Bridgewater Bancshares reported revenue of $40.89M and net income of $14.01M for the quarter ended Jun 2026, up 13.3% year over year. This income statement covers 38 quarters of results from Mar 2017 through Jun 2026, standardized by Business Quant from the company’s SEC filings.
| Income Statement | Mar2017 | Jun2017 | Sep2017 | Dec2017 | Mar2018 | Jun2018 | Sep2018 | Dec2018 | Mar2019 | Jun2019 | Sep2019 | Dec2019 | Mar2020 | Jun2020 | Sep2020 | Dec2020 | Mar2021 | Jun2021 | Sep2021 | Dec2021 | Mar2022 | Jun2022 | Sep2022 | Dec2022 | Mar2023 | Jun2023 | Sep2023 | Dec2023 | Mar2024 | Jun2024 | Sep2024 | Dec2024 | Mar2025 | Jun2025 | Sep2025 | Dec2025 | Mar2026 | Jun2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue & Cost | ||||||||||||||||||||||||||||||||||||||
| Provisions | 1.30M | 1.15M | 1.70M | 3.02M | 1.50M | 1.50M | 1.50M | 0.55M | -0.60M | -0.25M | 0.85M | 0.60M | 0.73M | 2.17M | 1.50M | 2.00M | 1.10M | 1.45M | 1.35M | 0.55M | ||||||||||||||||||
| Revenue | 32.66M | 24.73M | 33.91M | 36.26M | 37.72M | 28.14M | 30.51M | 27.29M | 27.15M | 26.72M | 26.18M | 26.76M | 27.12M | 29.50M | 32.29M | 36.08M | 36.15M | 38.84M | 46.21M | 40.89M | ||||||||||||||||||
| Interest income | ||||||||||||||||||||||||||||||||||||||
| Interest income - Loans | 31.05M | 31.14M | 31.74M | 34.36M | 37.67M | 42.49M | 44.95M | 47.72M | 49.00M | 49.73M | 49.58M | 51.38M | 51.90M | 51.87M | 53.82M | 57.89M | 60.04M | 61.44M | 61.73M | 64.15M | ||||||||||||||||||
| Interest Income - Debt Securities | 2.33M | 2.51M | 2.87M | 3.33M | 4.37M | 5.84M | 6.22M | 6.24M | 6.51M | 7.28M | 7.92M | 8.18M | 8.72M | 9.11M | 9.40M | 9.20M | 10.37M | 9.72M | 6.92M | 6.90M | ||||||||||||||||||
| Interest Income - Total | 33.52M | 33.77M | 34.69M | 37.78M | 42.36M | 48.86M | 51.99M | 55.00M | 56.81M | 58.55M | 58.67M | 60.88M | 63.03M | 63.32M | 65.71M | 69.20M | 73.63M | 73.31M | 69.97M | 72.66M | ||||||||||||||||||
| Interest expenses | ||||||||||||||||||||||||||||||||||||||
| Interest Expense - Deposits | 3.42M | 3.24M | 3.16M | 3.46M | 5.98M | 10.78M | 16.37M | 23.00M | 27.23M | 29.45M | 30.19M | 31.62M | 34.19M | 32.81M | 32.10M | 32.50M | 34.62M | 32.20M | 28.79M | 29.71M | ||||||||||||||||||
| Interest Expense - Debt | 1.21M | 1.22M | 1.20M | 1.22M | 1.24M | 1.03M | 0.98M | 2.09M | 2.32M | 2.22M | 2.26M | 2.12M | 1.94M | 2.23M | 2.16M | 2.85M | 2.93M | 3.52M | 2.44M | 2.49M | ||||||||||||||||||
| Interest Expense - Fed Funds | 0.01M | 0.41M | 0.71M | 3.38M | 4.94M | 2.76M | 0.55M | 0.27M | 0.30M | 0.85M | 0.00M | 0.04M | 0.02M | 0.01M | 0.24M | 0.02M | ||||||||||||||||||||||
| Interest ExpensesInterest Expense | 4.84M | 4.62M | 4.51M | 5.25M | 8.26M | 15.97M | 23.43M | 29.13M | 31.39M | 33.24M | 34.04M | 35.88M | 37.43M | 36.36M | 35.50M | 36.75M | 39.54M | 37.62M | 33.32M | 34.09M | ||||||||||||||||||
| Interest Income - Net | 28.67M | 29.15M | 30.18M | 32.53M | 34.09M | 32.89M | 28.57M | 25.87M | 25.42M | 25.31M | 24.63M | 25.00M | 25.60M | 26.97M | 30.21M | 32.45M | 34.09M | 35.69M | 36.65M | 38.57M | ||||||||||||||||||
| Non-interest income | ||||||||||||||||||||||||||||||||||||||
| Interest Income - Total | 27.37M | 28.00M | 28.50M | 29.50M | 32.59M | 31.39M | 27.94M | 25.82M | 26.02M | 25.56M | 23.88M | 24.40M | 25.60M | 24.79M | 28.71M | 30.45M | 32.99M | 34.24M | 35.45M | 38.02M | ||||||||||||||||||
| Financial Services Fees | 0.27M | 0.27M | 0.28M | 0.30M | 0.31M | 0.34M | 0.35M | 0.37M | 0.38M | 0.36M | 0.34M | 0.37M | 0.37M | 0.39M | 0.49M | 0.50M | 0.50M | 0.52M | 0.53M | 0.52M | ||||||||||||||||||
| Service Charges | 0.01M | 0.01M | 0.00M | 0.00M | 0.00M | 0.12M | 0.10M | 0.00M | 0.01M | 0.94M | 0.32M | 0.01M | 0.01M | 0.28M | 1.26M | 0.66M | 0.74M | |||||||||||||||||||||
| Investment Gain (Loss) | 0.50M | 0.23M | 0.38M | 0.20M | 0.05M | 0.79M | 0.32M | 0.49M | 0.00M | 0.48M | 0.06M | 0.09M | 10.40M | |||||||||||||||||||||||||
| Trading Income | 9.40M | 9.20M | 6.92M | 6.90M | ||||||||||||||||||||||||||||||||||
| Other Non-Interest Income | 1.09M | -1.23M | 1.28M | 1.30M | 1.07M | -2.13M | 0.67M | 0.90M | 1.07M | 1.05M | 0.88M | 0.72M | 0.75M | 0.61M | 0.45M | 0.75M | 0.78M | 0.77M | 0.78M | 0.59M | ||||||||||||||||||
| Non-Interest Income | 3.98M | -4.43M | 3.73M | 3.73M | 3.62M | -4.75M | 1.94M | 1.42M | 1.73M | 1.41M | 1.55M | 1.76M | 1.52M | 2.53M | 2.08M | 3.63M | 2.06M | 3.15M | 9.56M | 2.32M | ||||||||||||||||||
| Operating Items | ||||||||||||||||||||||||||||||||||||||
| Amortization - Intangibles | 0.05M | 0.03M | 0.01M | 0.01M | 0.01M | 0.01M | 0.01M | 0.05M | 0.23M | 0.23M | 0.23M | 0.23M | 0.23M | 0.23M | ||||||||||||||||||||||||
| Research & DevelopmentR&D | 0.36M | 0.40M | 0.39M | 0.42M | 0.41M | 0.47M | 0.37M | 0.45M | 0.62M | 0.62M | 0.64M | 0.64M | 0.61M | 0.69M | ||||||||||||||||||||||||
| Wages, Salaries and OtherWages | 8.31M | 7.97M | 8.69M | 8.98M | 9.45M | 9.82M | 8.81M | 8.59M | 9.52M | 9.62M | 9.43M | 9.68M | 9.85M | 10.61M | 11.37M | 11.36M | 12.23M | 12.43M | 13.49M | 13.92M | ||||||||||||||||||
| Rent ExpenseRental Exp. | 0.94M | 0.94M | 1.08M | 1.04M | 1.09M | 1.18M | 1.21M | 1.07M | 1.10M | 1.06M | 1.06M | 1.09M | 1.07M | 1.18M | 1.23M | 1.27M | 1.27M | 1.17M | 1.38M | 1.36M | ||||||||||||||||||
| Other Operating ExpensesOther Opex | 12.29M | 11.52M | 12.42M | 12.71M | 13.07M | 14.03M | 12.50M | 12.80M | 13.74M | 14.25M | 13.72M | 13.97M | 14.32M | 15.19M | 16.28M | 17.04M | 18.05M | 18.43M | 20.18M | 19.84M | ||||||||||||||||||
| Operating ExpensesOpex | 13.24M | 12.46M | 13.51M | 13.75M | 14.16M | 15.20M | 14.07M | 14.27M | 15.24M | 15.74M | 15.19M | 15.54M | 15.76M | 16.81M | 18.14M | 18.94M | 19.96M | 20.24M | 22.17M | 21.89M | ||||||||||||||||||
| EBIT | 20.39M | 21.45M | 21.07M | 22.66M | 28.09M | 33.90M | 39.24M | 42.09M | 43.90M | 44.47M | 44.28M | 46.50M | 48.79M | 46.87M | 48.15M | 51.88M | 54.64M | 54.77M | 56.16M | 52.54M | ||||||||||||||||||
| Non-operating items | ||||||||||||||||||||||||||||||||||||||
| Non Operating Interest Expenses | 4.84M | 4.62M | 4.51M | 5.25M | 8.26M | 15.97M | 23.43M | 29.13M | 31.39M | 33.24M | 34.04M | |||||||||||||||||||||||||||
| Interest & Investment IncomeInt & Inv Inc | 0.14M | 0.12M | 0.08M | 0.10M | 0.32M | 0.53M | 0.82M | 1.04M | 1.30M | 1.54M | 1.17M | 1.32M | 2.41M | 2.35M | 2.49M | 2.11M | 3.22M | 2.15M | 1.32M | 1.61M | ||||||||||||||||||
| Net income details | ||||||||||||||||||||||||||||||||||||||
| EBT | 15.55M | 16.83M | 16.55M | 17.40M | 19.82M | 17.93M | 15.82M | 12.96M | 12.51M | 11.23M | 10.24M | 10.62M | 11.36M | 10.51M | 12.65M | 15.14M | 15.10M | 17.15M | 22.84M | 18.45M | ||||||||||||||||||
| Tax ProvisionsTaxes | 4.04M | 8.84M | 4.29M | 4.52M | 5.31M | 5.59M | 4.17M | 3.15M | 2.88M | 2.36M | 2.41M | 2.50M | 2.69M | 2.31M | 3.02M | 3.62M | 3.50M | 5.82M | 5.43M | 4.44M | ||||||||||||||||||
| Profit After TaxPAT | 11.51M | 12.51M | 12.26M | 12.88M | 14.51M | 13.73M | 11.64M | 9.82M | 9.63M | 8.87M | 7.83M | 8.12M | 8.68M | 8.20M | 9.63M | 11.52M | 11.60M | 13.33M | 17.41M | 14.01M | ||||||||||||||||||
| Income from Continuing OperationsIncome (Continuing) | 11.51M | 7.99M | 12.26M | 12.88M | 14.51M | 12.33M | 11.64M | 9.82M | 9.63M | 8.87M | 7.83M | 8.12M | 8.68M | 8.20M | 9.63M | 11.52M | 11.60M | 11.33M | 17.41M | 14.01M | ||||||||||||||||||
| Consolidated Net IncomeConsol Net Inc. | 11.51M | 7.99M | 12.26M | 12.88M | 14.51M | 12.33M | 11.64M | 9.82M | 9.63M | 8.87M | 7.83M | 8.12M | 8.68M | 8.20M | 9.63M | 11.52M | 11.60M | 11.33M | 17.41M | 14.01M | ||||||||||||||||||
| Income towards Parent CompanyParent Net Inc | 11.51M | 7.99M | 12.26M | 12.88M | 14.51M | 12.33M | 11.64M | 9.82M | 9.63M | 8.87M | 7.83M | 8.12M | 8.68M | 8.20M | 9.63M | 11.52M | 11.60M | 11.33M | 17.41M | 14.01M | ||||||||||||||||||
| Preferred Dividend PaymentsPref Dividends | 1.01M | 1.01M | 1.01M | 1.01M | 1.01M | 1.01M | 1.01M | 1.01M | 1.01M | 1.01M | 1.01M | 1.01M | 1.01M | 1.01M | 1.01M | 1.01M | 1.01M | 1.01M | ||||||||||||||||||||
| Net Income towards Common StockholdersNet Income | 11.51M | 11.34M | 11.25M | 11.87M | 13.50M | 12.72M | 10.63M | 8.80M | 8.62M | 7.86M | 6.82M | 7.10M | 7.66M | 7.19M | 8.62M | 10.51M | 10.59M | 12.32M | 16.39M | 12.99M | ||||||||||||||||||
| Additional items | ||||||||||||||||||||||||||||||||||||||
| EPS (Basic) | 0.41 | 0.40 | 0.40 | 0.43 | 0.49 | 0.46 | 0.38 | 0.32 | 0.31 | 0.28 | 0.25 | 0.26 | 0.28 | 0.26 | 0.31 | 0.38 | 0.38 | 0.45 | 0.59 | 0.47 | ||||||||||||||||||
| EPS (Diluted) | 0.40 | 0.39 | 0.39 | 0.41 | 0.47 | 0.44 | 0.37 | 0.31 | 0.30 | 0.28 | 0.24 | 0.26 | 0.27 | 0.26 | 0.31 | 0.38 | 0.38 | 0.44 | 0.58 | 0.45 | ||||||||||||||||||
| Shares Outstanding | 28.05M | 28.03M | 28.12M | 27.84M | 27.52M | 27.76M | 27.73M | 27.89M | 27.94M | 27.86M | 27.69M | 27.39M | 27.38M | 27.48M | 27.57M | 27.46M | 27.50M | 27.54M | 27.80M | 27.86M | ||||||||||||||||||
| Shares Outstanding (Diluted)Shares Outstanding (Dil.) | 29.11M | 28.97M | 29.16M | 28.80M | 28.59M | 28.67M | 28.49M | 28.20M | 28.31M | 28.32M | 28.09M | 27.75M | 27.90M | 27.94M | 28.04M | 28.00M | 28.19M | 28.17M | 28.49M | 28.59M | ||||||||||||||||||
| Shares Outstanding (Entity)Shares Outstanding (Entity.) | 28.07M | 28.21M | 28.15M | 27.68M | 27.59M | 27.75M | 27.85M | 27.97M | 28.02M | 27.75M | 27.59M | 27.35M | 27.43M | 27.55M | 27.56M | 27.47M | 27.58M | 27.76M | 27.83M | 27.88M | ||||||||||||||||||
| EBITDA | 20.39M | 21.45M | 21.07M | 22.66M | 28.09M | 33.90M | 39.24M | 42.09M | 43.90M | 44.47M | 44.28M | 46.50M | 48.79M | 46.87M | 48.15M | 51.88M | 54.64M | 54.77M | 56.16M | 52.54M |