AIG vs ARX vs YB Stock Comparison

American International, Accelerant Holdings and Yuanbao Prices as of Oct 27, 2026 Peers: Industry group
ARX Accelerant Holdings
$19.81 +0.3% 1M +56.0% 1Y
Market cap
$4.33B
P/E
–
Revenue (TTM)
$1.15B
Div. yield
–
Property and Casualty Insurance Financial Services
2 wins
YB Yuanbao Inc.
$11.09 -9.2% 1M -53.8% 1Y
Market cap
$405.47M
P/E
1.0x
Revenue (TTM)
$721.91M
Div. yield
–
Insurtech Technology
4 wins

Head to Head

10 decided of 12

American International leads on 4 of the 12 questions below (American International 4, Yuanbao 4, Accelerant Holdings 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAIGARXYBLeader
Larger companyMarket capitalisation $42.26B $4.33B $405.47M AIG
Cheaper on earningsLower P/E, profitable companies only 14.3x -3.2x 1.0x YB
Cheaper on forward earningsLower price / next fiscal year consensus EPS 9.6x 23.0x 2.6x YB
Faster revenue growthRevenue growth, trailing twelve months -4.2% +54.6% +37.2% ARX
More profitableNet margin, trailing twelve months 11.1% -119.3% 57.3% YB
Better return on capitalReturn on invested capital 6.6% -179.7% — AIG
Less leveragedLower net debt / EBITDA 0.0x 1.0x — AIG
Higher dividend yieldTrailing dividend yield 0.02% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +0.3% +56.0% -53.8% ARX
Better 5-year returnAnnualised price return, 5 years +5.9%/yr — — –
Less volatileAnnualised volatility, 1 year 23.9% 67.4% 51.2% AIG
Higher overall scoreMean of the five percentile scores vs peers 47/100 13/100 89/100 YB

Percentile Scorecard

AIGARXYB

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAIGARXYB
Valuation 53 #57 of 119 2 #117 of 119 86 #15 of 99
Growth 27 #83 of 114 10 #103 of 114 93 #8 of 94
Profitability 35 #72 of 110 4 #106 of 110 99 #2 of 90
Financial Health 60 #45 of 110 30 #77 of 110 87 #15 of 105
Shareholder Returns 58 #45 of 106 22 #83 of 106 82 #12 of 61
Overall 47 13 89
  • AIG ranked among 126 companies in Insurance
  • ARX ranked among 126 companies in Insurance
  • YB ranked among 109 companies in Fintech

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAIGARXYBSPY
1 month +7.3%+0.3%-9.2% -0.2%
3 months -1.6%+34.9%-16.7% +3.9%
6 months +7.3%+47.8%-30.8% +8.2%
Year to date -7.0%+21.2%-45.3% +12.9%
1 year +0.3%+56.0%-53.8% +12.3%
3 years +33.7%—— +87.4%
3 years, per year +10.2%—— +23.3%
5 years +32.9%—— +67.9%
5 years, per year +5.9%—— +10.9%
10 years +29.6%—— +261.1%
10 years, per year +2.6%—— +13.7%

Risk

MeasureAIGARXYBSPY
Volatility, 1Y 23.9%67.4%51.2% 12.7%
Downside volatility, 1Y 24.0%59.6%51.1% 12.7%
Beta vs S&P 500, 1Y -0.050.050.37 1.00
Return / volatility, 1Y 0.010.83-1.05 0.97
Max drawdown, 5Y -26.9%-68.9%-64.1% -25.4%
From 52-week high -8.1%-0.4%-53.8% -1.2%
52-week high $86.59$19.89$24.00 $779.14
52-week low $71.89$9.36$11.08 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAIGARXYB
P/E now vs peer median 14.2xmedian 10.5x -3.2xmedian 10.5x 1.0xmedian 20.0x
P/S now vs peer median 1.6xmedian 1.4x 3.7xmedian 1.4x 0.7xmedian 2.3x
EV/EBITDA now vs peer median 5.6xmedian 7.6x -1.9xmedian 7.6x —median 17.5x
P/FCF now vs peer median 10.8xmedian 8.5x 93.8xmedian 8.5x —median 15.9x
P/B now vs peer median 1.0xmedian 1.5x 5.8xmedian 1.5x 0.9xmedian 2.0x
PEG now vs peer median -2.64median 0.53 —median 0.53 —median 1.03

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAIGARXYB
Revenue $26.64B $1.15B $721.91M
Gross profit $12.70B $885.00M –
Operating income $4.03B -$1.53B –
Net income $2.97B -$1.28B $277.06M
Free cash flow $3.85B $45.80M –
R&D – – $59.06M
EPS (diluted) $5.56 $-6.22 $8.68
Cash & equivalents – $1.66B $168.92M
Total debt $9.13B $120.10M –
Shares (diluted) 533.57M 219.69M 47.65M
Enterprise value $4.44B -$2.34B -$1.97B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAIGARXYB
P/E 14.2x -3.2x 1.0x
P/FCF 10.8x 93.8x –
P/Operating cash flow 10.8x 93.8x –
P/S 1.6x 3.7x 0.7x
P/B 1.0x 5.8x 0.9x
P/Tangible book 1.0x 5.8x 0.9x
EV/EBITDA 5.6x -1.9x –
EV/EBIT 10.4x -1.8x -0.9x
EV/Revenue 1.6x 2.4x -0.3x
EV/FCF 10.9x 60.3x –
EV/Operating cash flow 10.9x 60.3x –
PEG (3Y EPS CAGR) -2.64 – –

Growth

14 metrics
MetricAIGARXYB
Revenue growth (1Y) -4.2% 54.6% 37.2%
Revenue CAGR (3Y) 19.7% – –
Gross profit growth (1Y) -1.7% 61.0% –
Gross profit CAGR (3Y) 270.9% – –
Operating income growth (1Y) -21.2% -1,080% –
Operating income CAGR (3Y) 32.3% – –
Net income growth (1Y) -7.4% -2,833% 63.3%
Net income CAGR (3Y) -17.3% – –
EPS growth (1Y) 0.4% -2,986% 438.0%
EPS CAGR (3Y) -5.4% – –
Operating cash flow growth (1Y) 21.9% -94.5% –
Operating cash flow CAGR (3Y) -11.0% – –
Free cash flow growth (1Y) 21.9% -94.5% –
Free cash flow CAGR (3Y) -11.0% – –

Profitability

14 metrics
MetricAIGARXYB
Gross margin 47.7% 77.2% –
EBITDA margin 28.2% -130.1% –
Operating margin 15.1% -133.6% –
Pretax margin 13.6% -110.8% 34.1%
Net margin 11.1% -119.3% 57.3%
FCF margin 14.5% 4.0% –
Operating cash flow margin 14.5% 4.0% –
Return on equity 7.3% -176.3% 50.4%
Return on assets 1.8% -14.7% 33.2%
Return on invested capital 6.6% -179.7% –
Return on capital employed – – 45.5%
Asset turnover 0.2x 0.1x 0.9x
Cash conversion (OCF / net income) 1.3x 0.0x –
Stock comp / revenue – 7.8% –

Financial Health

11 metrics
MetricAIGARXYB
Debt / assets 5.6% 1.3% –
Debt / equity 0.2x 0.2x –
Net debt / EBITDA 0.0x 1.0x –
Debt / FCF 2.4x 2.6x –
Liabilities / assets 75.1% 91.7% 36.8%
Equity / assets 24.9% 8.3% 63.2%
Interest coverage 10.0x -143.1x –
Current ratio – – 2.9x
Quick ratio – – 2.8x
Cash ratio – – 2.5x
Altman Z-score – – 3.53

Shareholder Returns

7 metrics
MetricAIGARXYB
Dividend yield 2.4% – 11.4%
Net buyback yield 7.1% 1.9% –
Shareholder yield 9.5% 1.9% 11.4%
Payout ratio (earnings) 33.4% – –
Payout ratio (FCF) 25.8% – –
Dividend growth (1Y) 0.6% – –
Dividend CAGR (3Y) 0.8% – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAIGARXYB
Forward P/E 9.6xFY2026 23.0xFY2026 2.6xFY2026
EPS, next fiscal year $8.31FY2026 $0.86FY2026 $4.25FY2026
EPS growth, next FY +17.2%FY2026 -8.5%FY2026 +553.8%FY2026
EPS growth, the year after +12.9% +11.6% +21.2%
Revenue, next fiscal year $28.00BFY2026 $1.18BFY2026 $881.23MFY2026
Revenue growth, next FY +4.6%FY2026 +28.8%FY2026 +41.0%FY2026
Revenue growth, the year after +6.6% +9.6% +22.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAIGARXYB
Held by institutions 94.4% 54.5% 10.3%
Institutions holding 1,139 118 23
Change in shares held, QoQ -0.2% +16.0% +20.8%
Institutions buying 548 80 14
Institutions selling 426 27 5
Buyers to sellers 1.29 2.96 2.80

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AIGARXYB
AIG 1.00 0.15 -0.05
ARX 0.15 1.00 -0.03
YB -0.05 -0.03 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, AIG, ARX and YB?

American International (AIG) is the largest by market capitalisation: American International (AIG) $42.26B, Accelerant Holdings (ARX) $4.33B, Yuanbao (YB) $405.47M.

Which stock is cheaper, AIG, ARX and YB?

Yuanbao (YB) trades on the lowest price-to-earnings ratio (American International (AIG) 14.3x, Accelerant Holdings (ARX) -3.2x, Yuanbao (YB) 1.0x). On next year's consensus earnings, Yuanbao (YB) is cheapest (American International (AIG) 9.6x, Accelerant Holdings (ARX) 23.0x, Yuanbao (YB) 2.6x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Accelerant Holdings (ARX) grew revenue fastest over the trailing twelve months: American International (AIG) -4.2%, Accelerant Holdings (ARX) +54.6%, Yuanbao (YB) +37.2%.

Which company is more profitable?

Yuanbao (YB) has the highest net margin (American International (AIG) 11.1%, Accelerant Holdings (ARX) -119.3%, Yuanbao (YB) 57.3%). On return on invested capital, American International (AIG) leads (American International (AIG) 6.6%, Accelerant Holdings (ARX) -179.7%).

Which stock has performed better?

Over the past year Accelerant Holdings (ARX) returned the most: American International (AIG) +0.3%, Accelerant Holdings (ARX) +56.0%, Yuanbao (YB) -53.8%. Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: American International (AIG) 0.02%, Accelerant Holdings (ARX) 0.00%, Yuanbao (YB) 0.00%. Accelerant Holdings (ARX) and Yuanbao (YB) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, American International (AIG) has been the steadiest (American International (AIG) 23.9%, Accelerant Holdings (ARX) 67.4%, Yuanbao (YB) 51.2%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, AIG, ARX and YB?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, American International (AIG) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.