OppFi Growth Metrics (2020-2025) | OPFI-WT

Growth Metrics Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025 Dec2025
Growth Ratios
EBITDA Margin Growth (1y) (Quarter) -2731.00575.00-4368.00-1700.00-1763.00-2529.001,078.001,476.002,243.003,309.00184.00959.001,790.001,728.003,843.001,052.00784.00562.00
EBITDA Margin Growth (3y) (Quarter) -2251.001,354.00-3106.00734.002,270.002,508.005,105.003,487.004,817.005,599.00
EBITDA Margin Growth (5y) (Quarter) 324.003,645.00
EBITDA Margin (QoQ) (Quarter) -4340.003,972.00-1259.00-1104.00-1034.00-971.001,409.00-1167.00-1800.002,636.001,806.00-399.00-734.00-489.002,582.00432.00-796.001,626.00-209.00164.00-1018.00
EBIT Margin Growth (1y) (Quarter) -2731.00575.00-4368.00-1700.00-1763.00-2529.001,078.001,476.002,243.003,309.00184.00959.001,790.001,728.003,843.001,052.00784.00562.00
EBIT Margin Growth (3y) (Quarter) -2251.001,354.00-3106.00734.002,270.002,508.005,105.003,487.004,817.005,599.00
EBIT Margin Growth (5y) (Quarter) 324.003,645.00
EBIT Margin (QoQ) (Quarter) -4340.003,972.00-1259.00-1104.00-1034.00-971.001,409.00-1167.00-1800.002,636.001,806.00-399.00-734.00-489.002,582.00432.00-796.001,626.00-209.00164.00-1018.00
EBT Margin Growth (1y) (Quarter) -44.00175.00-3902.00-1194.00-4190.00-4174.00673.001,027.002,038.001,938.00948.00798.001,654.001,348.00766.00-2047.004,036.002,851.00
EBT Margin Growth (3y) (Quarter) -2196.00-2061.00-2281.00631.00-497.00-887.002,388.00-222.007,728.006,138.00
EBT Margin Growth (5y) (Quarter) 3,495.002,139.00
EBT Margin (QoQ) (Quarter) -1796.001,428.00-1259.001,583.00-1578.00-2648.001,449.00-1413.00-1562.002,199.001,803.00-402.00-1661.001,209.001,653.00455.00-1968.00627.00-1160.006,537.00-3152.00
Enterprise Value Growth (1y) (Quarter) 337.00%329.00%209.82%192.60%12.82%5.18%-13.36%-3.94%-4.93%-0.30%-1.00%-4.85%-1.07%3.20%36.56%23.35%37.28%77.59%
Enterprise Value Growth (3y) (Quarter) 65.61%63.88%43.29%41.72%1.99%2.67%5.41%4.08%8.89%22.25%
Enterprise Value Growth (5y) (Quarter) 40.38%44.96%
Enterprise Value (QoQ) (Quarter) -3.26%-110.19%-25.86%186.76%-0.23%0.80%6.12%5.71%-6.98%-16.97%17.66%4.61%-2.44%-17.56%13.09%8.77%1.77%9.10%2.14%21.06%31.65%
FCF Margin Growth (1y) (Quarter) 5,642.001,219.00-16557.0042,644.00-140953.003,042.0056,723.00-71948.00147,876.00329.00-39281.0034,902.00-1087.00-20592.0055,124.00-34960.00-145182.00
FCF Margin Growth (3y) (Quarter) 12,564.004,590.00885.005,598.005,835.00-17221.0072,566.00-72006.001,607.00
FCF Margin Growth (5y) (Quarter) -133704.00
FCF Margin (QoQ) (Quarter) 7,176.00-37572.0069,645.00-33607.002,752.00-55347.00128,846.00-217204.00146,748.00-1667.00175.002,619.00-799.00-41277.0074,358.00-33370.00-20304.0034,440.00-15726.00-143591.00
FCF Payout Ratio Growth (1y) (Quarter) -96.33%-32.63%98.84%-99.41%311.21%-99.45%96.20%6,255.05%147,015.05%32,907.18%-216.86%-181.91%
FCF Payout Ratio Growth (3y) (Quarter) 112.41%75.85%28.96%-125.28%-116.91%1,035.75%-28.15%
FCF Payout Ratio Growth (5y) (Quarter) -15.05%
FCF Payout Ratio (QoQ) (Quarter) 60.51%-855.24%137.21%-99.19%2,848.40%-113.03%118.94%465.02%-96.07%-190.22%-8.93%-79.88%85.90%2,818.49%-100.04%
Gross Margin Growth (1y) (Quarter) -1654.00-849.00-1528.00-1222.00-306.00329.00897.001,132.00584.00663.00336.00312.00372.00262.00372.00298.00100.00-11.00
Gross Margin Growth (3y) (Quarter) -1377.00143.00-295.00222.00649.001,254.001,605.001,742.001,056.00914.00
Gross Margin Growth (5y) (Quarter) -905.00394.00
Gross Margin (QoQ) (Quarter) -1569.00843.00-497.00-431.00-765.00164.00-191.00485.00-129.00732.0044.00-63.00-50.00405.0020.00-4.00-159.00515.00-53.00-202.00-271.00
Interest Coverage Ratio Growth (1y) (Quarter) -58.13%5,309.28%-105.32%-105.94%-281.69%213.06%100.88%1,310.92%180.61%40.93%64.75%141.03%210.04%797.00%72.85%54.57%47.07%
Interest Coverage Ratio Growth (3y) (Quarter) -32.99%327.82%-56.07%20.11%65.60%153.51%78.84%261.17%78.38%
Interest Coverage Ratio Growth (5y) (Quarter) 2.32%222.69%
Interest Coverage Ratio (QoQ) (Quarter) -100.22%57,771.36%-72.55%-158.90%380.08%-113.11%-740.11%136.65%397.66%-20.97%-44.07%-35.93%481.76%15.62%-28.06%85.36%12.10%3.40%-31.55%
Net Margin Growth (1y) (Quarter) -140.00238.00-4001.00-1225.00-4283.00-3804.00746.00966.002,167.001,348.00910.00784.001,464.001,431.00643.00-2060.003,748.002,764.00
Net Margin Growth (3y) (Quarter) -2257.00-2218.00-2345.00525.00-653.00-1025.002,299.00-311.007,378.005,543.00
Net Margin Growth (5y) (Quarter) 2,954.001,977.00
Net Margin (QoQ) (Quarter) -1796.001,428.00-1259.001,486.00-1418.00-2810.001,517.00-1572.00-939.001,740.001,737.00-371.00-1757.001,302.001,611.00309.00-1790.00514.00-1093.006,117.00-2774.00
Operating Margin Growth (1y) (Quarter) -2731.00575.00-4368.00-1700.00-1763.00-2529.001,078.001,476.002,243.003,309.00184.00959.001,790.001,728.003,843.001,052.00784.00562.00
Operating Margin Growth (3y) (Quarter) -2251.001,354.00-3106.00734.002,270.002,508.005,105.003,487.004,817.005,599.00
Operating Margin Growth (5y) (Quarter) 324.003,645.00
Operating Margin (QoQ) (Quarter) -4340.003,972.00-1259.00-1104.00-1034.00-971.001,409.00-1167.00-1800.002,636.001,806.00-399.00-734.00-489.002,582.00432.00-796.001,626.00-209.00164.00-1018.00
Return on Assets Growth (1y) (Quarter) -22.00-22.00-18.00-11.00-8.001.006.006.007.007.007.007.002.005.007.00
Return on Assets Growth (3y) (Quarter) -22.00-14.00-6.002.001.0013.0019.00
Return on Assets (QoQ) (Quarter) -6.00-7.00-6.00-2.00-6.00-4.001.002.003.001.001.002.002.001.001.00-3.006.002.00
Return on Equity Growth (1y) (Quarter) -50.00-41.00-58.00-37.00-26.002.0018.0019.0018.0016.0016.0017.007.0015.0050.00
Return on Equity Growth (3y) (Quarter) -58.00-22.00-24.00-1.00-1.0034.0085.00
Return on Equity (QoQ) (Quarter) -29.004.00-19.00-6.00-20.00-13.003.005.008.003.003.004.006.003.003.00-6.0015.0038.00
Return on Invested Capital Growth (1y) (Quarter) -25.00-33.00-17.00-5.0012.0027.0023.0021.0019.0017.0030.0032.0025.0053.00
Return on Invested Capital Growth (3y) (Quarter) 6.0011.0036.0049.0056.0097.00
Return on Invested Capital (QoQ) (Quarter) 0.00-12.00-5.00-8.00-8.004.007.009.007.000.005.007.005.0013.007.000.0033.00
Return on Sales Growth (1y) (Quarter) -1.002.00-40.00-12.00-43.00-38.007.0010.0022.0013.009.008.0015.0014.006.00-21.0037.0028.00
Return on Sales Growth (3y) (Quarter) -23.00-22.00-23.005.00-7.00-10.0023.00-3.0074.0055.00
Return on Sales Growth (5y) (Quarter) 30.0020.00
Return on Sales (QoQ) (Quarter) -18.0014.00-13.0015.00-14.00-28.0015.00-16.00-9.0017.0017.00-4.00-18.0013.0016.003.00-18.005.00-11.0061.00-28.00