Q2 Holdings, Inc. (NYSE: QTWO)

Q2 Holdings, Inc. is a leading provider of digital solutions to financial institutions, financial technology companies or FinTechs, and alternative finance companies seeking to incorporate banking into their customer engagement and servicing strategies. The company delivers its offerings through a unified cloud based software platform purpose built for the complex regulated financial services industry enabling scalable and highly configurable digital financial experiences.

Q2 Holdings, Inc. generates revenue primarily through subscription based arrangements for its digital banking platform and related solutions, with revenue recognized over the term of customer agreements. In addition the company offers usage based pricing for certain products such as Helix and provides professional services implementation and support that contribute to overall revenue.

The company operates through the following segments.

• Digital Banking Platform: This segment provides an end to end digital banking solution that supports retail, small medium business and commercial banking functions across digital channels through a single technology platform.

• Q2 Innovation Studio: This segment offers an application program interface and software development kit based open technology platform that enables customers and partners to extend, customize and innovate on top of the Q2 platform without rebuilding core banking infrastructure.

• Risk and Fraud Solutions: This segment delivers risk and fraud management tools designed to protect end users, ensure regulatory compliance and manage fraud risk efficiently through features such as dispute management, fraud monitoring and real time validation.

• Digital Lending and Relationship Pricing: This segment supports financial institutions, FinTechs and alternative finance companies in managing lending workflows, pricing strategies and customer relationships across consumer and commercial use cases.

• Helix: This segment provides a cloud native core processing and banking as a service platform that enables financial institutions and FinTechs to deliver banking services while maintaining operational controls, compliance frameworks and integration capabilities.

Within the digital financial services sector Q2 Holdings, Inc. holds a strong position due to the breadth and depth of its solution portfolio, its long standing relationships with a large network of financial institutions and its expertise in delivering secure, compliant and innovative technology. The company differentiates itself from point solution vendors and core processors by offering an integrated platform that supports both retail and commercial workflows within a single architecture.

Q2 Holdings, Inc. serves a diverse customer base that includes regional community financial institutions, large national banks, credit unions, financial technology companies and alternative finance providers. The company reports having more than 1,200 financial institution customers as of December 31 2025, including over half of the top 100 US banks and over half of the top 100 US credit unions based on total assets.