Skyward Specialty Insurance Ratios (2021-2025) | SKWD

Ratios Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Profitability
Gross Margin 82.24%79.69%81.05%84.13%83.98%84.06%85.69%85.09%85.74%85.44%85.89%86.60%87.20%87.20%86.29%
EBT Margin 13.48%4.35%-1.97%13.86%10.38%11.88%11.62%15.25%17.73%14.42%15.57%6.10%15.66%15.57%15.83%
EBIT Margin 9.92%7.21%3.79%2.81%2.45%4.08%5.47%5.69%6.91%7.87%6.49%6.84%5.88%5.81%5.80%
EBITDA Margin -0.06%-6.64%-12.76%11.34%12.27%6.61%3.90%24.35%11.49%10.40%21.97%-1.97%16.48%14.45%15.19%
Operating Margin 9.92%7.21%3.79%2.81%2.45%4.08%5.47%5.69%6.91%7.87%6.49%6.84%5.88%5.81%5.80%
Net Margin 5.56%1.80%-1.52%5.69%7.52%9.24%9.08%11.81%13.88%11.06%12.19%4.73%12.80%12.14%12.00%
FCF Margin 29.77%12.32%38.52%44.85%56.12%0.33%46.51%47.32%35.48%6.59%55.71%6.84%29.39%27.23%44.16%
Efficiency
Assets Average 2,492.38M2,714.25M2,828.93M2,902.07M3,070.25M3,311.28M3,517.18M3,664.17M3,880.06M4,183.51M4,465.22M
Equity Average 464.40M514.91M529.04M598.21M676.65M707.95M760.56M795.75M822.36M875.32M930.67M
Invested Capital 426.08M421.66M507.15M522.68M535.40M661.03M692.27M723.62M797.51M794.00M850.72M899.91M961.42M
Asset Utilization Ratio 0.270.270.290.310.310.310.310.310.310.300.30
Leverage & Solvency
Interest Coverage Ratio 12.877.713.452.472.163.484.975.056.719.008.769.9610.549.9111.56
Debt to Equity 0.180.190.160.150.150.120.030.030.020.020.020.020.02
Debt Ratio 0.040.030.030.030.030.030.010.010.010.010.000.000.00
Equity Ratio 0.200.180.190.190.190.220.220.210.220.210.210.210.21
Times Interest Earned 12.877.713.452.472.163.484.975.056.719.008.769.9610.549.9111.56
Valuation
Enterprise Value -206.38M-166.60M-328.55M-258.18M-247.78M-336.12M-382.99M-288.03M-311.93M-396.53M-420.96M-350.95M-407.44M
Return Ratios
Return on Sales 0.11%0.03%-0.02%0.11%0.08%0.09%0.09%0.12%0.14%0.11%0.12%0.05%0.13%0.12%0.12%
Return on Invested Capital 0.04%0.04%0.05%0.05%0.06%0.07%0.08%0.08%0.08%0.07%0.07%
Return on Assets 0.02%0.02%0.03%0.03%0.03%0.04%0.04%0.03%0.03%0.03%0.03%
Return on Equity 0.08%0.10%0.15%0.14%0.16%0.17%0.18%0.15%0.15%0.15%0.15%