Terms & Conditions

Please read our terms and conditions thoroughly before using our website.

Business Quant (“Business Quant”, “we”, “the Site”, “Platform”, or “us”) provides its web site, Business Quant, located at https://businessquant.com to you, subject to compliance with the terms and conditions set forth herein.

1. Agreement

By using the Site, you agree to be bound by our Terms and Conditions (the “T&C”). If you do not agree to the terms and conditions contained in the T&C and Business Quant’s Privacy Policy, please do not access or otherwise use the Site or any information contained herein.

You affirm that you:

  • are over the age of 18, as the Site is not intended for children under 18.
  • possess the legal right and ability to enter into a legally binding agreement with us; and
  • agree and warrant to use these Platforms in accordance with these Terms.
2. Changes to the T&C

We reserve the right at any time to:

  • Change the terms and conditions contained here along with the Privacy Policy;
  • Change the Site, including eliminating or discontinuing any content or feature of the Site; or
  • Impose fees, charges or other conditions for use of the Site or parts thereof (with reasonable notice).

Business Quant may modify the Site at any time without prior notice, and you accept those modifications if you continue to use the Site. You should check the Site frequently to see recent changes.

3. Collection Notice

We collect personal information about you in order to provide our services and for purposes otherwise set out in our Privacy Policy. That document should be read in conjunction with this document.

4. Accuracy, completeness and timeliness of information

The information on our Platforms is not comprehensive and is intended to provide a summary of the subject matter covered. While we use all reasonable attempts to ensure the accuracy and completeness of the data and information on our Platforms, to the extent permitted by law, we make no warranty or guarantee regarding the information on these Platforms.

Also, companies may change, modify, add or eliminate their reporting segments, style of reporting, sub-segments within their reporting segments over time. We provide no warranty or guarantee that we will continue providing data as per the companies’ prior reporting styles, format and accounting standards in the future.

While we try our best to add as much data as we can, we don’t make any commitments about the extent of data that we shall report on our platform about any particular company or industry.

We always try to source company data directly from their financial documents, but if the company didn’t report a particular dataset in a particular period, or if it’s missing due to some technical issue or their legal agreements, then we may use estimates to plug the missing datasets from time to time. We may not always specify which datasets are reported and which are our estimates. Also, there may be rounding or unit errors in our datasets. If you do agree to our terms and conditions, or any of its clauses, please do not use our platform. We make no commitments, and do not provide any warranties or guarantees for the accuracy of our data.

Furthermore, we make no commitments in regards to the minimum amount of uptime that our platforms will maintain, although we will make ever reasonable attempt to ensure that the platforms are operational.

We are not liable to you or anyone else if interference with or damage to your computer systems occurs in connection with the use of these Platforms or a linked website. You must take your own precautions to ensure that whatever you select for your use from our Platforms is free of viruses or anything else (such as worms or Trojan horses) that may interfere with or damage the operations of your computer systems.

We may, from time to time and without notice, change or add to our terms and conditions, and privacy policy.

We host our platform, our data, user information, website and transactional information on third party servers. These third-party servers and services are not within our premises. Also, we don’t provide any guarantees or warranties that these third-party servers would provide a 100% uptime, or that they would be fully secure, physically, virtually or digitally at all times. Any damage or theft in the data centers owned by these third parties could impact our platform’s uptime, and could also result in the loss of any data owned by Us.

We reserve the right to restrict, suspend or terminate without notice your access to Business Quant without notice and we will not be responsible for any loss, cost, damage or liability that may arise as a result.

We make no warranties or representations about Business Quant or the content found on the website, including but not limited to warranties or representations that they will be complete, accurate or up-to-date, that access will be uninterrupted or error-free or free from viruses, or that these Platforms will be secure.

5. Promotions and competitions

There may be campaigns, promotions or contests in the future and their respective additional terms and conditions may apply. If you want to participate in such a campaign, promotion or contest, you need to agree to the relevant terms and conditions applicable to that campaign, promotion or contest. In case of any inconsistency between such terms and conditions and the terms found on this page, the terms associated with the campaigns, promotions or contests will prevail.

6. Purchases

Users are able to purchase premium services from Business Quant. These services can be delivered via subscription or one-off payments. We reserve the right to cancel or refuse access to our premium services for any user. The following terms apply to those users that have purchased said premium features.

  • Discounts/Promotional Prices;

Users that subscribe under a reduced rate shall have the discount applied for that period only (i.e. as advised on the offer, up to a maximum of 12 months). After which time, their rate shall revert to standard pricing at that date.

  • Changes in price;

Business Quant reserves the right to change our pricing at any time, and with reasonable notice to our subscribers. At the end of the notice period the user’s next billing period (i.e. monthly or annually) payment shall be at the revised price.

  • Payment methods and security;

Payments are via credit card and will be handled by a third party payment service called Fastspring. Credit card details are not stored on Business Quant’s systems.

  • Cancellation; 

Users can cancel their subscription at any time. Users shall not be entitled to a partial refund, however, at our sole discretion, we may choose to give users a partial refund.

  • Refunds;

We offer a 14-day money back guarantee for all new subscribers from their sign-up date. Past the 14-day period refunds shall be at our sole discretion.

  • Subscription fees

If applicable, users authorize Business Quant to automatically debit their credit card on their initial registration and then on each subsequent anniversary of their billing cycle (i.e. monthly or annually), until cancelled.

  • Sole use only

Users are unable to share access to their premium features unless explicitly approved under their subscription level.

  • Indian Users

Fees charged to Indian users are subject to GST.

7. No commercial use

Outside of the affiliate/partnership programs, and the professional membership levels these Platforms are for your personal, non-commercial use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, commercially exploit, create derivative works from, transfer, or sell any Content, software, products or services contained within these Platforms. You may not use these Platforms, or any of its Content, to further any commercial purpose, including any advertising or advertising revenue generation activity on your own website.

8. Unacceptable activity

You must not do any act that we would deem to be inappropriate, is unlawful or is prohibited by any laws applicable to these Platforms, including but not limited to:

  • any act that would constitute a breach of either the privacy (including uploading private or personal information without an individual’s consent) or any other of the legal rights of individuals;
  • using these Platforms to defame or libel us, our employees or other individuals;
  • uploading files that contain viruses that may cause damage to our property or the property of other individuals; and
  • posting or transmitting to these Platforms any non-authorized material including, but not limited to, material that is, in our opinion, likely to cause annoyance, or which is defamatory, racist, obscene, threatening, pornographic or otherwise or which is detrimental to or in violation of our systems or a third party’s systems or network security.

If we allow you to post any information to our Platforms, we have the right to take down this information at our sole discretion and without notice.

Warranties and disclaimers

To the maximum extent permitted by law, including the Australian Consumer Law, we make no warranties or representations about these Platforms or the Content, including but not limited to warranties or representations that they will be complete, accurate or up-to-date, that access will be uninterrupted or error-free or free from viruses, or that these Platforms will be secure.

9. Cookies

This website utilizes cookies. If you do not have cookies enabled in your web browser some functions of the site may not work as intended.

10. Jurisdiction and governing law

Your use of these Platforms and these Terms are governed by the Indian law and you submit to the non-exclusive jurisdiction of the courts exercising jurisdiction in New Delhi, India.

11. Do your Own Research
Business Quant is intended to be used for informational purposes only. It is very important to do your own analysis before making any investment based on your own personal circumstances. You should take independent financial advice from a professional in connection with, or independently research and verify, any information that you find using Business Quant and wish to rely upon, whether for the purpose of making an investment decision or otherwise.

12. No Investment Advice
Business Quant is a financial data, content aggregator with some tools which should improve your productivity and save you time when you do usual tasks related to stock analysis. Business Quant is not a broker/dealer, we are not an investment advisor, we have no access to non-public information about publicly traded companies, and this is not a place for the giving or receiving of financial advice, advice concerning investment decisions or tax or legal advice. We are not regulated by the Financial Services Authority.Business Quant must only be used for analyzing, learning & discussing general and generic information related to stocks, investments and strategies. No content that Business Quant generates or gathers constitutes – or should be understood as constituting – a recommendation to enter in any securities transactions or to engage in any of the investment strategies presented in our site content. We do not provide personalized recommendations or views as to whether a stock or investment approach is suited to the financial needs of a specific individual.

13. Individual Empowerment, not Hand-Holding
This is the beginning of a journey, not the end. Companies posted on Business Quant must only be treated as candidates for further research. The idea is to give readers, subscribers, visitors, investors a closer look into the company’s financials. The idea is not to guide or influence any decisions.

14. Publicly collected information
We do not want to violate any copyrighted content. If you feel your copyright has been infringed contact us immediately using contact form in this website and we will take appropriate action.

15. No reliance
Accordingly, we will not be liable, whether in contract, tort (including negligence) or otherwise, in respect of any damage, expense or other loss you may suffer arising out of such information or any reliance you may place upon such information.

16. Investment Warnings
We would like to draw your attention to the following important investment warnings. The value of shares and investments and the income derived from them can go down as well as up; investors may not get back the amount they invested.You must be aware of the risks and be willing to accept them in order to invest in the stock markets. Don’t trade with money you can’t afford to lose. The past performance of any trading system or methodology is not necessarily indicative of future results.All information, data and opinions contained in these pages are for educational, informational purposes only. Stock investing and trading involves a high degree of risk of financial losses and may not be suitable for every investor.

17. Other
If you use our site from locations outside of India, you are responsible for compliance with any applicable local laws.

These Terms of Use shall be governed by, construed and enforced in accordance with Indian laws, as it is applied to agreements entered into and to be performed entirely within such jurisdiction.

To the extent you have in any manner violated or threatened to violate BusinessQuant.com and/or its affiliates’ intellectual property rights, BusinessQuant.com and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in India, and you consent to exclusive jurisdiction and venue in such courts.

18. Changes to Terms and Conditions
The contents of these terms and conditions may be altered at any time, at our discretion.If you have any questions regarding the privacy policy of BusinessQuant.com then you may contact us at support@BusinessQuant.com