AGYS vs DBD vs TOST Stock Comparison

Agilysys, Diebold Nixdorf and Toast Prices as of Oct 23, 2026 Peers: Industry group
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AGYS Agilysys Inc
$120.69 +19.3% 1M +3.6% 1Y
Market cap
$3.46B
P/E
80.6x
Revenue (TTM)
$330.31M
Div. yield
–
Restaurant and Retail Software Technology
2 wins
DBD DIEBOLD NIXDORF, Inc
$69.22 +9.7% 1M +19.7% 1Y
Market cap
$2.36B
P/E
21.3x
Revenue (TTM)
$3.87B
Div. yield
–
Restaurant and Retail Software Technology
5 wins
TOST Toast, Inc.
$32.72 +9.7% 1M -15.7% 1Y
Market cap
$18.55B
P/E
38.2x
Revenue (TTM)
$6.80B
Div. yield
–
Restaurant and Retail Software Technology
2 wins

Head to Head

9 decided of 12

Diebold Nixdorf leads on 5 of the 12 questions below (Diebold Nixdorf 5, Toast 2, Agilysys 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAGYSDBDTOSTLeader
Larger companyMarket capitalisation $3.46B $2.36B $18.55B TOST
Cheaper on earningsLower P/E, profitable companies only 80.6x 21.3x 38.2x DBD
Cheaper on forward earningsLower price / next fiscal year consensus EPS 51.6x 12.3x 24.8x DBD
Faster revenue growthRevenue growth, trailing twelve months +14.4% +5.4% +23.0% TOST
More profitableNet margin, trailing twelve months 13.0% 2.9% 7.1% AGYS
Better return on capitalReturn on invested capital — 9.1% — –
Less leveragedLower net debt / EBITDA — 1.7x — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +3.6% +19.7% -15.7% DBD
Better 5-year returnAnnualised price return, 5 years +18.5%/yr — -8.0%/yr AGYS
Less volatileAnnualised volatility, 1 year 55.5% 40.3% 48.0% DBD
Higher overall scoreMean of the five percentile scores vs peers 70/100 72/100 69/100 DBD

Percentile Scorecard

AGYSDBDTOST

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAGYSDBDTOST
Valuation 32 #62 of 90 92 #8 of 90 52 #44 of 90
Growth 96 #4 of 82 78 #19 of 82 98 #3 of 82
Profitability 78 #18 of 77 61 #31 of 77 65 #28 of 77
Financial Health 73 #27 of 96 35 #63 of 96 71 #29 of 96
Shareholder Returns – 93 #5 of 54 60 #22 of 54
Overall 70 72 69
  • AGYS ranked among 99 companies in Vertical Software
  • DBD ranked among 99 companies in Vertical Software
  • TOST ranked among 99 companies in Vertical Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAGYSDBDTOSTSPY
1 month +19.3%+9.7%+9.7% -1.0%
3 months +22.5%-22.5%+12.6% +2.9%
6 months +80.8%-19.2%+12.7% +6.4%
Year to date +1.6%+2.0%-7.9% +11.4%
1 year +3.6%+19.7%-15.7% +13.1%
3 years +50.7%+265.3%+84.3% +79.4%
3 years, per year +14.7%+54.1%+22.6% +21.5%
5 years +133.4%—-34.1% +67.7%
5 years, per year +18.5%—-8.0% +10.9%
10 years +1,114.2%—— +255.2%
10 years, per year +28.4%—— +13.5%

Risk

MeasureAGYSDBDTOSTSPY
Volatility, 1Y 55.5%40.3%48.0% 12.7%
Downside volatility, 1Y 56.4%44.6%53.1% 12.7%
Beta vs S&P 500, 1Y 0.461.111.07 1.00
Return / volatility, 1Y 0.060.49-0.33 1.03
Max drawdown, 5Y -56.1%-33.6%-80.6% -25.4%
From 52-week high -14.5%-23.7%-16.1% -2.5%
52-week high $141.12$90.73$39.02 $779.14
52-week low $62.19$56.24$22.33 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAGYSDBDTOST
P/E now vs peer median 79.1xmedian 42.7x 21.4xmedian 42.7x 38.9xmedian 42.7x
P/S now vs peer median 10.3xmedian 2.7x 0.6xmedian 2.7x 2.8xmedian 2.7x
EV/EBITDA now vs peer median 60.7xmedian 19.0x 8.0xmedian 19.0x 29.6xmedian 19.0x
P/FCF now vs peer median 42.3xmedian 19.6x 9.9xmedian 19.6x 32.8xmedian 19.6x
P/B now vs peer median 10.1xmedian 1.8x 2.4xmedian 1.8x 9.2xmedian 1.8x
PEG now vs peer median 1.52median 1.75 0.69median 1.75 0.83median 1.75

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAGYSDBDTOST
Revenue $330.31M $3.87B $6.80B
Gross profit $208.29M $977.60M $1.82B
Operating income $48.23M $246.30M $431.00M
Net income $42.89M $113.90M $486.00M
Free cash flow $80.44M $238.10M $576.00M
R&D $75.54M $84.30M $405.00M
EPS (diluted) $1.51 $3.15 $0.82
Cash & equivalents $123.71M $282.40M $1.02B
Total debt – $942.90M –
Shares (diluted) 28.42M 35.30M 590.00M
Enterprise value $3.08B $1.03B $11.22B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAGYSDBDTOST
P/E 79.1x 21.4x 38.9x
P/FCF 42.3x 9.9x 32.8x
P/Operating cash flow 41.4x 8.6x 29.7x
P/S 10.3x 0.6x 2.8x
P/B 10.1x 2.4x 9.2x
P/Tangible book 12.4x 10.1x 9.3x
EV/EBITDA 60.7x 8.0x 29.6x
EV/EBIT 68.0x 12.2x 39.8x
EV/Revenue 9.9x 0.8x 2.5x
EV/FCF 40.8x 12.7x 29.8x
EV/Operating cash flow 39.9x 11.0x 27.0x
PEG (3Y EPS CAGR) 1.52 0.69 0.83

Growth

14 metrics
MetricAGYSDBDTOST
Revenue growth (1Y) 14.4% 5.4% 23.0%
Revenue CAGR (3Y) 16.9% 2.8% 27.1%
Gross profit growth (1Y) 16.1% 8.1% 30.5%
Gross profit CAGR (3Y) 18.4% 4.9% 38.1%
Operating income growth (1Y) 125.7% 42.0% 128.0%
Operating income CAGR (3Y) 64.7% 97.9% 47.5%
Net income growth (1Y) 206.2% 1,019% 117.0%
Net income CAGR (3Y) 48.5% 28.4% 48.7%
EPS growth (1Y) 204.8% 1,016% 122.5%
EPS CAGR (3Y) 52.0% 31.1% 46.7%
Operating cash flow growth (1Y) 65.4% 16.7% 13.8%
Operating cash flow CAGR (3Y) 33.7% – 106.7%
Free cash flow growth (1Y) 70.7% 12.7% 13.4%
Free cash flow CAGR (3Y) 49.3% – 82.9%

Profitability

14 metrics
MetricAGYSDBDTOST
Gross margin 63.1% 25.2% 26.7%
EBITDA margin 16.4% 9.7% 8.5%
Operating margin 14.6% 6.4% 6.3%
Pretax margin 16.5% 4.2% 7.3%
Net margin 13.0% 2.9% 7.1%
FCF margin 24.4% 6.1% 8.5%
Operating cash flow margin 24.9% 7.1% 9.3%
Return on equity 12.9% 11.4% 24.1%
Return on assets 9.0% 3.0% 15.5%
Return on invested capital – 9.1% –
Return on capital employed 13.0% 10.1% 21.2%
Asset turnover 0.7x 1.0x 2.2x
Cash conversion (OCF / net income) 1.9x 2.4x 1.3x
Stock comp / revenue 6.9% 0.3% 3.4%

Financial Health

11 metrics
MetricAGYSDBDTOST
Debt / assets – 25.2% –
Debt / equity – 1.0x –
Net debt / EBITDA – 1.7x –
Debt / FCF – 4.0x –
Liabilities / assets 28.4% 73.9% 35.7%
Equity / assets 71.6% 26.1% 64.3%
Interest coverage 139.4x 2.7x –
Current ratio 1.7x 1.3x 2.4x
Quick ratio 1.6x 0.6x 1.7x
Cash ratio 1.2x 0.2x 1.6x
Altman Z-score 17.03 1.92 12.71

Shareholder Returns

7 metrics
MetricAGYSDBDTOST
Dividend yield – – –
Net buyback yield – 9.0% 2.7%
Shareholder yield 0.0% 9.0% 2.7%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAGYSDBDTOST
Forward P/E 51.6xFY2026 12.3xFY2026 24.8xFY2026
EPS, next fiscal year $2.34FY2026 $5.62FY2026 $1.32FY2026
EPS growth, next FY +30.7%FY2026 +0.5%FY2026 +34.7%FY2026
EPS growth, the year after +32.1% +31.5% +35.6%
Revenue, next fiscal year $387.61MFY2026 $4.12BFY2026 $7.84BFY2026
Revenue growth, next FY +21.4%FY2026 +8.1%FY2026 +27.5%FY2026
Revenue growth, the year after +4.5% +3.7% +17.8%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAGYSDBDTOST
Held by institutions 100.0% 100.0% 93.1%
Institutions holding 288 213 774
Change in shares held, QoQ +5.5% +8.6% +8.1%
Institutions buying 178 129 427
Institutions selling 71 61 245
Buyers to sellers 2.51 2.11 1.74

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AGYSDBDTOST
AGYS 1.00 0.16 0.46
DBD 0.16 1.00 0.22
TOST 0.46 0.22 1.00

Add a Peer

Largest companies in the same industry

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Frequently Asked Questions

Which is bigger, AGYS, DBD and TOST?

Toast (TOST) is the largest by market capitalisation: Agilysys (AGYS) $3.46B, Diebold Nixdorf (DBD) $2.36B, Toast (TOST) $18.55B.

Which stock is cheaper, AGYS, DBD and TOST?

Diebold Nixdorf (DBD) trades on the lowest price-to-earnings ratio (Agilysys (AGYS) 80.6x, Diebold Nixdorf (DBD) 21.3x, Toast (TOST) 38.2x). On next year's consensus earnings, Diebold Nixdorf (DBD) is cheapest (Agilysys (AGYS) 51.6x, Diebold Nixdorf (DBD) 12.3x, Toast (TOST) 24.8x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Toast (TOST) grew revenue fastest over the trailing twelve months: Agilysys (AGYS) +14.4%, Diebold Nixdorf (DBD) +5.4%, Toast (TOST) +23.0%.

Which company is more profitable?

Agilysys (AGYS) has the highest net margin (Agilysys (AGYS) 13.0%, Diebold Nixdorf (DBD) 2.9%, Toast (TOST) 7.1%).

Which stock has performed better?

Over the past year Diebold Nixdorf (DBD) returned the most: Agilysys (AGYS) +3.6%, Diebold Nixdorf (DBD) +19.7%, Toast (TOST) -15.7%. Over five years, Agilysys (AGYS) compounded fastest (Agilysys (AGYS) +18.5%/yr, Toast (TOST) -8.0%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Diebold Nixdorf (DBD) has been the steadiest (Agilysys (AGYS) 55.5%, Diebold Nixdorf (DBD) 40.3%, Toast (TOST) 48.0%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, AGYS, DBD and TOST?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Diebold Nixdorf (DBD) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.