Government Loan Servicing Revenue was Capital Bancorp’s largest product and service line in fiscal 2025, bringing in $35.14M of $67.29M (52%).
| Product and Service | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Government Loan Servicing Revenue | — | — | $8.53M | $35.14M | |||||
| Credit Card Fees | $21.97M | — | — | $17.37M | |||||
| Mortgage Banking Revenue | — | $4.00M | $6.07M | $13.47M | |||||
| Service Charges On Deposits | — | $964.00K | $883.00K | $1.32M | |||||
| Total | $21.97M | $4.96M | $15.49M | $67.29M |
Capital Bancorp brought in $67.29M from its four product and service lines in fiscal 2025, the year ended December 31, 2025. Capital Bancorp regrouped these lines after fiscal 2024, so the total does not compare directly with that year's $15.49M. Government Loan Servicing Revenue was the largest at $35.14M (52.2%), ahead of Credit Card Fees at $17.37M (25.8%) and Mortgage Banking Revenue at $13.47M (20.0%). The remaining line, Service Charges On Deposits, brought in $1.32M.
Compared with fiscal 2024, Government Loan Servicing Revenue grew 312.0% to $35.14M and Mortgage Banking Revenue grew 121.7% to $13.47M.
Capital Bancorp began breaking out Government Loan Servicing Revenue in fiscal 2024, when it brought in $8.53M.
Windsor Advantagetm was Capital Bancorp’s largest segment in fiscal 2025, bringing in $19.63M of $29.85M (66%).
| Segment | FY 2024 | FY 2025 |
|---|---|---|
| Windsor Advantagetm | — | $19.63M |
| Open Sky | $16.00M | — |
| Cbhl | — | $6.00M |
| Commercial Bank | -$543.00K | $4.22M |
| Total | $15.46M | $29.85M |
Capital Bancorp brought in $29.85M from its three segments in fiscal 2025, the year ended December 31, 2025. That is less than the $67.29M it reports by product and service, so these segments do not cover all of its revenue. Windsor Advantagetm was the largest at $19.63M (65.8%), ahead of Cbhl at $6.00M (20.1%) and Commercial Bank at $4.22M (14.1%).
Capital Bancorp began breaking out Windsor Advantagetm in fiscal 2025 and Cbhl in fiscal 2025. Capital Bancorp stopped reporting Open Sky as a separate segment after fiscal 2024, when it brought in $16.00M.
Capital Bancorp (CBNK) reports its revenue by product and service and by segment. In fiscal 2025, Government Loan Servicing Revenue was its largest product and service line, bringing in $35.14M (52.2% of the total), followed by Credit Card Fees at $17.37M (25.8%).
Government Loan Servicing Revenue was Capital Bancorp's largest product and service line in fiscal 2025, bringing in $35.14M, or 52.2% of the $67.29M total across its four product and service lines.
Windsor Advantagetm was Capital Bancorp's largest segment in fiscal 2025, bringing in $19.63M, or 65.8% of the $29.85M total across its three segments.
Every figure comes from Capital Bancorp's annual financial filings, as reported. Each line keeps the name Capital Bancorp gives it, and years follow its fiscal calendar.
Capital Bancorp's revenue by product and service goes back to fiscal 2017, with figures through fiscal 2025. The latest four fiscal years are free to view, and the full history is available with a Business Quant subscription.