First Commonwealth Financial Corp /Pa/ Income Statement

Income Statement Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 100.57M-61.55M55.82M20.54M19.23M11.20M14.95M18.48M5.09M12.53M14.53M56.72M-1.38M21.11M14.81M29.17M
Revenue 225.84M256.00M247.54M254.36M244.81M244.54M249.80M263.63M309.11M340.86M355.35M362.75M385.30M410.93M482.29M478.12M
Interest income
Interest income - Loans 232.03M225.06M197.46M187.26M176.13M171.20M172.82M185.34M218.53M257.32M291.89M275.19M267.60M302.21M490.71M541.28M
Interest income - Investments 0.21M0.07M0.05M0.10M0.30M1.90M3.43M2.83M1.67M1.86M1.61M0.69M0.52M0.88M3.01M2.05M
Interest Income - Debt Securities 50.59M37.91M33.76M31.70M29.92M28.77M26.81M27.92M28.61M31.26M29.77M24.77M27.01M30.75M34.39M47.63M
Interest Income - Deposits 0.01M0.09M0.06M0.01M0.01M0.01M0.01M0.03M0.12M0.17M0.40M0.22M0.40M1.72M9.49M9.07M
Interest Income - Total 293.28M268.36M231.54M219.07M206.36M202.18M204.07M217.61M250.55M292.26M325.26M301.21M293.84M329.95M530.00M600.46M
Interest expenses
Interest Expense - Deposits 69.80M49.84M33.50M21.45M15.60M12.45M7.47M7.52M9.41M21.71M36.73M21.97M5.75M6.71M112.41M191.03M
Interest Expense - Debt 12.75M9.81M5.57M5.68M3.13M2.45M5.02M8.08M8.80M10.74M9.08M8.58M8.55M8.60M21.75M20.44M
Interest Expense - Others 6.58M4.21M1.89M1.94M1.72M1.31M0.77M0.34M0.32M0.30M1.02M1.42M0.65M0.23M0.20M1.38M
Interest Expenses 86.77M61.60M41.68M30.15M21.71M18.50M15.60M18.58M21.77M40.03M55.40M32.94M15.30M17.73M144.32M221.57M
Interest Income - Net 206.51M206.76M189.87M188.93M184.65M183.68M188.48M199.03M228.78M252.22M269.86M268.27M278.54M312.22M385.68M378.89M
Non-interest income
Interest Income - Total 105.94M145.21M134.05M168.38M165.42M172.48M173.53M180.56M223.69M239.69M255.33M211.55M279.92M291.12M370.86M349.72M
Financial Services Fees 7.26M6.37M6.38M6.27M6.00M6.48M8.52M7.96M8.81M7.43M7.58M7.85M8.50M9.97M10.93M11.55M
Service Charges 17.44M16.97M14.78M14.74M15.65M15.66M15.32M15.87M18.58M18.18M18.93M16.39M17.98M19.64M21.44M22.52M
Investment Gain (Loss) 0.27M2.42M2.19M0.19M-1.16M0.55M-0.15M0.62M5.04M8.10M0.02M0.07M0.02M0.00M-0.10M-5.45M
Investment Banking Income 0.62M0.44M2.42M4.09M5.37M5.44M7.76M18.76M13.55M5.28M3.95M5.79M
Income - Trust 4.80M5.90M6.50M6.21M6.17M6.00M5.83M5.37M7.10M7.90M8.32M9.10M11.11M10.52M10.52M11.82M
Card Income 8.56M10.46M11.97M13.20M13.75M14.22M14.50M14.96M18.78M20.19M21.68M23.97M27.95M27.60M28.64M21.89M
Other Non-Interest Income 12.60M75.31M68.29M16.97M35.18M17.47M18.87M6.37M7.68M6.79M7.27M19.25M13.06M9.85M33.30M35.43M
Non-Interest Income 19.32M49.23M57.67M65.43M60.16M60.86M61.33M64.60M80.33M88.64M85.48M94.48M106.76M98.71M96.61M99.23M
Operating Items
Amortization - Intangibles 10.45M5.22M1.53M1.47M1.06M0.63M1.00M1.50M3.08M3.22M3.34M3.69M3.50M3.20M4.98M5.02M
Depreciation & Amortization - Total 12.09M12.57M12.52M12.46M15.12M17.81M10.74M11.62M13.51M14.25M15.16M15.39M15.64M15.58M17.31M17.45M
Research & Development 4.69M5.67M6.03M7.05M6.01M6.12M6.12M7.43M9.09M10.47M10.69M10.54M12.37M13.92M15.01M15.58M
Wages, Salaries and Other 86.06M84.99M84.67M86.07M86.01M87.22M89.16M87.12M103.71M105.11M112.24M118.96M119.51M126.03M142.87M149.29M
Rent Expense 14.05M14.27M14.07M13.26M13.61M13.12M13.71M13.15M15.65M17.22M18.92M17.65M16.59M18.04M19.22M19.78M
Restructuring Costs 0.92M3.17M10.21M1.64M3.54M1.70M9.03M0.39M
Other Operating Expenses 0.79M-2.71M-9.43M-7.39M1.53M4.56M-3.11M1.41M-1.83M151.98M161.65M172.24M169.26M180.40M209.34M217.54M
Operating Expenses 171.15M171.23M176.83M177.21M168.82M171.21M163.87M159.93M200.30M195.56M209.97M215.83M213.86M229.64M269.92M270.75M
Operating Income 8.13M5.21M19.81M
EBIT 40.89M8.13M5.21M19.81M78.47M80.63M86.57M103.81M125.50M172.81M186.25M123.14M188.11M177.92M341.88M399.78M
Non-operating items
Other Non Operating Income -1.63M-0.34M-0.27M0.22M-0.47M0.79M-0.27M-2.52M2.34M0.37M0.01M-0.05M
Net income details
EBT -45.88M23.22M14.89M56.61M56.76M62.13M70.98M85.23M103.73M132.77M130.85M90.20M172.82M160.19M197.56M178.21M
Tax Provisions -25.82M0.24M-0.38M14.66M15.28M17.68M20.84M25.64M48.56M25.27M25.52M16.76M34.56M32.00M40.49M35.64M
Profit After Tax -20.06M22.98M15.27M41.95M41.48M44.45M50.14M59.59M55.16M107.50M105.33M73.45M138.26M128.18M157.06M142.60M
Equity Income 5.70M
Income from Continuing Operations -20.06M22.98M15.27M41.95M41.48M44.45M50.14M59.59M55.16M107.50M105.33M73.45M138.26M128.18M157.06M142.57M
Consolidated Net Income -20.06M22.98M15.27M41.95M41.48M44.45M50.14M59.59M55.16M107.50M105.33M73.45M138.26M128.18M157.06M142.57M
Income towards Parent Company -20.06M22.98M15.27M41.95M41.48M44.45M50.14M59.59M55.16M107.50M105.33M73.45M138.26M128.18M157.06M142.57M
Net Income towards Common Stockholders -20.06M22.98M15.27M41.95M41.48M44.45M50.14M59.59M55.16M107.50M105.33M73.45M138.26M128.18M157.06M142.57M
Additional items
EPS (Basic) -0.240.250.150.400.430.480.560.670.581.091.070.751.451.371.551.40
EPS (Weighted Average and Diluted) -0.240.250.150.400.430.480.560.670.581.081.070.751.441.371.541.39
Shares Outstanding (Weighted Average) 104.83M104.91M102.61M
Tax Rate 56.27%1.03%25.89%26.92%28.46%29.36%30.08%46.82%19.04%19.50%18.58%20.00%19.98%20.50%20.00%