Account Fee Income was the largest of SHF Holdings, Inc.’s 4 reported lines in fiscal 2025, at $11.89M — 52% of $23.02M.
| Location, Statement of Income, Balance | FY 2024 | FY 2025 |
|---|---|---|
| Account Fee Income | $19.34M | $11.89M |
| Loan Interest Income | $19.88M | $7.43M |
| Investment Income | $6.28M | $3.47M |
| Safe Harbor Program Income | $230.76K | $230.76K |
| Total | $45.73M | $23.02M |
In fiscal 2025, which ended December 31, 2025, the 4 revenue lines SHF Holdings, Inc. reported in this breakdown added up to $23.02M. That was down 49.7% from $45.73M in fiscal 2024. Account Fee Income was the largest revenue line, at $11.89M or 51.6% of the total, followed by Loan Interest Income ($7.43M, 32.3%) and Investment Income ($3.47M, 15.1%). Together, the two largest revenue lines made up 83.9% of this total.
Compared with fiscal 2024, every sizeable revenue line reported in both years shrank. Account Fee Income held up best, down 38.5% to $11.89M, while Loan Interest Income fell the most, down 62.6% to $7.43M.
This breakdown covers every fiscal year from 2024 to 2025, as reported in SHF Holdings, Inc.'s annual filings.
Account Fee Income was the largest of SHF Holdings, Inc.’s 3 reported lines in fiscal 2023, at $25.84M — 74% of $35.15M.
| Statement of Income Location, Balance | FY 2022 | FY 2023 |
|---|---|---|
| Account Fee Income | — | $25.84M |
| Deposit Activity Onboarding Income | $18.19M | — |
| Investment Income | $6.36M | — |
| Interest Income | $3.39M | $8.92M |
| Safe Harbor Program Income | — | $392.06K |
| Total | $27.94M | $35.15M |
In fiscal 2023, which ended December 31, 2023, the 3 revenue lines SHF Holdings, Inc. reported in this breakdown added up to $35.15M. The revenue lines reported changed from fiscal 2022, so the total is not directly comparable with the $27.94M reported that year. Account Fee Income was the largest revenue line, at $25.84M or 73.5% of the total, followed by Interest Income ($8.92M, 25.4%) and Safe Harbor Program Income ($392.06K, 1.1%). Together, the two largest revenue lines made up 98.9% of this total.
Account Fee Income (fiscal 2023) and Safe Harbor Program Income (fiscal 2023) were first reported as separate revenue lines during this period. The table also keeps 2 revenue lines that SHF Holdings, Inc. no longer reports, so earlier years can still be read on their original basis; use "Show 2 discontinued" beneath the table to see them. This breakdown covers every fiscal year from 2022 to 2023, as reported in SHF Holdings, Inc.'s annual filings.
SHF Holdings, Inc. (SHFSW) breaks its revenue down by revenue line. In fiscal 2025, its largest revenue line was Account Fee Income, with $11.89M or 51.6% of the total, followed by Loan Interest Income at $7.43M (32.3%).
Account Fee Income was SHF Holdings, Inc.'s largest revenue line in fiscal 2025, with $11.89M in revenue, 51.6% of the $23.02M reported across its 4 revenue lines.
Every figure is taken from SHF Holdings, Inc.'s annual financial filings and shown as reported: each line keeps the name the company gives it, years follow its own fiscal calendar, and lines it has stopped reporting stay in the table for the years they were reported.
The breakdown by revenue line covers fiscal 2024 to 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.