Lm Funding America, Inc. Ratios

Ratios Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Profitability
Gross Margin 98.66%99.01%98.73%99.76%99.47%90.36%98.59%50.57%13.26%27.55%36.44%
EBT Margin 33.29%24.78%-75.13%-118.30%-13.93%-129.10%-321.24%592.84%-1,525.14%-144.91%-69.60%
EBIT Margin 46.17%37.96%-63.00%-79.05%12.20%-125.06%-320.67%-938.03%-1,423.11%-77.57%-58.74%
EBITDA Margin 46.17%37.96%-62.44%-77.99%13.54%-124.16%-320.06%-936.81%-1,395.54%-39.83%12.17%
Operating Margin 46.17%37.96%-63.00%-79.05%12.20%-125.06%-320.67%-938.03%-1,423.11%-77.57%-58.74%
Net Margin 33.29%-0.29%-48.38%-196.43%-13.93%3.14%1.30%556.56%-1,498.00%-122.80%-128.28%
FCF Margin 29.76%31.70%-73.89%-41.42%-22.37%-49.24%-278.93%299.05%-527.78%-38.74%-124.36%
Efficiency
Assets Average 10.59M12.21M5.99M4.01M6.85M9.98M37.21M57.65M45.45M40.88M
Equity Average 2.57M5.22M2.53M3.35M4.32M7.15M36.24M55.90M42.83M35.94M
Invested Capital -1.13M13.99M9.43M0.94M5.85M3.35M11.65M61.13M51.27M35.43M37.41M
Asset Utilization Ratio 0.660.400.730.840.350.130.020.030.290.27
Leverage & Solvency
Interest Coverage Ratio 3.592.88-5.19-2.010.89-29.01563.640.01M0.01M-14.56
Debt to Equity 0.390.394.080.010.020.010.000.010.020.18
Debt Ratio 0.170.161.860.010.010.010.000.010.020.15
Equity Ratio -0.170.430.420.460.960.370.930.980.960.920.84
Times Interest Earned 3.592.88-5.19-2.010.89-29.01563.640.01M0.01M-14.56
Dividends & Payouts
FCF Payout Ratio 0.431.77
Valuation
Enterprise Value -2.02M20.34M11.16M4.62M-2.31M1.33M-1.23M27.79M4.59M5.29M2.21M
Market Capitalization 29.34M13.43M5.21M2.71M2.40M10.32M62.23M7.23M9.03M7.30M
Return Ratios
Return on Sales 0.33%0.27%-0.45%-1.96%-0.06%0.03%0.01%5.57%-14.98%-1.45%-0.70%
Return on Capital Employed 0.11%-1.09%-0.43%-0.23%-0.45%-0.24%-0.16%
Return on Invested Capital -0.16%0.05%-0.54%-0.39%-0.22%-0.43%
Return on Assets 0.18%-0.18%-1.44%-0.05%0.01%0.00%0.13%-0.45%-0.41%-0.19%
Return on Equity 0.74%-0.42%-3.41%-0.06%0.02%0.00%0.14%-0.46%-0.44%-0.21%