AGM vs PAPL Stock Comparison

Federal Agricultural Mortgage and Pineapple Financial Prices as of Oct 29, 2026 Peers: Industry group

Head to Head

6 decided of 12

Federal Agricultural Mortgage leads on 6 of the 12 questions below (Federal Agricultural Mortgage 6). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAGMPAPLLeader
Larger companyMarket capitalisation $2.21B $24.51M AGM
Cheaper on earningsLower P/E, profitable companies only 11.0x -9.8x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS 9.4x — –
Faster revenue growthRevenue growth, trailing twelve months +14.7% -6.6% AGM
More profitableNet margin, trailing twelve months 44.9% -90.1% AGM
Better return on capitalReturn on invested capital 3.6% — –
Less leveragedLower net debt / EBITDA — 26.6x –
Higher dividend yieldTrailing dividend yield 3.10% — –
Better 1-year returnPrice return, last 12 months +28.9% -78.6% AGM
Better 5-year returnAnnualised price return, 5 years +10.0%/yr — –
Less volatileAnnualised volatility, 1 year 30.9% 138.0% AGM
Higher overall scoreMean of the five percentile scores vs peers 45/100 28/100 AGM

Percentile Scorecard

AGMPAPL

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAGMPAPL
Valuation 28 #122 of 169 7 #157 of 169
Growth 62 #61 of 159 41 #95 of 159
Profitability 70 #44 of 146 12 #128 of 146
Financial Health 8 #141 of 153 52 #74 of 153
Shareholder Returns 55 #62 of 135 –
Overall 45 28
  • AGM ranked among 174 companies in Lending and Credit
  • PAPL ranked among 174 companies in Lending and Credit

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAGMPAPLSPY
1 month -4.2%-4.0% +0.7%
3 months -7.8%-22.6% +3.7%
6 months +17.0%-44.5% +7.1%
Year to date +15.8%-31.9% +12.8%
1 year +28.9%-78.6% +11.9%
3 years +37.4%— +85.2%
3 years, per year +11.2%— +22.8%
5 years +61.2%— +67.6%
5 years, per year +10.0%— +10.9%
10 years +391.6%— +262.0%
10 years, per year +17.3%— +13.7%

Risk

MeasureAGMPAPLSPY
Volatility, 1Y 30.9%138.0% 12.7%
Downside volatility, 1Y 33.7%123.9% 12.6%
Beta vs S&P 500, 1Y 0.571.38 1.00
Return / volatility, 1Y 0.94-0.57 0.94
Max drawdown, 5Y -35.8%-99.4% -25.4%
From 52-week high -15.7%-78.7% -1.2%
52-week high $241.09$4.50 $779.14
52-week low $139.00$0.58 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAGMPAPL
P/E now vs peer median 11.0xmedian 11.7x -9.8xmedian 11.7x
P/S now vs peer median 4.9xmedian 2.7x 8.8xmedian 2.7x
EV/EBITDA now vs peer median —median 13.1x 86.3xmedian 13.1x
P/FCF now vs peer median 7.1xmedian 6.5x -4.8xmedian 6.5x
P/B now vs peer median 1.2xmedian 0.7x 0.5xmedian 0.7x
PEG now vs peer median 1.13median 0.33 —median 0.33

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAGMPAPL
Revenue $445.56M $2.78M
Operating income – -$402.62K
Net income $229.00M -$2.51M
Free cash flow $310.06M -$5.13M
EPS (diluted) $18.38 $-0.10
Cash & equivalents $1.04B $10.51M
Total debt $34.78B $53.03M
Shares (diluted) 10.88M 25.58M
Enterprise value -$1.44B -$7.49M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAGMPAPL
P/E 11.0x -9.8x
P/FCF 7.1x -4.8x
P/Operating cash flow 7.1x -4.8x
P/S 4.9x 8.8x
P/B 1.2x 0.5x
P/Tangible book 1.2x 11.0x
EV/EBITDA – 86.3x
EV/EBIT 23.1x -88.0x
EV/Revenue 80.7x 12.8x
EV/FCF 115.9x -6.9x
EV/Operating cash flow 115.9x -6.9x
PEG (3Y EPS CAGR) 1.13 –

Growth

14 metrics
MetricAGMPAPL
Revenue growth (1Y) 14.7% -6.6%
Revenue CAGR (3Y) 11.7% –
Gross profit growth (1Y) – –
Gross profit CAGR (3Y) – –
Operating income growth (1Y) – 88.0%
Operating income CAGR (3Y) – –
Net income growth (1Y) 8.6% 29.1%
Net income CAGR (3Y) 8.5% –
EPS growth (1Y) 8.2% 98.2%
EPS CAGR (3Y) 9.7% –
Operating cash flow growth (1Y) 37.4% -628.7%
Operating cash flow CAGR (3Y) -12.5% –
Free cash flow growth (1Y) 37.5% -629.0%
Free cash flow CAGR (3Y) -12.5% –

Profitability

14 metrics
MetricAGMPAPL
Gross margin – –
EBITDA margin – 14.8%
Operating margin – -14.5%
Pretax margin 62.9% -74.1%
Net margin 44.9% -90.1%
FCF margin 69.6% -184.6%
Operating cash flow margin 69.6% -184.6%
Return on equity 12.8% -5.2%
Return on assets 0.6% -3.3%
Return on invested capital 3.6% –
Return on capital employed – -1.0%
Asset turnover 0.0x 0.0x
Cash conversion (OCF / net income) 1.4x 2.0x
Stock comp / revenue 1.9% 3.9%

Financial Health

11 metrics
MetricAGMPAPL
Debt / assets 88.5% 28.3%
Debt / equity 18.8x 0.4x
Net debt / EBITDA – 26.6x
Debt / FCF 112.2x -4.2x
Liabilities / assets 95.3% 31.9%
Equity / assets 4.7% 68.1%
Interest coverage 1.2x -0.4x
Current ratio – 1.0x
Quick ratio – 1.0x
Cash ratio – 0.4x
Altman Z-score – 0.35

Shareholder Returns

7 metrics
MetricAGMPAPL
Dividend yield 3.1% –
Net buyback yield -4.1% –
Shareholder yield -1.0% –
Payout ratio (earnings) 41.2% –
Payout ratio (FCF) 30.4% –
Dividend growth (1Y) 9.4% –
Dividend CAGR (3Y) 9.6% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAGMPAPL
Forward P/E 9.4xFY2026 –
EPS, next fiscal year $21.54FY2026 $-0.32FY2026
EPS growth, next FY +29.3%FY2026 –
EPS growth, the year after +2.3% –
Revenue, next fiscal year $449.96MFY2026 $4.16MFY2026
Revenue growth, next FY +9.7%FY2026 +39.1%FY2026
Revenue growth, the year after +28.6% +77.2%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAGMPAPL
Held by institutions 86.3% –
Institutions holding 256 –
Change in shares held, QoQ +1.5% –
Institutions buying 148 –
Institutions selling 71 –
Buyers to sellers 2.08 –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AGMPAPL
AGM 1.00 0.08
PAPL 0.08 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, AGM and PAPL?

Federal Agricultural Mortgage (AGM) is the largest by market capitalisation: Federal Agricultural Mortgage (AGM) $2.21B, Pineapple Financial (PAPL) $24.51M.

Which company is growing faster?

Federal Agricultural Mortgage (AGM) grew revenue fastest over the trailing twelve months: Federal Agricultural Mortgage (AGM) +14.7%, Pineapple Financial (PAPL) -6.6%.

Which company is more profitable?

Federal Agricultural Mortgage (AGM) has the highest net margin (Federal Agricultural Mortgage (AGM) 44.9%, Pineapple Financial (PAPL) -90.1%).

Which stock has performed better?

Over the past year Federal Agricultural Mortgage (AGM) returned the most: Federal Agricultural Mortgage (AGM) +28.9%, Pineapple Financial (PAPL) -78.6%. Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Federal Agricultural Mortgage (AGM) 3.10%. Pineapple Financial (PAPL) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Federal Agricultural Mortgage (AGM) has been the steadiest (Federal Agricultural Mortgage (AGM) 30.9%, Pineapple Financial (PAPL) 138.0%). Volatility measures how widely the price swings, not the risk of the business.

Do AGM and PAPL move together?

Their daily returns over the past year have a correlation of 0.08, a weak relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, AGM and PAPL?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Federal Agricultural Mortgage (AGM) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.