Flushing Financial Income Statement (2016-2025) | FFIC

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Income Statement	Mar2021	Jun2021	Sep2021	Dec2021	Mar2022	Jun2022	Sep2022	Dec2022	Mar2023	Jun2023	Sep2023	Dec2023	Mar2024	Jun2024	Sep2024	Dec2024	Mar2025	Jun2025	Sep2025	Dec2025
Revenue & Cost
Provisions (Quarter)	2.82M	-1.60M	-6.93M	0.66M	1.36M	1.59M	2.15M	-0.01M	7.51M	1.42M	0.60M	1.00M	0.59M	0.81M	1.73M	6.44M	4.32M	4.19M	1.70M	2.75M
Revenue (Quarter)	2.73M	1.23M	0.86M	1.14M	1.37M	1.17M	1.35M	1.23M	1.41M	1.78M	2.64M	2.82M	1.39M	1.58M	1.79M	2.18M	1.52M	1.95M	2.00M	1.99M
Interest income
Interest income - Loans (Quarter)	69.02M	68.00M	69.20M	68.11M	67.52M	69.19M	75.55M	81.03M	82.89M	85.38M	91.47M	95.62M	92.96M	92.73M	95.78M	94.11M	93.03M	95.00M	94.97M	94.42M
Interest Income - Debt Securities (Quarter)	4.78M	4.81M	6.18M	5.05M	5.93M	4.89M	4.35M	6.26M	6.45M	5.55M	6.18M	6.75M	6.23M	6.17M	5.59M	5.93M	6.87M	5.35M	5.62M	6.55M
Other interest income (Quarter)	0.04M	0.05M	0.04M	0.07M	0.05M	0.16M	0.51M	1.70M	1.96M	1.98M	2.15M	2.31M	3.97M	2.26M	2.56M	1.79M	2.06M	2.18M	1.69M	1.90M
Interest Income - Total (Quarter)	72.14M	71.74M	72.95M	71.73M	71.32M	74.29M	81.75M	89.27M	92.12M	96.56M	104.04M	108.76M	109.50M	113.23M	122.59M	120.04M	116.54M	117.40M	116.47M	115.82M
Interest expenses
Interest Expense - Deposits (Quarter)	6.11M	5.54M	4.71M	3.98M	3.41M	4.69M	11.96M	27.23M	39.06M	46.25M	50.07M	53.28M	57.87M	60.89M	66.15M	59.73M	57.17M	59.04M	57.14M	55.18M
Interest Expense - Others (Quarter)	5.14M	5.16M	4.88M	5.08M	4.43M	4.88M	8.57M	7.84M	7.80M	6.93M	9.54M	9.39M	9.24M	9.56M	10.84M	9.08M	6.37M	5.16M	5.50M	5.14M
Interest Expenses (Quarter)	11.24M	10.70M	9.59M	9.06M	7.84M	9.56M	20.54M	35.07M	46.85M	53.18M	59.61M	62.68M	67.10M	70.45M	76.99M	68.81M	63.55M	64.19M	62.64M	60.32M
Interest Income - Net (Quarter)	60.89M	61.04M	63.36M	62.67M	63.48M	64.73M	61.21M	54.20M	45.26M	43.38M	44.43M	46.09M	42.40M	42.78M	45.60M	51.23M	52.99M	53.21M	53.83M	55.51M
Non-interest income
Interest Income - Total (Quarter)	58.07M	62.64M	70.29M	61.91M	62.12M	63.14M	59.06M	54.21M	37.75M	41.96M	43.83M	45.09M	41.80M	41.97M	43.88M	44.80M	48.67M	49.02M	52.30M	52.76M
Service Charges (Quarter)
Investment Gain (Loss) (Quarter)		0.12M	-0.01M					-10.95M											0.66M	0.05M
Investment Banking Income (Quarter)	0.03M	0.13M	0.13M	0.05M		0.07M		0.05M	0.05M	0.05M			0.11M	0.03M	0.14M	-3.84M	0.63M	2.76M	0.32M	3.52M
Trading Income (Quarter)		0.12M																	0.66M	0.67M
Other Non-Interest Income (Quarter)	1.00M	0.73M	1.01M	-0.52M	1.11M	1.11M	0.32M	0.13M	9.30M	1.13M	1.16M	-1.30M	1.65M	1.22M	1.26M	-1.18M	1.57M	2.83M	2.32M	2.04M
Non-Interest Income (Quarter)	6.31M	-3.21M	0.87M	-0.28M	1.31M	7.35M	8.99M	-7.65M	6.86M	5.02M	3.31M	7.40M	3.08M	4.22M	6.28M	-71.02M	5.07M	10.28M	4.75M	3.30M
Operating Items
Research & Development (Quarter)	2.11M	1.42M	1.76M	1.76M	1.42M	1.38M	1.37M	1.42M	1.44M	1.47M	1.42M	1.65M	1.73M	1.78M	1.68M	1.70M	1.87M	1.81M	1.83M	1.84M
Wages, Salaries and Other (Quarter)	2.40M	19.88M	1.90M	-55.65M	2.22M	21.11M	21.44M	77.30M	2.26M	19.69M	20.35M	2.52M	22.11M	21.72M	2.75M	83.07M	22.90M	22.65M	24.68M	-53.06M
Rent Expense (Quarter)	3.37M	3.52M	3.53M	3.58M	3.60M	3.76M	3.54M	3.70M	3.79M	3.53M	3.37M	3.70M	3.78M	3.71M	3.75M	3.88M	4.09M	4.00M	4.19M	4.24M
Other Operating Expenses (Quarter)	32.68M	29.07M	31.05M	33.47M	33.77M	30.38M	30.73M	28.62M	33.93M	30.10M	31.59M	35.39M	34.39M	33.55M	33.27M	40.05M	53.72M	34.55M	37.34M	42.14M
Operating Expenses (Quarter)	38.16M	34.01M	36.34M	38.81M	38.79M	35.52M	35.63M	33.74M	39.16M	35.11M	36.39M	40.73M	39.89M	39.05M	38.70M	45.63M	59.68M	40.36M	43.37M	48.23M
Operating Income (Quarter)
EBIT (Quarter)	37.47M	36.12M	44.40M	31.88M	32.48M	44.53M	52.96M	47.89M	52.31M	65.06M	70.36M	74.43M	72.10M	77.59M	88.45M	-3.05M	57.62M	83.13M	76.32M	68.15M
Non-operating items
Non Operating Investment Income (Quarter)															0.17M
Interest & Investment Income (Quarter)	3.07M	3.69M	0.01M	0.01M	3.75M	0.01M	5.68M	20.82M	7.24M	9.17M	10.38M	-26.67M	12.54M	0.03M	0.03M	0.03M	0.03M	20.19M	0.03M	0.03M
Other Non Operating Income (Quarter)	0.98M	-6.55M	-2.29M	-5.14M	-1.81M	2.53M	5.63M	-0.62M	2.62M	0.29M	-1.25M	0.91M	-0.83M	0.06M	0.97M	-1.14M	-0.15M	1.66M	-1.83M	-1.99M
Net income details
EBT (Quarter)	26.22M	25.42M	34.81M	22.83M	24.64M	34.97M	32.42M	12.82M	5.46M	11.87M	10.75M	11.75M	5.00M	7.14M	11.46M	-71.86M	-5.93M	18.94M	13.68M	7.84M
Tax Provisions (Quarter)	5.07M	6.16M	9.40M	13.67M	6.42M	9.94M	8.98M	2.57M	1.41M	3.19M	2.92M	3.65M	0.41M	1.81M	1.48M	-22.61M	1.69M	4.73M	2.21M	3.81M
Profit After Tax (Quarter)	19.04M	19.26M	25.41M	18.08M	18.22M	25.04M	23.44M	10.25M	4.04M	8.69M	7.83M	8.10M	3.68M	5.32M	8.91M	-49.24M	-9.80M	14.20M	10.45M	4.03M
Income from Continuing Operations (Quarter)	21.15M	19.26M	25.41M	9.15M	18.22M	25.04M	23.44M	10.25M	4.04M	8.69M	7.83M	8.10M	4.58M	5.32M	9.97M	-49.24M	-7.62M	14.20M	11.47M	4.03M
Consolidated Net Income (Quarter)	21.15M	19.26M	25.41M	9.15M	18.22M	25.04M	23.44M	10.25M	4.04M	8.69M	7.83M	8.10M	4.58M	5.32M	9.97M	-49.24M	-7.62M	14.20M	11.47M	4.03M
Income towards Parent Company (Quarter)	21.15M	19.26M	25.41M	9.15M	18.22M	25.04M	23.44M	10.25M	4.04M	8.69M	7.83M	8.10M	4.58M	5.32M	9.97M	-49.24M	-7.62M	14.20M	11.47M	4.03M
Net Income towards Common Stockholders (Quarter)	21.15M	19.26M	25.41M	9.15M	18.22M	25.04M	23.44M	10.25M	4.04M	8.69M	7.83M	8.10M	4.58M	5.32M	9.97M	-49.24M	-7.62M	14.20M	11.47M	4.03M
Additional items
EPS (Basic) (Quarter)	0.60	0.61	0.81	0.57	0.58	0.81	0.76	0.34	0.13	0.29	0.26	0.27	0.12	0.18	0.30	-1.61	-0.29	0.41	0.30	0.11
EPS (Weighted Average and Diluted) (Quarter)	0.60	0.61	0.81	0.57	0.58	0.81	0.76	0.34	0.13	0.29	0.26	0.27	0.12	0.18	0.30	-1.61	-0.29	0.41	0.30	0.11
Shares Outstanding (Weighted Average) (Quarter)	30.95M	34.09M	30.68M	31.55M	31.25M	30.94M	30.70M	30.42M	0.03M	0.03M	0.03M	29.54M	29.30M	29.31M	29.32M	29.51M	33.93M	33.93M	33.93M	33.94M
Shares Outstanding (Diluted Average) (Quarter)
EBITDA (Quarter)	37.47M	36.12M	44.40M	31.88M	32.48M	44.53M	52.96M	47.89M	52.31M	65.06M	70.36M	74.43M	72.10M	77.59M	88.45M	-3.05M	57.62M	83.13M	76.32M	68.15M
Tax Rate (Quarter)	19.34%	24.23%	27.00%	59.91%	26.06%	28.41%	27.70%	20.05%	25.87%	26.84%	27.13%	31.10%	8.24%	25.42%	12.95%	31.47%	-28.54%	24.99%	16.16%	48.62%

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Flushing Financial Income Statement (2016-2025) | FFIC

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