AFG vs BRK-B vs CSANY Stock Comparison

American Financial, Berkshire Hathaway and Cosan Prices as of Oct 28, 2026 Peers: Industry group
AFG American Financial Group Inc
$150.30 +8.8% 1M +14.9% 1Y
Market cap
$12.69B
P/E
13.3x
Revenue (TTM)
$8.28B
Div. yield
0.05%
Property and Casualty Insurance Financial Services
2 wins
BRK-B Berkshire Hathaway Inc
$541.34 +7.6% 1M +12.4% 1Y
Market cap
$780.29M
P/E
0.0x
Revenue (TTM)
$384.69B
Div. yield
–
Property and Casualty Insurance Financial Services
5 wins
CSANY Cosan S.A.
$1.83 -38.2% 1M -59.8% 1Y
Market cap
$1.10B
P/E
–
Revenue (TTM)
$7.59B
Div. yield
–
Integrated Oil and Gas Energy
3 wins

Head to Head

10 decided of 12

Berkshire Hathaway leads on 5 of the 12 questions below (Berkshire Hathaway 5, Cosan 3, American Financial 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAFGBRK-BCSANYLeader
Larger companyMarket capitalisation $12.69B $780.29M $1.10B AFG
Cheaper on earningsLower P/E, profitable companies only 13.3x 0.0x -0.7x BRK-B
Cheaper on forward earningsLower price / next fiscal year consensus EPS 11.4x — — –
Faster revenue growthRevenue growth, trailing twelve months -0.2% +3.9% -0.9% BRK-B
More profitableNet margin, trailing twelve months 11.5% 22.3% -21.9% BRK-B
Better return on capitalReturn on invested capital 15.9% -10.4% 129.2% CSANY
Less leveragedLower net debt / EBITDA -0.3x 2.4x -0.3x CSANY
Higher dividend yieldTrailing dividend yield 0.05% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +14.9% +12.4% -59.8% AFG
Better 5-year returnAnnualised price return, 5 years +2.0%/yr +13.5%/yr -33.4%/yr BRK-B
Less volatileAnnualised volatility, 1 year 18.2% 14.6% 90.6% BRK-B
Higher overall scoreMean of the five percentile scores vs peers 40/100 28/100 46/100 CSANY

Percentile Scorecard

AFGBRK-BCSANY

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAFGBRK-BCSANY
Valuation 36 #76 of 119 14 #102 of 119 87 #14 of 99
Growth 22 #88 of 113 30 #79 of 113 15 #83 of 97
Profitability 68 #35 of 107 32 #73 of 107 45 #53 of 96
Financial Health 55 #49 of 107 57 #47 of 107 66 #35 of 102
Shareholder Returns 18 #86 of 105 9 #96 of 105 17 #64 of 77
Overall 40 28 46
  • AFG ranked among 126 companies in Insurance
  • BRK-B ranked among 126 companies in Insurance
  • CSANY ranked among 103 companies in Oil and Gas Upstream

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAFGBRK-BCSANYSPY
1 month +8.8%+7.6%-38.2% +0.9%
3 months +4.7%+6.3%-40.2% +5.9%
6 months +16.1%+13.9%-53.3% +8.5%
Year to date +10.0%+7.7%-53.7% +13.3%
1 year +14.9%+12.4%-59.8% +12.4%
3 years +39.9%+63.2%-85.7% +88.1%
3 years, per year +11.9%+17.7%-47.7% +23.5%
5 years +10.5%+88.6%-86.9% +68.2%
5 years, per year +2.0%+13.5%-33.4% +11.0%
10 years +102.0%+275.9%— +263.4%
10 years, per year +7.3%+14.2%— +13.8%

Risk

MeasureAFGBRK-BCSANYSPY
Volatility, 1Y 18.2%14.6%90.6% 12.7%
Downside volatility, 1Y 17.2%14.2%107.8% 12.7%
Beta vs S&P 500, 1Y -0.20-0.021.14 1.00
Return / volatility, 1Y 0.820.85-0.66 0.98
Max drawdown, 5Y -29.4%-26.6%-91.1% -25.4%
From 52-week high -2.1%-1.3%-66.4% -0.9%
52-week high $153.47$548.72$5.45 $779.14
52-week low $124.18$465.40$1.83 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAFGBRK-BCSANY
P/E now vs peer median 13.1xmedian 10.9x 0.0xmedian 10.9x -0.7xmedian 12.4x
P/S now vs peer median 1.5xmedian 1.4x 3.0xmedian 1.4x 0.2xmedian 2.0x
EV/EBITDA now vs peer median 9.3xmedian 7.5x -9.6xmedian 7.5x 0.3xmedian 5.9x
P/FCF now vs peer median 8.7xmedian 8.5x 48.2xmedian 8.5x 1.8xmedian 10.0x
P/B now vs peer median 2.6xmedian 1.5x 1.6xmedian 1.5x 0.3xmedian 1.5x
PEG now vs peer median 2.80median 0.59 —median 0.59 0.01median 0.92

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAFGBRK-BCSANY
Revenue $8.28B $384.69B $7.59B
Gross profit $3.96B $215.64B $2.62B
Operating income $1.20B -$111.18B $1.96B
Net income $953.00M $86.08B -$1.37B
Free cash flow $1.43B $24.22B $1.01B
EPS (diluted) $11.48 – $-2.68
Cash & equivalents $1.44B $40.61B $2.58B
Total debt $1.82B $128.60B $4.35B
Shares (diluted) 83.00M – 617.57M
Enterprise value $3.21B -$1.42T -$9.94B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAFGBRK-BCSANY
P/E 13.1x 0.0x -0.7x
P/FCF 8.7x 48.2x 1.8x
P/Operating cash flow 8.0x 25.0x 0.7x
P/S 1.5x 3.0x 0.2x
P/B 2.6x 1.6x 0.3x
P/Tangible book 2.6x 1.6x 1.8x
EV/EBITDA 9.3x -9.6x 0.3x
EV/EBIT 10.0x -8.4x 0.5x
EV/Revenue 1.5x 2.4x 0.1x
EV/FCF 8.4x 38.4x 0.9x
EV/Operating cash flow 7.7x 20.0x 0.4x
PEG (3Y EPS CAGR) 2.80 – 0.01

Growth

14 metrics
MetricAFGBRK-BCSANY
Revenue growth (1Y) -0.2% 3.9% -0.9%
Revenue CAGR (3Y) 3.4% 4.9% -20.2%
Gross profit growth (1Y) 6.5% 2.1% 4.7%
Gross profit CAGR (3Y) – 1.0% -10.5%
Operating income growth (1Y) 23.3% -4.9% 52.4%
Operating income CAGR (3Y) 3.8% -8.5% -8.8%
Net income growth (1Y) 24.7% 35.9% 19.5%
Net income CAGR (3Y) 3.8% -0.5% -61.8%
EPS growth (1Y) 25.5% – -169.9%
EPS CAGR (3Y) 4.7% – -74.8%
Operating cash flow growth (1Y) -6.0% 70.1% -18.5%
Operating cash flow CAGR (3Y) 10.6% 2.6% -11.2%
Free cash flow growth (1Y) -7.4% 194.4% -69.1%
Free cash flow CAGR (3Y) 9.3% -2.5% -43.2%

Profitability

14 metrics
MetricAFGBRK-BCSANY
Gross margin 47.8% 56.1% 34.5%
EBITDA margin 15.6% -25.3% 35.6%
Operating margin 14.5% -28.9% 25.9%
Pretax margin 23.1% 29.2% -15.0%
Net margin 11.5% 22.3% -21.9%
FCF margin 17.3% 6.3% 13.3%
Operating cash flow margin 18.9% 12.1% 33.1%
Return on equity 35.0% 11.6% -26.1%
Return on assets 5.1% 6.8% -6.3%
Return on invested capital 15.9% -10.4% 129.2%
Return on capital employed – – 8.5%
Asset turnover 0.3x 0.3x 0.3x
Cash conversion (OCF / net income) 1.6x 0.5x -1.8x
Stock comp / revenue – – 0.2%

Financial Health

11 metrics
MetricAFGBRK-BCSANY
Debt / assets 5.5% 10.2% 6.9%
Debt / equity 0.4x 0.2x 0.3x
Net debt / EBITDA -0.3x 2.4x -0.3x
Debt / FCF 1.3x 5.3x 1.7x
Liabilities / assets 85.4% 40.6% 74.8%
Equity / assets 14.6% 59.4% 25.2%
Interest coverage 13.5x -21.4x 1.3x
Current ratio – – –
Quick ratio – – 3.4x
Cash ratio – – 2.4x
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricAFGBRK-BCSANY
Dividend yield 4.7% – –
Net buyback yield 0.6% 0.4% -4.0%
Shareholder yield 5.4% 0.4% -4.0%
Payout ratio (earnings) 60.4% – –
Payout ratio (FCF) 40.3% – –
Dividend growth (1Y) -24.4% – –
Dividend CAGR (3Y) -7.0% – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAFGBRK-BCSANY
Forward P/E 11.4xFY2026 – –
EPS, next fiscal year $13.15FY2026 – $-0.01FY2026
EPS growth, next FY +27.8%FY2026 – –
EPS growth, the year after -13.5% – –
Revenue, next fiscal year $7.21BFY2026 – $7.67BFY2026
Revenue growth, next FY +1.4%FY2026 – -2.0%FY2026
Revenue growth, the year after +19.1% – +21.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAFGBRK-BCSANY
Held by institutions 69.5% 65.8% –
Institutions holding 511 4,924 –
Change in shares held, QoQ +2.2% +1.8% –
Institutions buying 274 2,237 –
Institutions selling 144 1,988 –
Buyers to sellers 1.90 1.13 –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AFGBRK-BCSANY
AFG 1.00 0.34 0.00
BRK-B 0.34 1.00 -0.08
CSANY 0.00 -0.08 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, AFG, BRK-B and CSANY?

American Financial (AFG) is the largest by market capitalisation: American Financial (AFG) $12.69B, Berkshire Hathaway (BRK-B) $780.29M, Cosan (CSANY) $1.10B.

Which stock is cheaper, AFG, BRK-B and CSANY?

Berkshire Hathaway (BRK-B) trades on the lowest price-to-earnings ratio (American Financial (AFG) 13.3x, Berkshire Hathaway (BRK-B) 0.0x, Cosan (CSANY) -0.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Berkshire Hathaway (BRK-B) grew revenue fastest over the trailing twelve months: American Financial (AFG) -0.2%, Berkshire Hathaway (BRK-B) +3.9%, Cosan (CSANY) -0.9%.

Which company is more profitable?

Berkshire Hathaway (BRK-B) has the highest net margin (American Financial (AFG) 11.5%, Berkshire Hathaway (BRK-B) 22.3%, Cosan (CSANY) -21.9%). On return on invested capital, Cosan (CSANY) leads (American Financial (AFG) 15.9%, Berkshire Hathaway (BRK-B) -10.4%, Cosan (CSANY) 129.2%).

Which stock has performed better?

Over the past year American Financial (AFG) returned the most: American Financial (AFG) +14.9%, Berkshire Hathaway (BRK-B) +12.4%, Cosan (CSANY) -59.8%. Over five years, Berkshire Hathaway (BRK-B) compounded fastest (American Financial (AFG) +2.0%/yr, Berkshire Hathaway (BRK-B) +13.5%/yr, Cosan (CSANY) -33.4%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: American Financial (AFG) 0.05%, Berkshire Hathaway (BRK-B) 0.00%, Cosan (CSANY) 0.00%. Berkshire Hathaway (BRK-B) and Cosan (CSANY) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Berkshire Hathaway (BRK-B) has been the steadiest (American Financial (AFG) 18.2%, Berkshire Hathaway (BRK-B) 14.6%, Cosan (CSANY) 90.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, AFG, BRK-B and CSANY?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Berkshire Hathaway (BRK-B) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.