South Plains Financial SPFI Ratios (2018-2026)

NASDAQ SPFI
$44.08 +0.20 (+0.46%)
At close: Sep 21, 2026 · 4:00 PM EDT
Reported Financials

South Plains Financial Quarterly Ratios

Periods 34 quarters
Latest Jun 2026

South Plains Financial reported a net margin of 29.45% for the quarter ended Jun 2026. These financial ratios cover 34 quarters of results from Mar 2018 through Jun 2026, standardized by Business Quant from the company’s SEC filings.

Ratios Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025 Mar2026 Jun2026
Profitability
EBT Margin
33.19%33.55%33.19%35.55%34.65%32.74%25.85%45.90%35.81%29.59%29.97%29.32%29.85%39.95%31.95%34.07%38.13%35.42%33.91%37.64%
EBIT Margin
38.91%39.35%39.03%42.06%45.37%52.96%55.03%65.78%79.26%79.41%79.90%77.31%80.64%83.86%75.47%73.64%77.81%73.41%70.44%75.87%
EBITDA Margin
38.91%39.35%39.03%42.06%45.37%52.96%55.03%65.78%79.26%79.41%79.90%77.31%80.64%83.86%75.47%73.64%77.81%73.41%70.44%75.87%
Net Margin
26.66%25.32%48.06%50.05%47.31%28.18%20.54%36.33%48.43%23.29%23.25%22.91%20.62%30.63%25.01%26.72%30.12%27.38%26.86%29.45%
FCF Margin
12.93%33.05%129.18%32.44%50.33%7.08%52.92%-1.89%52.17%14.81%39.95%35.19%35.68%6.06%50.78%23.81%41.46%21.13%27.36%41.61%
Efficiency
Assets AverageAssets Avg.
3,743.55M3,838.01M3,950.80M3,987.23M3,983.71M3,968.38M4,001.06M4,104.09M4,168.28M4,195.62M4,211.89M4,219.96M4,279.30M4,284.95M4,318.72M4,384.44M4,421.56M4,479.97M4,563.44M5,018.79M
Invested CapitalInvested Cap.
474.00M483.20M462.89M440.09M417.71M432.98M443.97M468.08M447.82M470.89M472.53M481.85M507.04M502.91M507.75M520.83M524.20M540.23M551.33M676.16M
Asset Utilization RatioAsset Util.
0.060.060.050.060.060.050.050.060.050.050.050.040.040.050.050.050.050.050.050.05
Leverage & Solvency
Interest Coverage RatioInterest Cover
6.806.796.686.454.232.621.893.311.821.591.601.611.591.911.731.861.961.931.931.98
Debt Ratio
0.020.020.020.020.020.020.020.020.020.020.020.020.010.020.010.020.010.010.010.01
Times Interest Earned
6.806.796.686.454.232.621.893.311.821.591.601.611.591.911.731.861.961.931.931.98
Dividends & Payouts
Dividend Coverage RatioDiv. Cover
9.398.6013.2214.4412.726.774.1913.4310.614.835.114.864.326.484.986.006.285.685.255.83
FCF Payout RatioFCF Cover
0.220.090.030.110.070.590.09-1.430.090.330.110.130.130.780.100.190.120.230.190.12
Dividend YieldDiv. Yield
0.37%0.32%0.42%0.46%0.44%0.43%0.60%0.58%0.50%0.45%0.48%0.52%0.41%0.43%0.46%0.42%0.41%0.41%0.40%0.40%
Payout Ratio
0.110.120.080.070.080.150.240.070.090.210.200.210.230.150.200.170.160.180.190.17
Valuation
Price to EarningsP/E
28.6135.8818.2215.0217.7433.9539.5212.8618.9046.0840.4439.8356.2535.9943.7440.0538.4842.8647.0842.73
Price to SalesP/S
7.639.088.767.528.399.578.124.679.1510.739.409.1311.6011.0310.9410.7011.5911.7312.6512.58
Price to BookP/B
1.091.211.211.151.381.310.990.971.181.171.081.061.251.301.211.291.311.281.361.29
Enterprise Value
105.31M5.13M-59.81M43.81M138.43M231.97M33.41M83.38M85.76M144.55M67.37M145.04M82.15M209.86M-0.88M112.16M-7.27M79.21M-87.25M23.83M
EV to EBIT
4.750.24-2.861.865.448.941.351.552.264.111.803.862.134.82-0.022.79-0.172.00-2.290.49
EV to EBITDA
4.750.24-2.861.865.448.941.351.552.264.111.803.862.134.82-0.022.79-0.172.00-2.290.49
Market Capitalization
434.55M493.91M469.76M420.45M470.30M468.76M365.31M381.59M438.92M475.44M439.71M443.45M555.83M571.84M537.72M584.95M627.98M632.19M684.74M811.59M
Price to FCFP/FCF
58.9927.496.7823.1716.68135.0915.34-247.4717.5472.4623.5325.9332.51181.9421.5444.9327.9655.5246.2230.24
EV to FCF
14.300.29-0.862.414.9166.851.40-54.073.4322.033.618.484.8066.77-0.048.62-0.326.96-5.890.89
EV to CFO
12.400.28-0.852.334.6949.941.32238.233.2722.033.527.984.6050.30-0.037.61-0.306.37-5.400.85
Return Ratios
Return on Sales [ROS]ROS
38.91%39.35%39.03%42.06%45.37%52.96%55.03%65.78%79.26%79.41%79.90%77.31%80.64%83.86%75.47%73.64%77.81%73.41%70.44%75.87%
Return on Invested Capital [ROIC]ROIC
14.60%14.26%17.06%21.56%26.57%28.99%26.32%26.68%28.70%30.14%31.56%29.45%22.81%23.48%23.50%23.55%24.36%23.39%23.02%21.57%
Return on Assets [ROA]ROA
1.56%1.51%1.73%2.08%2.36%2.37%1.94%1.93%1.82%1.73%1.76%1.32%0.99%1.11%1.14%1.20%1.34%1.29%1.32%1.29%

South Plains Financial Ratios API

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https://data.businessquant.com/statements?ticker=SPFI&statement=Ratios&frequency=Quarter&period=all&api_key=YOUR_API_KEY