OneMain Holdings reported a gross margin of 41.88% and a net margin of 27.35% for the quarter ended Mar 2020. These financial ratios cover 33 quarters of results from Mar 2012 through Mar 2020, standardized by Business Quant from the company’s SEC filings.
| Ratios | Mar2012 | Jun2012 | Sep2012 | Dec2012 | Mar2013 | Jun2013 | Sep2013 | Dec2013 | Mar2014 | Jun2014 | Sep2014 | Dec2014 | Mar2015 | Jun2015 | Sep2015 | Dec2015 | Mar2016 | Jun2016 | Sep2016 | Dec2016 | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | |||||||||||||||||||||||||||||||||
| Gross Margin | 57.14% | 52.34% | 54.72% | 56.76% | 59.09% | 56.14% | 59.83% | 63.03% | 41.88% | ||||||||||||||||||||||||
| EBT Margin | 32.50% | 50.00% | -317.89% | 221.05% | 36.84% | 28.95% | 27.10% | 55.34% | 63.46% | 113.08% | 176.42% | 160.00% | 40.19% | 187.74% | 192.79% | 183.64% | 224.56% | 253.85% | 289.08% | 36.75% | |||||||||||||
| EBIT Margin | 32.50% | 50.00% | -317.89% | 221.05% | 36.84% | 28.95% | 27.10% | 55.34% | 63.46% | 113.08% | 176.42% | -301.90% | -435.51% | -317.92% | -294.59% | -286.36% | -289.47% | -280.34% | -256.30% | -315.38% | |||||||||||||
| EBITDA Margin | 32.50% | 50.00% | -317.89% | 221.05% | 36.84% | 28.95% | 27.10% | 55.34% | 63.46% | 113.08% | 176.42% | -301.90% | -435.51% | -317.92% | -294.59% | -286.36% | -289.47% | -280.34% | -256.30% | -315.38% | |||||||||||||
| Operating Margin | -301.90% | -435.51% | -317.92% | -294.59% | -286.36% | -289.47% | -280.34% | -256.30% | -315.38% | ||||||||||||||||||||||||
| Net Margin | -30.00% | -32.50% | -230.53% | 120.18% | 22.81% | 21.93% | 25.23% | 32.04% | 40.38% | 64.49% | 36.79% | 118.10% | 6.54% | 139.62% | 151.35% | 138.18% | 170.18% | 211.97% | 219.33% | 27.35% | |||||||||||||
| FCF Margin | 50.00% | 472.50% | 361.05% | 364.91% | 213.16% | 418.42% | 173.83% | 431.07% | 284.62% | 467.29% | 297.17% | 528.57% | 363.55% | 483.02% | 531.53% | 498.18% | 523.68% | 499.15% | 531.93% | 482.91% | |||||||||||||
| Efficiency | |||||||||||||||||||||||||||||||||
| Assets AverageAssets Avg. | 12.68B | 13.18B | 17.18B | 20.12B | 18.80B | 18.45B | 18.24B | 18.05B | 18.34B | 18.87B | 19.24B | 19.95B | 20.05B | 20.05B | 20.28B | 20.72B | 21.19B | 21.71B | 22.61B | 23.75B | |||||||||||||
| Invested CapitalInvested Cap. | 12.61B | 12.48B | 20.11B | 20.13B | 22.07B | 23.20B | 25.34B | 17.45B | 19.82B | 21.02B | 18.33B | 21.25B | 18.54B | 19.37B | 18.98B | 20.07B | 19.69B | 21.11B | 21.54B | 23.50B | |||||||||||||
| Asset Utilization RatioAsset Util. | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | |||||||||||||
| Leverage & Solvency | |||||||||||||||||||||||||||||||||
| Interest Coverage RatioInterest Cover | |||||||||||||||||||||||||||||||||
| Debt Ratio | 0.73 | 0.73 | 0.82 | 0.90 | 1.03 | 1.10 | 1.23 | 0.80 | 0.89 | 0.93 | 0.77 | 0.87 | 0.77 | 0.77 | 0.76 | 0.75 | 0.74 | 0.76 | 0.75 | 0.83 | |||||||||||||
| Times Interest Earned | |||||||||||||||||||||||||||||||||
| Dividends & Payouts | |||||||||||||||||||||||||||||||||
| Dividend Coverage RatioDiv. Cover | -0.57 | -0.68 | -11.53 | 7.61 | 4.47 | 5.71 | 0.81 | 7.68 | 0.08 | ||||||||||||||||||||||||
| FCF Payout RatioFCF Cover | 1.05 | 0.10 | 0.06 | 0.04 | 0.06 | 0.06 | 0.52 | 0.05 | 0.68 | ||||||||||||||||||||||||
| Dividend YieldDiv. Yield | 0.34% | 0.32% | 0.34% | 0.49% | 0.79% | 0.74% | 6.13% | 0.59% | 15.07% | ||||||||||||||||||||||||
| Payout Ratio | -1.75 | -1.46 | -0.09 | 0.13 | 0.22 | 0.18 | 1.23 | 0.13 | 12.09 | ||||||||||||||||||||||||
| Valuation | |||||||||||||||||||||||||||||||||
| Price to EarningsP/E | -514.51 | -452.27 | -25.51 | 26.98 | 118.27 | 166.83 | 110.59 | 101.89 | 79.22 | 55.28 | 90.20 | 32.76 | 645.73 | 30.84 | 19.64 | 28.43 | 23.72 | 20.13 | 21.98 | 80.25 | |||||||||||||
| Price to SalesP/S | 154.35 | 146.99 | 58.81 | 32.42 | 26.97 | 36.58 | 27.91 | 32.64 | 31.99 | 35.65 | 33.19 | 38.69 | 42.24 | 43.06 | 29.72 | 39.28 | 40.36 | 42.67 | 48.21 | 21.95 | |||||||||||||
| Price to BookP/B | 2.11 | 2.01 | 1.99 | 1.26 | 1.02 | 1.37 | 0.97 | 1.08 | 1.05 | 1.18 | 1.07 | 1.20 | 1.30 | 1.25 | 0.87 | 1.09 | 1.11 | 1.22 | 1.32 | 0.84 | |||||||||||||
| Enterprise Value | 2.42B | 1.86B | 3.89B | 2.24B | 1.52B | 2.51B | 1.09B | 1.89B | 1.57B | 1.82B | 2.53B | 1.38B | 3.93B | 3.32B | 2.62B | 2.61B | 3.82B | 3.60B | 4.51B | -1.63B | |||||||||||||
| EV to EBIT | 185.78 | 93.03 | -12.89 | 8.88 | 36.19 | 76.02 | 37.69 | 33.07 | 23.77 | 15.04 | 13.53 | -4.35 | -8.44 | -9.85 | -8.01 | -8.29 | -11.56 | -10.97 | -14.79 | 4.43 | |||||||||||||
| EV to EBITDA | 185.78 | 93.03 | -12.89 | 8.88 | 36.19 | 76.02 | 37.69 | 33.07 | 23.77 | 15.04 | 13.53 | -4.35 | -8.44 | -9.85 | -8.01 | -8.29 | -11.56 | -10.97 | -14.79 | 4.43 | |||||||||||||
| Market Capitalization | 6.17B | 5.88B | 5.59B | 3.70B | 3.08B | 4.17B | 2.99B | 3.36B | 3.33B | 3.81B | 3.52B | 4.06B | 4.52B | 4.56B | 3.30B | 4.32B | 4.60B | 4.99B | 5.74B | 2.57B | |||||||||||||
| Price to FCFP/FCF | 308.70 | 31.11 | 16.29 | 8.89 | 12.65 | 8.74 | 16.05 | 7.57 | 11.24 | 7.63 | 11.17 | 7.32 | 11.62 | 8.91 | 5.59 | 7.88 | 7.71 | 8.55 | 9.06 | 4.55 | |||||||||||||
| EV to FCF | 120.75 | 9.84 | 11.35 | 5.38 | 6.26 | 5.26 | 5.88 | 4.25 | 5.30 | 3.64 | 8.03 | 2.49 | 10.11 | 6.49 | 4.44 | 4.77 | 6.39 | 6.16 | 7.12 | -2.89 | |||||||||||||
| EV to CFO | 120.75 | 9.84 | 11.35 | 5.38 | 6.26 | 5.26 | 5.88 | 4.25 | 5.30 | 3.64 | 8.03 | 2.49 | 10.11 | 6.49 | 4.44 | 4.77 | 6.39 | 6.16 | 7.12 | -2.89 | |||||||||||||
| Return Ratios | |||||||||||||||||||||||||||||||||
| Return on Sales [ROS]ROS | 32.50% | 50.00% | -317.89% | 221.05% | 36.84% | 28.95% | 27.10% | 55.34% | 63.46% | 113.08% | 176.42% | -301.90% | -435.51% | -317.92% | -294.59% | -286.36% | -289.47% | -280.34% | -256.30% | -315.38% | |||||||||||||
| Return on Invested Capital [ROIC]ROIC | 4.09% | 0.40% | -0.57% | 0.18% | 0.20% | 0.21% | 1.00% | 0.52% | 0.68% | 0.84% | 0.93% | 0.15% | -1.10% | -2.62% | -5.41% | -5.34% | -5.00% | -5.01% | -4.66% | -4.63% | |||||||||||||
| Return on Assets [ROA]ROA | 3.89% | 0.38% | -0.54% | 0.18% | 0.22% | 0.26% | 1.33% | 0.62% | 0.69% | 0.91% | 0.95% | 1.37% | 1.19% | 1.59% | 2.20% | 2.29% | 3.12% | 3.51% | 3.78% | 3.09% |