ECB Bancorp reported revenue of $0.15M and net income of $3.26M for the quarter ended Jun 2026, down 1.3% year over year. This income statement covers 22 quarters of results from Mar 2021 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Income Statement | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue & Cost | ||||||||||||||||||||||
| Provisions | 0.09M | 0.09M | 0.12M | 0.75M | 0.93M | 1.14M | 0.88M | 0.21M | -0.18M | 0.11M | 0.15M | 0.36M | 0.05M | -0.18M | -0.01M | 1.12M | 0.18M | 0.24M | 0.16M | -0.17M | ||
| Revenue | 4.97M | 5.43M | 5.25M | 6.06M | 6.88M | 7.04M | 6.70M | 6.77M | 6.50M | 6.31M | 6.25M | 6.44M | 6.66M | 7.18M | 0.14M | 0.15M | 8.83M | 9.54M | 0.15M | 0.15M | ||
| Interest income | ||||||||||||||||||||||
| Interest income - Loans | 5.22M | 5.62M | 5.26M | 5.68M | 7.15M | 8.86M | 10.93M | 12.12M | 12.31M | 12.97M | 13.45M | 14.17M | 14.85M | 15.38M | 15.14M | 16.86M | 18.15M | 18.93M | 19.58M | 19.75M | ||
| Interest income - Investments | 1.62M | 1.24M | 0.81M | 1.06M | ||||||||||||||||||
| Interest Income - Debt Securities | 0.24M | 0.27M | 0.33M | 0.33M | 0.36M | 0.47M | 0.56M | 0.67M | 0.72M | 0.75M | 0.76M | 0.78M | 0.80M | 0.84M | 0.85M | 0.99M | 1.03M | 1.13M | 1.13M | 1.19M | ||
| Interest Income - Deposits | 0.00M | 0.00M | 0.00M | 0.00M | 0.03M | 0.09M | 0.09M | 0.14M | ||||||||||||||
| Other interest income | 0.01M | 0.01M | 0.02M | 0.09M | 0.25M | 0.36M | 0.57M | 0.86M | 1.13M | 1.18M | 1.48M | 1.43M | 1.50M | 1.58M | 1.62M | |||||||
| Interest Income - Total | 5.48M | 5.90M | 5.61M | 6.10M | 7.76M | 9.69M | 12.06M | 13.65M | 14.17M | 14.90M | 15.69M | 16.39M | 17.16M | 17.81M | 17.62M | 19.10M | 20.42M | 21.04M | 21.61M | 22.14M | ||
| Interest expenses | ||||||||||||||||||||||
| Interest Expense - Deposits | 0.84M | 0.75M | 0.66M | 0.65M | 1.02M | 2.23M | 3.92M | 5.05M | 5.84M | 6.60M | 7.52M | 8.16M | 8.79M | 8.96M | 8.86M | 9.12M | 9.55M | 9.53M | 9.20M | 9.46M | ||
| Interest Expense - Debt | 0.03M | 0.03M | 0.03M | 0.08M | 0.20M | 0.64M | 1.78M | 2.20M | 2.24M | 2.36M | 2.27M | 2.21M | 2.07M | 2.07M | 2.11M | 2.32M | 2.41M | 2.35M | 2.58M | 2.65M | ||
| Interest ExpensesInterest Expense | 0.87M | 0.78M | 0.69M | 0.73M | 1.22M | 2.87M | 5.70M | 7.25M | 8.08M | 8.96M | 9.79M | 10.37M | 10.86M | 11.03M | 10.97M | 11.44M | 11.96M | 11.89M | 11.78M | 12.10M | ||
| Interest Income - Net | 4.61M | 5.12M | 4.92M | 5.37M | 6.54M | 6.81M | 6.37M | 6.40M | 6.09M | 5.94M | 5.90M | 6.01M | 6.29M | 6.78M | 6.65M | 7.66M | 8.46M | 9.15M | 9.83M | 10.04M | ||
| Non-interest income | ||||||||||||||||||||||
| Interest Income - Total | 4.52M | 5.03M | 4.80M | 4.61M | 5.61M | 5.67M | 5.49M | 6.40M | 6.27M | 5.83M | 5.76M | 5.72M | 6.25M | 7.09M | 6.66M | 6.54M | 8.27M | 8.91M | 9.68M | 9.97M | ||
| Financial Services Fees | 0.14M | 0.14M | 0.15M | 0.15M | ||||||||||||||||||
| Service Charges | 0.00M | 0.00M | 0.00M | 0.00M | 0.08M | |||||||||||||||||
| Investment Banking Income | 0.14M | 0.10M | 0.04M | 0.02M | 0.02M | 0.01M | 0.01M | 0.01M | 0.04M | 0.02M | 0.03M | 0.04M | 0.04M | 0.06M | 0.03M | 0.04M | 0.01M | |||||
| Other Non-Interest Income | 0.04M | 0.04M | 0.04M | 0.02M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.19M | 0.19M | 0.19M | 0.18M | 0.22M | 0.24M | 0.24M | 0.25M | 0.24M | ||
| Non-Interest Income | 0.36M | 0.31M | 0.33M | 0.69M | 0.35M | 0.23M | 0.33M | 0.37M | 0.42M | 0.37M | 0.35M | 0.43M | 0.36M | 0.40M | 0.40M | 0.45M | 0.37M | 0.39M | 0.42M | 0.46M | ||
| Operating Items | ||||||||||||||||||||||
| Research & DevelopmentR&D | 0.18M | 0.16M | 0.17M | 0.17M | 0.22M | 0.23M | 0.24M | 0.29M | 0.28M | 0.28M | 0.31M | 0.28M | 0.29M | 0.32M | 0.31M | 0.32M | 0.33M | 0.34M | 0.34M | 0.34M | ||
| Wages, Salaries and OtherWages | 2.02M | 4.13M | 1.99M | 2.29M | 2.68M | 2.97M | 2.88M | 2.82M | 2.91M | 3.06M | 3.31M | 3.13M | 3.20M | 3.42M | 3.26M | 3.01M | 3.37M | 3.54M | 3.46M | 3.61M | ||
| Rent ExpenseRental Exp. | 0.26M | 0.25M | 0.24M | 0.28M | 0.26M | 0.25M | 0.31M | 0.31M | 0.29M | |||||||||||||
| Other Operating ExpensesOther Opex | 2.88M | 5.22M | 3.01M | 3.42M | 7.08M | 4.32M | 4.25M | 4.42M | 4.54M | 4.75M | 4.92M | 4.40M | 4.47M | 4.92M | 4.62M | 4.40M | 4.77M | 5.14M | 5.10M | 5.19M | ||
| Operating ExpensesOpex | 3.06M | 5.38M | 3.17M | 3.58M | 7.30M | 4.55M | 4.50M | 4.71M | 4.81M | 5.04M | 5.23M | 4.95M | 5.01M | 5.48M | 5.21M | 4.98M | 5.36M | 5.78M | 5.75M | 5.81M | ||
| EBIT | 2.68M | 0.74M | 2.57M | 2.45M | -0.24M | 4.23M | 6.92M | 9.18M | 9.86M | 10.01M | 10.62M | 11.44M | 12.40M | 12.97M | 12.69M | 13.36M | 15.22M | 15.37M | 16.04M | 16.57M | ||
| Non-operating items | ||||||||||||||||||||||
| Non Operating Interest Expenses | 0.87M | 0.78M | 0.69M | 0.73M | 1.22M | 2.87M | 5.70M | 7.25M | 8.08M | 8.96M | 9.79M | 10.37M | 10.86M | |||||||||
| Interest & Investment IncomeInt & Inv Inc | -0.04M | 0.17M | ||||||||||||||||||||
| Net income details | ||||||||||||||||||||||
| EBT | 1.81M | -0.04M | 1.88M | 1.72M | -1.46M | 1.36M | 1.22M | 1.93M | 1.78M | 1.05M | 0.83M | 1.06M | 1.54M | 1.94M | 1.72M | 1.92M | 3.26M | 3.49M | 4.26M | 4.47M | ||
| Tax ProvisionsTaxes | 0.47M | 1.09M | 0.49M | 0.33M | -0.43M | 1.88M | 0.32M | 0.50M | 0.44M | 0.38M | 0.21M | 0.27M | 0.41M | 0.74M | 0.42M | 0.47M | 0.82M | 1.14M | 1.14M | 1.21M | ||
| Profit After TaxPAT | 1.34M | -0.01M | 1.38M | 1.40M | -1.03M | 0.98M | 0.90M | 1.43M | 1.34M | 0.79M | 0.62M | 0.79M | 1.13M | 1.45M | 1.30M | 1.44M | 2.44M | 2.60M | 3.12M | 3.26M | ||
| Income from Continuing OperationsIncome (Continuing) | 1.34M | -1.12M | 1.38M | 1.40M | -1.03M | -0.53M | 0.90M | 1.43M | 1.34M | 0.68M | 0.62M | 0.79M | 1.13M | 1.20M | 1.30M | 1.44M | 2.44M | 2.35M | 3.12M | 3.26M | ||
| Consolidated Net IncomeConsol Net Inc. | 1.34M | -1.12M | 1.38M | 1.40M | -1.03M | -0.53M | 0.90M | 1.43M | 1.34M | 0.68M | 0.62M | 0.79M | 1.13M | 1.20M | 1.30M | 1.44M | 2.44M | 2.35M | 3.12M | 3.26M | ||
| Income towards Parent CompanyParent Net Inc | 1.34M | -1.12M | 1.38M | 1.40M | -1.03M | -0.53M | 0.90M | 1.43M | 1.34M | 0.68M | 0.62M | 0.79M | 1.13M | 1.20M | 1.30M | 1.44M | 2.44M | 2.35M | 3.12M | 3.26M | ||
| Net Income towards Common StockholdersNet Income | 1.34M | -1.12M | 1.38M | 1.40M | -1.03M | 0.98M | 0.90M | 1.43M | 1.34M | 0.79M | 0.62M | 0.79M | 1.13M | 1.45M | 1.30M | 1.44M | 2.44M | 2.35M | 3.12M | 3.26M | ||
| Additional items | ||||||||||||||||||||||
| EPS (Basic) | -0.11 | 0.11 | 0.10 | 0.16 | 0.16 | 0.09 | 0.07 | 0.10 | 0.14 | 0.18 | 0.16 | 0.18 | 0.30 | 0.29 | 0.39 | 0.41 | ||||||
| EPS (Diluted) | -0.12 | 0.12 | 0.11 | 0.17 | 0.16 | 0.09 | 0.07 | 0.09 | 0.14 | 0.17 | 0.16 | 0.17 | 0.29 | 0.28 | 0.38 | 0.39 | ||||||
| Shares Outstanding | 9.18M | 9.18M | 9.18M | 9.18M | 8.49M | 8.47M | 8.30M | 8.27M | 8.24M | 8.26M | 8.21M | 8.16M | 8.02M | 8.10M | 8.03M | 8.00M | ||||||
| Shares Outstanding (Diluted)Shares Outstanding (Dil.) | 8.45M | 8.46M | 8.48M | 8.49M | 8.49M | 8.52M | 8.38M | 8.34M | 8.34M | 8.35M | 8.34M | 8.37M | 8.27M | 8.31M | 8.30M | 8.34M | ||||||
| Shares Outstanding (Entity)Shares Outstanding (Entity.) | 9.18M | 9.18M | 9.18M | 9.18M | 9.18M | 9.20M | 9.29M | 9.24M | 9.20M | 9.15M | 9.10M | 9.05M | 8.95M | 8.83M | 8.79M | 8.77M | 8.75M | |||||
| EBITDA | 2.68M | 0.74M | 2.57M | 2.45M | -0.24M | 4.23M | 6.92M | 9.18M | 9.86M | 10.01M | 10.62M | 11.44M | 12.40M | 12.97M | 12.69M | 13.36M | 15.22M | 15.37M | 16.04M | 16.57M |