AEG vs PUK vs SNFCA Stock Comparison

Aegon, Prudential and Security National Financial Prices as of Oct 27, 2026 Peers: Industry group
AEG Aegon Ltd.
$8.23 -7.5% 1M +9.9% 1Y
Market cap
$12.79B
P/E
–
Revenue (TTM)
—
Div. yield
–
Life Insurance Financial Services
3 wins
PUK Prudential Plc
$23.99 -5.0% 1M -14.1% 1Y
Market cap
$31.19B
P/E
–
Revenue (TTM)
—
Div. yield
–
Life Insurance Financial Services
1 win

Head to Head

5 decided of 12

Aegon leads on 3 of the 12 questions below (Aegon 3, Prudential 1, Security National Financial 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionAEGPUKSNFCALeader
Larger companyMarket capitalisation $12.79B $31.19B $236.18M PUK
Cheaper on earningsLower P/E, profitable companies only — — 6.3x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS 7.5x 10.7x — AEG
Faster revenue growthRevenue growth, trailing twelve months — — -1.1% –
More profitableNet margin, trailing twelve months — — 11.1% –
Better return on capitalReturn on invested capital — — -6.6% –
Less leveragedLower net debt / EBITDA — — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +9.9% -14.1% +10.0% SNFCA
Better 5-year returnAnnualised price return, 5 years +10.1%/yr -10.5%/yr +5.1%/yr AEG
Less volatileAnnualised volatility, 1 year 24.3% 29.0% 30.0% AEG
Higher overall scoreMean of the five percentile scores vs peers — — 39/100 –

Percentile Scorecard

AEGPUKSNFCA

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisAEGPUKSNFCA
Valuation – – 87 #16 of 119
Growth – – 24 #87 of 114
Profitability – – 28 #80 of 110
Financial Health 37 #70 of 110 72 #32 of 110 43 #63 of 110
Shareholder Returns 92 #9 of 106 45 #59 of 106 13 #92 of 106
Overall – – 39
  • AEG ranked among 126 companies in Insurance
  • PUK ranked among 126 companies in Insurance
  • SNFCA ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodAEGPUKSNFCASPY
1 month -7.5%-5.0%+4.2% -0.2%
3 months -10.3%-17.4%-5.7% +3.9%
6 months +1.7%-21.3%-7.8% +8.2%
Year to date +6.7%-22.9%+1.1% +12.9%
1 year +9.9%-14.1%+10.0% +12.3%
3 years +74.7%+18.0%+42.6% +87.4%
3 years, per year +20.5%+5.7%+12.6% +23.3%
5 years +61.4%-42.5%+27.9% +67.9%
5 years, per year +10.1%-10.5%+5.1% +10.9%
10 years +86.6%-27.5%+105.6% +261.1%
10 years, per year +6.4%-3.2%+7.5% +13.7%

Risk

MeasureAEGPUKSNFCASPY
Volatility, 1Y 24.3%29.0%30.0% 12.7%
Downside volatility, 1Y 27.4%30.4%30.3% 12.7%
Beta vs S&P 500, 1Y 0.861.220.42 1.00
Return / volatility, 1Y 0.41-0.480.33 0.97
Max drawdown, 5Y -39.2%-65.1%-39.5% -25.4%
From 52-week high -13.7%-28.6%-9.0% -1.2%
52-week high $9.54$33.61$10.01 $779.14
52-week low $6.79$23.53$7.76 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleAEGPUKSNFCA
P/E now vs peer median —median 10.5x —median 10.5x 6.4xmedian 10.5x
P/S now vs peer median —median 1.4x —median 1.4x 0.6xmedian 1.4x
EV/EBITDA now vs peer median —median 7.6x —median 7.6x —median 7.6x
P/FCF now vs peer median —median 8.5x —median 8.5x 26.2xmedian 8.5x
P/B now vs peer median 1.3xmedian 1.5x 1.5xmedian 1.5x 0.1xmedian 1.5x
PEG now vs peer median —median 0.53 —median 0.53 0.69median 0.53

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsAEGPUKSNFCA
Revenue – – $335.96M
Gross profit – – $188.72M
Operating income – – -$99.03M
Net income – – $37.29M
Free cash flow – – $8.19M
EPS (diluted) – – $1.39
Cash & equivalents $4.01B $5.89B $163.44M
Total debt $2.55B $16.00M $564.03M
Shares (diluted) 1.91B 1.30B 26.89M
Enterprise value -$14.38B -$722.32B -$1.80B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricAEGPUKSNFCA
P/E – – 6.4x
P/FCF – – 26.2x
P/Operating cash flow – – 2.7x
P/S – – 0.6x
P/B 1.3x 1.5x 0.1x
P/Tangible book 1.3x 1.8x 0.1x
EV/EBITDA – – –
EV/EBIT – – 1.9x
EV/Revenue – – -0.5x
EV/FCF – – -22.5x
EV/Operating cash flow – – -2.3x
PEG (3Y EPS CAGR) – – 0.69

Growth

14 metrics
MetricAEGPUKSNFCA
Revenue growth (1Y) – – -1.1%
Revenue CAGR (3Y) – – -1.8%
Gross profit growth (1Y) – – -1.0%
Gross profit CAGR (3Y) – – -18.6%
Operating income growth (1Y) – – 11.4%
Operating income CAGR (3Y) – – -74.1%
Net income growth (1Y) – – 27.9%
Net income CAGR (3Y) – – 12.1%
EPS growth (1Y) – – 27.5%
EPS CAGR (3Y) – – 9.2%
Operating cash flow growth (1Y) – – 57.6%
Operating cash flow CAGR (3Y) – – 32.0%
Free cash flow growth (1Y) – – 155.3%
Free cash flow CAGR (3Y) – – -26.9%

Profitability

14 metrics
MetricAEGPUKSNFCA
Gross margin – – 56.2%
EBITDA margin – – –
Operating margin – – -29.5%
Pretax margin – – 14.4%
Net margin – – 11.1%
FCF margin – – 2.4%
Operating cash flow margin – – 24.0%
Return on equity – – 3.7%
Return on assets – – 2.3%
Return on invested capital – – -6.6%
Return on capital employed – – –
Asset turnover – – 0.2x
Cash conversion (OCF / net income) – – 2.2x
Stock comp / revenue – – –

Financial Health

11 metrics
MetricAEGPUKSNFCA
Debt / assets 0.7% 0.0% 9.0%
Debt / equity 0.3x 0.0x 0.1x
Net debt / EBITDA – – –
Debt / FCF – – 17.6x
Liabilities / assets 97.4% 90.8% –
Equity / assets 2.6% 9.2% 100.0%
Interest coverage – – -23.5x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricAEGPUKSNFCA
Dividend yield 5.8% 2.3% –
Net buyback yield – – 0.8%
Shareholder yield 5.8% 2.3% 0.8%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusAEGPUKSNFCA
Forward P/E 7.5xFY2026 10.7xFY2026 –
EPS, next fiscal year $1.10FY2026 $2.25FY2026 –
EPS growth, next FY +59.4%FY2026 +10.8%FY2026 –
EPS growth, the year after +6.4% +20.4% –
Revenue, next fiscal year $11.07BFY2026 $8.28BFY2026 –
Revenue growth, next FY -50.0%FY2026 +112.9%FY2026 –
Revenue growth, the year after +1.3% +13.8% –

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersAEGPUKSNFCA
Held by institutions 7.9% 2.9% 41.5%
Institutions holding 306 282 77
Change in shares held, QoQ -5.6% +1.8% -1.3%
Institutions buying 170 152 37
Institutions selling 55 96 22
Buyers to sellers 3.09 1.58 1.68

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

AEGPUKSNFCA
AEG 1.00 0.58 0.15
PUK 0.58 1.00 0.14
SNFCA 0.15 0.14 1.00

Add a Peer

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Frequently Asked Questions

Which is bigger, AEG, PUK and SNFCA?

Prudential (PUK) is the largest by market capitalisation: Aegon (AEG) $12.79B, Prudential (PUK) $31.19B, Security National Financial (SNFCA) $236.18M.

Which stock has performed better?

Over the past year Security National Financial (SNFCA) returned the most: Aegon (AEG) +9.9%, Prudential (PUK) -14.1%, Security National Financial (SNFCA) +10.0%. Over five years, Aegon (AEG) compounded fastest (Aegon (AEG) +10.1%/yr, Prudential (PUK) -10.5%/yr, Security National Financial (SNFCA) +5.1%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Aegon (AEG) has been the steadiest (Aegon (AEG) 24.3%, Prudential (PUK) 29.0%, Security National Financial (SNFCA) 30.0%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, AEG, PUK and SNFCA?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Aegon (AEG) leads on 3. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.