMarket capitalisation $45.18B $90.92B $63.33B PNC
Cheaper on earningsLower P/E, profitable companies only 11.4x 12.4x 16.2x AMP
Cheaper on forward earningsLower price / next fiscal year consensus EPS 10.2x 11.6x 16.6x AMP
Faster revenue growthRevenue growth, trailing twelve months +9.1% +13.2% +4.9% PNC
More profitableNet margin, trailing twelve months 19.9% 29.2% 22.3% PNC
Better return on capitalReturn on invested capital 25.8% 11.7% 14.8% AMP
Less leveragedLower net debt / EBITDA -0.9x 4.2x 2.5x AMP
Higher dividend yieldTrailing dividend yield 0.00% 0.03% 0.01% PNC
Better 1-year returnPrice return, last 12 months +3.0% +21.1% -10.6% PNC
Better 5-year returnAnnualised price return, 5 years +10.8%/yr +1.2%/yr -1.0%/yr AMP
Less volatileAnnualised volatility, 1 year 26.2% 21.3% 29.2% PNC
Higher overall scoreMean of the five percentile scores vs peers 75/100 39/100 39/100 AMP

Percentile Scorecard

AMPPNCAON

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAMPPNCAON
Valuation 86 #26 of 184 14 #311 of 362 11 #106 of 119
Growth 72 #32 of 113 35 #144 of 221 42 #67 of 115
Profitability 83 #23 of 130 62 #76 of 200 85 #18 of 113
Financial Health 63 #62 of 167 17 #169 of 203 5 #108 of 114
Shareholder Returns 71 #23 of 76 66 #118 of 342 54 #50 of 107
Overall 75 39 39
  • AMP ranked among 212 companies in Asset and Wealth Management
  • PNC ranked among 370 companies in Banking
  • AON ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAMPPNCAONSPY
1 month +0.1%+0.1%+8.7% -0.8%
3 months -8.3%-9.5%-17.7% +3.5%
6 months +3.3%+2.0%-6.7% +7.0%
Year to date +0.7%+8.2%-14.4% +12.2%
1 year +3.0%+21.1%-10.6% +13.0%
3 years +58.9%+103.0%-1.6% +86.3%
3 years, per year +16.7%+26.6%-0.5% +23.1%
5 years +66.6%+6.1%-4.7% +68.6%
5 years, per year +10.8%+1.2%-1.0% +11.0%
10 years +447.7%+139.5%+179.2% +258.0%
10 years, per year +18.5%+9.1%+10.8% +13.6%

Risk

MeasureAMPPNCAONSPY
Volatility, 1Y 26.2%21.3%29.2% 12.7%
Downside volatility, 1Y 28.8%22.2%31.0% 12.7%
Beta vs S&P 500, 1Y 0.740.53-0.31 1.00
Return / volatility, 1Y 0.110.99-0.36 1.02
Max drawdown, 5Y -32.1%-51.6%-34.2% -25.4%
From 52-week high -13.5%-12.1%-20.7% -1.8%
52-week high $570.61$256.97$381.11 $779.14
52-week low $430.40$179.04$269.45 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAMPPNCAON
P/E now vs peer median 11.5xmedian 33.6x 12.5xmedian 12.1x 16.5xmedian 10.6x
P/S now vs peer median 2.2xmedian 4.9x 3.6xmedian 3.4x 3.6xmedian 1.4x
EV/EBITDA now vs peer median 9.8xmedian 11.5x 8.6xmedian 5.0x 14.0xmedian 7.6x
P/FCF now vs peer median 5.4xmedian 13.2x 12.0xmedian 11.0x 19.7xmedian 8.6x
P/B now vs peer median 6.8xmedian 1.8x 1.4xmedian 1.2x 6.6xmedian 1.5x
PEG now vs peer median 0.76median 0.91 1.76median 1.36 1.35median 0.52

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAMPPNCAON
Revenue $19.84B $25.03B $17.58B
Gross profit $18.56B – –
Operating income $4.11B – $4.65B
Net income $3.95B $7.68B $3.99B
Free cash flow $8.06B $7.49B $3.25B
EPS (diluted) $42.50 $18.13 $18.30
Cash & equivalents $10.25B – $1.06B
Total debt $6.53B $85.72B $14.97B
Shares (diluted) 92.90M 403.00M 213.90M
Enterprise value $6.60B $90.92B $56.55B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAMPPNCAON
P/E 11.5x 12.5x 16.5x
P/FCF 5.4x 12.0x 19.7x
P/Operating cash flow 5.3x 12.0x 18.1x
P/S 2.2x 3.6x 3.6x
P/B 6.8x 1.4x 6.6x
P/Tangible book 6.8x 1.5x 15.9x
EV/EBITDA 9.8x 8.6x 14.0x
EV/EBIT 9.7x 8.8x 16.7x
EV/Revenue 2.0x 7.0x 4.4x
EV/FCF 4.9x 23.5x 23.9x
EV/Operating cash flow 4.9x 23.5x 22.0x
PEG (3Y EPS CAGR) 0.76 1.76 1.35

Growth

14 metrics
MetricAMPPNCAON
Revenue growth (1Y) 9.1% 13.2% 4.9%
Revenue CAGR (3Y) 9.8% 4.1% 10.9%
Gross profit growth (1Y) 10.0% – –
Gross profit CAGR (3Y) 9.5% – –
Operating income growth (1Y) 25.5% – 15.4%
Operating income CAGR (3Y) 3.0% – 5.9%
Net income growth (1Y) 22.4% 22.4% 49.7%
Net income CAGR (3Y) 9.4% 6.4% 13.4%
EPS growth (1Y) 30.2% 22.6% 52.8%
EPS CAGR (3Y) 15.2% 7.1% 12.2%
Operating cash flow growth (1Y) 19.4% 23.6% 12.1%
Operating cash flow CAGR (3Y) 25.0% -15.9% 3.1%
Free cash flow growth (1Y) 20.4% 23.6% 11.5%
Free cash flow CAGR (3Y) 26.1% -15.9% 3.3%

Profitability

14 metrics
MetricAMPPNCAON
Gross margin 93.6% – –
EBITDA margin 20.5% 81.4% 31.6%
Operating margin 20.7% – 26.5%
Pretax margin 25.5% 37.5% 28.9%
Net margin 19.9% 29.2% 22.3%
FCF margin 40.6% 29.9% 18.5%
Operating cash flow margin 41.4% 29.9% 20.1%
Return on equity 62.8% 12.0% 40.6%
Return on assets 2.1% 1.3% 7.6%
Return on invested capital 25.8% 11.7% 14.8%
Return on capital employed – – 18.5%
Asset turnover 0.1x 0.0x 0.3x
Cash conversion (OCF / net income) 2.1x 1.0x 0.9x
Stock comp / revenue 1.0% – 2.1%

Financial Health

11 metrics
MetricAMPPNCAON
Debt / assets 3.3% 13.9% 28.1%
Debt / equity 1.0x 1.3x 1.5x
Net debt / EBITDA -0.9x 4.2x 2.5x
Debt / FCF 0.8x 11.4x 4.6x
Liabilities / assets 96.8% 89.6% 81.8%
Equity / assets 3.2% 10.4% 18.2%
Interest coverage 7.3x 1.9x 6.2x
Current ratio – – 1.0x
Quick ratio – – 0.3x
Cash ratio – – 0.0x
Altman Z-score – – 1.52

Shareholder Returns

7 metrics
MetricAMPPNCAON
Dividend yield 1.3% 3.3% 1.0%
Net buyback yield 7.5% 2.3% 2.4%
Shareholder yield 8.8% 5.6% 3.4%
Payout ratio (earnings) – 35.7% 16.5%
Payout ratio (FCF) – 36.6% 20.3%
Dividend growth (1Y) – 6.6% 9.5%
Dividend CAGR (3Y) – 3.9% 11.5%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAMPPNCAON
Forward P/E 10.2xFY2026 11.6xFY2026 16.6xFY2026
EPS, next fiscal year $48.16FY2026 $19.52FY2026 $18.15FY2026
EPS growth, next FY +22.6%FY2026 +17.7%FY2026 +6.3%FY2026
EPS growth, the year after -0.5% +6.8% +8.1%
Revenue, next fiscal year $21.21BFY2026 $27.20BFY2026 $19.12BFY2026
Revenue growth, next FY +16.0%FY2026 +17.8%FY2026 +11.3%FY2026
Revenue growth, the year after +5.5% +7.0% +8.7%
AMP estimates →PNC estimates →AON estimates →

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAMPPNCAON
Held by institutions 85.0% 82.8% 90.5%
Institutions holding 1,374 2,040 1,254
Change in shares held, QoQ -0.3% +2.1% +3.1%
Institutions buying 573 1,047 603
Institutions selling 525 666 448
Buyers to sellers 1.09 1.57 1.35
AMP holders →PNC holders →AON holders →

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AMPPNCAON
AMP 1.00 0.53 0.28
PNC 0.53 1.00 0.19
AON 0.28 0.19 1.00

Add a Peer

Largest companies in the same industry
AMP · Financial Advisory
+SANBanco Santander +SCHWSchwab Charles +BMOBank Of Montreal +BNYBank of New York Mellon +MRSHMarsh & Mclennan Companies +MFCManulife Financial +TFCTruist Financial +SLFSun Life Financial
Plot all 24 Financial Advisory stocks → Plot all 45 Money Center Banks stocks → Plot all 41 Insurance Brokers stocks →

Related Comparisons

AMP vs SANBanco Santander AMP vs SCHWSchwab Charles AMP vs BMOBank Of Montreal AMP vs BNYBank of New York Mellon

Frequently Asked Questions

Which is bigger, AMP, PNC and AON?

Pnc Financial Services (PNC) is the largest by market capitalisation: Ameriprise Financial (AMP) $45.18B, Pnc Financial Services (PNC) $90.92B, Aon (AON) $63.33B.

Which stock is cheaper, AMP, PNC and AON?

Ameriprise Financial (AMP) trades on the lowest price-to-earnings ratio (Ameriprise Financial (AMP) 11.4x, Pnc Financial Services (PNC) 12.4x, Aon (AON) 16.2x). On next year's consensus earnings, Ameriprise Financial (AMP) is cheapest (Ameriprise Financial (AMP) 10.2x, Pnc Financial Services (PNC) 11.6x, Aon (AON) 16.6x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Pnc Financial Services (PNC) grew revenue fastest over the trailing twelve months: Ameriprise Financial (AMP) +9.1%, Pnc Financial Services (PNC) +13.2%, Aon (AON) +4.9%.

Which company is more profitable?

Pnc Financial Services (PNC) has the highest net margin (Ameriprise Financial (AMP) 19.9%, Pnc Financial Services (PNC) 29.2%, Aon (AON) 22.3%). On return on invested capital, Ameriprise Financial (AMP) leads (Ameriprise Financial (AMP) 25.8%, Pnc Financial Services (PNC) 11.7%, Aon (AON) 14.8%).

Which stock has performed better?

Over the past year Pnc Financial Services (PNC) returned the most: Ameriprise Financial (AMP) +3.0%, Pnc Financial Services (PNC) +21.1%, Aon (AON) -10.6%. Over five years, Ameriprise Financial (AMP) compounded fastest (Ameriprise Financial (AMP) +10.8%/yr, Pnc Financial Services (PNC) +1.2%/yr, Aon (AON) -1.0%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Pnc Financial Services (PNC) has the highest dividend yield: Ameriprise Financial (AMP) 0.00%, Pnc Financial Services (PNC) 0.03%, Aon (AON) 0.01%. Ameriprise Financial (AMP) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Pnc Financial Services (PNC) has been the steadiest (Ameriprise Financial (AMP) 26.2%, Pnc Financial Services (PNC) 21.3%, Aon (AON) 29.2%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, AMP, PNC and AON?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Pnc Financial Services (PNC) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.