ADP vs FIS vs SAP Stock Comparison

Automatic Data Processing, Fidelity National Information Services and Sap Se Prices as of Oct 29, 2026 Peers: Industry group
SAP Sap Se
$233.99 +11.0% 1M -9.9% 1Y
Market cap
$274.39B
P/E
28.8x
Revenue (TTM)
$45.76B
Div. yield
–
ERP Software Technology
4 wins

Head to Head

11 decided of 12

Fidelity National Information Services leads on 5 of the 12 questions below (Fidelity National Information Services 5, Sap Se 4, Automatic Data Processing 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionADPFISSAPLeader
Larger companyMarket capitalisation $118.47B $19.85B $274.39B SAP
Cheaper on earningsLower P/E, profitable companies only 23.9x 5.9x 28.8x FIS
Cheaper on forward earningsLower price / next fiscal year consensus EPS 22.2x 5.9x 27.5x FIS
Faster revenue growthRevenue growth, trailing twelve months — +18.3% +13.5% FIS
More profitableNet margin, trailing twelve months — 27.6% 20.8% FIS
Better return on capitalReturn on invested capital — 3.9% 35.6% SAP
Less leveragedLower net debt / EBITDA — 4.9x -0.4x SAP
Higher dividend yieldTrailing dividend yield 0.00% 0.04% 0.00% –
Better 1-year returnPrice return, last 12 months +9.5% -39.4% -9.9% ADP
Better 5-year returnAnnualised price return, 5 years +5.0%/yr -19.6%/yr +10.1%/yr SAP
Less volatileAnnualised volatility, 1 year 27.7% 34.2% 39.1% ADP
Higher overall scoreMean of the five percentile scores vs peers 42/100 69/100 63/100 FIS

Percentile Scorecard

ADPFISSAP

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisADPFISSAP
Valuation 37 #64 of 101 97 #4 of 101 52 #49 of 101
Growth 28 #70 of 97 84 #16 of 97 68 #32 of 97
Profitability 75 #24 of 93 66 #32 of 93 90 #10 of 93
Financial Health 20 #87 of 108 21 #86 of 108 78 #25 of 108
Shareholder Returns 52 #31 of 63 74 #17 of 63 27 #46 of 63
Overall 42 69 63
  • ADP ranked among 114 companies in Business Applications
  • FIS ranked among 114 companies in Business Applications
  • SAP ranked among 114 companies in Business Applications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodADPFISSAPSPY
1 month +9.3%+11.8%+11.0% +0.7%
3 months +8.4%-19.0%+29.3% +3.7%
6 months +35.0%-19.9%+38.1% +7.1%
Year to date +11.2%-43.9%-3.7% +12.8%
1 year +9.5%-39.4%-9.9% +11.9%
3 years +32.4%-23.0%+75.1% +85.2%
3 years, per year +9.8%-8.3%+20.5% +22.8%
5 years +27.4%-66.3%+61.6% +67.6%
5 years, per year +5.0%-19.6%+10.1% +10.9%
10 years +228.2%-49.9%+166.2% +262.0%
10 years, per year +12.6%-6.7%+10.3% +13.7%

Risk

MeasureADPFISSAPSPY
Volatility, 1Y 27.7%34.2%39.1% 12.7%
Downside volatility, 1Y 25.8%36.7%40.3% 12.6%
Beta vs S&P 500, 1Y -0.090.260.63 1.00
Return / volatility, 1Y 0.34-1.15-0.25 0.94
Max drawdown, 5Y -42.2%-73.4%-53.2% -25.4%
From 52-week high -7.1%-44.8%-11.4% -1.2%
52-week high $307.94$67.54$263.96 $779.14
52-week low $188.79$32.43$146.09 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleADPFISSAP
P/E now vs peer median 23.9xmedian 28.0x 5.7xmedian 28.0x 28.6xmedian 28.0x
P/S now vs peer median 4.7xmedian 2.8x 1.6xmedian 2.8x 6.3xmedian 2.8x
EV/EBITDA now vs peer median —median 16.9x 9.5xmedian 16.9x 11.8xmedian 16.9x
P/FCF now vs peer median 19.9xmedian 15.9x 6.8xmedian 15.9x 27.6xmedian 15.9x
P/B now vs peer median 22.3xmedian 3.2x 1.2xmedian 3.2x 5.5xmedian 3.2x
PEG now vs peer median —median 0.89 0.19median 0.89 1.79median 0.89

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsADPFISSAP
Revenue – $12.20B $45.76B
Gross profit – $4.39B $33.40B
Operating income – $1.92B $22.06B
Net income $4.53B $3.38B $9.47B
Free cash flow – $2.82B $10.40B
R&D $1.03B – $8.26B
EPS (diluted) – $6.52 $8.11
Cash & equivalents $3.28B $744.00M $10.62B
Total debt – $21.17B $9.68B
Shares (diluted) 403.30M 517.00M 1.18B
Enterprise value $118.47B $17.18B $201.79B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricADPFISSAP
P/E 23.9x 5.7x 28.6x
P/FCF 19.9x 6.8x 27.6x
P/Operating cash flow 20.9x 6.5x 25.0x
P/S 4.7x 1.6x 6.3x
P/B 22.3x 1.2x 5.5x
P/Tangible book 33.1x 1.6x 5.8x
EV/EBITDA – 9.5x 11.8x
EV/EBIT – 20.7x 12.6x
EV/Revenue – 3.3x 6.1x
EV/FCF – 14.1x 26.6x
EV/Operating cash flow 20.9x 13.3x 24.1x
PEG (3Y EPS CAGR) – 0.19 1.79

Growth

14 metrics
MetricADPFISSAP
Revenue growth (1Y) – 18.3% 13.5%
Revenue CAGR (3Y) – 7.7% 11.7%
Gross profit growth (1Y) – 15.9% 12.6%
Gross profit CAGR (3Y) – 7.2% 12.1%
Operating income growth (1Y) – 10.2% 30.9%
Operating income CAGR (3Y) – 10.6% 52.1%
Net income growth (1Y) 9.4% 2,836% 18.5%
Net income CAGR (3Y) 9.0% 28.9% 16.4%
EPS growth (1Y) – 2,957% 22.0%
EPS CAGR (3Y) – 29.3% 16.0%
Operating cash flow growth (1Y) 14.6% 31.6% 43.3%
Operating cash flow CAGR (3Y) 12.6% 85.1% 19.0%
Free cash flow growth (1Y) – 32.4% 43.7%
Free cash flow CAGR (3Y) – 100.7% 20.9%

Profitability

14 metrics
MetricADPFISSAP
Gross margin – 35.9% 73.0%
EBITDA margin – 34.3% 51.5%
Operating margin – 15.7% 48.2%
Pretax margin – 11.1% 29.2%
Net margin – 27.6% 20.8%
FCF margin – 23.1% 22.7%
Operating cash flow margin – 24.4% 25.1%
Return on equity 81.4% 21.1% 18.5%
Return on assets 7.1% 7.7% 11.2%
Return on invested capital – 3.9% 35.6%
Return on capital employed – 5.6% 34.0%
Asset turnover – 0.3x 0.5x
Cash conversion (OCF / net income) 1.2x 0.9x 1.2x
Stock comp / revenue – 1.5% 3.9%

Financial Health

11 metrics
MetricADPFISSAP
Debt / assets – 48.0% 11.2%
Debt / equity – 1.3x 0.2x
Net debt / EBITDA – 4.9x -0.4x
Debt / FCF – 7.5x 0.9x
Liabilities / assets 92.0% 63.6% 39.1%
Equity / assets 8.0% 36.4% 60.9%
Interest coverage – 3.2x 8.3x
Current ratio 1.0x 0.5x 1.2x
Quick ratio – 0.4x 0.9x
Cash ratio – 0.1x 0.9x
Altman Z-score – 0.05 7.44

Shareholder Returns

7 metrics
MetricADPFISSAP
Dividend yield 2.4% 4.6% 1.3%
Net buyback yield – 3.7% -0.1%
Shareholder yield 2.4% 8.4% 1.2%
Payout ratio (earnings) – 25.9% –
Payout ratio (FCF) – 31.0% –
Dividend growth (1Y) – 6.3% –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusADPFISSAP
Forward P/E 22.2xFY2027 5.9xFY2026 27.5xFY2026
EPS, next fiscal year $12.87FY2027 $6.37FY2026 $8.52FY2026
EPS growth, next FY +15.7%FY2027 +10.8%FY2026 +16.1%FY2026
EPS growth, the year after +6.8% +6.8% +4.9%
Revenue, next fiscal year $22.14BFY2027 $12.98BFY2026 $42.86BFY2026
Revenue growth, next FY +0.9%FY2027 +21.5%FY2026 -2.4%FY2026
Revenue growth, the year after +18.1% +4.6% +14.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersADPFISSAP
Held by institutions 88.1% 98.7% 7.2%
Institutions holding 2,292 857 821
Change in shares held, QoQ +4.4% +3.5% -3.0%
Institutions buying 1,086 415 460
Institutions selling 874 332 245
Buyers to sellers 1.24 1.25 1.88

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

ADPFISSAP
ADP 1.00 0.66 0.54
FIS 0.66 1.00 0.49
SAP 0.54 0.49 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, ADP, FIS and SAP?

Sap Se (SAP) is the largest by market capitalisation: Automatic Data Processing (ADP) $118.47B, Fidelity National Information Services (FIS) $19.85B, Sap Se (SAP) $274.39B.

Which stock is cheaper, ADP, FIS and SAP?

Fidelity National Information Services (FIS) trades on the lowest price-to-earnings ratio (Automatic Data Processing (ADP) 23.9x, Fidelity National Information Services (FIS) 5.9x, Sap Se (SAP) 28.8x). On next year's consensus earnings, Fidelity National Information Services (FIS) is cheapest (Automatic Data Processing (ADP) 22.2x, Fidelity National Information Services (FIS) 5.9x, Sap Se (SAP) 27.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Fidelity National Information Services (FIS) grew revenue fastest over the trailing twelve months: Fidelity National Information Services (FIS) +18.3%, Sap Se (SAP) +13.5%.

Which company is more profitable?

Fidelity National Information Services (FIS) has the highest net margin (Fidelity National Information Services (FIS) 27.6%, Sap Se (SAP) 20.8%). On return on invested capital, Sap Se (SAP) leads (Fidelity National Information Services (FIS) 3.9%, Sap Se (SAP) 35.6%).

Which stock has performed better?

Over the past year Automatic Data Processing (ADP) returned the most: Automatic Data Processing (ADP) +9.5%, Fidelity National Information Services (FIS) -39.4%, Sap Se (SAP) -9.9%. Over five years, Sap Se (SAP) compounded fastest (Automatic Data Processing (ADP) +5.0%/yr, Fidelity National Information Services (FIS) -19.6%/yr, Sap Se (SAP) +10.1%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Automatic Data Processing (ADP) 0.00%, Fidelity National Information Services (FIS) 0.04%, Sap Se (SAP) 0.00%. Automatic Data Processing (ADP) and Sap Se (SAP) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Automatic Data Processing (ADP) has been the steadiest (Automatic Data Processing (ADP) 27.7%, Fidelity National Information Services (FIS) 34.2%, Sap Se (SAP) 39.1%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, ADP, FIS and SAP?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Fidelity National Information Services (FIS) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.