AGM vs RKT vs RMSG Stock Comparison

Federal Agricultural Mortgage, Rocket Companies and Real Messenger Prices as of Oct 27, 2026 Peers: Industry group
RKT Rocket Companies, Inc.
$11.85 -2.7% 1M -34.7% 1Y
Market cap
$32.94B
P/E
69.9x
Revenue (TTM)
$10.02B
Div. yield
–
Mortgage Lending Financial Services
2 wins
RMSG Real Messenger Corp
$0.22 -24.1% 1M -91.1% 1Y
Market cap
$1.96M
P/E
–
Revenue (TTM)
—
Div. yield
–
Residential Brokerage Real Estate

Head to Head

10 decided of 12

Federal Agricultural Mortgage leads on 8 of the 12 questions below (Federal Agricultural Mortgage 8, Rocket Companies 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAGMRKTRMSGLeader
Larger companyMarket capitalisation $2.22B $32.94B $1.96M RKT
Cheaper on earningsLower P/E, profitable companies only 11.1x 69.9x -0.5x AGM
Cheaper on forward earningsLower price / next fiscal year consensus EPS 9.5x 19.8x — AGM
Faster revenue growthRevenue growth, trailing twelve months +14.7% +101.7% — RKT
More profitableNet margin, trailing twelve months 44.9% 4.7% — AGM
Better return on capitalReturn on invested capital 3.6% 2.4% — AGM
Less leveragedLower net debt / EBITDA — 10.8x — –
Higher dividend yieldTrailing dividend yield 0.04% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +25.6% -34.7% -91.1% AGM
Better 5-year returnAnnualised price return, 5 years +10.5%/yr -5.6%/yr -53.3%/yr AGM
Less volatileAnnualised volatility, 1 year 31.0% 58.9% 257.4% AGM
Higher overall scoreMean of the five percentile scores vs peers 44/100 41/100 — AGM

Percentile Scorecard

AGMRKTRMSG

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAGMRKTRMSG
Valuation 29 #120 of 169 16 #142 of 169 0 #18 of 18
Growth 62 #61 of 160 91 #16 of 160 –
Profitability 70 #45 of 149 34 #99 of 149 –
Financial Health 8 #146 of 158 47 #85 of 158 69 #6 of 17
Shareholder Returns 52 #66 of 136 16 #114 of 136 –
Overall 44 41 –
  • AGM ranked among 174 companies in Lending and Credit
  • RKT ranked among 174 companies in Lending and Credit
  • RMSG ranked among 19 companies in Real Estate Services

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAGMRKTRMSGSPY
1 month -4.5%-2.7%-24.1% -0.2%
3 months -4.1%-15.2%-42.1% +3.9%
6 months +16.7%-22.6%-84.8% +8.2%
Year to date +16.2%-38.8%-83.7% +12.9%
1 year +25.6%-34.7%-91.1% +12.3%
3 years +40.7%+62.3%-98.1% +87.4%
3 years, per year +12.1%+17.5%-73.2% +23.3%
5 years +64.9%-24.9%-97.8% +67.9%
5 years, per year +10.5%-5.6%-53.3% +10.9%
10 years +389.3%—— +261.1%
10 years, per year +17.2%—— +13.7%

Risk

MeasureAGMRKTRMSGSPY
Volatility, 1Y 31.0%58.9%257.4% 12.7%
Downside volatility, 1Y 33.7%57.8%188.7% 12.7%
Beta vs S&P 500, 1Y 0.572.261.07 1.00
Return / volatility, 1Y 0.83-0.59-0.35 0.97
Max drawdown, 5Y -35.8%-64.8%-99.4% -25.4%
From 52-week high -15.4%-49.4%-92.6% -1.2%
52-week high $241.09$23.44$2.99 $779.14
52-week low $139.00$10.53$0.22 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAGMRKTRMSG
P/E now vs peer median 11.1xmedian 11.1x 71.3xmedian 11.1x -0.5xmedian 21.2x
P/S now vs peer median 5.0xmedian 2.6x 4.4xmedian 2.6x 66.5xmedian 0.7x
EV/EBITDA now vs peer median —median 13.5x 30.5xmedian 13.5x —median 9.8x
P/FCF now vs peer median 7.1xmedian 7.0x -57.6xmedian 7.0x -0.5xmedian 12.3x
P/B now vs peer median 1.2xmedian 0.7x 1.9xmedian 0.7x 4.0xmedian 1.8x
PEG now vs peer median 1.14median 0.32 0.45median 0.32 —median 0.52

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAGMRKTRMSG
Revenue $445.56M $10.02B –
Net income $229.00M $471.36M –
Free cash flow $310.06M -$772.00M –
EPS (diluted) $18.38 $0.17 –
Cash & equivalents $1.04B $3.10B $321.97K
Total debt $34.78B $27.41B –
Shares (diluted) 10.88M 2.84B 8.91M
Enterprise value -$1.43B $18.62B -$7.57M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAGMRKTRMSG
P/E 11.1x 71.3x -0.5x
P/FCF 7.1x -57.6x -0.5x
P/Operating cash flow 7.1x -70.2x –
P/S 5.0x 4.4x 66.5x
P/B 1.2x 1.9x 4.0x
P/Tangible book 1.2x 9.6x 4.0x
EV/EBITDA – 30.5x –
EV/EBIT 23.1x 39.8x –
EV/Revenue 80.7x 6.9x –
EV/FCF 116.0x -89.1x –
EV/Operating cash flow 116.0x -108.5x –
PEG (3Y EPS CAGR) 1.14 0.45 –

Growth

14 metrics
MetricAGMRKTRMSG
Revenue growth (1Y) 14.7% 101.7% –
Revenue CAGR (3Y) 11.7% 39.7% –
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – –
Operating income CAGR (3Y) – – –
Net income growth (1Y) 8.6% 4,530% –
Net income CAGR (3Y) 8.5% 39.3% –
EPS growth (1Y) 8.2% 5,670% –
EPS CAGR (3Y) 9.7% 157.4% –
Operating cash flow growth (1Y) 37.4% 70.4% –
Operating cash flow CAGR (3Y) -12.5% -30.9% –
Free cash flow growth (1Y) 37.5% 65.1% –
Free cash flow CAGR (3Y) -12.5% -32.0% –

Profitability

14 metrics
MetricAGMRKTRMSG
Gross margin – – –
EBITDA margin – 22.5% –
Operating margin – – –
Pretax margin 62.9% 6.6% –
Net margin 44.9% 4.7% –
FCF margin 69.6% -7.7% –
Operating cash flow margin 69.6% -6.3% –
Return on equity 12.8% 2.0% –
Return on assets 0.6% 0.8% –
Return on invested capital 3.6% 2.4% –
Return on capital employed – – –
Asset turnover 0.0x 0.2x –
Cash conversion (OCF / net income) 1.4x -1.3x –
Stock comp / revenue 1.9% 4.3% –

Financial Health

11 metrics
MetricAGMRKTRMSG
Debt / assets 88.5% 45.0% –
Debt / equity 18.8x 1.2x –
Net debt / EBITDA – 10.8x –
Debt / FCF 112.2x -35.5x –
Liabilities / assets 95.3% 61.4% 51.1%
Equity / assets 4.7% 38.6% 48.9%
Interest coverage 1.2x 1.6x –
Current ratio – – 1.8x
Quick ratio – – 0.7x
Cash ratio – – 0.7x
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricAGMRKTRMSG
Dividend yield 3.1% – –
Net buyback yield -4.1% -0.2% –
Shareholder yield -1.0% -0.2% –
Payout ratio (earnings) 41.2% – –
Payout ratio (FCF) 30.4% – –
Dividend growth (1Y) 9.4% – –
Dividend CAGR (3Y) 9.6% – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAGMRKTRMSG
Forward P/E 9.5xFY2026 19.8xFY2026 –
EPS, next fiscal year $21.54FY2026 $0.60FY2026 –
EPS growth, next FY +29.3%FY2026 +114.3%FY2026 –
EPS growth, the year after +2.3% +21.7% –
Revenue, next fiscal year $449.96MFY2026 $11.31BFY2026 –
Revenue growth, next FY +9.7%FY2026 +68.8%FY2026 –
Revenue growth, the year after +28.6% +6.4% –

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAGMRKTRMSG
Held by institutions 86.3% 50.4% –
Institutions holding 256 793 –
Change in shares held, QoQ +1.5% +16.2% –
Institutions buying 148 429 –
Institutions selling 71 259 –
Buyers to sellers 2.08 1.66 –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AGMRKTRMSG
AGM 1.00 0.27 0.00
RKT 0.27 1.00 0.10
RMSG 0.00 0.10 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, AGM, RKT and RMSG?

Rocket Companies (RKT) is the largest by market capitalisation: Federal Agricultural Mortgage (AGM) $2.22B, Rocket Companies (RKT) $32.94B, Real Messenger (RMSG) $1.96M.

Which stock is cheaper, AGM, RKT and RMSG?

Federal Agricultural Mortgage (AGM) trades on the lowest price-to-earnings ratio (Federal Agricultural Mortgage (AGM) 11.1x, Rocket Companies (RKT) 69.9x, Real Messenger (RMSG) -0.5x). On next year's consensus earnings, Federal Agricultural Mortgage (AGM) is cheapest (Federal Agricultural Mortgage (AGM) 9.5x, Rocket Companies (RKT) 19.8x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Rocket Companies (RKT) grew revenue fastest over the trailing twelve months: Federal Agricultural Mortgage (AGM) +14.7%, Rocket Companies (RKT) +101.7%.

Which company is more profitable?

Federal Agricultural Mortgage (AGM) has the highest net margin (Federal Agricultural Mortgage (AGM) 44.9%, Rocket Companies (RKT) 4.7%). On return on invested capital, Federal Agricultural Mortgage (AGM) leads (Federal Agricultural Mortgage (AGM) 3.6%, Rocket Companies (RKT) 2.4%).

Which stock has performed better?

Over the past year Federal Agricultural Mortgage (AGM) returned the most: Federal Agricultural Mortgage (AGM) +25.6%, Rocket Companies (RKT) -34.7%, Real Messenger (RMSG) -91.1%. Over five years, Federal Agricultural Mortgage (AGM) compounded fastest (Federal Agricultural Mortgage (AGM) +10.5%/yr, Rocket Companies (RKT) -5.6%/yr, Real Messenger (RMSG) -53.3%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Federal Agricultural Mortgage (AGM) 0.04%, Rocket Companies (RKT) 0.00%, Real Messenger (RMSG) 0.00%. Rocket Companies (RKT) and Real Messenger (RMSG) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Federal Agricultural Mortgage (AGM) has been the steadiest (Federal Agricultural Mortgage (AGM) 31.0%, Rocket Companies (RKT) 58.9%, Real Messenger (RMSG) 257.4%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, AGM, RKT and RMSG?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Federal Agricultural Mortgage (AGM) leads on 8. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.