Skyward Specialty Insurance reported a gross margin of 43.47% and a net margin of 10.02% for the quarter ended Jun 2026. These financial ratios cover 19 quarters of results from Dec 2021 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Ratios | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||||||||
| Gross Margin | 41.06% | 37.16% | 29.32% | 41.84% | 39.50% | 40.91% | 42.09% | 44.21% | 45.69% | 43.18% | 43.33% | 35.51% | 42.99% | 43.34% | 44.11% | 44.84% | 44.27% | 43.47% | |
| EBT Margin | 13.48% | 4.35% | -1.97% | 13.86% | 10.38% | 11.88% | 11.62% | 15.25% | 17.73% | 14.42% | 15.57% | 6.10% | 15.66% | 15.57% | 15.83% | 14.17% | 13.04% | 12.98% | |
| EBIT Margin | 9.92% | 7.21% | 3.79% | 2.81% | 2.45% | 4.08% | 5.47% | 5.69% | 6.91% | 7.87% | 6.49% | 6.81% | 5.91% | 5.85% | 5.80% | 6.10% | 5.69% | 6.28% | |
| EBITDA Margin | 9.92% | 7.21% | 3.79% | 2.81% | 2.45% | 4.08% | 5.47% | 5.69% | 6.91% | 7.87% | 6.49% | 6.81% | 5.91% | 5.85% | 5.80% | 6.10% | 5.69% | 6.28% | |
| Operating Margin | 9.92% | 7.21% | 3.79% | 2.81% | 2.45% | 4.08% | 5.47% | 5.69% | 6.91% | 7.87% | 6.49% | 6.81% | 5.91% | 5.85% | 5.80% | 6.10% | 5.69% | 6.28% | |
| Net Margin | 5.56% | 1.80% | -1.52% | 5.69% | 7.52% | 9.24% | 9.08% | 11.81% | 13.88% | 11.06% | 12.19% | 4.73% | 12.80% | 12.14% | 12.00% | 11.21% | 10.45% | 10.02% | |
| FCF Margin | 29.77% | 12.32% | 38.52% | 44.85% | 56.12% | 0.33% | 46.51% | 47.32% | 35.48% | 6.59% | 55.71% | 6.84% | 29.39% | 27.23% | 44.16% | 12.98% | 24.49% | 13.82% | |
| Efficiency | |||||||||||||||||||
| Assets AverageAssets Avg. | 2,492.38M | 2,714.25M | 2,828.93M | 2,902.07M | 3,070.25M | 3,311.28M | 3,517.18M | 3,664.17M | 3,880.06M | 4,183.51M | 4,465.22M | 4,692.95M | 5,669.66M | 6,664.31M | |||||
| Asset Utilization RatioAsset Util. | 0.27 | 0.27 | 0.29 | 0.31 | 0.31 | 0.31 | 0.31 | 0.31 | 0.31 | 0.30 | 0.30 | 0.30 | 0.28 | 0.26 | |||||
| Leverage & Solvency | |||||||||||||||||||
| Interest Coverage RatioInterest Cover | 12.87 | 7.71 | 3.45 | 8.37 | 4.73 | 9.12 | 13.00 | 14.55 | 6.71 | 9.00 | 8.76 | 8.53 | 10.59 | 9.97 | 5.35 | 7.49 | 3.50 | 3.49 | |
| Debt Ratio | 0.04 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.07 | 0.06 | |||
| Times Interest Earned | 12.87 | 7.71 | 3.45 | 8.37 | 4.73 | 9.12 | 13.00 | 14.55 | 6.71 | 9.00 | 8.76 | 8.53 | 10.59 | 9.97 | 5.35 | 7.49 | 3.50 | 3.49 | |
| Valuation | |||||||||||||||||||
| Price to EarningsP/E | 57.67 | 49.19 | 47.48 | 46.44 | 40.54 | 46.57 | 44.28 | 140.78 | 50.49 | 60.24 | 41.95 | 47.90 | 39.12 | 52.83 | |||||
| Price to SalesP/S | 4.34 | 4.55 | 4.31 | 5.48 | 5.63 | 5.15 | 5.40 | 6.66 | 6.46 | 7.31 | 5.03 | 5.37 | 4.09 | 5.29 | |||||
| Price to BookP/B | 1.28 | 1.49 | 1.93 | 2.04 | 2.10 | 2.02 | 2.04 | 2.55 | 2.94 | 3.23 | 2.00 | 2.05 | 2.11 | 2.04 | |||||
| Enterprise Value | 472.18M | 698.75M | 783.08M | 1,014.47M | 1,108.31M | 1,154.24M | 1,311.72M | 1,631.53M | 1,702.61M | 1,988.77M | 1,518.14M | 1,637.69M | 1,303.22M | 1,978.68M | |||||
| EV to EBIT | 101.63 | 81.41 | 59.83 | 72.35 | 60.57 | 52.38 | 67.15 | 78.69 | 87.66 | 106.33 | 68.45 | 69.65 | 48.17 | 64.40 | |||||
| EV to EBITDA | 101.63 | 81.41 | 59.83 | 72.35 | 60.57 | 52.38 | 67.15 | 78.69 | 87.66 | 106.33 | 68.45 | 69.65 | 48.17 | 64.40 | |||||
| Market Capitalization | 823.58M | 956.92M | 1,030.86M | 1,350.58M | 1,491.30M | 1,442.27M | 1,623.65M | 2,028.06M | 2,123.57M | 2,339.72M | 1,925.58M | 2,070.53M | 1,945.64M | 2,590.54M | |||||
| Price to FCFP/FCF | 7.73 | 0.00M | 9.27 | 11.59 | 15.86 | 78.19 | 9.69 | 97.40 | 21.99 | 26.86 | 11.40 | 41.36 | 16.70 | 38.30 | |||||
| EV to FCF | 4.43 | 0.00M | 7.04 | 8.70 | 11.79 | 62.57 | 7.83 | 78.35 | 17.63 | 22.83 | 8.99 | 32.71 | 11.18 | 29.26 | |||||
| EV to CFO | 4.40 | 550.19 | 7.11 | 8.48 | 11.76 | 55.08 | 7.81 | 74.50 | 17.60 | 22.55 | 8.86 | 31.64 | 11.18 | 29.26 | |||||
| Return Ratios | |||||||||||||||||||
| Return on Sales [ROS]ROS | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Return on Assets [ROA]ROA | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |