ECB Bancorp, Inc. /MD/ Income Statement

Income Statement Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 0.36M2.94M1.21M0.30M
Revenue 19.92M25.04M25.84M26.21M
Interest income
Interest income - Loans 21.32M26.95M48.33M57.85M
Interest Income - Debt Securities 1.06M1.49M2.70M3.19M
Interest Income - Deposits 0.00M
Other interest income 0.04M0.71M3.75M
Interest Income - Total 22.38M29.16M54.78M67.05M
Interest expenses
Interest Expense - Deposits 3.55M4.57M21.41M33.44M
Interest Expense - Debt 0.14M0.95M8.57M8.62M
Interest Expense - Fed Funds 0.00M
Interest Expenses 3.68M5.51M29.99M42.06M
Interest Income - Net 18.69M23.64M24.79M24.99M
Non-interest income
Interest Income - Total 18.33M20.70M23.99M24.81M
Investment Banking Income 0.45M0.08M0.02M0.12M
Other Non-Interest Income 0.65M0.83M0.79M0.00M
Non-Interest Income 1.22M1.40M1.05M1.23M
Operating Items
Research & Development 0.68M0.85M1.09M1.20M
Wages, Salaries and Other 9.60M9.93M11.68M13.06M
Other Operating Expenses 13.40M17.76M17.96M19.47M
Operating Expenses 14.09M18.61M19.05M20.67M
EBIT 9.15M9.01M35.97M47.43M
Net income details
EBT 5.47M3.50M5.99M5.37M
Tax Provisions 2.55M2.28M1.64M1.63M
Profit After Tax 4.04M2.72M4.46M3.99M
Equity Income 4.85M4.19M3.77M
Income from Continuing Operations 2.92M1.22M4.34M3.74M
Consolidated Net Income 2.92M1.22M4.34M3.74M
Income towards Parent Company 2.92M1.22M4.34M3.74M
Net Income towards Common Stockholders 2.92M2.72M4.46M3.99M
Additional items
EPS (Basic) 0.330.320.530.48
EPS (Weighted Average and Diluted) 0.320.520.48
Tax Rate 46.54%65.16%27.40%30.35%