AHG vs LIFE vs UNH Stock Comparison

Akso Health, Ethos Technologies and Unitedhealth Prices as of Nov 4, 2026 Peers: Industry group
AHG Akso Health Group
$1.33 +13.7% 1M -16.4% 1Y
Market cap
$961.20M
P/E
–
Revenue (TTM)
—
Div. yield
–
Telehealth Healthcare
UNH Unitedhealth Group Inc
$409.28 +8.1% 1M +23.7% 1Y
Market cap
$366.64B
P/E
23.1x
Revenue (TTM)
$449.66B
Div. yield
0.02%
Managed Care Healthcare
6 wins

Head to Head

6 decided of 12

Unitedhealth leads on 6 of the 12 questions below (Unitedhealth 6). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAHGLIFEUNHLeader
Larger companyMarket capitalisation $961.20M $2.13B $366.64B UNH
Cheaper on earningsLower P/E, profitable companies only -51.5x -17.5x 23.1x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS — — 19.2x –
Faster revenue growthRevenue growth, trailing twelve months — — +3.3% –
More profitableNet margin, trailing twelve months — -21.5% 3.5% UNH
Better return on capitalReturn on invested capital — — 11.3% –
Less leveragedLower net debt / EBITDA — — 1.6x –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.02% –
Better 1-year returnPrice return, last 12 months -16.4% — +23.7% UNH
Better 5-year returnAnnualised price return, 5 years -21.0%/yr — -2.1%/yr UNH
Less volatileAnnualised volatility, 1 year 95.1% 88.0% 35.8% UNH
Higher overall scoreMean of the five percentile scores vs peers — 49/100 57/100 UNH

Percentile Scorecard

AHGLIFEUNH

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAHGLIFEUNH
Valuation 18 #78 of 95 34 #63 of 95 52 #13 of 26
Growth – – 13 #22 of 25
Profitability – 35 #57 of 87 88 #4 of 25
Financial Health 96 #5 of 100 75 #26 of 100 44 #15 of 26
Shareholder Returns – 53 #28 of 58 88 #3 of 17
Overall – 49 57
  • AHG ranked among 102 companies in Healthcare Providers
  • LIFE ranked among 102 companies in Healthcare Providers
  • UNH ranked among 27 companies in Healthcare Payers and Distributors

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAHGLIFEUNHSPY
1 month +13.7%+2.9%+8.1% -1.0%
3 months -8.9%+34.1%-0.8% -0.4%
6 months -35.1%+60.7%+11.4% +4.5%
Year to date -18.9%—+24.0% +12.4%
1 year -16.4%—+23.7% +13.6%
3 years +15.7%—-22.9% +76.4%
3 years, per year +5.0%—-8.3% +20.8%
5 years -69.3%—-10.2% +63.7%
5 years, per year -21.0%—-2.1% +10.4%
10 years ——+197.2% +267.7%
10 years, per year ——+11.5% +13.9%

Risk

MeasureAHGLIFEUNHSPY
Volatility, 1Y 95.1%88.0%35.8% 12.8%
Downside volatility, 1Y 90.6%82.3%37.8% 12.7%
Beta vs S&P 500, 1Y 0.301.640.31 1.00
Return / volatility, 1Y -0.17—0.66 1.06
Max drawdown, 5Y -94.6%-50.1%-62.0% -25.4%
From 52-week high -46.8%-16.0%-6.2% -1.6%
52-week high $2.50$44.22$436.35 $779.14
52-week low $0.69$9.85$259.02 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAHGLIFEUNH
P/E now vs peer median -51.5xmedian 25.6x -19.4xmedian 25.6x 23.1xmedian 25.7x
P/S now vs peer median 69.5xmedian 1.6x 4.2xmedian 1.6x 0.8xmedian 0.3x
EV/EBITDA now vs peer median —median 16.0x -20.9xmedian 16.0x 14.6xmedian 13.9x
P/FCF now vs peer median -75.1xmedian 21.6x 26.4xmedian 21.6x 16.1xmedian 16.6x
P/B now vs peer median 5.3xmedian 3.4x 5.0xmedian 3.4x 3.5xmedian 2.6x
PEG now vs peer median —median 0.74 —median 0.74 -2.64median 1.56

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAHGLIFEUNH
Revenue – $566.40M $449.66B
Gross profit – $556.15M $141.79B
Operating income – -$113.81M $23.92B
Net income – -$116.14M $16.67B
Free cash flow – $89.65M $22.83B
EPS (diluted) – $-1.86 $17.61
Cash & equivalents $200.00K $112.16M $25.85B
Total debt $350.53K – $74.33B
Shares (diluted) 722.71M 65.65M 902.00M
Enterprise value $682.26M $1.59B $247.27B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAHGLIFEUNH
P/E -51.5x -19.4x 23.1x
P/FCF -75.1x 26.4x 16.1x
P/Operating cash flow – 26.1x 14.0x
P/S 69.5x 4.2x 0.8x
P/B 5.3x 5.0x 3.5x
P/Tangible book 5.3x 5.0x 4.4x
EV/EBITDA – -20.9x 14.6x
EV/EBIT – -19.3x 17.2x
EV/Revenue – 3.9x 0.9x
EV/FCF – 24.6x 18.1x
EV/Operating cash flow – 24.2x 15.7x
PEG (3Y EPS CAGR) – – -2.64

Growth

14 metrics
MetricAHGLIFEUNH
Revenue growth (1Y) – – 3.3%
Revenue CAGR (3Y) – – 7.7%
Gross profit growth (1Y) – – 4.1%
Gross profit CAGR (3Y) – – 3.8%
Operating income growth (1Y) – – -9.2%
Operating income CAGR (3Y) – – -8.8%
Net income growth (1Y) – – -9.3%
Net income CAGR (3Y) – – -9.3%
EPS growth (1Y) – – -9.1%
EPS CAGR (3Y) – – -8.7%
Operating cash flow growth (1Y) – – 25.0%
Operating cash flow CAGR (3Y) – – -4.1%
Free cash flow growth (1Y) – – 31.4%
Free cash flow CAGR (3Y) – – -4.8%

Profitability

14 metrics
MetricAHGLIFEUNH
Gross margin – 98.2% 31.5%
EBITDA margin – -18.6% 6.3%
Operating margin – -20.1% 5.3%
Pretax margin – -19.5% 4.4%
Net margin – -21.5% 3.5%
FCF margin – 15.8% 5.1%
Operating cash flow margin – 16.0% 5.8%
Return on equity – -25.3% 16.0%
Return on assets – -17.7% 5.4%
Return on invested capital – – 11.3%
Return on capital employed – -24.8% 12.2%
Asset turnover – 0.9x 1.4x
Cash conversion (OCF / net income) – -0.8x 1.6x
Stock comp / revenue – 38.6% 0.2%

Financial Health

11 metrics
MetricAHGLIFEUNH
Debt / assets 0.2% – 23.8%
Debt / equity 0.0x – 0.7x
Net debt / EBITDA – – 1.6x
Debt / FCF – – 3.3x
Liabilities / assets 4.6% 31.6% 66.7%
Equity / assets 95.4% 68.4% 33.3%
Interest coverage – – 6.2x
Current ratio 21.8x 1.5x 0.7x
Quick ratio 21.4x 1.1x 0.7x
Cash ratio 0.0x 0.8x 0.2x
Altman Z-score – 6.41 3.09

Shareholder Returns

7 metrics
MetricAHGLIFEUNH
Dividend yield – – 2.2%
Net buyback yield – -0.1% 1.2%
Shareholder yield 0.0% -0.1% 3.4%
Payout ratio (earnings) – – 49.0%
Payout ratio (FCF) – – 35.8%
Dividend growth (1Y) – – 4.2%
Dividend CAGR (3Y) – – 7.6%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAHGLIFEUNH
Forward P/E – – 19.2xFY2026
EPS, next fiscal year – $-2.23FY2026 $21.36FY2026
EPS growth, next FY – -282.8%FY2026 +30.6%FY2026
EPS growth, the year after – – +12.0%
Revenue, next fiscal year – $773.30MFY2026 $421.27BFY2026
Revenue growth, next FY – +99.5%FY2026 -5.9%FY2026
Revenue growth, the year after – +29.8% +15.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAHGLIFEUNH
Held by institutions – 27.7% 86.6%
Institutions holding – 72 3,366
Change in shares held, QoQ – -3.8% +5.0%
Institutions buying – 37 1,826
Institutions selling – 20 1,249
Buyers to sellers – 1.85 1.46

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AHGLIFEUNH
AHG 1.00 0.04 -0.06
LIFE 0.04 1.00 0.10
UNH -0.06 0.10 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, AHG, LIFE and UNH?

Unitedhealth (UNH) is the largest by market capitalisation: Akso Health (AHG) $961.20M, Ethos Technologies (LIFE) $2.13B, Unitedhealth (UNH) $366.64B.

Which company is more profitable?

Unitedhealth (UNH) has the highest net margin (Ethos Technologies (LIFE) -21.5%, Unitedhealth (UNH) 3.5%).

Which stock has performed better?

Over the past year Unitedhealth (UNH) returned the most: Akso Health (AHG) -16.4%, Unitedhealth (UNH) +23.7%. Over five years, Unitedhealth (UNH) compounded fastest (Akso Health (AHG) -21.0%/yr, Unitedhealth (UNH) -2.1%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Akso Health (AHG) 0.00%, Ethos Technologies (LIFE) 0.00%, Unitedhealth (UNH) 0.02%. Akso Health (AHG) and Ethos Technologies (LIFE) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Unitedhealth (UNH) has been the steadiest (Akso Health (AHG) 95.1%, Ethos Technologies (LIFE) 88.0%, Unitedhealth (UNH) 35.8%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, AHG, LIFE and UNH?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Unitedhealth (UNH) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.